Equity bancshares inc (EQBK)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15
Cash flows from operating activities
Net income (loss)

1,258

10,014

10,406

9,232

-4,073

9,925

10,322

6,867

8,711

-

-

-

4,864

417

2,671

2,846

3,440

2,554

2,736

2,569

2,441

Adjustments to reconcile net income to net cash from operating activities:
Stock-based compensation

756

521

617

998

734

559

611

621

718

218

150

346

386

205

66

67

215

275

40

41

175

Depreciation

933

928

894

880

863

854

825

762

689

676

623

612

585

506

417

416

425

432

423

417

400

Amortization of operating lease right-of-use asset

153

164

160

157

148

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of cloud computing implementation costs

27

27

27

26

20

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for loan losses

9,940

1,055

679

974

15,646

750

1,291

750

1,170

503

727

628

1,095

760

104

532

723

1,180

537

605

725

Net (accretion) amortization of purchase accounting adjustments

906

721

901

1,505

1,233

1,496

1,531

1,512

1,047

842

6,425

-4,293

1,544

-170

-253

-164

-28

-2,260

-321

-99

371

Amortization (accretion) of premiums and discounts on securities

1,471

1,513

1,638

1,389

1,288

698

813

796

755

816

828

502

723

1,038

746

701

564

-

640

617

457

Amortization of intangibles

814

833

797

797

791

752

707

637

396

378

245

236

211

155

88

88

88

-

-

-

-

Amortization of intangibles

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

60

Deferred income taxes

257

1,946

-368

-1

-14

3,633

-49

-82

-19

2,698

-24

0

-53

965

-22

-12

-22

2,512

-28

-29

-28

Federal Home Loan Bank stock dividends

-265

-290

-283

-237

-184

-349

-478

-321

-254

-210

-170

-198

-182

-146

-184

-165

-162

-175

-136

-83

-13

Loss (gain) on sales and valuation adjustments on other real estate owned

-177

-211

192

-70

21

196

-341

543

182

-

-

-

-

-

-

-

-

-

-

-

-

Loss (gain) on sales and valuation adjustments on other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

30

-

13

-140

-2

-3

-59

-6

24

Net loss (gain) on securities transactions

-

-

-

-

6

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net loss (gain) on securities transactions

-

-

-

-

-

-

-

-

-

-

-

-

13

-

0

59

420

386

0

2

368

Change in unrealized loss (gain) on equity securities

8

-

-

-

-

4

-3

-4

-8

-

-

-

-

-

-

-

-

-

-

-

-

Loss (gain) on disposal of premises and equipment

-

9

0

0

10

-7

-3

0

192

6

-11

12

-2

-

-

-

-

0

-20

0

9

Loss (gain) on sale of foreclosed assets

-27

-14

9

-5

-15

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss (gain) on sales of loans

478

657

697

448

260

230

338

248

256

342

442

444

412

315

387

297

199

184

227

316

176

Originations of loans held for sale

23,381

28,203

34,159

25,876

11,448

13,291

12,415

12,574

10,296

19,975

18,806

17,950

17,230

15,332

14,050

13,336

8,651

9,799

9,267

13,666

8,675

Proceeds from the sale of loans held for sale

23,298

31,711

32,833

21,703

12,540

11,488

14,629

11,090

11,064

22,247

18,428

18,952

18,450

13,887

15,369

12,831

9,154

8,425

9,799

13,839

7,640

Increase in the value of bank-owned life insurance

482

504

507

499

488

518

521

508

652

377

358

354

356

254

249

246

251

257

234

231

235

Change in fair value of derivatives recognized in earnings

-495

194

-4,540

2,696

1,342

-280

2

3

4

-

-

-

-

2

-4

0

-4

0

3

-10

-6

Payments on operating lease payable

178

177

182

179

222

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in:
Interest receivable

-189

-1,255

292

279

-965

243

2,179

-247

80

834

699

-127

-130

372

389

-30

-187

-35

397

286

103

Other assets

4,448

719

3,742

-794

156

5,828

-422

1,366

-1,034

-1,370

1,327

82

634

-620

-579

-196

510

1,999

556

212

-216

Interest payable and other liabilities

-1,100

-1,059

675

888

-803

306

1,505

825

-1,377

431

-602

154

450

-89

1,022

-751

-167

268

1,543

-813

1,172

Net cash provided by (used in) operating activities

8,549

17,655

11,930

6,186

12,750

7,087

13,952

5,441

10,186

-

-

-

-

-

-

-

-

-

-

-

-

Cash flows from (to) investing activities
Purchases of available-for-sale securities

50,368

-

-

-

-

0

0

15,509

20,498

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by (used in) operating activities

-

-

-

-

-

-

-

-

-

-

-

7,538

6,502

-

6,050

2,826

4,444

2,455

5,213

2,614

3,338

Purchases of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

0

13,660

-

30,480

15,376

10,200

25,029

39,425

20,313

24,230

Purchases of held-to-maturity securities

2,754

48,554

34,991

44,006

27,022

-

-

-

-

26,041

13,122

26,875

62,978

64,786

44,148

24,769

1,042

19,653

8,386

6,160

62,904

Proceeds from sales, calls, pay-downs and maturities of available-for-sale securities

9,023

10,537

8,855

6,639

4,602

6,168

6,055

42,069

4,447

63,059

21,529

11,149

6,303

4,393

3,292

54,482

28,292

32,659

2,363

6,741

18,325

Proceeds from calls, pay-downs and maturities of held-to-maturity securities

48,989

42,784

36,847

25,776

23,942

19,391

21,467

18,277

13,963

15,565

15,803

13,494

13,383

16,967

14,795

10,346

9,331

11,539

11,364

11,208

12,211

Net change in interest-bearing time deposits in other banks

-

999

1,245

0

249

-

-

-

-

495

499

247

1

-

-

-

-

0

500

-2,477

2,727

Net change in loans

-50,501

-35,036

-78,916

68,950

36,465

-24,979

69,027

74,269

17,183

97,641

10,826

13,495

3,717

75,389

-22,495

43,318

-22,280

25,874

16,891

89,090

18,770

Capitalized construction cost of other real estate owned

52

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of premises and equipment

1,204

-

-

4,326

1,261

-

-

1,188

814

2,394

1,524

1,669

1,286

710

1,223

714

149

316

303

5,025

92

Proceeds from sale of premises and equipment

17

11

0

0

10

54

0

6

1,194

7

-11

12

1

-

-

-

-

0

0

0

15

Proceeds from sale of foreclosed assets

97

98

143

96

73

47

71

64

35

-

-

-

-

-

-

-

-

-

-

-

-

Net redemption (purchase) of Federal Home Loan Bank and Federal Reserve Bank stock

260

-864

-1,799

10,420

-6,829

-9,973

1,798

9,256

810

4,569

-2,858

4,032

-1,467

1,910

528

-4,264

3,799

-

-

-

-

Net purchases of FHLB and FRB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,017

Proceeds from sale of other real estate owned

2,455

472

280

930

121

1,739

686

1,103

1,202

783

3,746

507

425

187

439

2,139

252

653

1,075

94

444

Proceeds from bank-owned life insurance death benefits

-

-

-

-

-

0

1

0

346

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by (used in) investing activities

56,444

41,319

92,613

-94,269

56,438

8,111

-63,530

-97,896

-18,173

-

-

-

-

-

-

-

-

-

-

-

-

Cash flows from (to) financing activities
Net cash provided by (used in) investing activities

-

-

-

-

-

-

-

-

-

-

-

-20,662

-66,805

-

-35,075

-12,771

44,965

-30,435

-52,655

-108,560

-75,291

Net increase (decrease) in deposits

-103,149

-43,444

-79,009

-75,023

38,824

302,144

59,329

-118,779

-13,770

10,659

48,779

-1,452

65,238

77,273

-19,038

-37,402

18,249

101,479

23,487

37,425

-14,439

Net change in federal funds purchased and retail repurchase agreements

1,405

-4,944

-395

-2,386

-6,635

6,818

1,856

-707

4,609

-2,367

10,112

3,370

-2,938

-8,770

2,600

980

1,040

-1,509

-1,968

-1,239

177

Net borrowings (payments) on Federal Home Loan Bank line of credit

-184,223

-85,000

-33,702

180,584

-119,429

-185,287

-3,561

200,782

8,144

149,563

-67,387

340

-2,520

-

-

-

-

-

-

-

-

Proceeds from Federal Home Loan Bank term advances

250,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net borrowings (repayments) on Federal Home Loan Bank line of credit

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-45,370

23,953

78,115

72,197

Principal payments on Federal Home Loan Bank term advances

525

714

1,017

714

509

-

-

-

-

-

-

-

-

-

-

-

45,901

31,603

0

0

4,432

Proceeds from bank stock loan

38,354

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Principal payments on bank stock loan

7,344

5,781

538

400

6,950

8,962

463

63

62

-

-

-

-

14,606

0

0

18,612

388

389

388

389

Principal payments on employee stock loans

34

0

6

4

34

-

-

-

-

36

12

1

72

-

-

-

-

-

-

-

-

Proceeds from the exercise of employee stock options

9

54

1

204

112

10

105

0

18

81

408

34

692

-

-

-

-

-

-

-

-

Proceeds from employee stock purchase plan

354

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Redemption of Series C preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

16,372

-

-

-

-

Purchase of treasury stock

6,892

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in contractual obligations

-55

-

-

-

-

2,232

0

-233

-1

-244

0

-278

-15

-327

0

-248

-14

90

-7

-95

-41

Dividends paid on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

42

41

41

41

41

Net cash provided by (used in) financing activities

-12,032

-137,736

-117,908

102,048

-94,553

116,241

63,266

97,000

-1,062

-

-

-

-

-

-

-

-

-

-

-

-

Net change in cash and cash equivalents

52,961

-78,762

-13,365

13,965

-25,365

131,439

13,688

4,545

-9,049

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by (used in) financing activities

-

-

-

-

-

-

-

-

-

-

-

2,015

60,529

-

4,670

11,561

-61,652

61,619

51,006

112,786

53,032

Net change in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-11,109

226

-

-24,355

1,616

-12,243

33,639

3,564

6,840

-18,921

Supplemental cash flow information:
Interest paid

8,942

10,831

13,028

13,090

11,418

9,773

9,585

7,288

6,021

-

-

-

-

-

-

-

-

-

-

-

-

Interest paid

-

-

-

-

-

-

-

-

-

-

-

-

2,863

-

2,208

2,123

2,044

1,959

1,834

1,406

1,471

Income taxes paid, net of refunds

-

-

-

-

-

-

-

-

-

216

3,300

3,000

-78

1,132

500

1,494

86

798

50

1,490

600

Supplemental noncash disclosures:
Other real estate owned acquired in settlement of loans

157

2,831

412

383

111

899

112

1,093

203

-

-

-

-

469

1,201

1,003

333

387

234

2,068

475

Operating leases recognized

-

1,268

0

0

3,546

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities purchased but not settled

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,477

Total fair value of assets acquired, net of cash

-

-

-

-

-

-

-

-

-

-

-

-

147,248

-

-

-

-

-

-

-

-

Total fair value of liabilities acquired

-

-

-

-

-

-

-

-

-

-

-

-

125,591

-

-

-

-

-

-

-

-

Loans purchased but not settled

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,078

0

5,000

Eastman National Bancshares, Inc. [Member]
Net cash (paid) received from acquisition

-

-

-

-

-

0

0

0

55

-

-

-

-

-

-

-

-

-

-

-

-

MidFirst Bank [Member]
Net cash received from acquisition

-

-

0

0

85,360

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total fair value of assets acquired, net of cash

-

0

0

0

13,246

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total fair value of liabilities acquired

-

-

-

-

98,606

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total fair value of liabilities acquired

-

0

0

0

98,606

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-