Equitable financial corp. (EQFN)
CashFlow / TTM
Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14
Cash Flows from Operating Activities:
Net income

956

881

1,298

1,235

0

0

0

-

-

-

-

-

-

-

-

Net income

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

Net income

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation

352

353

350

342

337

337

340

343

344

340

333

319

0

0

0

Federal Home Loan Bank stock dividends

9

8

6

3

2

2

2

3

3

6

11

16

0

0

0

ESOP expense

165

162

158

152

144

137

121

105

90

71

63

57

0

0

0

Stock compensation expense

226

198

156

114

71

57

57

73

82

86

130

116

0

0

0

Amortization of deferred loan origination costs, net

-520

-493

-503

-508

-504

-520

-498

-480

-455

-446

-442

-460

0

0

0

Amortization of premiums and discounts

-1

-3

-6

-9

-12

-14

-16

-16

-16

-17

-16

-17

0

0

0

Amortization of prepayment penalty fee

-

-

-

-

-

-

-

-

-

-

-

216

0

0

0

Gain on sale of loans

635

667

753

856

781

829

770

750

799

719

727

722

0

0

0

(Gain)/Loss on sale of foreclosed assets

-

-

-

-

-

-

-

11

11

10

10

3

0

0

0

Loss on disposal of premises and equipment

-

-

-

-

-

-

-

-58

0

0

0

-

-

-

-

Provision for loan losses

1,263

1,189

695

644

498

439

354

275

312

-547

-631

-557

0

0

0

Deferred taxes

686

595

376

561

33

219

450

344

357

596

524

566

0

0

0

Loans originated for sale

24,287

25,085

29,641

33,226

29,204

30,589

27,414

27,572

30,944

28,789

30,119

28,072

0

0

0

Proceeds from sale of loans

24,716

25,129

30,075

33,721

33,451

31,463

29,041

28,507

28,460

29,658

30,234

28,943

0

0

0

Loss on investment in partnership

-

-

-

-4

-34

-41

-41

-28

0

0

0

-

-

-

-

Changes in:
Accrued interest receivable

279

115

245

150

106

261

84

103

70

-39

46

60

0

0

0

Other assets

41

1,204

-251

-105

-246

-172

-30

-301

-128

850

262

729

0

0

0

Accrued interest payable and other liabilities

397

909

-59

-363

171

624

101

138

-64

-336

164

37

0

0

0

Net cash provided by operating activities

4,058

2,800

3,139

2,795

0

0

0

-

-

-

-

-

-

-

-

Net cash provided/(used) in operating activities

-

-

-

-

-

-

-

-

-611

1,533

1,822

1,930

0

0

0

Cash Flows from Investing Activities:
Net change in loans

37,312

39,447

39,858

39,306

34,853

25,098

23,027

21,281

23,842

24,785

23,160

21,166

0

0

0

Proceeds from sale of foreclosed assets, net

-

-

-

-

-

-

-

115

115

3

3

59

0

0

0

Securities available-for-sale:
Proceeds from calls and principal repayments

114

133

182

209

245

262

251

223

270

325

386

446

0

0

0

Purchases

-

-

-

-

-

-

-

469

0

0

0

-

-

-

-

Securities held-to-maturity:
Proceeds from calls and principal repayments

33

33

39

43

46

49

2,458

2,492

2,590

2,630

340

362

0

0

0

Redemption of Federal Home Loan Bank stock

0

0

0

-

-

-

-

-

-

-

-

353

0

0

0

Purchases of Federal Home Loan Bank stock

0

0

0

-

-

-

-

-

-

-

-

13

0

0

0

Purchase of premises and equipment

267

248

271

493

465

422

435

124

186

218

298

408

0

0

0

Net cash used in investing activities

-37,222

-39,570

-40,872

-40,508

0

0

0

-

-

-

-

-

-

-

-

Net cash used in investing activities

-

-

-

-

-

-

-

-

-21,021

-21,686

-22,100

-19,617

0

0

0

Cash Flows from Financing Activities:
Net change in deposits

57,820

37,926

25,494

22,095

6,314

2,038

14,898

12,193

18,858

21,358

22,542

25,005

0

0

0

Net change in federal funds purchased

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from Federal Home Loan Bank borrowings

0

0

0

-

-

-

-

-

-

-

-

1,410

0

0

0

Repayments of Federal Home Loan Bank borrowings

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net change in advance payments from borrowers for taxes and insurance

116

85

57

45

-9

29

-1

-17

-7

22

23

47

0

0

0

Stock Buyback

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of ESOP Shares

-

-

-

-

-

-

-

951

0

0

0

-

-

-

-

Expenses and return of proceeds in advance of offering

-

-

-

-

-

-

-

2,555

0

0

0

-

-

-

-

Net cash provided by financing activities

61,743

37,204

33,403

27,647

0

0

0

-

-

-

-

-

-

-

-

Increase/(Decrease) in cash and cash equivalents

28,579

434

-4,329

-10,066

0

0

0

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

32,698

24,244

24,019

31,423

0

0

0

Increase/(Decrease) in cash and cash equivalents

-

-

-

-

-

-

-

-

11,065

4,091

3,741

13,736

0

0

0

Supplemental Cash Flow Information:
Interest paid on deposits and borrowings

1,558

1,383

1,229

1,131

0

0

0

-

-

-

-

-

-

-

-

Interest paid on deposits and borrowings

-

-

-

-

-

-

-

-

1,023

1,127

1,155

1,177

0

0

0

Income taxes paid

633

433

283

162

155

155

185

137

155

165

143

122

0

0

0