Eagle Bancorp, Inc EGBN Income Statement

Eagle bancorp, inc (EGBN)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
Interest Income
Interest and fees on loans
399,857	400,923	399,689	392,962	381,997	368,606	352,891	335,497	320,469	308,510	299,029	290,722	282,037	274,488	266,279	257,416	250,083	242,340	231,657	216,153	198,591	181,775	167,503	159,458	153,140	148,801	145,918	143,266	139,901	134,600	129,468	123,782	118,428	112,320	103,668	96,427	0	0	0
Interest and dividends on investment securities
20,866	21,037	21,122	21,093	19,913	17,907	15,885	14,204	12,973	12,214	11,362	10,345	9,874	9,629	10,024	10,592	10,541	10,092	9,564	9,074	9,092	9,286	9,114	8,941	8,429	7,792	7,134	6,787	6,826	6,824	6,706	6,440	6,255	6,181	6,451	6,720	0	0	0
Interest on balances with other banks and short-term investments
7,331	7,438	6,997	7,132	7,301	6,616	5,326	4,420	3,756	3,258	2,882	2,267	1,853	1,654	984	836	878	732	721	618	496	496	504	561	618	689	741	642	547	475	639	692	631	513	196	86	0	0	0
Interest on federal funds sold
243	232	220	167	160	157	129	120	91	52	30	30	28	34	34	27	20	16	18	20	22	16	13	12	11	12	13	23	34	44	57	61	82	110	139	169	0	0	0
Total interest income
428,297	429,630	428,028	421,354	409,371	393,286	374,231	354,241	337,289	324,034	313,303	303,364	293,792	285,805	277,321	268,871	261,522	253,180	241,960	225,865	208,201	191,573	177,134	168,972	162,198	157,294	153,806	150,718	147,308	141,943	136,870	130,975	125,396	119,124	110,454	103,402	0	0	0
Interest Expense
Interest on deposits
90,672	91,026	88,251	80,394	71,981	60,210	47,716	38,230	30,585	27,286	25,201	22,808	20,935	19,248	17,188	16,087	15,244	14,343	13,381	11,831	10,468	9,638	9,417	9,772	10,086	10,614	11,049	11,227	11,529	12,057	13,257	15,148	16,605	17,248	17,126	16,830	0	0	0
Interest on customer repurchase agreements
334	345	314	286	273	225	227	231	209	197	188	169	168	167	153	147	142	132	130	135	132	143	164	190	223	254	272	276	298	325	402	546	631	685	700	683	0	0	0
Interest on short-term borrowings
2,515	2,298	2,500	3,409	2,971	3,942	3,732	2,579	1,806	748	446	665	785	732	759	376	32	86	0	0	0	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	0
Interest on long-term borrowings
12,004	11,916	11,916	11,916	11,916	11,916	11,916	11,916	11,916	11,916	11,915	11,377	9,435	7,493	5,505	4,188	4,303	4,677	5,182	5,082	4,314	3,283	2,177	1,566	1,601	1,636	1,671	1,794	1,910	2,029	2,146	2,150	2,149	2,144	2,153	2,164	0	0	0
Total interest expense
105,525	105,585	102,981	96,005	87,141	76,293	63,591	52,956	44,516	40,147	37,750	35,019	31,323	27,640	23,605	20,798	19,721	19,238	18,778	17,133	14,999	13,095	11,758	11,528	11,910	12,504	12,993	13,300	13,740	14,414	15,807	17,844	19,385	20,077	19,979	19,686	0	0	0
Net interest income
322,772	324,045	325,047	325,349	322,230	316,993	310,640	301,285	292,773	283,887	275,553	268,345	262,469	258,165	253,716	248,073	241,801	233,942	223,182	208,732	193,202	178,478	165,376	157,444	150,288	144,790	140,813	137,418	133,568	127,529	121,063	113,131	106,011	99,047	90,475	83,716	0	0	0
Provision for Credit Losses
24,041	13,091	12,746	12,001	10,051	8,660	10,147	9,627	9,543	8,971	6,996	7,363	9,685	11,331	13,814	14,788	14,371	14,638	13,743	12,592	12,255	10,879	9,687	8,948	8,171	9,602	11,233	13,499	15,585	16,190	14,816	14,065	12,837	10,983	10,180	9,394	0	0	0
Provision for Unfunded Commitments
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Interest Income After Provision For Credit Losses
296,619	310,954	312,301	313,348	312,179	308,333	300,493	291,658	283,230	274,916	268,557	260,982	252,784	246,834	239,902	233,285	227,430	219,304	209,439	196,140	180,947	167,599	155,689	148,496	142,117	135,188	129,580	123,919	117,983	111,339	106,247	99,066	93,174	88,064	80,295	74,322	0	0	0
Noninterest Income
Service charges on deposits
5,978	6,247	6,620	6,940	7,094	7,014	6,911	6,723	6,506	6,364	6,159	5,964	5,845	5,821	5,710	5,653	5,512	5,397	5,258	5,111	5,047	4,906	4,894	4,782	4,514	4,607	4,386	4,259	4,243	3,937	3,919	3,811	3,548	3,318	3,115	2,991	0	0	0
Gain on sale of loans
8,030	8,474	7,205	6,076	5,828	5,963	7,167	7,906	8,750	9,275	9,840	10,676	12,149	11,564	11,073	10,547	9,849	11,973	11,564	10,903	8,630	6,886	5,909	7,025	10,772	14,578	17,430	17,636	15,452	13,942	12,052	9,973	8,495	6,057	4,611	3,743	0	0	0
Gain on sale of investment securities
1,427	1,517	1,657	1,504	967	97	68	79	79	542	613	603	1,075	1,194	1,153	1,212	714	2,254	2,236	2,176	2,178	22	6	6	4	19	-52	412	560	690	1,619	1,746	0	-	0	0	-	0	0
Loss on early extinguishment of debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1,130	0	0	0	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-
Increase in the cash surrender value of bank owned life insurance
1,692	1,703	1,719	1,661	1,588	1,507	1,676	1,672	1,688	1,711	1,491	1,513	1,531	1,554	1,569	1,573	1,589	1,589	1,555	1,455	1,359	1,283	1,219	1,155	940	720	518	387	389	392	394	394	397	401	409	416	0	0	0
Other income
7,751	7,758	7,853	8,199	8,096	8,005	10,170	10,756	11,583	11,480	8,788	7,756	6,464	7,151	7,257	7,471	7,450	6,545	5,963	5,593	5,602	5,248	5,311	4,846	4,838	4,792	4,190	3,922	3,348	2,932	2,567	2,495	2,542	2,280	2,130	1,895	0	0	0
Total noninterest income
24,878	25,699	25,054	24,380	23,573	22,586	25,992	27,136	28,606	29,372	26,891	26,512	27,064	27,284	26,762	26,456	25,114	26,628	25,446	24,108	21,686	18,345	17,339	17,814	21,068	24,716	26,472	26,087	23,463	21,364	19,168	17,828	16,580	13,501	11,970	10,469	0	0	0
Noninterest Expense
Salaries and employee benefits
73,995	79,842	76,389	74,451	74,520	67,734	68,505	68,253	67,310	67,129	68,304	68,529	67,568	67,010	65,134	63,387	62,162	61,749	61,475	61,034	59,366	57,268	54,324	51,569	49,889	47,481	46,886	45,506	44,460	43,684	41,703	40,159	37,631	34,518	30,884	27,590	0	0	0
Premises and equipment expenses
14,356	14,387	14,976	15,362	15,583	15,660	15,710	15,667	15,714	15,632	15,312	15,252	15,139	15,118	15,389	15,577	15,842	16,026	15,803	15,203	14,238	13,317	12,544	12,392	12,212	11,923	11,626	10,966	10,508	10,218	9,930	9,307	8,890	8,371	8,003	8,676	0	0	0
Marketing and advertising
4,756	4,826	4,773	4,754	4,777	4,566	4,641	4,182	4,138	4,095	3,817	3,942	3,615	3,495	3,117	3,022	2,837	2,748	2,760	2,542	2,222	1,999	1,940	1,822	1,801	1,686	1,586	1,657	1,820	1,759	1,751	1,488	1,678	1,626	1,606	1,653	0	0	0
Data processing
9,533	9,412	9,731	9,971	9,772	9,714	9,307	8,903	8,496	8,220	8,088	7,948	7,774	7,747	7,651	7,748	7,763	7,533	7,169	6,765	6,359	6,163	6,039	5,853	5,952	5,903	5,598	5,278	4,698	4,415	4,350	4,160	4,121	3,554	3,174	2,941	0	0	0
Legal, accounting and professional fees
17,474	12,195	10,534	9,039	8,478	9,742	8,796	7,906	7,024	5,053	4,367	3,898	3,612	3,673	3,659	3,951	3,810	3,729	3,841	3,518	3,447	3,439	3,256	3,380	3,170	2,969	3,164	3,373	3,925	4,253	4,419	4,077	3,939	3,974	3,525	3,746	0	0	0
FDIC insurance
3,514	3,206	3,280	4,128	3,953	3,512	3,050	3,046	2,685	2,554	2,588	2,288	2,453	2,718	2,999	3,164	3,192	3,154	3,001	2,780	2,560	2,333	2,163	2,174	2,225	2,263	2,316	2,217	2,182	2,089	2,120	1,920	1,941	2,195	2,320	2,736	0	0	0
Merger expenses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	141	1,024	1,598	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other expenses
15,277	15,994	17,140	17,259	16,811	15,783	14,818	14,772	15,074	15,869	16,054	15,995	15,985	15,255	15,924	15,589	15,109	15,636	14,002	13,064	11,701	10,510	10,173	10,664	11,731	12,354	12,180	11,793	11,049	10,089	10,240	10,018	9,325	9,038	8,386	7,970	0	0	0
Total noninterest expense
138,905	139,862	136,823	134,964	133,894	126,711	124,827	122,729	120,441	118,552	118,530	117,852	116,146	115,016	113,875	112,442	110,745	110,716	111,428	109,166	104,703	99,728	91,900	88,430	86,980	84,579	83,380	80,814	78,666	76,531	74,513	71,129	67,525	63,276	57,898	55,312	0	0	0
Income Before Income Tax Expense
182,592	196,791	200,532	202,764	201,858	204,208	201,658	196,065	191,395	185,736	176,918	169,642	163,702	159,102	152,789	147,299	141,799	135,216	123,457	111,082	97,930	86,216	81,128	77,880	76,205	75,325	72,672	69,192	62,780	56,172	50,902	45,765	42,229	38,289	34,367	29,479	0	0	0
Income Tax Expense
50,275	53,848	52,728	52,507	51,548	51,932	74,130	77,611	82,465	85,504	66,538	64,613	62,300	61,395	58,451	56,021	53,728	51,049	46,911	41,911	36,753	31,958	29,594	28,677	28,271	28,318	27,470	26,072	23,552	20,883	18,637	16,681	15,174	13,731	12,217	10,376	0	0	0
Net Income
132,317	142,943	147,804	150,257	150,310	152,276	127,528	118,454	108,930	100,232	110,380	105,029	101,402	97,707	94,338	91,278	88,071	84,167	76,546	69,171	61,177	54,258	51,534	49,203	47,934	47,007	45,202	43,120	39,228	35,289	32,265	29,084	27,055	24,558	22,150	19,103	0	0	0
Preferred Stock Dividends
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	601	719	690	653	614	575	566	566	566	566	566	566	566	567	591	1,332	1,511	1,696	1,854	0	0	0
Net Income Available to Common Shareholders
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	83,566	75,827	68,481	60,524	53,644	50,959	48,637	47,368	46,441	44,636	42,554	38,662	34,723	31,698	28,493	25,723	23,047	20,454	17,249	0	0	0
Earnings Per Common Share
Basic (in dollars per share)
0.70	1.05	1.07	1.08	0.98	1.17	1.14	1.09	1.04	0.47	0.87	0.81	0.79	0.76	0.73	0.72	0.70	0.66	0.64	0.62	0.62	0.50	0.54	0.49	0.48	0.46	0.45	0.45	0.45	0.38	0.41	0.34	0.37	0.24	0.32	0.25	0.24	0.22	0.16
Diluted (in dollars per share)
0.70	1.05	1.07	1.08	0.98	1.17	1.13	1.08	1.04	0.45	0.87	0.81	0.79	0.75	0.72	0.71	0.68	0.65	0.63	0.61	0.61	0.48	0.52	0.48	0.47	0.44	0.44	0.44	0.44	0.37	0.40	0.33	0.36	0.25	0.31	0.24	0.24	0.22	0.16