Equity bancshares inc (EQBK)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Sep'14
Interest and dividend income
Loans, including fees

34,376

36,687

38,051

38,027

36,533

38,564

36,335

33,101

29,048

25,180

20,420

20,662

19,400

15,387

11,493

11,551

11,841

11,499

10,713

10,737

10,412

9,685

Securities, taxable

4,620

4,615

4,673

4,969

5,082

5,272

4,836

4,112

3,723

3,378

2,982

3,224

2,724

2,060

1,855

1,987

2,209

2,193

1,912

1,796

1,733

1,724

Securities, nontaxable

966

1,037

1,045

1,145

953

1,088

1,097

1,025

879

865

863

862

785

611

383

332

328

311

291

265

190

215

Federal funds sold and other

595

645

780

623

634

656

754

593

473

385

323

334

306

249

519

510

484

427

283

169

97

-

Federal funds sold and other

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

88

Total interest and dividend income

40,557

42,984

44,549

44,764

43,202

45,580

43,022

38,831

34,123

29,808

24,588

25,082

23,215

18,307

14,250

14,380

14,862

14,430

13,199

12,967

12,432

11,712

Interest expense
Deposits

6,864

8,533

10,507

11,144

10,730

9,121

6,510

5,338

4,718

3,982

3,270

2,894

2,576

2,058

1,707

1,670

1,607

1,517

1,283

1,090

1,036

1,073

Federal funds purchased and retail repurchase agreements

31

39

50

34

32

37

30

24

23

24

15

13

12

16

16

14

12

14

17

14

16

20

Federal Home Loan Bank advances

1,175

1,564

1,957

1,841

1,305

2,491

3,155

2,094

1,299

942

731

734

502

337

386

345

332

228

141

88

38

93

Bank stock loan

109

147

198

147

162

283

265

156

27

-

-

-

-

-

-

-

-

195

146

149

151

137

Subordinated debentures

283

296

311

310

334

312

307

299

269

255

251

242

232

202

159

157

153

163

162

160

158

157

Total interest expense

8,462

10,579

13,023

13,476

12,563

12,244

10,267

7,911

6,336

5,219

4,267

3,883

3,322

2,644

2,268

2,186

2,104

2,117

1,749

1,501

1,399

1,480

Net interest income

32,095

32,405

31,526

31,288

30,639

33,336

32,755

30,920

27,787

24,589

20,321

21,199

19,893

15,663

11,982

12,194

12,758

12,313

11,450

11,466

11,033

10,232

Provision for loan losses

9,940

1,055

679

974

15,646

750

1,291

750

1,170

503

727

628

1,095

760

104

532

723

1,180

537

605

725

300

Net interest income after provision for loan losses

22,155

31,350

30,847

30,314

14,993

32,586

31,464

30,170

26,617

24,086

19,594

20,571

18,798

14,903

11,878

11,662

12,035

11,133

10,913

10,861

10,308

9,932

Non-interest income
Service charges and fees

-

-

-

-

-

-

-

-

-

-

-

1,267

1,182

-

851

807

779

885

653

615

555

795

Debit card income

-

-

-

-

-

-

-

-

-

-

-

1,205

1,005

-

722

728

677

624

556

540

441

395

Mortgage banking

-

-

-

-

-

-

-

-

-

-

-

540

485

-

442

335

242

233

277

375

203

271

Increase in value of bank-owned life insurance

482

504

507

499

488

518

521

508

652

377

359

354

355

254

249

246

251

257

234

231

235

242

Net gain (loss) from securities transactions

8

-3

4

7

6

5

-4

-2

-8

-

175

-

-

-

-

-

-

-

-

-

-

-

Net gain (loss) from securities transactions

-

-

-

-

-

-

-

-

-

-

-

83

13

-

0

59

420

386

0

2

368

631

Other

157

1,029

768

957

852

880

945

523

461

634

457

513

299

216

263

277

329

258

312

285

595

539

Total non-interest income

5,306

6,641

6,572

6,451

5,324

5,449

5,433

4,592

4,251

4,104

4,035

3,962

3,339

2,789

2,527

2,452

2,698

3,325

2,032

2,048

2,397

2,873

Non-interest expense
Salaries and employee benefits

13,504

11,918

13,039

13,067

14,098

13,137

12,361

11,629

10,891

9,565

8,353

8,236

7,806

6,102

5,391

5,246

5,212

4,959

4,659

4,862

4,722

5,031

Net occupancy and equipment

2,235

2,342

2,177

2,188

1,967

2,188

2,125

2,011

1,802

1,684

1,603

1,519

1,499

1,265

1,159

1,068

1,094

1,077

952

1,020

1,106

1,173

Data processing

2,663

2,688

2,673

2,358

2,405

2,257

2,195

1,968

1,674

1,357

1,218

1,191

1,161

978

883

869

838

812

746

727

654

602

Professional fees

1,367

1,359

991

1,228

1,156

1,157

686

844

715

626

759

462

516

531

527

568

449

676

498

441

471

668

Advertising and business development

696

901

806

722

646

916

802

665

619

428

535

624

518

297

353

330

218

336

295

277

291

-

Advertising and business development

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

248

Telecommunications

487

486

523

485

585

523

451

432

369

225

275

330

361

298

285

287

231

229

203

198

181

195

FDIC insurance

517

109

111

730

278

325

457

510

244

330

290

219

106

141

240

255

258

272

217

175

176

177

Courier and postage

384

328

352

341

327

304

321

303

255

251

222

236

226

201

179

158

145

169

112

126

137

150

Free nationwide ATM cost

420

440

459

420

361

369

364

330

292

249

238

233

212

184

173

163

152

-

-

-

-

-

Amortization of core deposit intangibles

802

820

784

785

779

740

694

625

384

338

243

235

209

153

87

86

87

93

61

61

60

69

Loan expense

234

267

165

175

268

195

319

145

346

335

199

282

177

186

153

168

92

116

94

118

60

104

Other real estate owned

-308

-381

88

-302

-112

23

-355

671

-268

-29

-219

-70

-205

-222

-156

58

-66

-

-53

-56

-

-

Other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

65

76

Loss on debt extinguishment

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-58

0

0

0

-316

-

Merger expenses

-

0

0

276

639

938

757

5,236

531

3,267

1,023

136

926

-

237

-

-

-

77

-

-

-

Other

2,141

2,807

2,231

1,946

1,922

2,112

1,760

1,948

1,237

2,034

1,211

1,358

1,304

1,096

911

801

789

730

899

966

779

771

Total non-interest expense

25,758

24,846

24,223

25,023

25,543

25,138

23,647

25,975

19,627

20,718

16,388

15,131

15,226

16,711

10,734

9,941

9,689

11,664

8,866

9,027

9,018

9,264

Income (loss) before income taxes

1,703

13,145

13,196

11,742

-5,226

12,897

13,250

8,787

11,241

7,472

7,241

9,402

6,911

981

3,671

4,173

5,044

2,794

4,079

3,882

3,687

3,541

Provision (benefit) for income taxes

445

3,131

2,790

2,510

-1,153

2,972

2,928

1,920

2,530

3,198

2,084

3,048

2,047

564

1,000

1,327

1,604

240

1,343

1,313

1,246

1,108

Net income

-

-

-

-

-

-

-

-

-

-

-

-

4,864

417

2,671

2,846

3,440

2,554

2,736

2,569

2,441

2,433

Dividends and discount accretion on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

1

48

43

43

43

101

Net income (loss) and net income (loss) allocable to common stockholders

1,258

10,014

10,406

9,232

-4,073

9,925

10,322

6,867

8,711

4,274

5,157

6,354

4,864

417

2,671

2,846

3,439

2,506

2,693

2,526

2,398

2,332

Basic earnings (loss) per share

0.08

0.64

0.67

0.59

-0.26

0.63

0.65

0.45

0.60

0.31

0.42

0.52

0.41

0.00

0.32

0.35

0.42

0.34

0.43

0.40

0.38

0.38

Diluted earnings (loss) per share

0.08

0.63

0.66

0.58

-0.26

0.62

0.64

0.44

0.58

0.30

0.41

0.51

0.40

0.00

0.32

0.34

0.41

0.33

0.43

0.40

0.38

0.38

Service Charges and Fees [Member]
Non-interest income

2,026

2,241

2,268

2,240

1,923

2,029

1,912

1,729

1,580

-

-

-

-

-

-

-

-

-

-

-

-

-

Debit Card Income [Member]
Non-interest income

2,043

2,101

2,205

2,186

1,738

1,736

1,667

1,522

1,253

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage Banking [Member]
Non-interest income

-

-

-

-

-

-

-

-

313

-

-

-

-

-

-

-

-

-

-

-

-

-

Non-interest income

590

-

820

562

317

-

392

312

-

-

-

-

-

-

-

-

-

-

-

-

-

-