Equity bancshares inc (EQBK)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Sep'14
Interest and dividend income
Loans, including fees

147,141

149,298

151,175

149,459

144,533

137,048

123,664

107,749

95,310

85,662

75,869

66,942

57,831

50,272

46,384

45,604

44,790

43,361

41,547

0

0

0

Securities, taxable

18,877

19,339

19,996

20,159

19,302

17,943

16,049

14,195

13,307

12,308

10,990

9,863

8,626

8,111

8,244

8,301

8,110

7,634

7,165

0

0

0

Securities, nontaxable

4,193

4,180

4,231

4,283

4,163

4,089

3,866

3,632

3,469

3,375

3,121

2,641

2,111

1,654

1,354

1,262

1,195

1,057

961

0

0

0

Federal funds sold and other

2,643

2,682

2,693

2,667

2,637

2,476

2,205

1,774

1,515

1,348

1,212

1,408

1,584

1,762

1,940

1,704

1,363

976

0

0

0

-

Federal funds sold and other

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Total interest and dividend income

172,854

175,499

178,095

176,568

170,635

161,556

145,784

127,350

113,601

102,693

91,192

80,854

70,152

61,799

57,922

56,871

55,458

53,028

50,310

0

0

0

Interest expense
Deposits

37,048

40,914

41,502

37,505

31,699

25,687

20,548

17,308

14,864

12,722

10,798

9,235

8,011

7,042

6,501

6,077

5,497

4,926

4,482

0

0

0

Federal funds purchased and retail repurchase agreements

154

155

153

133

123

114

101

86

75

64

56

57

58

58

56

57

57

61

67

0

0

0

Federal Home Loan Bank advances

6,537

6,667

7,594

8,792

9,045

9,039

7,490

5,066

3,706

2,909

2,304

1,959

1,570

1,400

1,291

1,046

789

495

360

0

0

0

Bank stock loan

601

654

790

857

866

731

0

0

0

-

-

-

-

-

-

-

-

641

583

0

0

0

Subordinated debentures

1,200

1,251

1,267

1,263

1,252

1,187

1,130

1,074

1,017

980

927

835

750

671

632

635

638

643

637

0

0

0

Total interest expense

45,540

49,641

51,306

48,550

42,985

36,758

29,733

23,733

19,705

16,691

14,116

12,117

10,420

9,202

8,675

8,156

7,471

6,766

6,129

0

0

0

Net interest income

127,314

125,858

126,789

128,018

127,650

124,798

116,051

103,617

93,896

86,002

77,076

68,737

59,732

52,597

49,247

48,715

47,987

46,262

44,181

0

0

0

Provision for loan losses

12,648

18,354

18,049

18,661

18,437

3,961

3,714

3,150

3,028

2,953

3,210

2,587

2,491

2,119

2,539

2,972

3,045

3,047

2,167

0

0

0

Net interest income after provision for loan losses

114,666

107,504

108,740

109,357

109,213

120,837

112,337

100,467

90,868

83,049

73,866

66,150

57,241

50,478

46,708

45,743

44,942

43,215

42,014

0

0

0

Non-interest income
Service charges and fees

-

-

-

-

-

-

-

-

-

-

-

4,415

3,955

-

3,322

3,124

2,932

2,708

2,618

0

0

0

Debit card income

-

-

-

-

-

-

-

-

-

-

-

3,703

3,226

-

2,751

2,585

2,397

2,161

1,932

0

0

0

Mortgage banking

-

-

-

-

-

-

-

-

-

-

-

1,842

1,637

-

1,252

1,087

1,127

1,088

1,126

0

0

0

Increase in value of bank-owned life insurance

1,992

1,998

2,012

2,026

2,035

2,199

2,058

1,896

1,742

1,445

1,322

1,212

1,104

1,000

1,003

988

973

957

942

0

0

0

Net gain (loss) from securities transactions

16

14

22

14

5

-9

161

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

Net gain (loss) from securities transactions

-

-

-

-

-

-

-

-

-

-

-

96

72

-

865

865

808

756

1,001

0

0

0

Other

2,911

3,606

3,457

3,634

3,200

2,809

2,563

2,075

2,065

1,903

1,485

1,291

1,055

1,085

1,127

1,176

1,184

1,450

1,731

0

0

0

Total non-interest income

24,970

24,988

23,796

22,657

20,798

19,725

18,380

16,982

16,352

15,440

14,125

12,617

11,107

10,466

11,002

10,507

10,103

9,802

9,350

0

0

0

Non-interest expense
Salaries and employee benefits

51,528

52,122

53,341

52,663

51,225

48,018

44,446

40,438

37,045

33,960

30,497

27,535

24,545

21,951

20,808

20,076

19,692

19,202

19,274

0

0

0

Net occupancy and equipment

8,942

8,674

8,520

8,468

8,291

8,126

7,622

7,100

6,608

6,305

5,886

5,442

4,991

4,586

4,398

4,191

4,143

4,155

4,251

0

0

0

Data processing

10,382

10,124

9,693

9,215

8,825

8,094

7,194

6,217

5,440

4,927

4,548

4,213

3,891

3,568

3,402

3,265

3,123

2,939

2,729

0

0

0

Professional fees

4,945

4,734

4,532

4,227

3,843

3,402

2,871

2,944

2,562

2,363

2,268

2,036

2,142

2,075

2,220

2,191

2,064

2,086

2,078

0

0

0

Advertising and business development

3,125

3,075

3,090

3,086

3,029

3,002

2,514

2,247

2,206

2,105

1,974

1,792

1,498

1,198

1,237

1,179

1,126

1,199

0

0

0

-

Advertising and business development

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Telecommunications

1,981

2,079

2,116

2,044

1,991

1,775

1,477

1,301

1,199

1,191

1,264

1,274

1,231

1,101

1,032

950

861

811

777

0

0

0

FDIC insurance

1,467

1,228

1,444

1,790

1,570

1,536

1,541

1,374

1,083

945

756

706

742

894

1,025

1,002

922

840

745

0

0

0

Courier and postage

1,405

1,348

1,324

1,293

1,255

1,183

1,130

1,031

964

935

885

842

764

683

651

584

552

544

525

0

0

0

Free nationwide ATM cost

1,739

1,680

1,609

1,514

1,424

1,355

1,235

1,109

1,012

932

867

802

732

672

0

0

0

-

-

-

-

-

Amortization of core deposit intangibles

3,191

3,168

3,088

2,998

2,838

2,443

2,041

1,590

1,200

1,025

840

684

535

413

353

327

302

275

251

0

0

0

Loan expense

841

875

803

957

927

1,005

1,145

1,025

1,162

993

844

798

684

599

529

470

420

388

376

0

0

0

Other real estate owned

-903

-707

-303

-746

227

71

19

155

-586

-523

-716

-653

-525

-386

-217

-117

0

-

0

0

-

-

Other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Loss on debt extinguishment

-

-

-

-

-

-

-

-

-

-

-

-

-

-58

-58

-58

-58

-316

0

0

0

-

Merger expenses

-

915

1,853

2,610

7,570

7,462

9,791

10,057

4,957

5,352

2,322

0

0

-

0

-

-

-

0

-

-

-

Other

9,125

8,906

8,211

7,740

7,742

7,057

6,979

6,430

5,840

5,907

4,969

4,669

4,112

3,597

3,231

3,219

3,384

3,374

3,415

0

0

0

Total non-interest expense

99,850

99,635

99,927

99,351

100,303

94,387

89,967

82,708

71,864

67,463

63,456

57,802

52,612

47,075

42,028

40,160

39,246

38,575

36,175

0

0

0

Income (loss) before income taxes

39,786

32,857

32,609

32,663

29,708

46,175

40,750

34,741

35,356

31,026

24,535

20,965

15,736

13,869

15,682

16,090

15,799

14,442

15,189

0

0

0

Provision (benefit) for income taxes

8,876

7,278

7,119

7,257

6,667

10,350

10,576

9,732

10,860

10,377

7,743

6,659

4,938

4,495

4,171

4,514

4,500

4,142

5,010

0

0

0

Net income

-

-

-

-

-

-

-

-

-

-

-

-

10,798

9,374

11,511

11,576

11,299

10,300

10,179

0

0

0

Dividends and discount accretion on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

1

49

92

135

177

230

0

0

0

Net income (loss) and net income (loss) allocable to common stockholders

30,910

25,579

25,490

25,406

23,041

35,825

30,174

25,009

24,496

20,649

16,792

14,306

10,798

9,373

11,462

11,484

11,164

10,123

9,949

0

0

0

Basic earnings (loss) per share

0.08

0.64

0.67

0.59

-0.26

0.63

0.65

0.45

0.60

0.31

0.42

0.52

0.41

0.00

0.32

0.35

0.42

0.34

0.43

0.40

0.38

0.38

Diluted earnings (loss) per share

0.08

0.63

0.66

0.58

-0.26

0.62

0.64

0.44

0.58

0.30

0.41

0.51

0.40

0.00

0.32

0.34

0.41

0.33

0.43

0.40

0.38

0.38

Service Charges and Fees [Member]
Non-interest income

8,775

8,672

8,460

8,104

7,593

7,250

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

Debit Card Income [Member]
Non-interest income

8,535

8,230

7,865

7,327

6,663

6,178

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage Banking [Member]
Non-interest income

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

Non-interest income

0

-

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-