Essent group ltd. (ESNT)
Income statement / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12
Revenues:
Premiums Written, Net

760,845

685,287

570,186

441,278

370,568

276,778

186,200

72,668

Decrease in unearned premiums

16,580

-35,795

-40,056

-18,571

-44,097

-53,549

-62,829

-30,875

Net premiums earned

777,425

649,492

530,130

422,707

326,471

223,229

123,371

41,793

Net investment income

83,542

64,091

40,226

27,890

19,885

12,285

4,110

2,269

Realized Investment Gains (Losses)

3,229

1,318

2,015

1,934

2,554

925

116

143

Other income (loss)

3,371

4,452

4,140

5,727

4,380

3,028

3,806

4,511

Total revenues

867,567

719,353

576,511

458,258

353,290

239,467

131,403

48,716

Losses and expenses:
Provision for losses and LAE

32,986

11,575

27,232

15,525

11,905

6,308

2,321

1,466

Other underwriting and operating expenses

165,369

150,900

145,533

130,425

112,987

97,232

71,055

61,126

Interest expense

10,151

10,179

5,178

426

0

-

-

-

Total losses and expenses

208,506

172,654

177,943

146,376

124,892

103,540

73,376

62,592

Income before income taxes

659,061

546,699

398,568

311,882

228,398

135,927

58,027

-13,876

Income Tax Expense (Benefit)

103,348

79,336

18,821

89,276

71,067

47,430

-7,386

-333

Net Income (Loss) Attributable to Parent

555,713

467,363

379,747

222,606

157,331

88,497

65,413

-13,543

Earnings per share:
Earnings Per Share, Basic

5.68

4.80

4.07

2.45

1.74

1.05

0.90

-

Earnings Per Share, Diluted

5.66

4.77

3.99

2.41

1.72

1.03

0.70

-

Weighted average shares outstanding:
Weighted Average Number of Shares Outstanding, Basic

97,762

97,403

93,330

90,913

90,351

83,986

14,044

-

Weighted Average Number of Shares Outstanding, Diluted

98,227

97,974

95,211

92,245

91,738

85,602

18,103

-

Net Income (Loss) Available to Common Stockholders, Basic

555,713

467,363

379,747

222,606

157,331

88,497

65,413

-

Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]
Other comprehensive income (loss):
Change in unrealized (depreciation) appreciation of investments, net of tax (benefit) expense of ($6,979) in 2020 and $7,951 in 2019

85,180

-25,741

8,068

-12,156

-4,766

6,114

-3,861

618

Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent

85,180

-25,741

8,068

-12,156

-4,766

6,114

-3,861

618

Comprehensive income

640,893

441,622

387,815

210,450

152,565

94,611

61,552

-12,925