Community bankers trust corp (ESXB)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest and dividend income
Interest and fees on loans

52,218

51,551

50,415

49,121

47,834

46,291

44,747

42,981

41,580

40,301

39,092

38,121

37,042

35,998

34,822

33,652

32,796

31,990

31,674

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest and fees on PCI loans

5,846

6,042

6,162

5,094

5,117

5,222

5,316

5,474

5,652

5,733

5,880

6,006

6,110

6,230

6,358

6,539

7,401

7,875

8,867

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest and fees on non-covered loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

30,333

30,530

30,482

30,658

30,367

29,971

29,725

29,272

30,111

31,275

0

0

0

Interest and fees on FDIC covered loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

11,836

11,229

12,850

14,105

15,462

17,198

17,670

17,576

17,017

15,736

0

0

0

Interest and fees on FDIC covered loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

Interest on federal funds sold

-

-

0

0

-

-

-

0

-

-

0

-

-

-

-

-

-

2

0

0

0

-

-

-

-

3

4

4

6

5

5

6

5

6

6

8

0

0

0

Interest on deposits in other banks

364

391

400

407

359

303

255

226

210

196

200

157

127

122

79

69

63

59

61

60

65

61

71

71

63

58

47

45

50

54

53

72

63

65

71

67

0

0

0

Interest and dividends on securities
Taxable

5,699

5,870

5,925

5,800

5,594

5,258

4,921

4,728

4,619

4,682

4,745

4,707

4,674

4,696

4,878

5,141

5,372

5,469

5,733

6,150

6,505

6,835

7,197

7,318

7,553

7,693

7,906

8,075

8,169

8,408

8,255

8,210

8,256

8,091

8,395

8,499

0

0

0

Nontaxable

1,448

1,581

1,760

1,933

2,059

2,162

2,251

2,325

2,384

2,402

2,356

2,301

2,252

2,249

2,287

2,339

2,307

2,157

1,939

1,611

1,254

966

767

671

667

659

621

565

519

489

535

620

731

1,025

1,711

2,387

0

0

0

Total interest and dividend income

65,589

65,449

64,680

62,364

60,968

59,241

57,491

55,736

54,446

53,315

52,274

51,292

50,205

49,295

48,424

47,740

47,940

47,552

47,432

48,374

48,496

48,725

49,216

49,722

49,758

50,045

50,747

50,448

52,076

53,719

54,677

56,077

56,450

56,035

57,311

57,972

0

0

0

Interest expense
Interest on deposits

14,221

14,036

13,581

12,582

11,348

10,257

9,318

8,672

8,261

7,897

7,520

7,017

6,610

6,382

6,164

6,137

6,086

5,983

5,950

5,931

5,898

5,858

5,866

5,930

6,077

6,370

6,727

7,215

7,856

8,508

9,154

9,719

10,189

10,815

12,452

14,317

0

0

0

Interest on short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

Interest on federal funds purchased

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

1

2

3

0

0

0

Interest on borrowed funds

1,298

1,456

1,462

1,584

1,775

1,797

1,830

1,675

1,469

1,302

1,261

1,305

1,366

1,438

1,449

1,450

1,471

1,514

1,546

1,470

1,330

1,075

832

733

678

708

763

863

1,017

1,184

1,342

1,415

1,439

1,412

1,394

1,374

0

0

0

Total interest expense

15,519

15,492

15,043

14,166

13,123

12,054

11,148

10,347

9,730

9,199

8,781

8,322

7,976

7,820

7,613

7,587

7,557

7,497

7,496

7,401

7,228

6,933

6,694

6,660

6,754

7,078

7,488

8,078

8,874

9,692

10,502

11,137

11,629

12,228

13,848

15,694

0

0

0

Net interest income

50,070

49,957

49,637

48,198

47,845

47,187

46,343

45,389

44,716

44,116

43,493

42,970

42,229

41,475

40,811

40,153

40,383

40,055

39,936

40,973

41,268

41,792

42,522

43,062

43,004

42,967

43,259

42,370

43,202

44,027

44,175

44,940

44,821

43,807

43,463

42,278

0

0

0

Provision for loan losses

0

-

-

0

-

-

-

-

-

550

-134

-34

166

166

450

200

0

0

0

0

0

0

0

0

0

0

450

450

950

1,200

750

750

250

1,498

2,614

23,896

0

0

0

Net interest income after provision for loan losses

46,445

49,632

49,512

48,073

47,845

47,187

45,943

44,839

44,166

43,566

43,627

43,004

42,063

41,309

40,361

39,953

40,383

40,055

39,936

40,973

41,268

41,792

42,522

43,062

43,004

42,967

42,809

41,920

42,252

42,827

43,425

44,190

44,571

42,309

40,849

18,382

0

0

0

Noninterest income
Service charges and fees

2,894

2,831

2,766

2,634

2,538

2,510

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on securities transactions, net

210

235

262

280

26

70

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of other loans

0

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

2,300

2,359

2,376

2,420

2,386

2,352

2,310

2,269

2,234

2,235

2,239

2,200

2,268

2,425

2,565

2,739

2,834

2,809

2,782

2,736

2,654

2,581

2,544

2,503

2,515

2,494

0

0

0

Gain on securities transactions, net

-

-

-

-

-

-

-

-

-

210

206

246

470

634

717

703

434

472

958

999

1,031

1,089

566

489

595

518

1,626

1,878

0

-

0

0

-

-

-

-

-

-

-

Gain on sale of loans, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

69

117

195

199

201

-461

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Income on bank owned life insurance

717

724

730

733

733

735

695

699

707

758

854

904

916

870

819

769

753

751

753

758

763

769

778

784

790

747

0

0

0

-

-

-

-

-

-

-

-

-

-

Mortgage loan income

645

486

369

290

270

319

367

329

320

242

170

363

466

606

743

721

809

784

682

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

FDIC indemnification asset amortization

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

Gain (loss) on securities transactions, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

2,266

89

0

0

0

Loss on sale of other real estate, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-3,302

-2,813

0

0

0

Other

1,184

1,064

933

758

759

711

699

673

605

625

658

663

665

649

621

649

676

736

817

793

774

799

529

604

747

766

511

857

1,093

1,358

1,815

2,240

2,358

2,571

2,508

2,767

0

0

0

Total noninterest income

5,675

5,354

5,060

4,760

4,444

4,463

4,825

4,612

4,514

4,516

4,188

4,535

4,893

5,179

5,286

5,194

5,005

5,081

5,688

5,601

5,365

5,269

4,904

4,331

4,699

4,724

4,888

6,766

6,707

6,206

16,307

13,174

10,464

8,233

-5,026

-4,479

0

0

0

Noninterest expense
Salaries and employee benefits

21,194

21,423

21,523

21,263

21,009

21,477

20,844

20,766

20,590

19,423

19,040

18,765

18,483

18,412

18,285

18,412

18,257

18,141

17,817

17,086

16,708

16,136

16,014

16,038

15,911

15,981

16,058

15,990

16,266

16,511

16,621

16,643

16,637

16,603

17,680

18,435

0

0

0

Occupancy expenses

3,350

3,453

3,489

3,456

3,306

3,188

3,162

3,239

3,210

3,130

3,023

2,922

2,828

2,737

2,659

2,572

2,545

2,592

2,607

2,569

2,637

2,597

2,613

2,672

2,702

2,717

2,761

2,779

2,747

2,715

2,684

2,663

2,711

2,894

3,008

3,034

0

0

0

Equipment expenses

1,475

1,484

1,526

1,515

1,465

1,398

1,319

1,258

1,174

1,144

1,119

1,056

1,044

999

982

1,022

1,034

1,035

1,005

978

978

957

982

1,003

990

1,038

1,046

1,036

1,059

1,087

1,129

1,152

1,202

1,237

1,261

1,335

0

0

0

Legal fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

105

343

363

444

498

353

0

0

0

Professional fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

433

427

477

583

882

1,557

0

0

0

FDIC assessment

271

296

493

684

720

776

775

765

731

726

617

685

773

823

1,050

984

952

938

838

861

835

805

839

854

883

843

652

795

1,068

1,485

2,023

2,235

2,500

2,788

2,792

2,825

0

0

0

Data processing fees

2,353

2,329

2,396

2,284

2,204

2,122

1,924

1,943

1,921

1,923

1,910

1,819

1,747

1,674

1,684

1,675

1,682

1,709

1,675

1,629

1,680

1,732

1,817

1,947

2,035

2,078

1,908

1,896

1,844

1,824

1,947

1,952

1,929

1,864

2,141

2,235

0

0

0

FDIC indemnification asset amortization

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

16,195

17,634

0

0

-

0

-

-

-

-

-

-

-

-

-

0

-

-9,013

-7,016

0

0

0

FDIC indemnification asset amortization

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

6,388

6,655

0

-

0

0

-

-

-

-

-

-

-

Amortization of intangibles

-

-

-

-

-

-

-

-

-

898

1,355

1,770

1,907

1,907

1,907

1,907

1,908

1,908

1,908

1,908

1,908

1,908

1,937

2,025

2,114

2,202

2,262

2,262

2,261

2,261

2,261

2,261

2,261

2,261

2,260

2,261

0

0

0

Other real estate expense, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

540

1,603

1,178

1,580

2,034

2,091

0

0

-

0

-

-

-

-

-

-

-

-

Other real estate expense, net

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Impairment of goodwill

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Other operating expenses

6,108

6,026

6,050

5,838

5,592

5,803

6,297

6,562

6,777

6,570

6,043

5,838

5,966

6,023

6,134

6,247

6,350

6,467

6,464

6,622

6,535

6,347

6,916

6,546

6,156

5,946

5,158

5,230

5,738

5,991

5,405

5,720

6,005

6,212

7,092

7,345

0

0

0

Total noninterest expense

35,483

35,729

36,094

35,155

34,351

34,877

34,563

34,811

35,009

33,976

33,469

33,208

33,052

32,750

32,807

47,558

48,772

50,260

50,734

37,243

37,159

36,817

38,460

38,355

38,754

39,288

38,927

39,852

40,722

41,303

53,089

51,413

50,119

49,038

37,614

45,107

0

0

0

Income before income taxes

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income before income taxes

-

-

0

0

-

-

0

0

0

-

0

0

0

-

12,840

-2,411

-3,384

-

-5,110

9,331

9,474

10,244

8,966

9,038

8,949

8,403

8,770

8,834

8,237

7,730

6,643

5,951

4,916

1,504

-1,791

-31,204

0

0

0

Income tax expense

3,020

3,552

3,461

3,319

3,341

3,085

6,514

6,488

6,367

6,903

3,777

3,720

3,909

3,816

3,430

-1,647

-1,995

-2,627

-2,658

2,254

2,370

2,728

2,516

2,619

2,643

2,497

2,484

2,521

2,321

2,148

1,939

1,634

1,288

60

-1,241

-9,616

0

0

0

Net income

13,617

15,705

15,017

14,359

14,597

13,688

9,691

8,152

7,304

7,203

10,569

10,611

9,995

9,922

9,410

-764

-1,389

-2,497

-2,452

7,077

7,104

7,516

6,450

6,419

6,306

5,906

6,286

6,313

5,916

5,582

4,704

4,317

3,628

1,444

-550

-21,588

0

0

0

Dividends paid on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

247

482

690

729

885

871

884

884

884

0

0

0

-

-

-

-

-

0

Accretion of discount on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Accretion of discount on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

306

200

202

206

-203

-201

0

0

0

Accumulated preferred dividends

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

884

884

0

0

0

-

Net income (loss) available to common shareholders

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

7,269

5,924

5,612

5,401

4,787

5,170

5,202

4,809

4,478

3,604

3,221

2,534

354

-1,637

-22,673

0

0

0

Net income per share - basic

0.06

0.18

0.21

0.16

0.16

0.15

0.18

0.17

0.12

-0.02

0.11

0.13

0.11

0.12

0.11

0.11

0.11

0.10

-0.35

0.08

0.06

0.10

0.08

0.07

0.08

0.04

0.07

0.06

0.05

0.07

0.07

0.04

0.03

0.03

0.05

0.01

-0.07

-0.07

-0.93

Net income per share - diluted

0.06

0.18

0.20

0.16

0.16

0.15

0.17

0.17

0.12

-0.03

0.11

0.13

0.11

0.12

0.11

0.11

0.11

0.10

-0.35

0.08

0.06

0.10

0.08

0.07

0.08

0.04

0.07

0.06

0.05

0.07

0.07

0.04

0.03

0.03

0.05

0.01

-0.07

-0.07

-0.93

Weighted average number of shares outstanding
Basic

22,400

22,384

22,303

22,228

22,141

22,125

22,115

22,096

22,076

22,056

22,041

21,997

21,962

21,951

21,935

21,897

21,873

21,853

21,835

21,821

21,799

21,785

21,764

21,742

21,729

21,715

21,707

21,696

21,682

21,668

21,651

21,638

21,631

21,629

21,628

21,535

21,468

21,468

21,468

Diluted

22,591

22,700

22,561

22,433

22,430

22,548

22,627

22,580

22,521

22,649

22,542

22,424

22,433

22,413

22,127

22,039

22,065

21,552

21,835

21,958

21,963

21,943

21,987

21,939

22,055

22,043

21,971

21,835

21,839

21,777

21,743

21,706

21,642

21,629

21,628

21,535

21,468

21,468

21,468