Ezcorp, inc. (EZPW)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10Jun'10Mar'10Dec'09
Assets:
Current assets:
Cash and cash equivalents

193,729

143,141

157,567

138,922

347,786

297,031

285,311

284,493

159,216

113,584

164,393

113,729

120,099

63,707

65,737

29,380

75,336

22,781

56,244

113,405

138,173

77,599

55,325

49,434

32,328

32,689

29,100

27,511

36,215

43,213

48,477

50,774

46,674

22,988

23,969

27,492

59,785

23,908

25,854

14,912

51,192

17,032

Restricted cash

4,000

-

4,875

-

0

-

-

-

-

-

-

-

-

-

-

-

13,817

16,157

144

218

47,909

60,218

63,495

49,129

27,244

8,371

9,176

20,325

5,448

1,825

1,145

1,051

930

0

0

0

-

-

-

-

-

-

Pawn loans

160,179

195,586

199,058

190,299

173,138

193,984

198,463

183,054

159,410

177,001

169,242

168,262

143,267

162,696

167,329

160,269

140,195

157,905

159,964

144,377

127,929

150,930

162,444

157,491

128,683

153,421

156,637

154,095

138,380

162,150

157,648

147,477

122,305

150,060

145,318

134,633

106,525

124,388

121,201

112,807

89,040

103,446

Consumer loans, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

26,362

32,175

-

-

55,529

61,347

63,995

64,787

57,447

62,653

56,880

54,276

49,145

51,473

34,152

28,764

24,275

16,188

14,611

14,437

11,948

-

-

-

-

-

Signature loans, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

11,953

10,775

8,915

7,287

8,934

Auto title loans, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,307

3,145

2,802

1,939

2,110

Pawn service charges receivable, net

27,304

32,250

31,802

29,847

27,097

31,558

30,959

26,439

24,130

34,054

31,548

30,585

27,028

30,967

31,062

29,643

27,626

31,342

30,852

26,989

24,909

30,241

31,044

29,307

24,733

30,842

30,362

28,590

25,388

31,077

29,401

26,092

22,296

28,593

26,455

24,372

19,976

24,068

21,626

19,899

16,353

19,662

Consumer loan fees and interest receivable, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

13,226

12,827

-

-

13,063

13,199

12,647

15,032

15,870

17,415

19,049

22,182

19,280

20,006

30,416

25,729

24,551

7,611

6,775

6,884

6,026

-

-

-

-

-

Signature loan fees receivable, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,141

5,818

5,493

4,607

6,044

Auto title loan fees receivable, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,600

1,616

1,314

850

827

Inventory, net

173,251

187,369

179,355

175,802

173,348

175,422

166,997

151,145

158,642

163,310

154,411

135,053

137,008

143,440

140,224

130,368

126,446

132,980

124,084

115,283

116,144

132,659

138,175

130,839

128,094

142,159

145,200

122,503

116,517

120,271

109,214

94,421

87,834

100,385

90,373

79,031

70,275

77,677

71,502

61,027

56,403

63,515

Notes receivable, net

3,728

7,450

7,182

16,166

23,450

26,711

34,199

37,906

38,091

36,682

32,598

22,024

29,978

36,180

41,946

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income taxes receivable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

557

35,131

40,657

2,745

52,234

16,243

38,217

-

-

-

-

-

-

-

10,511

9,383

2,351

0

0

3,099

1,427

-

-

10,655

13,414

-

Prepaid income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,929

-

-

-

36,580

18,852

43,677

35,134

21,204

24,113

20,845

9,165

4,172

-

-

-

-

-

-

-

-

-

-

-

-

Current assets held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

157,554

-

-

72,858

82,845

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Prepaid expenses and other current assets

23,629

36,142

25,921

37,365

32,984

31,483

33,456

43,708

29,533

26,516

28,765

31,993

31,011

36,242

35,845

26,577

32,505

25,296

24,933

57,644

32,383

34,075

33,097

75,161

38,364

42,895

34,214

41,377

42,421

50,394

45,451

40,268

34,474

38,901

30,611

21,932

20,045

20,724

17,427

15,179

15,625

20,654

Total current assets

585,820

601,938

605,760

588,401

777,803

756,189

749,385

726,745

569,022

551,147

580,957

501,646

488,391

473,232

482,143

533,791

456,070

472,523

509,736

543,506

608,273

613,091

634,863

630,159

503,199

526,951

520,033

508,892

459,147

501,769

481,399

442,185

383,918

382,895

356,237

328,030

319,326

317,014

302,172

268,860

272,383

257,895

Deferred tax asset, non-current

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

60

5,472

5,318

5,011

Investments in unconsolidated affiliates

27,993

29,272

34,516

30,922

29,387

35,511

49,500

61,056

46,509

45,605

43,319

41,725

38,334

39,875

37,128

56,843

56,677

53,404

56,182

90,423

94,510

99,219

91,781

90,730

88,685

97,424

97,085

145,345

145,870

142,870

126,066

125,309

120,056

117,820

120,319

114,777

112,364

108,959

101,386

99,773

90,854

90,455

Property and equipment, net

58,787

65,246

67,357

66,214

67,518

69,770

73,649

71,587

64,833

62,098

57,959

53,022

53,630

54,881

58,455

61,201

64,962

69,963

73,938

99,353

102,252

104,353

105,900

109,458

111,419

114,539

116,281

110,312

118,979

114,082

108,131

100,242

95,044

84,513

78,498

75,049

70,105

66,641

62,293

59,045

54,044

52,378

Lease right-of-use asset

206,839

225,950

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted cash, non-current

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,308

2,667

-

-

2,880

4,310

5,070

4,578

3,309

4,189

3,509

3,432

3,180

4,758

4,337

0

0

0

0

-

-

-

-

-

-

-

Goodwill

257,222

301,282

300,527

300,700

296,881

296,638

299,248

294,335

290,884

288,773

254,760

254,469

254,217

253,585

253,976

254,273

254,782

326,201

251,646

249,174

344,931

337,498

346,577

436,765

435,048

434,835

433,300

430,940

438,016

434,671

374,663

366,286

324,281

212,263

173,206

167,017

143,404

128,181

117,305

115,570

101,456

101,134

Intangible assets, net

64,043

68,995

68,044

63,646

58,503

55,956

54,923

59,678

45,728

43,974

32,420

32,551

31,768

31,708

30,681

30,569

40,197

40,443

30,778

37,951

49,674

49,523

66,086

78,745

68,873

66,749

65,391

60,687

60,387

59,562

45,185

37,166

38,804

20,568

19,790

20,192

16,122

16,320

16,454

-

-

-

Notes receivable, net

1,132

1,124

1,117

10,912

8,509

4,599

3,226

13,432

18,660

23,343

28,377

41,253

40,319

39,365

41,119

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deferred tax asset, net

6,251

2,123

1,998

-

10,119

10,104

7,986

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

17,572

15,302

15,302

15,302

15,302

17,188

17,188

17,188

14,984

18,226

18,228

18,169

18,125

16,150

23,319

23,248

23,208

15,857

15,673

15,671

Non-current consumer loans, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

62,673

71,502

-

-

79,860

78,362

85,004

84,630

83,325

78,686

65,488

57,913

55,376

53,084

61,997

54,479

56,632

0

0

0

-

-

-

-

-

-

Deferred tax asset, net

-

-

-

3,956

-

-

-

6,146

15,087

10,997

16,856

36,506

37,134

34,667

35,303

34,170

77,125

73,655

24,405

39,569

35,213

28,189

12,142

9,331

9,642

7,543

8,237

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

Non-current assets held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

226,623

231,977

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

5,045

5,012

4,383

4,472

4,395

4,442

3,863

3,575

19,773

16,625

9,715

9,145

18,174

37,187

44,439

18,950

19,655

35,482

13,736

26,493

60,041

77,352

63,121

76,137

29,644

28,935

23,644

28,520

20,553

19,092

16,229

10,108

8,792

7,781

8,400

8,556

7,572

7,932

6,742

22,663

22,223

19,931

Total assets

1,213,132

1,300,942

1,083,702

1,069,223

1,253,115

1,233,209

1,241,780

1,236,554

1,070,496

1,042,562

1,024,363

970,317

961,967

964,500

983,244

989,797

1,034,449

1,145,840

1,187,044

1,318,446

1,377,634

1,391,897

1,410,544

1,520,533

1,333,144

1,359,851

1,332,968

1,346,041

1,301,508

1,329,888

1,218,007

1,135,775

1,027,527

825,840

756,450

713,621

668,893

645,047

606,412

571,383

546,278

526,804

Liabilities and equity:
Current liabilities:
Current maturities of long-term debt, net

267

215

214

215

192,901

190,238

190,181

195,796

103,287

0

0

0

0

-

-

-

82,174

75,586

-

-

71,471

74,832

36,111

41,125

20,889

23,516

30,436

33,525

34,912

27,562

21,085

31,126

22,849

0

0

0

10,000

10,000

10,000

10,000

10,000

10,000

Current capital lease obligations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

93

258

418

520

533

533

533

533

533

533

594

395

0

0

0

0

-

-

-

-

-

-

Accounts payable, accrued expenses and other current liabilities

53,152

51,621

77,957

59,981

58,696

57,380

57,958

61,595

60,538

60,207

61,543

64,830

62,339

68,694

84,285

63,242

85,836

87,219

109,875

77,966

89,711

81,417

94,993

89,217

70,643

77,880

80,857

72,988

63,073

69,971

64,104

54,487

58,110

53,087

57,400

53,242

44,754

48,986

49,663

44,194

38,592

39,692

Customer layaway deposits

13,060

12,548

12,915

12,750

13,564

11,747

11,824

11,938

12,225

10,686

11,032

11,091

10,992

9,729

10,693

11,201

11,370

10,138

10,470

9,635

10,484

5,133

8,097

8,206

8,986

5,782

8,628

7,912

8,191

6,254

7,238

6,740

7,193

6,152

6,176

6,131

6,844

5,950

6,109

5,404

4,487

2,697

Lease liability

44,076

48,052

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Current liabilities held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

130,261

-

-

87,725

81,248

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other current liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,595

6,470

-

-

6,230

6,000

8,595

8,716

12,121

11,988

23,219

22,640

36,096

24,396

14,821

14,848

16,723

4,325

-

-

-

-

-

-

-

-

Income taxes payable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,632

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

12,672

693

0

-

5,267

3,687

0

0

-

Federal income taxes payable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,480

Total current liabilities

110,555

112,436

91,086

72,946

265,161

259,365

259,963

269,329

176,050

70,893

72,575

75,921

73,331

78,423

94,978

204,704

188,607

179,413

208,070

168,849

177,989

167,640

148,214

147,784

113,172

119,699

143,673

137,598

142,805

128,716

107,842

107,596

104,875

76,236

64,269

59,373

61,598

70,203

69,459

59,598

53,079

58,869

Long-term debt, net

244,288

241,209

238,380

235,449

232,733

229,928

226,702

222,897

198,338

294,761

284,807

260,414

266,724

278,936

283,611

211,421

252,808

281,545

197,976

207,925

344,960

374,600

392,054

387,217

224,379

246,852

215,939

198,374

137,376

207,978

198,836

175,740

108,084

40,500

17,500

26,500

10,000

12,500

15,000

17,500

20,000

22,500

Deferred tax liability, net

2,540

2,119

1,985

7,522

9,012

9,617

8,817

4,285

2,525

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7,922

7,788

8,455

8,724

8,331

1,237

1,192

1,619

0

0

0

0

Lease liability

171,006

186,352

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Non-current liabilities held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

101,644

125,378

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Long-term capital lease obligations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

106

253

391

521

648

771

995

764

0

0

0

0

-

-

-

-

-

-

Other long-term liabilities

7,190

7,226

7,302

5,990

6,450

6,150

6,890

7,458

9,359

8,845

7,055

9,680

8,448

8,259

10,450

9,548

2,751

5,917

3,703

4,752

7,673

8,446

15,172

21,235

21,810

28,524

29,785

26,765

23,645

35,043

13,903

13,250

13,487

1,997

2,102

2,209

2,314

2,419

2,525

2,630

-

-

Deferred gains and other long-term liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,735

2,840

Total liabilities

535,579

549,342

338,753

321,907

513,356

505,060

502,372

503,969

386,272

374,499

364,437

346,015

348,503

365,618

389,039

425,673

444,166

466,875

511,393

506,904

530,622

550,686

555,440

556,236

359,467

395,328

389,788

372,206

314,578

383,323

329,498

305,138

234,901

127,457

92,202

89,319

75,104

86,741

86,984

79,728

75,814

84,209

Commitments and contingencies (Note 10)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

0

0

0

0

0

-

0

0

0

0

-

-

Temporary equity:
Redeemable noncontrolling interest

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-2,378

-1,229

2,379

2,532

16,318

16,827

18,550

22,800

25,662

43,717

45,825

47,297

49,765

46,673

45,156

53,681

44,864

36,908

0

0

0

-

-

-

-

-

-

Total temporary equity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-2,378

-1,229

14,075

14,228

28,014

28,523

18,550

22,800

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stockholders’ equity:
Additional paid-in capital

406,171

407,440

407,628

404,880

402,505

400,081

397,927

395,428

353,698

351,110

348,532

322,559

321,531

319,825

318,723

316,565

312,569

309,562

307,080

327,018

329,973

329,443

332,264

339,869

327,066

321,354

320,537

317,049

314,899

312,946

268,626

266,653

258,343

243,919

242,398

233,056

231,263

229,789

225,374

224,243

222,423

218,284

Retained earnings

347,004

389,928

389,163

389,808

386,650

383,256

386,622

388,014

373,560

364,414

351,666

340,256

334,996

326,973

319,808

316,577

341,538

415,663

407,825

498,360

522,541

521,198

509,586

610,050

606,120

599,978

581,248

609,291

616,241

586,013

565,803

527,231

498,708

461,447

422,095

385,730

359,203

327,365

299,936

272,084

252,122

228,349

Accumulated other comprehensive loss

-76,173

-46,327

-52,398

-47,926

-49,950

-48,739

-42,356

-47,712

-40,247

-44,902

-38,367

-37,921

-42,544

-47,577

-44,089

-66,974

-62,805

-60,873

-54,019

-42,386

-34,561

-28,516

-10,082

68

-3,769

-3,177

-6,445

-2,812

8,579

1,912

-113

-8,623

-1,843

-7,487

-746

5,017

2,824

653

-6,375

-5,164

-4,573

-4,526

EZCORP, Inc. stockholders’ equity

-

751,600

-

747,316

-

735,152

742,739

736,275

687,556

671,167

662,375

625,437

614,526

599,764

594,983

566,708

591,842

664,890

661,423

783,528

818,489

822,661

832,304

938,635

929,960

918,698

895,883

924,070

940,257

901,409

834,828

785,773

755,718

698,383

664,248

624,302

593,789

558,306

519,428

491,655

470,464

442,595

Noncontrolling interest

-

0

-

0

-

-7,003

-3,331

-3,690

-3,332

-3,104

-2,449

-1,135

-1,062

-882

-778

-206

-330

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total equity

677,553

751,600

744,949

747,316

739,759

728,149

739,408

732,585

684,224

668,063

659,926

624,302

613,464

598,882

594,205

566,502

591,512

-

661,423

783,528

818,489

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total liabilities and equity

1,213,132

1,300,942

1,083,702

1,069,223

1,253,115

1,233,209

1,241,780

1,236,554

1,070,496

1,042,562

1,024,363

970,317

961,967

964,500

983,244

989,797

1,034,449

1,145,840

1,187,044

1,318,446

1,377,634

1,391,897

1,410,544

1,520,533

1,333,144

1,359,851

1,332,968

1,346,041

1,301,508

1,329,888

1,218,007

1,135,775

1,027,527

825,840

756,450

713,621

668,893

645,047

606,412

571,383

546,278

526,804

Common Stock Class A Non-voting, Subject to Possible Redemption
Class A Non-voting Common Stock, subject to possible redemption at $10.06 per share; 1,168,456 shares issued and outstanding at redemption value as of December 31, 2015 and September 30, 2015; and none as of December 31, 2014

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

11,696

11,696

11,696

11,696

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common Stock Class A Non-voting
Common stock

521

529

526

524

524

524

516

515

515

515

514

513

513

513

511

510

510

508

507

506

506

506

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common Stock Class B Voting
Common stock

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-