Eagle bancorp, inc (EGBN)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash Flows From Operating Activities:
Net Income

132,317

142,943

147,804

150,257

150,310

152,276

127,528

118,454

108,930

100,232

110,380

105,029

101,402

97,707

94,338

91,278

88,071

84,167

76,546

69,171

61,177

54,258

51,534

49,203

47,934

47,007

45,202

43,120

39,228

35,289

32,265

29,084

27,055

24,558

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses

24,041

13,091

12,746

12,001

10,051

8,660

10,147

9,627

9,543

8,971

6,996

7,363

9,685

11,331

13,814

14,788

14,371

14,638

13,743

12,592

12,255

10,879

9,687

8,948

8,171

9,602

11,233

13,499

15,585

16,190

14,816

14,065

12,837

10,983

0

0

0

Provision for unfunded commitments

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation and amortization

5,673

6,174

7,330

6,975

6,830

6,969

7,014

6,973

6,922

6,883

6,759

6,597

6,402

6,226

4,291

4,875

6,461

7,780

13,630

12,740

10,823

9,027

4,580

4,424

4,292

4,227

4,159

3,921

3,683

3,390

3,108

2,922

2,757

2,571

0

0

0

Amortization of operating lease right-of-use assets

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gains on sale of loans

8,030

8,474

7,205

6,076

5,828

5,963

7,436

8,175

9,019

9,544

9,840

10,676

12,149

11,564

11,073

10,547

9,849

11,973

11,564

10,903

8,630

6,886

5,909

7,025

10,772

14,578

17,430

17,636

15,452

13,942

12,052

9,973

8,495

6,057

0

0

0

Gains on sale of GNMA loans

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities premium amortization (discount accretion), net

-5,328

-5,186

-5,114

-4,795

-4,729

-4,445

-4,484

-4,212

-4,067

-3,986

-3,911

-4,132

-4,388

-4,524

-4,622

-4,503

-3,973

-3,514

-3,122

-3,081

-3,278

-3,456

-3,494

-3,417

-3,012

-3,162

-7,378

-7,681

-8,457

-8,734

0

0

0

-

-

-

-

Origination of loans held for sale

761,328

665,726

437,525

331,331

314,529

325,109

550,681

580,814

655,810

707,489

733,305

864,960

885,952

857,601

790,578

700,716

756,627

910,595

913,682

904,949

753,633

572,342

515,154

521,315

694,302

983,332

1,342,583

1,591,868

1,580,291

1,471,248

1,364,840

1,195,139

1,012,851

815,592

0

0

0

Proceeds from sale of loans held for sale

729,535

636,747

411,601

330,807

326,359

337,256

567,819

610,273

670,973

746,016

795,283

885,632

914,213

865,028

759,246

784,623

783,555

919,393

930,787

818,580

721,367

576,941

519,015

597,696

815,910

1,182,803

1,492,048

1,607,504

1,550,541

1,435,093

1,313,558

1,127,834

946,309

725,394

0

0

0

Net increase in cash surrender value of BOLI

1,692

1,703

1,719

1,661

1,588

1,507

1,431

1,427

1,443

1,466

1,491

1,513

1,531

1,554

1,569

1,573

1,589

1,589

1,555

1,455

1,359

1,283

1,219

1,155

940

720

518

387

389

392

394

394

397

401

0

0

0

Deferred income tax (benefit) expense

1,887

61

-6,234

2,223

800

3,497

-11,255

-18,581

-17,524

-18,974

3,581

2,692

4,786

5,628

4,568

6,086

7,976

6,729

13,601

12,556

8,921

7,540

-6,035

-5,153

629

3,965

9,962

8,440

6,366

4,848

4,200

5,025

2,264

2,080

0

0

0

Gain on sale of investment securities

1,427

1,517

1,657

1,504

967

97

68

79

79

542

613

603

1,075

1,194

1,153

1,212

714

2,254

2,236

2,176

2,178

22

6

6

4

19

-52

412

560

690

0

0

0

-

-

-

-

Decrease in value of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

200

550

550

356

1,100

799

883

935

638

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net loss (gain) on sale of other real estate owned

-

-

-

-

-

-

-

-

-

-301

-276

-242

-252

682

538

400

262

-328

-225

-219

-71

-154

0

0

0

-

-

-

-

26

-119

-323

-466

-444

0

0

0

Loss on early extinguishment of debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1,130

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stock-based compensation expense

6,651

7,684

7,968

6,852

7,047

6,494

6,543

5,542

5,188

5,568

5,947

6,764

7,333

6,907

6,572

5,978

5,355

5,073

4,693

4,473

4,237

3,981

3,823

3,667

3,511

3,304

2,865

2,420

1,994

2,495

2,318

2,231

2,077

1,077

0

0

0

Net tax (expense) benefits from stock compensation

-370

-48

12

12

12

110

108

108

-21

460

0

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Excess tax benefits realized from stock compensation

-

-

-

-

-

-

-

-

-

-

-

-

-

400

1,205

1,257

1,599

2,984

2,585

2,722

2,353

978

426

263

351

410

604

612

486

369

162

108

113

143

0

0

0

(Increase) decrease in other assets

46,574

21,340

-2,867

-3,255

-19,115

16,301

8,159

22,582

44,249

19,324

19,494

8,869

6,332

5,025

8,166

2,441

2,716

3,725

5,630

8,077

9,516

12,631

7,443

12,724

4,260

26

170

-4,635

-7,363

-3,797

6,757

7,555

8,828

8,962

0

0

0

Increase (decrease) in other liabilities

57,089

19,809

-6,367

-12,927

-16,452

2,061

-10,091

4,264

-2,560

10,348

5,063

-3,584

10,112

8,545

8,875

5,342

6,603

1,315

15,326

14,493

20,790

1,856

7,257

3,435

-3,975

10,850

5,071

4,703

7,694

1,818

-2,991

3,795

2,050

10,656

0

0

0

Net cash provided by operating activities

140,766

132,684

149,883

160,179

184,538

165,455

154,582

162,447

107,456

160,924

166,517

123,062

142,410

116,820

73,458

187,705

127,413

98,589

109,148

-5,476

49,473

59,508

75,986

134,374

168,922

258,677

197,522

69,171

31,443

15,820

-18,925

-33,715

-36,846

-56,136

0

0

0

Cash Flows From Investing Activities:
Purchases of available-for-sale investment securities

478,494

374,648

216,076

244,928

334,363

331,884

304,921

298,296

200,060

202,974

275,382

234,647

230,796

236,991

139,787

199,583

289,397

274,904

244,465

156,423

58,725

50,404

81,333

83,434

112,154

148,373

152,499

146,581

115,574

117,554

109,710

201,795

312,325

263,887

0

0

0

Proceeds from maturities of available-for-sale securities

241,956

214,204

154,826

118,927

99,273

93,848

89,091

80,600

74,249

75,922

74,264

76,263

82,999

84,259

87,672

72,307

66,038

53,966

41,990

52,736

45,297

37,571

36,597

22,072

28,290

35,985

43,785

52,487

48,566

47,007

36,684

76,583

96,256

93,602

0

0

0

Decrease in interest bearing deposits with other banks and short-term investments

-

-

-

-

-

-

-

-

-

-

-

-

-

2,496

3,468

3,386

3,461

3,058

-286

-241

-334

-634

-9

-50

-187

-88

-64

1,687

236

11

98,870

8,531

10,057

11,652

0

0

0

Proceeds from sale/call of available-for-sale securities

160,000

104,800

87,308

49,469

41,834

36,300

34,995

44,050

39,205

73,100

70,172

64,617

129,771

94,310

140,123

133,712

61,695

111,696

98,207

98,118

109,116

49,902

17,485

17,485

6,487

22,148

36,344

83,679

85,312

77,084

0

0

0

-

-

-

-

Purchases of Federal Reserve and Federal Home Loan Bank stock

93,819

100,939

90,280

81,843

35,714

47,872

53,154

56,062

53,055

33,008

33,150

24,666

15,984

8,502

3,055

3,036

914

2,443

7,971

7,965

7,946

5,650

110

105

144

731

718

2,287

2,256

2,776

3,927

2,340

2,310

2,055

0

0

0

Proceeds from redemption of Federal Reserve and Federal Home Loan Bank stock

88,825

89,250

98,812

83,725

35,487

60,690

46,878

48,791

43,861

18,285

0

0

0

-

-

0

0

8,100

10,173

10,173

10,173

1,374

-699

-699

-699

-153

0

0

0

-

-

-

-

-

-

-

-

Net increase in loans

672,306

563,771

721,797

747,435

576,447

583,393

765,393

671,914

782,367

738,067

604,089

586,773

675,821

687,362

715,351

860,473

720,779

695,720

576,296

502,491

609,772

595,543

647,687

600,143

533,706

474,542

417,343

392,023

375,832

447,557

376,506

378,856

404,041

389,580

0

0

0

Purchases of BOLI

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

499

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of annuities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

992

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of other real estate owned

-

-

-

-

-

-

-

-

-

2,144

4,669

4,016

4,506

6,139

7,245

7,553

7,896

5,477

2,161

1,398

565

520

0

0

0

-

-

-

-

901

1,236

1,505

1,260

5,995

0

0

0

Increase in premises and equipment

0

-

-

-

0

-

-

-

4,793

5,758

5,049

6,849

7,697

7,426

7,443

6,369

5,289

4,660

2,884

2,768

4,088

5,223

5,784

5,175

5,027

5,336

5,630

6,484

6,567

6,007

6,406

6,298

5,395

5,524

0

0

0

Net cash used in investing activities

-759,046

-637,127

-691,141

-831,964

-783,005

-784,801

-966,551

-856,470

-881,776

-810,377

-746,443

-692,060

-704,797

-750,952

-627,128

-852,503

-877,399

-796,921

-839,899

-667,991

-676,132

-725,726

-686,773

-654,966

-645,586

-600,736

-517,738

-430,970

-363,075

-446,567

-295,545

-467,281

-515,314

-462,533

0

0

0

Cash Flows From Financing Activities:
Increase (decrease) in deposits

1,458,649

250,106

1,030,208

681,134

561,118

1,120,301

458,353

401,061

332,312

137,870

355,803

531,709

599,843

557,670

631,561

510,555

605,281

847,676

691,827

756,595

609,765

384,443

549,791

479,691

460,854

328,192

468,969

374,047

444,276

504,803

-232,583

573,031

541,355

665,297

0

0

0

Increase (decrease) in customer repurchase agreements

4,959

567

-6,149

2,534

-21,947

-46,148

-37,123

-45,227

-33,795

7,685

1,927

-6,146

15,197

-3,480

6,749

27,114

8,374

11,236

5,936

-7,252

-7,848

-19,351

-23,309

-36,681

-26,227

-20,867

6,898

-377

-18,916

-2,024

-72,303

-39,193

21,827

5,778

0

0

0

Issuance of common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

94,633

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in short-term borrowings

0

-

-

0

0

-

-

155,000

200,000

325,000

0

0

0

-

50,000

50,000

0

-100,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase (decrease) in long-term borrowings

0

-

-

-

-

-

-

-

-

-

-

-

-

147,586

147,491

-4,050

-9,300

-49,300

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payment of dividends on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

600

719

689

637

614

575

566

566

566

566

566

566

566

565

737

883

1,033

0

0

0

Proceeds from exercise of equity compensation plans

-

332

770

770

734

776

453

453

644

372

930

960

862

955

818

894

1,896

5,176

5,864

6,542

5,502

2,313

1,826

1,532

1,767

1,984

2,154

1,683

1,716

1,685

1,044

1,395

1,292

944

0

0

0

Excess tax benefits realized from stock compensation

-

-

-

-

-

-

-

-

-

-

-

-

-

400

1,205

1,257

1,599

2,984

2,585

2,722

2,353

978

426

263

351

410

604

612

486

369

162

108

113

143

0

0

0

Payment in lieu of fractional shares

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from employee stock purchase plan

788

782

785

789

799

808

813

826

830

836

860

832

849

801

779

772

773

769

735

691

647

621

606

588

556

543

0

0

0

-

-

-

0

-

-

-

-

Common stock repurchased

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash dividends paid

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided (used in) by financing activities

1,435,804

424,552

752,303

602,628

515,704

750,737

547,496

512,113

499,991

471,763

509,849

770,201

839,672

703,932

766,642

514,400

536,222

740,670

828,450

954,881

811,369

615,283

598,764

444,826

436,724

309,685

482,890

403,556

460,369

537,670

-275,827

573,582

597,337

704,618

0

0

0

Net Increase (Decrease) In Cash and Cash Equivalents

817,524

-79,891

211,045

-69,157

-82,763

131,391

-264,473

-181,910

-274,329

-177,690

-70,077

201,203

277,285

69,800

212,972

-150,398

-213,764

42,338

97,699

281,414

184,710

-50,935

-12,023

-75,766

-39,940

-32,374

162,674

41,757

128,737

106,923

-590,297

72,586

45,177

185,949

0

0

0

Supplemental Cash Flows Information:
Interest paid

105,719

105,985

102,235

95,299

85,203

73,806

61,920

51,366

43,607

39,772

37,092

31,698

29,443

24,031

21,982

20,654

19,646

19,586

18,896

15,885

14,765

11,742

11,478

12,042

12,157

12,910

13,261

13,693

14,088

14,935

16,249

18,136

19,364

20,045

0

0

0

Income taxes paid

-

54,650

58,550

55,850

56,650

55,200

56,300

66,100

79,700

69,200

71,000

66,800

65,050

66,150

62,050

58,350

51,400

52,650

46,850

40,800

33,850

33,050

24,750

25,020

25,620

23,945

30,145

30,026

18,076

18,151

17,721

17,770

20,320

16,100

0

0

0

Non-Cash Investing Activities
Initial recognition of operating lease right-of-use assets

-

29,574

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transfers from loans to other real estate owned

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,725

1,725

6,706

6,481

5,066

5,311

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Transfers from other real estate owned to loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,192

2,192

0

0

0

-

-

-

-

3,361

0

0

0

-

3,555

3,969

1,844

3,124

0

0

0