| Jun'17 | Jun'16 | Jun'15 | Jun'14 | |||
|---|---|---|---|---|---|---|
Interest income: | ||||||
Loans | ||||||
9,225 | 8,228 | 7,222 | 6,717 | |||
Securities | ||||||
47 | 79 | 189 | 175 | |||
Other | ||||||
23 | 71 | 22 | 17 | |||
Total interest income | ||||||
9,295 | 8,379 | 7,434 | 6,910 | |||
Interest expense: | ||||||
Deposits | ||||||
1,125 | 1,043 | 933 | 765 | |||
Federal Home Loan Bank borrowings | ||||||
10 | - | 240 | 241 | |||
Other | ||||||
3 | 0 | 0 | 6 | |||
Total interest expense | ||||||
1,140 | 1,044 | 1,174 | 1,013 | |||
Net interest income | ||||||
8,155 | 7,334 | 6,259 | 5,897 | |||
Provision for loan losses | ||||||
644 | 275 | -557 | -681 | |||
Net interest income after provision for loan losses | ||||||
7,511 | 7,059 | 6,816 | 6,578 | |||
Noninterest income: | ||||||
Service charges on deposit accounts | ||||||
631 | 594 | 577 | 585 | |||
Brokerage fee income | ||||||
722 | 633 | 578 | 537 | |||
Gain on sale of loans | ||||||
856 | 750 | 722 | 536 | |||
Other loan fees | ||||||
283 | 264 | 255 | 182 | |||
Other income | ||||||
151 | 141 | 99 | 74 | |||
Total noninterest income | ||||||
2,645 | 2,384 | 2,233 | 1,916 | |||
Noninterest expense: | ||||||
Salaries and employee benefits | ||||||
4,773 | 4,479 | 4,255 | 3,832 | |||
Director and committee fees | ||||||
166 | 160 | 131 | 124 | |||
Data processing fees | ||||||
552 | 539 | 328 | 524 | |||
Occupancy and equipment | ||||||
967 | 886 | 891 | 897 | |||
Regulatory fees and deposit insurance premium | ||||||
170 | 206 | 196 | 179 | |||
Advertising and public relations | ||||||
239 | 215 | 206 | 202 | |||
Insurance and bond premiums | ||||||
96 | 98 | 87 | 87 | |||
Professional fees | ||||||
379 | 448 | 150 | 231 | |||
Supplies, telephone and postage | ||||||
275 | 265 | 260 | 260 | |||
Other expenses | ||||||
621 | 598 | 549 | 585 | |||
Total noninterest expense | ||||||
8,240 | 7,898 | 7,057 | 6,925 | |||
Income before income taxes | ||||||
1,915 | 1,545 | 1,992 | 1,569 | |||
Income tax expense | ||||||
680 | 490 | 710 | 596 | |||
Net income | ||||||
1,235 | 1,054 | 1,282 | - | |||
Net income | ||||||
- | - | - | 973 | |||
Basic earnings per share (in dollars per share) | ||||||
0.37 | 0.32 | 0.42 | 0.32 | |||
Diluted earnings per share (in dollars per share) | ||||||
0.35 | 0.32 | 0.41 | 0.31 | |||