EQUITABLE FINANCIAL CORP. EQFN Income Statement

Equitable financial corp. (EQFN)

Income statement / Quarterly

Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Mar'14
Interest income:
Loans
2,870	2,778	2,787	2,487	2,301	2,241	2,194	2,102	2,012	2,035	2,078	1,847	1,783	1,805	1,786	1,585
Securities
15	15	16	14	13	10	8	8	9	21	39	39	44	50	53	56
Other
27	8	1	1	5	3	12	22	30	11	6	7	9	5	0	6
Total interest income
2,912	2,803	2,805	2,503	2,320	2,256	2,215	2,133	2,052	2,068	2,124	1,894	1,837	1,861	1,840	1,649
Interest expense:
Deposits
448	401	359	311	281	265	266	266	271	258	247	248	244	231	209	193
Federal Home Loan Bank borrowings
19	23	25	-	1	-	-	-	-	-	-	0	118	61	61	60
Other
1	0	2	2	0	0	0	0	0	0	0	-	0	-	-	0
Total interest expense
469	426	388	324	282	266	266	266	271	258	247	248	363	292	271	254
Net interest income
2,443	2,377	2,417	2,179	2,037	1,989	1,948	1,866	1,781	1,809	1,877	1,646	1,473	1,569	1,569	1,394
Provision for loan losses
134	662	204	261	60	169	152	115	2	84	72	153	-857	-0	146	-
Provision for loan losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0
Net interest income after provision for loan losses
2,309	1,714	2,212	1,918	1,976	1,820	1,796	1,751	1,779	1,725	1,804	1,493	2,331	1,569	1,422	1,394
Noninterest income:
Service charges on deposit accounts
164	165	160	163	150	150	167	159	149	138	147	149	128	144	154	133
Brokerage fee income
142	177	134	176	160	206	178	172	147	156	157	152	153	145	127	136
Gain on sale of loans
71	169	133	260	103	255	236	185	151	196	216	234	71	205	211	160
Other loan fees
73	48	59	74	57	72	78	58	66	72	67	68	59	65	62	59
Other income
60	148	53	44	38	36	31	38	29	48	24	29	20	32	16	13
Total noninterest income
512	709	541	719	511	721	692	615	544	612	612	634	434	593	571	503
Noninterest expense:
Salaries and employee benefits
1,299	1,241	1,306	1,234	1,225	1,129	1,183	1,122	1,093	1,072	1,191	1,054	1,040	1,055	1,105	963
Director and committee fees
39	40	43	43	41	40	40	39	39	38	42	32	33	33	32	30
Data processing fees
164	154	151	119	146	146	140	139	142	129	127	127	125	2	73	123
Occupancy and equipment
266	239	260	237	247	224	258	230	224	212	219	213	226	226	225	230
Regulatory fees and deposit insurance premium
70	63	49	44	42	29	53	54	52	48	51	53	52	45	45	41
Advertising and public relations
64	58	55	86	58	47	47	43	56	53	62	51	69	46	39	72
Insurance and bond premiums
-	-	8	-	-	-	23	23	23	23	27	18	22	22	23	21
Professional fees
99	53	154	68	53	140	117	49	71	152	175	9	12	43	84	21
Supplies, telephone and postage
67	75	62	67	75	71	60	62	67	68	67	73	55	64	66	67
Other expenses
244	186	145	86	183	181	169	146	154	159	138	159	108	152	129	234
Total noninterest expense
2,316	2,114	2,238	2,060	2,074	2,010	2,095	1,910	1,925	1,959	2,103	1,792	1,746	1,691	1,827	1,806
Income before income taxes
505	309	515	577	413	531	393	455	397	378	313	335	1,019	471	166	90
Income tax expense
155	416	187	192	138	221	128	140	155	156	38	170	403	76	59	41
Net income
-	-	328	-	-	-	265	315	242	222	274	-	615	-	-	-
Net income
350	-107	-	-	275	309	-	-	-	-	-	-	-	395	106	49
Basic earnings per share (in dollars per share)
0.11	-0.03	0.10	0.12	0.08	0.09	0.08	0.10	0.07	0.07	0.08	0.06	0.20	0.13	0.03	0.02
Diluted earnings per share (in dollars per share)
0.11	-0.03	0.10	0.10	0.08	0.09	0.08	0.10	0.07	0.07	0.08	0.05	0.20	0.13	0.03	0.02