Community bankers trust corp (ESXB)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Operating activities:
Net income

13,617

15,705

15,017

14,359

14,597

13,688

9,691

8,152

7,304

7,203

10,569

10,611

9,995

9,922

9,410

-764

-1,389

-2,497

-2,452

7,077

7,104

7,516

6,450

6,419

6,306

5,906

6,286

6,313

5,916

5,582

4,705

4,317

3,628

1,444

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and intangibles amortization

1,977

2,039

2,076

2,106

2,071

1,985

1,926

1,911

2,183

2,601

3,012

3,370

3,480

3,447

3,414

3,450

3,467

3,494

3,577

3,507

3,496

3,484

3,441

3,590

3,728

3,842

3,941

3,941

3,927

3,963

3,990

4,022

4,041

4,055

0

0

0

Lease assets amortization

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stock-based compensation expense

1,094

1,075

1,041

1,018

978

946

895

836

794

745

699

653

608

566

543

520

494

467

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Tax benefit of exercised stock options

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Tax benefit of exercised stock options

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Issuance of common stock and stock options

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

381

302

278

252

244

230

205

156

0

0

0

-

-

-

-

Amortization of purchased loan premium

411

311

299

306

264

258

249

247

204

195

193

208

225

243

273

278

286

304

349

512

784

1,087

1,292

1,394

1,343

1,265

2,936

2,535

1,932

1,242

0

0

0

-

-

-

-

Deferred tax expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,497

2,462

2,499

2,299

2,126

0

0

0

-

-

-

-

Provision for loan losses

0

-

-

-

-

-

-

-

-

-

-

-

-

166

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

1,200

750

750

250

1,498

0

0

0

Amortization of security premiums and accretion of discounts, net

-1,122

-1,170

-1,233

-1,316

-1,381

-1,543

-1,732

-1,865

-1,932

-1,848

-1,715

-1,632

-1,641

-1,691

-1,911

-2,113

-2,211

-2,546

-2,791

-2,946

-3,242

-3,461

-3,377

-3,502

-3,410

-3,488

-3,505

-3,504

-3,444

-3,196

-3,104

-2,671

-2,450

-2,060

0

0

0

Net gain on sale of securities

210

235

262

280

26

70

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gain on sale of securities

-

-

-

-

-

-

-

-

-

210

206

246

470

634

717

703

434

472

958

999

1,031

1,089

566

489

595

518

584

1,726

1,886

1,492

0

0

0

-

-

-

-

Net gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Net gain on sale and valuation of other real estate owned

12

56

0

0

0

-

-

-

-

5

-189

-106

-18

122

214

-686

-873

-1,111

-717

-291

-228

-407

-1,432

-980

-1,347

-1,714

-1,642

-2,475

-2,286

-1,833

-1,510

-2,414

-2,434

-2,869

0

0

0

Net gain on sale of loans

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

69

117

195

199

201

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Originations of mortgages held for sale

27,753

21,061

13,373

4,973

2,122

1,018

0

0

0

-

-

-

-

49,185

59,774

55,168

54,464

55,465

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of mortgages held for sale

25,679

20,706

13,373

4,334

1,726

872

0

0

0

-

-

-

-

51,286

60,447

59,908

56,425

53,564

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in bank owned life insurance investment

717

724

959

738

1,100

735

781

776

768

760

667

656

680

719

693

738

444

751

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Changes in assets and liabilities:
(Increase) decrease in loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-1,654

-626

796

686

0

0

0

-

-

-

-

Decrease (increase) in other assets

-1,226

-686

-2

1,092

433

249

876

913

1,446

1,490

1,393

1,082

152

-467

-6,300

-1,741

-3,298

-4,558

-607

-6,145

-5,083

-4,694

-2,614

-4,515

-8,464

-8,690

-10,718

-9,303

-7,529

-9,037

-12,004

-14,560

-17,135

-23,605

0

0

0

Increase in accrued expenses and other liabilities

-804

-16

1,025

1,076

1,174

1,905

1,104

1,579

414

741

500

684

1,961

-127

859

345

697

1,522

1,011

687

-642

1,155

1,050

960

2,273

388

-110

-3,374

-2,194

-2,469

-2,415

1,176

-4,466

-490

0

0

0

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

17,356

-

16,855

12,395

14,431

19,600

20,611

24,447

31,120

30,225

0

0

0

-

-

-

-

-

-

-

-

Net cash provided by operating activities

20,365

21,014

21,217

18,561

19,602

19,689

17,800

16,955

14,603

14,984

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24,430

29,751

25,612

33,383

0

0

0

Investing activities:
Proceeds from sales/calls/maturities/paydowns of available for sale securities

85,000

94,371

91,542

73,628

57,712

47,811

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales/ calls/ maturities/ paydowns of available for sale securities

-

-

-

-

-

-

-

-

-

-

-

-

78,711

108,226

126,862

129,773

136,054

146,906

139,178

135,267

147,751

109,983

100,817

108,523

109,470

156,123

157,035

164,920

213,289

174,541

0

0

0

-

-

-

-

Proceeds from calls/maturities/paydowns of held to maturity securities

16,729

6,290

5,260

3,526

2,971

3,929

2,790

2,816

2,441

946

742

4,553

9,896

10,484

13,353

9,831

4,647

4,583

12,343

13,729

15,129

16,415

10,004

10,683

11,844

13,471

15,481

17,099

20,024

21,669

0

0

0

-

-

-

-

Proceeds from sales/calls/maturities/paydowns of restricted equity securities

0

-

-

-

-

2,005

1,828

685

459

1,255

2,326

2,743

3,839

3,961

3,077

3,225

2,552

1,845

1,658

874

229

587

882

1,961

1,961

1,629

0

0

0

-

-

-

-

-

-

-

-

Proceeds from securities sales, calls, maturities, and paydowns

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Purchase of available for sale securities

85,359

70,972

73,980

81,779

54,168

53,082

42,026

38,811

38,789

50,174

80,702

81,001

90,830

83,357

54,743

69,221

106,763

121,854

148,354

139,886

120,669

121,228

94,808

100,133

117,619

127,451

182,675

192,699

251,637

251,111

265,881

315,756

306,148

301,484

0

0

0

Purchase of held to maturity securities

-

-

-

-

-

-

-

-

-

-

-

-

-

20,683

17,917

17,910

8,454

2,221

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of restricted equity securities

3,242

2,566

2,086

1,189

1,058

510

1,358

1,572

1,638

2,260

1,393

2,144

3,619

3,828

0

0

0

-

-

-

-

-

-

-

-

2,582

836

1,162

1,124

1,144

0

0

0

-

-

-

-

Proceeds from sale of other real estate owned

537

826

1,333

2,633

2,424

2,129

1,457

100

1,290

2,141

2,643

3,208

2,705

2,376

2,179

2,263

2,575

2,900

4,107

5,174

4,939

4,667

5,371

4,325

5,808

7,491

7,173

7,805

8,555

9,630

10,030

12,812

11,186

8,759

0

0

0

Net increase in loans

81,514

66,338

64,287

47,886

27,005

43,362

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Improvements of other real estate, net of insurance proceeds

-

-

-

-

-

-

-

-

-

-

-

-

-

34

62

498

519

516

579

383

511

509

501

613

455

621

877

1,247

1,325

1,130

0

0

0

-

-

-

-

Net increase in loans

-

-

-

-

-

-

-

-

-

100,296

72,659

74,510

82,244

83,115

113,535

98,194

81,593

85,675

54,960

61,574

97,052

78,169

79,042

67,867

42,727

46,847

38,160

39,851

29,762

33,408

59,062

43,976

38,618

27,226

0

0

0

Net decrease in loans, covered by FDIC shared loss agreement

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Principal recoveries of loans previously charged off

694

587

459

403

508

514

477

472

417

439

470

425

294

362

430

432

1,719

1,652

2,327

2,491

1,341

1,353

575

512

887

1,015

1,129

2,578

2,268

2,439

0

0

0

-

-

-

-

Principal recoveries of loans previously charged off

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Purchase of premises and equipment, net

244

367

351

3,080

4,178

4,527

5,471

3,033

3,461

3,544

3,321

3,717

2,941

2,524

1,739

1,933

1,310

1,768

2,726

2,830

2,894

3,875

2,929

3,266

3,533

1,887

1,762

597

150

256

295

452

628

591

0

0

0

Purchase of small business investment company fund investment

2,130

2,142

1,400

1,260

997

945

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of bank owned life insurance investment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

Proceeds from sale of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,380

5,489

11,390

12,695

13,284

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of loans

1,443

1,516

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of premises and equipment

-

-

-

-

-

-

-

-

-

-

-

-

-

145

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-46,960

-

-43,589

-54,934

-57,301

-73,474

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used in investing activities

-64,657

-37,066

-50,753

-59,061

-24,454

-49,394

-64,193

-89,919

-100,458

-90,835

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-76,555

-54,193

-40,869

-16,779

0

0

0

Financing activities:
Net (decrease) increase in deposits

52,935

-1,527

43,354

92,308

71,803

69,211

55,506

41,015

43,648

58,470

111,058

125,871

118,620

91,775

33,759

9,078

19,037

26,574

11,853

33,120

9,846

26,604

154,384

155,078

156,281

111,193

19,742

-950

-1,999

40,827

25,140

43,383

14,515

-28,234

0

0

0

Net increase in federal funds purchased

0

-4,997

9,929

0

20,000

-14,591

-10,000

0

-20,000

-135

0

12,301

11,017

14,207

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in short-term Federal Home Loan Bank borrowings

-

-

-

-

-

-

0

0

0

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) increase in federal funds purchased

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8,500

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) increase in short-term Federal Home Loan Bank borrowings

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from long-term Federal Home Loan Bank borrowings

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payments on long-term Federal Home Loan Bank borrowings

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in federal funds purchased and securities sold under agreements to repurchase

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

Payments on long-term Federal Home Loan Bank borrowings

-

-

-

-

-

-

16,476

11,303

11,131

5,958

0

0

0

-

-

-

-

-

-

-

-

-

-50,081

-27,287

-27,292

-27,297

0

0

0

-

-

-

-

-

-

-

-

Proceeds from issuance of common stock

817

893

729

494

203

146

0

0

0

-

-

-

-

133

145

112

71

86

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash dividends paid

3,355

2,899

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

247

482

690

729

885

871

1,989

2,210

2,210

0

0

0

-

-

-

-

Repurchase of common stock

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payments on long-term debt

-

-

-

-

-

-

-

-

-

1,670

2,738

3,806

4,874

4,005

3,738

3,471

3,204

4,005

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

22,170

-

20,676

36,514

25,622

52,392

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

38,852

10,517

41,999

49,475

19,352

41,966

48,178

55,369

83,307

76,737

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

36,151

42,720

14,294

-28,234

0

0

0

Net (decrease) increase in cash and cash equivalents

-5,440

-5,535

12,463

8,975

14,500

12,261

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in cash and cash equivalents

-

-

-

-

-

-

-

-

-

886

583

23,208

9,615

4,103

9,530

-675

-7,434

-5,384

-6,058

-6,025

-17,248

-1,482

-11,621

-359

14,853

-302

-7,298

-11,498

-11,716

2,386

-15,974

18,278

5,769

-11,630

0

0

0

Supplemental disclosures of cash flow information:
Interest paid

15,642

15,465

14,901

13,715

12,414

11,540

10,679

10,103

9,621

9,124

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest paid

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

7,494

-

7,475

7,384

7,205

6,760

6,594

6,575

6,751

7,252

7,686

8,374

9,194

10,253

10,909

11,455

11,939

12,434

0

0

0

Income taxes paid

-

3,145

0

0

0

-

-

-

-

-

-

-

-

4,784

3,519

4,394

3,895

1,995

2,805

2,585

3,519

3,134

0

0

0

-

-

-

-

-

-

-

-

-

-

-

0

Transfers of loans to other real estate owned

-

4,198

4,198

392

392

396

0

0

0

-

-

-

-

-

-

-

-

821

1,672

2,245

2,919

3,436

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Transfers of building premises and equipment to held for sale

-

-

-

-

-

1,252

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Right-of-use lease assets in exchange for lease liability

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transfers of loans to other real estate owned property

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

9,438

10,371

14,342

12,316

0

0

0