EAST WEST BANCORP, INC. EWBC Cash Flow

East west bancorp, inc. (EWBC)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10
CASH FLOWS FROM OPERATING ACTIVITIES
CASH FLOWS FROM OPERATING ACTIVITIES
Net income
654	674	658	658	680	703	615	576	522	505	531	508	493	431	412	396	392	384	388	386	371	345	324	305	295	293	291	289	285	281	275	267	257	245	0	0	0	-	-	-	0
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization
135	144	146	149	149	139	122	132	146	149	162	161	142	137	134	113	99	88	91	109	117	117	89	71	73	79	93	89	86	82	77	76	71	67	58	54	56	57	0	0	0
Accretion of discount and amortization of premiums, net
22	22	19	20	22	20	2	3	5	7	7	9	15	26	35	45	42	45	76	100	146	184	220	254	253	245	261	240	247	233	200	205	200	210	239	197	184	235	0	0	0
Changes in FDIC indemnification asset and receivable/payable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-37	-69	-105	-156	-201	-225	-259	-250	-228	-203	-156	-148	-122	-92	-109	-88	-100	-115	-60	-57	-83	0	0	0
Gain on acquisition
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Stock compensation costs
30	30	29	33	32	30	33	27	25	24	23	23	22	22	18	18	17	16	15	14	14	13	14	14	14	13	9	10	11	12	15	15	14	13	12	10	9	8	0	0	0
Deferred income tax expense (benefit)
-21	-21	-20	-19	-17	-16	49	31	32	33	8	26	25	26	146	255	264	261	0	0	0	-	-	-	-	-	-	-	-	-12	137	106	142	189	44	47	42	12	0	0	0
Tax benefit from stock compensation plans, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	6	6	6	5	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Provision for credit losses
149	98	98	70	66	64	61	64	59	46	41	37	33	27	15	13	10	14	35	42	47	49	35	23	24	22	29	44	51	65	72	75	86	95	104	121	150	200	0	0	0
Net gains on sales of loans
4	4	4	3	5	6	7	8	7	8	5	5	6	6	12	14	17	24	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net gains on sales of AFS debt securities
3	3	3	3	1	2	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments
-	-	-	-	-	-	-	-	-	8	8	8	8	10	21	37	39	40	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net loss on sales of fixed assets
0	0	1	4	5	6	8	6	6	77	74	73	74	3	-6	-3	-0	3	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net gain on sale of business
-	-	-	-	-	31	31	35	35	3	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held-for-sale:
Impairment on other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4	7	9	16	20	20	28	29	35	40	44	49	0	0	0
Net gain on sales of available-for-sale investment securities, loans and other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	28	29	29	28	24	26	28	30	42	42	44	51	0	0	0
Originations and purchases
14	10	8	11	17	20	23	22	20	20	22	25	21	18	10	3	2	0	0	6	31	92	92	114	116	99	144	139	130	103	90	100	82	72	0	0	0	-	-	-	-
Proceeds from sales and paydowns/payoffs of loans originally classified as held-for-sale
12	10	9	12	19	20	22	22	19	21	24	28	26	23	16	6	4	3	104	181	248	288	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from distributions received from equity method investees
3	3	4	3	4	3	3	4	4	3	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net payments to FDIC shared-loss agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-132	-14	-2	-3	-1	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in accrued interest receivable and other assets
605	170	385	178	102	60	98	81	33	-45	-131	-123	-114	-23	90	199	120	117	-52	-100	124	89	166	109	-107	-53	-85	-83	20	35	84	85	200	146	76	45	-67	-87	0	0	0
Net change in accrued expenses and other liabilities
372	7	73	54	27	88	-5	57	35	-1	91	-31	-80	15	-3	45	48	16	-4	20	51	-38	110	45	-26	57	-16	14	-4	15	-149	-433	-178	-233	-105	161	-0	157	0	0	0
Originations of loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Proceeds from sales of loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	41	92	11	21	42	0	0	0
Prepayment penalty for Federal Home Loan Bank advances and other borrowings, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3	7	9	12	12	8	7	13	0	0	0
Net proceeds from FDIC shared-loss agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	96	121	154	159	229	255	375	331	0	0	0
Other net operating activities
0	0	0	-1	-1	-1	-1	1	5	0	3	1	-2	1	-1	1	-0	0	-6	-6	-7	-6	4	1	1	0	4	3	3	3	-3	-2	-2	-2	6	6	-5	-1	0	0	0
Total adjustments
33	61	-79	79	123	179	111	178	211	197	370	252	159	218	52	54	135	84	182	248	98	47	53	9	97	132	93	92	-15	5	-25	-288	-62	10	146	478	570	704	0	0	0
Net cash provided by operating activities
688	735	578	738	804	883	727	755	734	703	902	761	652	650	465	451	527	469	571	634	470	392	377	315	393	425	384	381	270	287	250	-21	194	255	381	698	766	869	0	0	0
CASH FLOWS FROM INVESTING ACTIVITIES
Net (increase) decrease in:
Investments in qualified affordable housing partnerships, tax credit and other investments
0	-	-	-	0	-	-	-	156	173	172	129	131	100	104	107	82	95	74	76	81	87	78	68	61	42	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Interest-bearing deposits with banks
-167	193	233	198	320	4	-13	-65	-209	-63	-99	-72	40	-38	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Resale agreements:
Proceeds from paydowns and maturities
900	650	0	0	0	-	-	-	-	1,250	1,050	1,400	900	1,500	1,130	925	1,750	1,050	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Payment for sale of business, net of cash transferred
-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net (increase) decrease in loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Short-term investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	43	-44	-55	-108	-53	75	201	304	280	169	36	-81	-85	-152	-117	-103	0	0	0
Securities purchased under resale agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Purchases
-	-	-	-	-	-	-	-	-	600	950	1,000	750	1,550	1,180	1,430	1,950	1,675	0	0	0	-	-	-	-	450	0	0	0	-	-	-	-	1,292	0	0	0	-	-	-	-
AFS debt securities:
Proceeds from sales
782	627	544	482	300	364	452	537	744	832	944	962	925	1,275	1,349	2,061	2,141	1,669	1,556	744	473	623	673	689	796	663	486	458	1,166	1,230	1,230	1,272	650	702	894	1,003	1,035	1,338	0	0	0
Investments in affordable housing partnerships
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	27	30	36	42	0	0	0
Proceeds from repayments, maturities and redemptions
1,407	1,155	622	648	710	742	494	380	376	413	955	1,304	1,469	1,503	1,047	781	754	734	760	743	541	554	420	389	507	444	496	774	1,068	1,119	1,332	1,825	1,690	1,780	1,743	1,552	2,310	2,564	0	0	0
Purchases
3,220	2,303	1,593	970	800	888	841	791	935	828	1,567	1,975	2,223	2,396	2,687	3,018	3,253	3,547	2,645	1,931	1,339	960	707	867	1,187	1,316	1,699	2,052	2,095	1,835	1,499	1,810	2,131	2,713	3,058	3,697	4,085	4,207	0	0	0
Federal funds sold
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-
Loans held-for-investment:
Proceeds from sales of loans originally classified as held-for-investment
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of loans originally classified as held-for-investment
-	-	-	-	-	483	481	480	403	566	564	624	785	661	1,003	1,106	1,201	1,729	1,550	1,520	1,402	856	762	671	481	370	0	0	0	-	98	121	123	188	198	313	542	473	0	0	0
Purchases
-	-	-	-	-	597	544	556	467	534	545	729	1,049	1,142	748	698	339	282	1,421	1,229	1,046	865	119	215	575	680	668	689	451	461	476	450	494	675	851	955	979	861	0	0	0
Securities purchased under resale agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Other changes in loans held-for-investment, net
2,891	2,184	2,661	3,362	3,103	3,313	2,707	3,001	3,049	3,514	3,741	2,945	2,469	1,549	2,188	2,557	3,177	3,285	1,905	1,963	2,091	2,552	3,429	3,361	3,045	2,458	1,976	1,201	554	337	125	354	857	934	0	0	0	-	-	-	-
Premises and equipment:
Proceeds from sales
-	-	-	-	-	-	-	-	-	119	116	116	124	8	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Federal Reserve Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Purchases
7	9	12	10	15	13	11	16	14	13	13	10	11	12	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	90	0	0	0
Payment on sale of business, net of cash transferred
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Sales of businesses, net of cash transferred:
Acquisitions, net of cash paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-138	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans originated for investment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	414	342	442	520	611	827	735	510	367	0	0	0
Proceeds from sales of other real estate owned (“OREO”)
1	1	0	0	1	4	5	5	5	6	9	11	10	7	0	0	0	-	-	-	-	70	70	46	46	64	72	79	100	100	117	162	166	177	198	168	143	140	0	0	0
Proceeds from distributions received from equity method investees
8	9	5	7	5	5	6	7	7	8	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Paydowns, maturities and termination of securities purchased under resale agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	0	-	-	-	-	-	-	-	-
Redemption of FHLB stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-43	-51	-47	-44	-42	-38	-33	-29	-25	-25	-25	-25	-26	-26	-26	-20	0	0	0
Surrender of life insurance policies
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other net investing activities
3	2	2	7	2	4	8	3	-7	-19	-33	-34	-25	-25	-4	1	-5	-2	-96	-94	-80	-67	9	5	-5	-5	-1	0	4	0	0	0	0	-	-	-	0	-	-	-	0
Net cash used in investing activities
-3,857	-2,571	-3,047	-3,354	-2,910	-3,832	-3,090	-3,335	-3,333	-2,506	-3,397	-2,396	-2,344	-1,800	-2,424	-2,878	-2,900	-3,627	-2,063	-2,417	-2,671	-2,359	-2,605	-2,342	-2,662	-2,734	-3,283	-3,240	-1,341	-758	565	1,116	-292	-1,071	-1,402	-1,867	-715	93	0	0	0
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits
2,476	1,902	3,063	3,743	3,738	3,903	2,978	2,223	2,590	2,272	2,708	2,945	1,982	2,452	1,856	2,726	3,454	3,492	2,962	2,653	2,334	2,277	2,134	2,274	2,573	2,103	2,692	1,939	1,596	856	357	206	902	1,812	2,010	2,214	1,431	254	0	0	0
Net increase (decrease) in short-term borrowings
30	-28	-10	-36	11	61	38	34	-12	-61	-11	-4	34	62	34	26	9	0	0	0	0	-	-	-	-	-20	0	0	0	-5	-29	-82	-86	-63	-20	26	52	40	0	0	0
FHLB advances:
FHLB advances
1,200	1,500	1,500	1,500	300	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	550	0	0	0
Issuance of short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Issuance of common stock from public offering
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Repayment
900	1,082	1,082	1,082	282	0	0	0	0	-	-	-	-	700	700	700	700	0	0	0	0	10	0	0	0	-	-	-	-	100	57	134	362	760	760	665	1,230	1,198	0	0	0
Modification of Federal Home Loan Bank advances
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	48	0	0	0	-	-	-	-	-	-	-	-
Repayment of long-term debt and lease liabilities
0	-	-	-	0	-	-	-	15	15	15	20	20	20	20	20	20	20	20	20	20	30	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Common stock:
Repayment of other borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	43	0	0	0
Repurchase of common stock warrants
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	14	0	0	0	-	0	0	0
Repurchase of common stock pursuant to the Stock Repurchase Program
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	199	199	249	185	199	0	0	0	-	-	-	-	-	-	-	-
Proceeds from issuance pursuant to various stock compensation plans and agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2	7	7	7	6	2	3	2	3	2	2	2	3	5	5	5	5	0	0	0	-	-	-	-
Extinguishment of repurchase agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-25	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Stocks tendered for payment of withholding taxes
8	14	14	14	14	15	15	15	15	12	12	12	12	3	3	3	3	5	8	8	8	10	12	12	12	13	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Cash dividends paid
161	155	148	141	130	125	121	117	117	116	116	116	116	115	115	115	115	115	112	109	106	103	98	93	89	86	81	76	70	64	57	50	43	30	30	28	31	29	0	0	0
Cash dividends on preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Tax benefit from stock compensation plans, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	6	6	6	5	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Other net financing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	1	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-0	-0	-1	-1	0	0	0
Net cash provided by financing activities
2,494	2,124	3,300	3,956	3,605	3,800	2,862	2,112	2,432	2,068	2,553	2,794	1,870	1,679	1,756	2,156	2,762	3,490	2,260	2,414	2,202	2,111	2,021	2,222	2,417	1,881	2,404	1,479	1,172	364	-104	-263	241	914	1,035	1,371	61	-729	0	0	0
Effect of exchange rate changes on cash and cash equivalents
-30	-29	-8	-16	-29	-24	-17	13	46	31	12	0	-9	-11	-6	-14	-10	-11	0	0	0	-	-	-	-	-	-	-	-	-0	-0	-0	-0	-1	0	0	0	2	0	0	0
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS
-705	259	823	1,324	1,470	826	482	-455	-119	296	69	1,159	169	517	-208	-285	379	321	759	631	1	144	-206	195	147	-427	-493	-1,379	101	-108	710	831	142	97	15	203	112	234	0	0	0
SUPPLEMENTAL CASH FLOW INFORMATION
Cash paid during the period for:
Interest
409	418	400	357	307	253	206	174	151	138	125	117	110	104	100	100	103	105	108	111	111	112	113	110	111	112	116	121	131	136	145	157	163	175	182	189	198	206	0	0	0
Income taxes, net
160	158	130	94	76	85	157	150	108	98	30	47	67	39	22	-31	-65	-18	20	118	268	321	304	272	211	142	113	89	161	183	252	499	346	326	0	0	0	-	-	-	-
Noncash investing and financing activities:
Loans transferred from held-for-investment to held-for-sale
303	285	340	369	418	481	558	554	490	613	516	587	788	819	911	1,167	1,235	1,747	1,718	1,387	1,178	837	758	683	554	97	9	141	125	144	162	186	442	644	0	0	0	-	-	-	-
Conversion of preferred stock to common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	325	0	0	0
Income tax payments, net of refunds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Transfers to other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-
Loans to facilitate sale of OREO
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6	3	2	1	8	0	0	0	-	-	-	-
Held-to-maturity investment security retained from securitization of loans
-	-	-	-	-	-	-	-	-	-	-	-	-	160	160	160	160	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans transferred to OREO
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	9	13	14	35	47	52	52	36	43	52	56	65	81	0	0	0	-	-	-	-	-	-	-	-
Loans to facilitate sales of loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	27	25	27	58	45	0	0	0
Issuance of common stock related to acquisition
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	190	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfers to other real estate owned/affordable housing investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Loans to facilitate sales of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Loans transferred to loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0