Esquire financial holdings, inc. (ESQ)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17
Cash flows from operating activities:
Net income

2,597

3,873

3,817

3,468

2,985

2,873

1,682

2,221

1,958

661

1,141

1,027

815

Adjustments to reconcile net income to net cash used in operating activities:
Provision for loan losses

1,900

600

425

400

425

400

450

300

225

180

275

300

150

Depreciation

139

138

134

127

107

117

99

102

103

103

104

102

102

Stock compensation expense

388

286

269

270

270

199

881

223

200

133

133

151

137

Net amortization:
Securities

-192

-191

-152

-112

-95

-107

-123

-110

-106

-107

-100

-94

-102

Loans

-79

6

-70

-37

-177

-180

-98

-113

-85

-162

-189

-102

-179

Right of use asset

111

110

91

91

90

-

-

-

-

-

-

-

-

Changes in other assets and liabilities:
Accrued interest receivable

67

83

-197

-365

-134

-553

383

494

695

639

501

61

94

Deferred tax asset

-

-

-

-

-

-

-

-

-

-

0

35

-448

Other assets

-111

-337

-4,288

4,015

5,584

-40

-221

3,172

440

-494

1,437

243

1,123

Decrease in operating lease liability

-102

-101

-103

-11

-99

-

-

-

-

-

-

-

-

Accrued expenses and other liabilities

1,999

-1,896

1,499

-687

1,966

-2,030

1,343

878

1,022

-847

139

1,023

-329

Net cash provided by operating activities

7,347

3,333

10,839

157

566

2,069

4,514

281

2,564

-

-

-

-

Cash flows from investing activities:
Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

387

Cash flows from investing activities:
Net change in loans

25,118

31,766

19,578

24,592

22,100

30,398

46,318

24,132

18,761

20,470

21,455

16,964

12,197

Purchases of securities available for sale

-

-

0

0

9,918

-

7,022

11,057

22,765

-

16,048

19

15,379

Principal repayments on securities available for sale

9,547

10,840

9,027

6,628

4,575

5,017

6,370

7,193

4,831

4,920

5,434

6,715

4,453

Purchase of securities, restricted

-

-

-

-

-

-

-

-

-

300

34

103

97

Purchases of premises and equipment

217

101

104

109

333

195

222

134

18

22

11

85

72

Net cash used in investing activities

-15,788

-39,311

-10,655

-18,155

-27,776

-27,394

-47,252

-30,700

-36,713

-

-

-

-

Cash flows from financing activities:
Net increase in deposits

17,210

-

21,341

8,188

46,561

-

55,076

15,383

33,238

-

-

-

-

Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-23,292

Cash flows from financing activities:
Net increase in deposits

-

-

-

-

-

-

-

-

-

-

-

-

-12,584

Decrease in secured borrowings

1

-

-

-

-

183

2

2

2

2

2

2

87

Exercise of stock options

290

-

-

-

-

0

0

0

378

-

-

-

-

Purchase of common stock

485

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from the issuance of common stock, net of issuance costs

-

-

-

-

-

-

-

-

-

0

4,599

21,741

1

Net cash provided by financing activities

17,014

36,108

21,340

8,237

46,561

16,047

55,074

15,381

33,614

-

-

-

-

Increase in cash and cash equivalents

8,573

-

21,524

-9,761

19,351

-

12,336

-15,038

-535

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

12,498

Decrease in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-8,414

7,274

-10,407

Supplemental disclosures of cash flow information:
Cash paid during the period for:
Interest

395

503

753

740

555

473

334

225

171

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

136

Taxes

182

2,133

1,050

1,915

51

720

950

930

75

300

1,462

858

10

Noncash transactions:
Right of use asset obtained in exchange for lease liability

543

-

-

-

3,640

-

-

-

-

-

-

-

-