ESSA Bancorp, Inc. ESSA Balance Sheet

Essa bancorp, inc. (ESSA)

Balance Sheet / Yearly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Sep'10
ASSETS
Cash and due from banks
97	35	48	34	34	35	39	32	29	33	36	27	26	32	31	24	20	21	15	16	13	15	20	18	12	11	22	12	11	12	11	8	6	9	9	8	7
Interest-bearing deposits with other institutions
76	6	3	5	6	3	4	5	5	5	5	6	9	7	11	1	2	4	2	1	3	4	1	4	27	3	4	7	12	7	4	14	16	19	31	13	3
Total cash and cash equivalents
173	42	52	40	41	39	43	37	34	38	41	33	36	39	43	25	23	25	18	17	16	20	22	23	40	14	26	20	23	19	15	22	23	29	41	21	10
Certificates of deposit
-	-	-	0	0	0	0	0	0	0	0	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	-	-	-	-	-	-
Investment securities available for sale, at fair value
306	312	313	325	348	376	371	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment securities available for sale, at fair value
-	-	-	-	-	-	-	371	377	391	390	387	395	392	390	393	389	393	379	381	383	380	383	375	314	315	315	310	314	331	329	276	277	254	245	256	252
Loans receivable, held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	2	-	-	-	-	-	-	-
Investment securities held to maturity (fair value of $13,254)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9	12
Loans receivable (net of allowance for loan losses of $13,179 and $12,630)
1,358	1,345	1,328	1,326	1,335	1,334	1,305	1,301	1,291	1,276	1,236	1,224	1,208	1,224	1,219	1,233	1,235	1,228	1,102	1,092	1,078	1,059	1,058	1,050	906	922	928	942	938	940	950	741	741	742	738	741	730
Regulatory stock, at cost
17	11	11	12	14	15	12	16	17	16	13	15	13	16	15	16	15	14	13	14	13	12	14	12	10	-	9	-	-	-	-	14	15	16	-	17	20
Regulatory stock, at cost
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10	-	12	16	19	21	-	-	-	16	-	-
Premises and equipment, net
14	14	14	14	14	14	14	15	15	15	16	16	16	16	16	16	17	17	16	16	16	16	16	17	17	15	15	15	16	16	16	11	11	11	11	11	12
Bank-owned life insurance
40	39	39	39	39	38	38	38	38	37	37	37	37	36	36	31	31	30	30	30	30	29	29	29	29	29	28	28	28	28	27	23	23	23	23	23	15
Foreclosed real estate
0	0	0	0	0	0	1	1	1	1	1	2	3	2	2	2	2	2	2	2	2	2	2	2	2	2	2	1	1	2	2	1	1	2	2	2	2
Intangible assets, net
0	0	1	1	1	1	1	1	1	1	1	2	2	2	2	2	2	3	1	1	2	2	2	2	1	2	2	2	2	3	3	1	1	1	1	1	-
Goodwill
13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	13	10	10	10	10	10	10	10	8	8	8	8	8	8	0	0	0	0	0	-
Deferred income taxes
4	4	5	5	5	6	8	8	8	7	10	11	12	14	11	9	11	13	11	11	9	10	12	10	11	12	11	12	11	11	11	-	-	-	2	-	-
Other assets
26	24	19	20	21	21	22	20	21	21	20	18	18	17	18	18	18	18	17	18	18	19	21	22	19	20	21	20	21	21	29	19	18	16	12	16	14
TOTAL ASSETS
1,955	1,810	1,799	1,800	1,835	1,862	1,833	1,827	1,820	1,822	1,785	1,763	1,758	1,778	1,772	1,766	1,763	1,763	1,606	1,598	1,584	1,567	1,574	1,559	1,365	1,355	1,372	1,378	1,385	1,405	1,418	1,113	1,114	1,097	1,097	1,102	1,071
LIABILITIES
Deposits
1,327	1,349	1,342	1,331	1,293	1,307	1,336	1,269	1,239	1,251	1,274	1,216	1,238	1,192	1,214	1,169	1,210	1,240	1,096	1,075	1,103	1,106	1,133	1,143	998	996	1,041	1,010	1,004	967	995	688	675	640	637	655	540
Short-term borrowings
238	104	107	121	198	239	179	220	241	214	137	145	120	174	129	153	126	84	91	120	110	110	108	78	38	33	23	32	33	84	43	11	10	10	4	-	14
Other borrowings
161	137	140	132	139	112	118	131	139	154	174	198	199	215	230	240	230	249	229	208	179	165	151	145	145	145	129	145	158	159	191	234	252	273	284	269	335
Advances by borrowers for taxes and insurance
11	10	6	13	10	8	6	14	12	11	5	12	9	7	4	12	8	6	4	11	8	7	4	11	8	7	4	13	9	6	3	6	5	3	1	6	1
Other liabilities
21	16	12	12	9	9	12	12	11	11	10	10	12	16	16	13	13	13	13	10	9	8	10	8	6	6	7	12	9	9	9	8	8	8	8	6	8
TOTAL LIABILITIES
1,761	1,619	1,609	1,611	1,652	1,678	1,654	1,648	1,643	1,642	1,602	1,583	1,579	1,607	1,596	1,589	1,588	1,593	1,435	1,427	1,412	1,398	1,407	1,387	1,197	1,188	1,205	1,213	1,214	1,228	1,243	949	952	935	935	938	900
STOCKHOLDERS’ EQUITY
Commitment and contingencies (Notes 11 and 12)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Preferred Stock ($0.01 par value; 10,000,000 shares authorized, none issued)
-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common stock ($0.01 par value; 40,000,000 shares authorized, 18,133,095 issued; 11,105,887 and 11,321,417 outstanding at March 31, 2020 and September 30, 2019, respectively)
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid in capital
181	181	181	180	180	180	180	180	180	180	180	180	180	181	181	182	182	182	182	182	182	-	182	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Additional paid in capital
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	182	-	182	182	182	182	182	182	181	181	168	167	167	166	166	164
Unallocated common stock held by the Employee Stock Ownership Plan (ESOP)
7	7	7	7	8	8	8	8	8	8	8	8	8	9	9	9	9	9	9	9	9	9	10	10	10	10	10	10	10	10	10	11	-	-	11	-	-
Unallocated common stock held by the Employee Stock Ownership Plan (ESOP)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11	11	-	11	11
Retained earnings
107	105	102	99	97	96	94	92	90	88	91	90	89	88	87	87	85	84	83	82	80	79	77	75	73	73	71	70	68	67	65	67	67	67	67	65	64
Treasury stock, at cost; 7,027,208 and 6,811,678 shares outstanding at March 31, 2020 and September 30, 2019, respectively
88	85	85	83	83	77	77	77	78	79	79	79	80	81	82	82	82	83	82	82	81	81	80	77	76	76	76	73	69	62	61	61	61	61	61	55	44
Accumulated other comprehensive income (loss)
0	-1	-1	-1	-3	-6	-9	-8	-6	-1	-0	-1	-2	-7	-1	-0	-1	-4	-2	-1	0	-0	-2	0	-1	-2	-1	-3	0	1	1	0	-0	-0	0	-0	-0
TOTAL STOCKHOLDERS’ EQUITY
193	191	189	188	183	184	179	178	177	179	182	180	178	171	176	177	174	170	171	171	172	169	167	171	167	166	166	165	171	177	175	163	162	161	161	164	171
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY
1,955	1,810	1,799	1,800	1,835	1,862	1,833	1,827	1,820	1,822	1,785	1,763	1,758	1,778	1,772	1,766	1,763	1,763	1,606	1,598	1,584	1,567	1,574	1,559	1,365	1,355	1,372	1,378	1,385	1,405	1,418	1,113	1,114	1,097	1,097	1,102	1,071