Community bankers trust corp (ESXB)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Operating activities:
Net income

1,415

4,045

4,613

3,544

3,503

3,357

3,955

3,782

2,594

-640

2,416

2,934

2,493

2,726

2,458

2,318

2,420

2,214

-7,716

1,693

1,312

2,259

1,813

1,720

1,724

1,193

1,782

1,607

1,324

1,573

1,809

1,210

990

696

1,421

521

-1,194

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and intangibles amortization

483

487

491

516

545

524

521

481

459

465

506

753

877

876

864

863

844

843

900

880

871

926

830

869

859

883

979

1,007

973

982

979

993

1,009

1,009

1,011

1,012

1,023

Lease assets amortization

238

-

235

233

231

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stock-based compensation expense

285

271

268

270

266

237

245

230

234

186

186

188

185

140

140

143

143

117

117

117

116

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Tax benefit of exercised stock options

6

-

-

-

31

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Tax benefit of exercised stock options

-

-

-

-

-

-

6

27

10

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Issuance of common stock and stock options

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

142

93

91

55

63

69

65

47

49

44

16

-

-

-

-

Amortization of purchased loan premium

160

75

45

131

60

63

52

89

54

54

50

46

45

52

65

63

63

82

70

71

81

127

233

343

384

332

335

292

306

2,003

-66

-311

-384

-

-

-

-

Deferred tax expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

461

800

673

563

426

837

473

390

-

-

-

-

Provision for loan losses

3,300

-

-

-

-

-

-

-

-

-

-

-

-

-284

250

200

0

-

-

-

-

-

-

-

-

-

-

-

-

450

0

500

250

0

0

0

1,498

Amortization of security premiums and accretion of discounts, net

-233

-265

-282

-342

-281

-328

-365

-407

-443

-517

-498

-474

-359

-384

-415

-483

-409

-604

-617

-581

-744

-849

-772

-877

-963

-765

-897

-785

-1,041

-782

-896

-725

-793

-690

-463

-504

-403

Net gain on sale of securities

-39

-39

50

238

-14

-12

68

-16

30

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gain on sale of securities

-

-

-

-

-

-

-

-

-

30

48

37

95

26

88

261

259

109

74

-8

297

595

115

24

355

72

38

130

278

138

1,180

290

-116

-

-

-

-

Net gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,726

176

661

Net gain on sale and valuation of other real estate owned

6

-25

44

-13

50

-

-

-

-

1

5

-15

14

-193

88

73

154

-101

-812

-114

-84

293

-386

-51

-263

-732

66

-418

-630

-660

-767

-229

-177

-337

-1,671

-249

-612

Net gain on sale of loans

11

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

23

46

48

78

27

48

-

-

-

-

-

-

-

-

-

-

-

-

Originations of mortgages held for sale

8,668

7,834

8,400

2,851

1,976

146

0

0

872

-

-

-

-

0

18,245

20,322

10,618

10,589

13,639

19,618

11,619

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of mortgages held for sale

6,699

7,333

9,039

2,608

1,726

0

0

0

872

-

-

-

-

0

20,008

19,597

11,681

9,161

19,469

16,114

8,820

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in bank owned life insurance investment

174

1,051

38

-546

181

1,286

-183

-184

-184

1,332

-188

-192

-192

1,239

-199

-168

-153

1,213

-154

-462

154

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Changes in assets and liabilities:
(Increase) decrease in loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-100

-

-471

-592

-121

-470

557

830

-231

-

-

-

-

Decrease (increase) in other assets

-174

-1,347

-825

1,120

366

-663

269

461

182

-36

306

994

226

-133

-5

64

-393

-5,966

4,554

-1,493

-1,653

-2,015

-984

-431

-1,264

65

-2,885

-4,380

-1,490

-1,963

-1,470

-2,606

-2,998

-4,930

-4,026

-5,181

-9,468

Increase in accrued expenses and other liabilities

-846

101

187

-246

-58

1,142

238

-148

673

341

713

-1,313

1,000

100

897

-36

-1,088

1,086

383

316

-263

575

59

-1,013

1,534

470

-31

300

-351

-28

-3,295

1,480

-626

26

296

-4,162

3,350

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,723

3,681

-

9,315

1,284

1,610

4,646

4,855

3,320

6,779

5,657

8,691

9,993

5,884

-

-

-

-

-

-

-

-

Net cash provided by operating activities

3,315

6,497

7,462

3,091

3,964

6,700

4,806

4,132

4,051

4,811

3,961

1,780

4,432

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,841

7,451

6,728

8,410

7,162

3,312

14,499

Investing activities:
Proceeds from sales/calls/maturities/paydowns of available for sale securities

9,893

19,243

28,762

27,102

19,264

16,414

10,848

11,186

9,363

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales/ calls/ maturities/ paydowns of available for sale securities

-

-

-

-

-

-

-

-

-

-

-

-

23,816

11,906

20,009

22,980

53,331

30,542

22,920

29,261

64,183

22,814

19,009

41,745

26,415

13,648

26,715

42,692

73,068

14,560

34,600

91,061

34,320

-

-

-

-

Proceeds from calls/maturities/paydowns of held to maturity securities

11,065

2,455

2,135

1,074

626

1,425

401

519

1,584

286

427

144

89

82

4,238

5,487

677

2,951

716

303

613

10,711

2,102

1,703

1,899

4,300

2,781

2,864

3,526

6,310

4,399

5,789

5,171

-

-

-

-

Proceeds from sales/calls/maturities/paydowns of restricted equity securities

1,700

-

-

-

-

177

1,363

448

17

0

220

222

813

1,071

637

1,318

935

187

785

645

228

0

1

0

586

295

1,080

0

254

-

-

-

-

-

-

-

-

Proceeds from securities sales, calls, maturities, and paydowns

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

103,577

94,291

43,188

Purchase of available for sale securities

25,069

17,383

6,064

36,843

10,682

20,391

13,863

9,232

9,596

9,335

10,648

9,210

20,981

39,863

10,947

19,039

13,508

11,249

25,425

56,581

28,599

37,749

16,957

37,364

29,158

11,329

22,282

54,850

38,990

66,553

32,306

113,788

38,464

81,323

82,181

104,180

33,800

Purchase of held to maturity securities

-

-

-

-

-

-

-

-

-

-

-

-

-

1,094

679

10,400

8,510

-1,672

672

944

2,277

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of restricted equity securities

1,302

571

1,211

158

626

91

314

27

78

939

528

93

700

72

1,279

1,568

909

-

-

-

-

-

-

-

-

2,250

247

38

47

504

573

0

67

-

-

-

-

Proceeds from sale of other real estate owned

27

188

94

228

316

695

1,394

19

21

23

37

1,209

872

525

602

706

543

328

686

1,018

868

1,535

1,753

783

596

2,239

707

2,266

2,279

1,921

1,339

3,016

3,354

2,321

4,121

1,390

927

Net increase in loans

19,527

23,631

12,760

25,596

4,351

21,580

-3,641

4,715

20,708

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Improvements of other real estate, net of insurance proceeds

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

10

24

28

436

31

21

91

240

159

19

83

352

1

185

339

722

79

-10

-

-

-

-

Net increase in loans

-

-

-

-

-

-

-

-

-

51,233

24,461

10,770

13,832

23,596

26,312

18,504

14,703

54,016

10,971

1,903

18,785

23,301

17,585

37,381

-98

24,174

6,410

12,241

4,022

15,487

8,101

2,152

7,668

41,141

-6,985

-3,206

-3,724

Net decrease in loans, covered by FDIC shared loss agreement

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,946

6,952

Principal recoveries of loans previously charged off

184

224

150

136

77

96

94

241

83

59

89

186

105

90

44

55

173

158

46

1,342

106

833

210

192

118

55

147

567

246

169

1,596

257

417

-

-

-

-

Principal recoveries of loans previously charged off

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-135

Purchase of premises and equipment, net

76

246

-149

71

199

230

2,580

1,169

548

1,174

142

1,597

631

951

538

821

214

166

732

198

672

1,124

836

262

1,653

178

1,173

529

7

53

8

82

113

92

165

258

76

Purchase of small business investment company fund investment

250

1,267

350

263

262

525

210

0

210

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of bank owned life insurance investment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

5,000

-

-

-

-

-

-

-

-

Proceeds from sale of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

1,128

2,252

2,109

5,901

2,433

2,841

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of loans

632

811

0

0

705

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of premises and equipment

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-1

1

145

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-24,795

17,936

-

-11,370

-26,025

17,896

-24,090

-22,715

-28,392

1,723

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used in investing activities

-22,723

-19,314

10,905

-33,525

4,868

-33,001

2,597

1,082

-20,072

-47,800

-23,129

-9,457

-10,449

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

31,122

-

250

-15,843

-3,040

-57,922

22,612

-2,519

21,050

Financing activities:
Net (decrease) increase in deposits

57,610

-13,794

-38,966

48,085

3,148

31,087

9,988

27,580

556

17,382

-4,503

30,213

15,378

69,970

10,310

22,962

-11,467

11,954

-14,371

32,921

-3,930

-2,767

6,896

9,647

12,828

125,013

7,590

10,850

-32,260

33,562

-13,102

9,801

10,566

17,875

5,141

-19,067

-32,183

Net increase in federal funds purchased

24,437

-24,366

-71

0

19,440

-9,440

-10,000

20,000

-15,151

-4,849

0

0

4,714

-4,714

12,301

-1,284

7,904

-

-

-

14,500

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in short-term Federal Home Loan Bank borrowings

-

-

-

-

-

-

21,500

10,000

-5,000

-

-

-

-

-

-14,808

-2,808

4,190

-

-14,813

15,186

184

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) increase in federal funds purchased

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

11,213

747

2,540

-6,000

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) increase in short-term Federal Home Loan Bank borrowings

-10,000

-

-

-

10,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from long-term Federal Home Loan Bank borrowings

40,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payments on long-term Federal Home Loan Bank borrowings

40,167

-

-

-

375

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in federal funds purchased and securities sold under agreements to repurchase

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-4,420

-

-

-

-

-

-

-

-

Payments on long-term Federal Home Loan Bank borrowings

-

-

-

-

-

-

5,371

370

5,368

5,367

198

198

195

-

-

-

-

-

-

-

-

-

-4,818

180

179

-45,622

17,976

175

174

-

-

-

-

-

-

-

-

Proceeds from issuance of common stock

11

195

243

368

87

31

8

77

30

-

-

-

-

17

60

41

15

29

27

0

30

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash dividends paid

1,121

897

670

667

665

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

182

65

235

208

221

221

221

1,326

442

221

-

-

-

-

Repurchase of common stock

806

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payments on long-term debt

-

-

-

-

-

-

-

-

-

0

0

0

1,670

1,068

1,068

1,068

801

801

801

801

1,602

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

26,027

-24,347

-

-4,377

21,937

-20,186

23,302

11,461

11,045

6,584

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

21,090

4,703

-14,351

27,410

-7,245

36,185

-6,875

-2,713

15,369

42,397

316

25,225

8,799

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-37,075

-

-1,428

9,359

10,345

17,875

5,141

-19,067

-32,183

Net (decrease) increase in cash and cash equivalents

1,682

-8,114

4,016

-3,024

1,587

9,884

528

2,501

-652

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-592

-18,852

17,548

2,782

-895

3,773

3,955

-2,730

4,532

-6,432

-2,804

-680

3,858

-6,399

-14,027

15,086

-6,281

4,863

1,185

-69

-13,277

663

967

14,033

-31,637

34,915

-11,542

-3,366

Supplemental disclosures of cash flow information:
Interest paid

3,689

3,911

4,085

3,957

3,512

3,347

2,899

2,656

2,638

2,486

2,323

2,174

2,141

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest paid

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,943

1,901

-

1,874

1,825

1,940

1,836

1,783

1,646

1,495

1,670

1,764

1,822

1,996

2,104

2,452

2,642

3,055

2,760

2,998

3,126

3,550

Income taxes paid

-

950

910

846

439

-

-

-

-

-

-

-

-

1,340

230

814

2,400

75

1,105

315

500

885

885

1,249

115

-

-

-

-

-

-

-

-

-

-

-

0

Transfers of loans to other real estate owned

-

0

3,806

0

392

0

0

0

396

-

-

-

-

-

-

-

-

30

50

708

33

881

623

1,382

550

-

-

-

-

-

-

-

-

-

-

-

-

Transfers of building premises and equipment to held for sale

-

-

-

-

-

0

700

27

525

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Right-of-use lease assets in exchange for lease liability

-

-

-

-

7,408

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transfers of loans to other real estate owned property

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

756

-

431

2,287

4,196

2,524

1,364

6,258

2,170