ENTERPRISE FINANCIAL SERVICES CORP EFSC Income Statement

Enterprise financial services corp (EFSC)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
Interest income:
Interest and fees on loans
275,550	269,406	260,298	244,467	227,787	217,212	208,980	201,617	195,976	185,452	171,758	158,180	145,056	137,738	133,494	129,678	125,370	122,370	121,922	119,691	119,559	121,395	123,433	129,434	135,276	143,181	151,817	157,307	158,994	154,006	148,027	139,124	136,803	130,073	122,303	115,810	0	0	0
Interest on debt securities:
Taxable
31,112	29,030	26,008	22,486	18,957	17,469	16,578	15,951	15,308	14,551	13,066	11,621	10,433	9,590	9,602	9,368	9,088	8,842	8,600	8,614	8,686	8,711	8,660	8,513	8,378	8,325	8,647	9,232	9,544	9,877	9,916	10,141	11,018	11,142	10,292	9,269	0	0	0
Nontaxable
4,557	3,515	2,535	1,829	1,239	1,074	1,115	1,146	1,179	1,283	1,302	1,330	1,354	1,300	1,317	1,293	1,250	1,215	1,172	1,172	1,186	1,188	1,198	1,201	1,207	1,209	1,182	1,145	1,076	1,009	980	900	819	695	497	352	0	0	0
Interest on federal funds sold
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2	1	2	0	0	0
Interest on interest-earning deposits
1,981	2,128	2,086	1,820	1,348	1,141	1,044	911	914	804	721	615	439	370	244	245	225	211	195	170	168	187	225	219	229	210	192	208	227	257	328	441	489	560	500	436	0	0	0
Dividends on equity securities
1,005	1,055	971	975	924	906	872	675	586	449	341	267	222	226	225	185	155	141	179	277	282	273	288	284	313	364	362	299	318	315	329	385	392	368	358	342	0	0	0
Total interest income
314,205	305,134	291,898	271,577	250,255	237,802	228,589	220,300	213,963	202,539	187,188	172,013	157,504	149,224	144,882	140,769	136,088	132,779	132,068	129,924	129,881	131,754	133,804	139,651	145,403	153,289	162,200	168,191	170,159	165,464	159,581	150,992	149,522	142,840	133,951	126,211	0	0	0
Interest expense:
Interest Expense, Deposits
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest-bearing transaction accounts
-	-	7,193	5,944	-	3,643	2,896	2,620	2,326	2,195	2,124	1,933	1,739	1,370	1,267	1,228	1,178	1,149	1,117	987	818	653	486	422	435	461	515	598	668	721	771	800	813	811	800	825	0	0	0
Money market accounts
-	-	26,610	25,074	-	19,361	16,088	13,075	10,568	8,708	7,118	5,851	4,926	4,439	4,019	3,698	3,357	2,993	2,757	2,588	2,616	2,716	2,827	2,888	2,940	3,080	3,333	3,643	4,131	4,679	5,471	6,451	7,335	7,987	7,808	7,258	0	0	0
Savings accounts
-	-	814	739	-	597	556	524	502	459	403	346	284	262	248	238	229	219	212	206	202	201	205	209	215	225	237	249	265	275	268	235	172	112	62	36	0	0	0
Certificates of Deposit
-	-	14,113	13,021	-	10,168	8,872	7,487	6,522	5,838	5,330	5,156	4,966	4,770	4,844	5,068	5,479	6,051	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
$100 and over
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,344	5,335	5,428	5,554	5,784	6,149	6,560	7,077	7,674	8,280	8,745	9,133	9,182	9,359	0	0	0
Other
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,686	1,719	1,760	1,822	1,936	2,094	2,330	2,654	3,010	3,268	3,372	3,615	4,014	4,693	0	0	0
Subordinated debentures and notes
7,778	7,507	7,055	6,582	6,078	5,798	5,632	5,465	5,299	5,095	4,584	3,637	2,710	1,894	1,402	1,347	1,294	1,248	1,230	1,222	1,217	1,322	1,455	1,828	2,474	3,019	3,551	3,854	3,885	4,082	4,251	4,397	4,543	4,515	4,636	4,747	0	0	0
FHLB advances
6,165	6,668	6,418	5,944	5,696	5,556	5,107	4,210	3,284	2,356	1,740	1,034	703	555	544	427	260	127	536	1,017	1,449	1,799	2,062	2,329	2,603	2,938	2,948	2,912	2,950	3,054	3,208	3,368	3,488	3,550	3,750	3,968	0	0	0
Notes payable and other borrowings
2,596	2,386	1,998	1,529	998	774	722	671	629	584	535	497	467	439	438	467	498	582	670	722	774	778	816	868	929	1,038	1,064	950	803	625	478	458	448	432	386	344	0	0	0
Total interest expense
64,463	66,417	64,201	58,833	52,178	45,897	39,873	34,052	29,130	25,235	21,834	18,454	15,795	13,729	12,762	12,473	12,295	12,369	12,921	13,339	13,834	14,386	14,881	15,598	16,784	18,137	19,368	20,449	21,592	23,167	25,131	27,257	28,916	30,155	30,638	31,230	0	0	0
Net interest income
249,742	238,717	227,697	212,744	198,077	191,905	188,716	186,248	184,833	177,304	165,354	153,559	141,709	135,495	132,120	128,296	123,793	120,410	119,147	116,585	116,047	117,368	118,923	124,053	128,619	135,152	142,832	147,742	148,567	142,297	134,450	123,735	120,606	112,685	103,313	94,981	0	0	0
Provision for credit losses
27,160	6,372	7,151	7,581	6,249	6,644	7,076	7,235	10,468	10,130	6,596	7,212	4,305	3,605	5,130	2,691	4,125	4,872	6,297	5,764	4,962	4,409	4,893	4,175	-1,468	-642	2,822	4,522	8,892	8,757	2,841	7,193	11,418	13,300	20,950	24,510	0	0	0
Provision reversal for purchased credit impaired loan losses
-	-	-	-	-	-	-	-	-	-	-698	-1,892	-2,021	-	-2,520	-1,553	-1,217	-4,414	-3,371	-5,021	-5,491	1,083	3,142	7,830	6,022	4,974	3,442	11,520	14,004	14,033	13,236	5,019	5,088	2,803	0	0	0	-	-
Net interest income after provision for credit losses
222,582	232,345	220,546	205,163	191,828	185,261	181,285	178,658	174,217	167,174	157,510	146,293	137,479	131,890	129,510	127,158	120,885	119,952	116,221	115,842	116,576	111,876	110,888	112,048	124,065	130,820	136,568	131,700	125,671	119,507	118,373	111,523	104,100	96,582	79,416	70,196	0	0	0
Noninterest income:
Change in FDIC loss share receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-5,030	-6,231	-7,364	-9,161	-9,307	-12,052	-12,527	-16,498	-18,173	-21,778	-17,017	-15,998	-14,869	-11,380	-11,779	-7,166	-3,494	0	0	0	-	-
Total noninterest income
53,354	49,176	45,460	40,306	38,035	38,347	38,757	38,719	36,960	34,394	32,311	30,915	30,030	29,059	26,587	24,340	23,097	20,675	18,970	18,693	16,292	16,631	16,725	15,989	10,907	9,899	1,377	5,493	8,015	9,084	13,261	14,155	17,528	18,508	22,802	19,363	0	0	0
Noninterest expense:
Employee compensation and benefits
83,628	81,295	77,553	73,005	68,900	66,039	64,662	63,455	62,671	61,388	58,544	55,545	52,407	49,846	49,231	48,615	47,229	46,095	45,612	46,050	46,629	47,232	50,154	49,018	47,931	47,278	43,547	44,211	44,497	43,497	43,513	41,401	38,614	36,839	33,645	31,351	0	0	0
Occupancy
13,175	12,465	11,412	10,627	9,781	9,550	9,571	9,611	9,534	9,057	8,520	7,791	7,135	6,889	6,650	6,550	6,562	6,573	6,449	6,527	6,581	6,527	6,977	6,983	7,001	7,277	6,529	6,239	5,925	5,393	5,577	5,484	5,246	5,001	4,487	4,278	0	0	0
Furniture and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,636	1,619	1,666	1,711	1,601	1,557	1,451	0	0	0
Data processing
8,418	8,242	8,102	7,685	6,760	6,321	6,078	5,833	6,106	6,272	6,110	5,871	5,252	4,723	4,485	4,473	4,413	4,339	4,480	4,387	4,385	4,481	4,433	4,531	4,342	4,137	3,924	3,662	3,555	3,454	3,817	3,578	3,353	3,159	2,411	2,323	0	0	0
Professional fees
3,799	3,683	3,362	3,321	3,031	3,134	3,594	3,493	3,825	3,813	4,503	4,338	3,978	3,825	2,999	3,042	3,177	3,465	3,882	3,792	3,530	3,825	4,051	4,382	4,718	4,876	4,682	0	0	-	0	-	-	-	-	-	-	-	-
FDIC and other insurance
-	-	-	3,098	-	-	-	3,557	3,287	-	3,133	3,031	3,119	3,018	2,986	2,860	2,787	2,790	2,759	2,815	2,911	2,884	2,822	3,012	3,084	3,244	3,425	3,387	3,397	3,491	3,594	3,560	3,850	4,119	4,330	4,521	0	0	0
Loan legal and other real estate expense
-	-	-	2,112	-	-	-	1,538	2,174	-	2,053	1,883	1,623	1,635	1,582	1,696	1,891	1,812	2,307	2,588	3,080	3,936	4,126	4,562	5,597	4,496	4,871	4,811	4,691	6,732	8,652	9,041	10,341	10,703	9,961	10,054	0	0	0
FHLB prepayment penalty
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,636	3,366	3,459	2,936	1,122	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Merger-related expenses
10,699	17,969	19,240	18,847	8,541	1,271	0	315	4,795	6,462	7,546	7,533	3,053	1,386	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other
44,601	41,831	38,689	36,556	33,929	32,716	34,426	31,638	30,480	28,059	19,563	17,390	15,517	14,788	15,144	14,963	14,195	13,956	14,809	14,598	14,535	14,441	13,765	14,693	15,353	15,790	14,155	13,846	14,900	16,438	15,436	15,786	14,011	12,305	13,593	12,096	0	0	0
Total noninterest expense
164,320	165,485	157,878	149,561	129,726	119,031	116,544	114,026	117,458	115,051	109,972	103,382	92,084	86,110	85,815	84,933	83,038	82,226	84,135	85,324	86,311	87,463	90,867	90,754	91,456	90,639	84,141	84,415	84,682	85,761	86,634	83,654	80,264	76,865	69,984	66,074	0	0	0
Income before income tax expense
111,616	116,036	108,128	95,908	100,137	104,577	103,498	103,351	93,719	86,517	79,849	73,826	75,425	74,839	70,282	66,565	60,944	58,401	51,056	49,211	46,557	41,044	36,746	37,283	43,516	50,080	53,804	52,778	49,004	42,830	45,000	42,024	41,364	38,225	32,234	23,485	0	0	0
Income tax expense
22,165	23,297	20,950	15,283	15,685	15,360	30,281	36,335	36,999	38,327	25,560	24,020	25,222	26,002	24,394	22,800	20,815	19,951	17,318	16,984	15,886	13,871	11,919	12,244	14,604	16,976	18,906	18,360	16,853	14,534	14,913	14,035	13,868	12,802	10,816	7,322	0	0	0
Net Income (Loss) Attributable to Parent
89,451	92,739	87,178	80,625	84,452	89,217	73,217	67,016	56,720	48,190	54,289	49,806	50,203	48,837	45,888	43,765	40,129	38,450	33,738	32,227	30,671	27,173	24,827	25,039	28,912	33,104	34,898	34,418	32,151	28,296	30,087	27,989	27,496	25,423	21,418	16,163	0	0	0
Net Income (Loss) Available to Common Stockholders, Basic
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	25,101	27,518	25,436	24,957	22,899	18,912	13,674	0	0	0
Earnings per common share
Basic (usd per share)
0.49	1.10	1.09	0.69	0.68	1.02	0.97	0.96	0.91	0.32	0.70	0.51	0.57	0.68	0.59	0.62	0.55	0.52	0.49	0.44	0.47	0.31	0.41	0.36	0.30	0.16	0.45	0.61	0.56	0.23	0.41	0.46	0.31	0.40	0.29	0.45	0.23	0.17	0.00
Diluted (usd per share)
0.48	1.12	1.08	0.68	0.67	1.01	0.97	0.95	0.90	0.32	0.69	0.50	0.56	0.67	0.59	0.61	0.54	0.52	0.48	0.43	0.46	0.28	0.41	0.36	0.30	0.18	0.44	0.58	0.53	0.23	0.39	0.44	0.31	0.39	0.29	0.43	0.23	0.17	0.00
Deposit Account [Member]
Total noninterest income
13,009	12,801	12,441	12,192	11,833	11,749	11,752	11,575	11,384	11,043	10,330	9,710	9,082	8,615	8,456	8,300	8,110	7,923	7,762	7,530	7,299	7,181	7,117	7,073	7,030	6,825	6,490	6,178	5,867	5,664	5,627	5,503	5,284	5,091	4,871	4,751	0	0	0
Fiduciary and Trust [Member]
Total noninterest income
10,441	9,932	9,288	8,639	8,119	8,241	8,420	8,470	8,383	8,102	7,678	7,310	6,900	6,729	6,716	6,795	6,929	7,007	7,042	7,023	6,960	6,942	6,890	6,834	6,897	7,118	7,194	7,321	7,534	7,300	7,193	7,200	6,867	6,841	6,734	6,450	0	0	0
Card Services Revenue [Member]
Total noninterest income
9,611	9,154	8,505	7,771	6,960	6,686	6,471	6,170	5,912	5,433	4,394	3,739	3,299	3,130	2,656	2,723	2,611	2,496	3,229	3,207	3,069	2,953	2,875	2,748	2,707	2,717	2,686	2,640	2,557	2,504	2,422	2,210	1,963	1,679	1,413	1,186	0	0	0
Other real estate
Total noninterest income
-	-	-	0	-	-	-	17	0	-	0	0	-	1,837	683	941	244	142	78	160	868	1,531	3,315	3,673	3,318	3,363	635	902	1,796	2,225	2,975	2,753	1,596	862	1,183	968	0	0	0
Tax credit activity, net [Member]
Total noninterest income
7,271	5,393	4,280	3,234	2,726	2,820	2,757	2,642	2,587	2,581	2,080	2,231	2,375	2,647	2,550	2,643	2,564	2,720	2,461	2,296	2,429	2,252	2,149	2,301	2,133	2,503	2,241	2,189	2,737	2,207	2,315	3,427	3,827	3,645	3,394	2,877	0	0	0
Gain on Sale of Securities, Excluding Acquisition Amount [Domain]
Noninterest Income
-	-	0	-	-	-	0	-	-	22	108	0	0	-	0	-	-	23	23	23	23	0	0	611	611	1,295	1,295	684	818	1,156	1,158	1,926	2,298	1,450	1,572	1,329	0	0	0
Financial Service, Other [Member]
Total noninterest income
12,779	11,653	10,618	8,479	8,388	8,842	9,374	9,857	8,672	7,213	6,555	6,813	6,573	6,015	6,020	4,759	5,405	5,394	4,606	5,818	4,805	5,079	5,387	4,232	3,665	3,207	2,614	2,596	2,704	2,897	2,951	2,915	2,859	2,434	2,487	2,167	0	0	0