Enova international, inc. (ENVA)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Sep'13
Revenue

362,252

295,106

329,513

285,700

264,438

171,143

293,879

253,301

254,298

128,858

217,878

189,904

192,263

202,438

195,943

172,535

174,653

175,417

165,227

146,280

165,676

194,722

205,168

201,482

208,465

198,098

Change in Fair Value

235,719

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cost of Revenue

-

174,473

171,266

138,297

118,858

109,595

163,763

121,494

108,553

84,401

107,341

79,862

81,884

97,545

95,391

65,453

69,577

71,138

65,614

41,536

38,570

60,592

72,919

66,840

66,436

90,389

Net Revenue/Gross Profit

126,533

120,633

158,247

147,403

145,580

61,548

130,116

131,807

145,745

44,457

110,537

110,042

110,379

104,893

100,552

107,082

105,076

104,279

99,613

104,744

127,106

134,130

132,249

134,642

142,029

107,709

Expenses
Marketing

34,558

27,174

36,993

31,904

19,061

2,827

36,011

29,386

27,736

6,565

27,000

23,410

19,583

23,904

26,722

25,597

21,181

32,451

35,568

24,707

24,156

35,163

33,393

30,828

28,478

36,523

Operations and technology

31,266

-3,038

34,310

32,411

20,579

-2,626

28,260

27,195

25,538

-2,881

27,163

21,818

23,531

23,496

20,637

20,935

20,134

19,856

18,590

17,554

18,012

19,203

19,362

17,123

17,885

17,959

General and administrative

27,951

22,490

28,787

28,876

29,051

25,567

24,360

28,295

26,921

22,649

25,164

26,245

25,696

21,209

21,307

27,515

27,925

26,791

22,627

27,089

25,566

25,350

31,167

26,931

24,427

17,991

Depreciation and amortization

3,670

3,463

3,716

3,942

3,934

2,837

3,688

3,837

3,838

2,886

3,533

3,366

3,497

3,560

3,789

4,228

3,987

4,190

3,882

5,033

5,283

4,960

5,338

4,316

4,118

3,958

Total Expenses

97,445

50,089

103,806

97,133

72,625

28,605

92,319

88,713

84,033

29,219

82,860

74,839

72,307

72,169

72,455

78,275

73,227

83,288

80,667

74,383

73,017

84,676

89,260

79,198

74,908

76,431

Income from Operations

29,088

70,544

54,441

50,270

72,955

32,943

37,797

43,094

61,712

15,238

27,677

35,203

38,072

32,724

28,097

28,807

31,849

20,991

18,946

30,361

54,089

49,454

42,989

55,444

67,121

31,278

Interest expense, net

-20,381

-19,755

-18,232

-18,115

-19,502

-20,092

-20,244

-19,355

-19,673

-21,479

-18,292

-17,012

-17,222

-17,545

-16,117

-16,026

-15,915

-13,382

-13,292

-12,904

-13,305

-22,781

-13,136

-7,311

4,754

4,909

Foreign currency transaction gain (loss)

41

-23

-12

-38

-143

-53

27

-204

-2,088

27

65

62

227

-622

145

471

1,568

202

-212

-31

-944

520

-155

-299

-101

-737

Loss on early extinguishment of debt

-

0

0

0

-2,321

-7,812

-12,469

0

-4,710

-

-14,927

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income before Income Taxes

8,748

50,766

36,197

32,117

50,989

4,986

5,111

23,535

35,241

-14,182

-5,477

18,253

21,077

14,557

12,125

13,252

17,502

7,811

5,442

17,426

39,840

36,701

29,698

47,834

62,266

25,632

Provision for income taxes

3,000

13,877

9,112

7,054

12,010

2,841

-10,193

5,310

7,343

-9,439

-2,109

6,380

7,225

5,843

4,288

5,064

7,639

3,630

1,025

6,562

15,310

14,199

11,213

17,205

22,211

8,544

Net income from continuing operations

5,748

-

-

-

38,979

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net loss from discontinued operations

-288

-

-

-

-3,962

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Income

5,460

-50,553

27,085

25,063

35,017

8,671

15,304

18,225

27,898

6,883

-3,368

11,873

13,852

8,714

7,837

8,188

9,863

4,181

4,417

10,864

24,530

22,502

18,485

30,629

40,055

17,088

Earnings Per Share:
Earnings per common share – basic:
Continuing operations

0.18

-

-

-

1.16

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Discontinued operations

-0.01

-

-

-

-0.11

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Earnings per common share – basic

0.17

-1.50

0.80

0.74

1.05

0.24

0.45

0.54

0.83

0.20

-0.10

0.35

0.42

0.25

0.24

0.25

0.30

0.13

0.13

0.33

0.74

0.68

0.56

0.93

1.21

-

Earnings per common share – diluted:
Continuing operations

0.18

-

-

-

1.13

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Discontinued operations

-0.01

-

-

-

-0.11

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Earnings per common share – diluted

0.17

-1.47

0.78

0.73

1.02

0.23

0.43

0.52

0.81

0.20

-0.10

0.35

0.41

0.25

0.23

0.25

0.30

0.13

0.13

0.33

0.74

0.68

0.56

0.93

1.21

-

Weighted average common shares outstanding:
Basic

32,337

33,556

33,997

33,826

33,481

34,151

34,168

33,984

33,669

33,497

33,670

33,553

33,372

33,240

33,211

33,175

33,142

33,024

33,000

33,000

33,000

33,000

33,000

33,000

33,000

-

Diluted

32,833

34,125

34,577

34,469

34,421

35,096

35,665

35,371

34,572

34,697

33,670

34,125

34,036

33,768

33,558

33,335

33,187

33,059

33,022

33,015

33,008

33,032

33,000

33,000

33,000

-

Earnings per common share, basic and diluted

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.52

Weighted average common shares outstanding, basic and diluted

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

33,000