Community bankers trust corp (ESXB)
Income statement / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
Interest and dividend income
Interest and fees on loans

51,551

46,291

40,301

35,998

31,990

29,635

29,696

-

-

-

-

Interest and fees on PCI loans

6,042

5,222

5,733

6,230

7,875

11,228

11,936

-

-

-

-

Interest and fees on non-covered loans

-

-

-

-

-

-

-

30,658

29,272

33,444

36,019

Interest and fees on FDIC covered loans

-

-

-

-

-

-

-

14,105

17,576

13,759

15,139

Interest and fees on FDIC covered loans

-

-

-

-

-

-

-

-

-

-

15,139

Interest on federal funds sold

14

5

1

-

2

-

3

5

6

9

37

Interest on deposits in other banks

391

303

196

122

59

61

58

54

65

100

296

Interest and dividends on securities
Taxable

5,870

5,258

4,682

4,696

5,469

6,835

7,693

8,408

8,091

8,486

9,635

Nontaxable

1,581

2,162

2,402

2,249

2,157

966

659

489

1,025

3,128

3,394

Total interest and dividend income

65,449

59,241

53,315

49,295

47,552

48,725

50,045

53,719

56,035

58,926

64,520

Interest expense
Interest on deposits

14,036

10,257

7,897

6,382

5,983

5,858

6,370

8,508

10,815

17,041

23,717

Interest on federal funds purchased

-

-

-

-

-

-

-

-

1

3

8

Interest on borrowed funds

1,456

1,797

1,302

1,438

1,514

1,075

708

1,184

1,412

1,345

1,409

Total interest expense

15,492

12,054

9,199

7,820

7,497

6,933

7,078

9,692

12,228

18,389

25,134

Net interest income

49,957

47,187

44,116

41,475

40,055

41,792

42,967

44,027

43,807

40,537

39,386

Provision for loan losses

325

-

550

166

0

0

0

1,200

1,498

27,363

19,089

Net interest income after provision for loan losses

49,632

47,187

43,566

41,309

40,055

41,792

42,967

42,827

42,309

13,174

20,297

Noninterest income
Service charges and fees

2,831

2,510

-

-

-

-

-

-

-

-

-

Gain on securities transactions, net

235

70

-

-

-

-

-

-

-

-

-

Gain on sale of other loans

14

118

-

-

-

-

-

-

-

-

-

Service charges and fees

-

-

2,681

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

2,420

2,269

2,200

2,739

2,736

2,503

2,464

2,506

Gain on securities transactions, net

-

-

210

634

472

1,089

518

1,492

2,868

-

-

Gain on sale of loans, net

-

-

-

-

69

201

-359

-

-

-

-

Income on bank owned life insurance

724

735

758

870

751

769

747

620

291

-

-

Mortgage loan income

486

319

242

606

784

211

313

-

-

-

-

FDIC indemnification asset amortization

-

-

-

-

16,195

-

-

-

-

-

662

Gain on bank acquisition transaction

-

-

-

-

-

-

-

-

-

-

20,255

Gain (loss) on securities transactions, net

-

-

-

-

-

-

-

-

-

3,588

856

Loss on sale of other real estate, net

-

-

-

-

-

-

-

-

-

-5,052

656

Other

1,064

711

625

649

736

799

766

1,358

2,571

3,809

1,305

Total noninterest income

5,354

4,463

4,516

5,179

5,081

5,269

4,724

6,206

8,233

4,809

26,240

Noninterest expense
Salaries and employee benefits

21,423

21,477

19,423

18,412

18,141

16,136

15,981

16,511

16,603

19,190

21,967

Occupancy expenses

3,453

3,188

3,130

2,737

2,592

2,597

2,717

2,715

2,894

2,948

2,662

Equipment expenses

1,484

1,398

1,144

999

1,035

957

1,038

1,087

1,237

1,394

1,595

Legal fees

-

-

-

-

-

-

-

-

444

456

1,002

Professional fees

-

-

-

-

-

-

-

-

583

1,802

2,012

FDIC assessment

296

776

726

823

938

805

843

1,485

2,788

2,395

2,904

Data processing fees

2,329

2,122

1,923

1,674

1,709

1,732

2,078

1,824

1,864

2,306

2,837

FDIC indemnification asset amortization

-

-

-

-

16,195

5,795

6,449

-

-

3,165

662

FDIC indemnification asset amortization

-

-

-

-

-

-

-

6,936

10,364

-

-

Amortization of intangibles

-

-

898

1,907

1,908

1,908

2,202

2,261

2,261

2,261

2,241

Other real estate expense, net

718

113

162

175

1,275

540

2,034

2,493

3,788

-

-

Impairment of goodwill

-

-

-

-

-

-

-

-

-

5,727

31,949

Other operating expenses

6,026

5,803

6,570

6,023

6,467

6,347

5,946

5,991

6,212

6,774

6,791

Total noninterest expense

35,729

34,877

33,976

32,750

50,260

36,817

39,288

41,303

49,038

48,418

75,960

Income before income taxes

19,257

16,773

14,106

13,738

-5,124

-

-

-

-

-

-

Income before income taxes

-

-

-

-

-

10,244

8,403

7,730

1,504

-30,435

-29,423

Income tax expense

3,552

3,085

6,903

3,816

-2,627

2,728

2,497

2,148

60

-9,442

404

Net income

15,705

13,688

7,203

9,922

-2,497

7,516

5,906

5,582

1,444

-20,993

-29,827

Dividends paid on preferred stock

-

-

-

-

-

247

885

884

-

442

800

Accretion of discount on preferred stock

-

-

-

-

-

-

234

220

-

-

-

Accretion of discount on preferred stock

-

-

-

-

-

-

-

-

206

194

-177

Accumulated preferred dividends

-

-

-

-

-

-

-

-

884

442

-

Net income (loss) available to common shareholders

-

-

-

-

-

7,269

4,787

4,478

354

-22,071

-30,804

Net income per share - basic

0.71

0.62

0.33

0.45

-0.11

0.33

0.22

0.21

0.02

-1.03

-1.43

Net income per share - diluted

0.70

0.61

0.32

0.45

-0.11

0.33

0.22

0.21

0.02

-1.03

-1.43

Weighted average number of shares outstanding
Basic

22,264

22,103

22,014

21,914

21,827

21,755

21,700

21,647

21,565

21,468

21,468

Diluted

22,531

22,569

22,512

22,161

21,827

21,981

21,922

21,717

21,565

21,468

21,468