| Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 | Dec'09 |
|---|---|---|---|---|---|---|---|---|---|---|
Interest Income | ||||||||||
Loans | ||||||||||
713,000 | 595,000 | 446,000 | 348,000 | 295,000 | 246,000 | 313,000 | 456,141 | 427,022 | 474,769 | 586,966 |
Investment securities | ||||||||||
77,000 | 86,000 | 80,000 | 68,000 | 59,000 | 39,000 | 12,000 | 22,609 | 35,602 | 55,832 | 107,486 |
Interest-earning deposits and other | ||||||||||
4,000 | 2,000 | 1,000 | 1,000 | 1,000 | 1,000 | 5,000 | 2,220 | 2,785 | 2,180 | 2,413 |
Total interest income | ||||||||||
794,000 | 683,000 | 527,000 | 417,000 | 355,000 | 286,000 | 330,000 | 480,970 | 465,409 | 532,781 | 696,865 |
Interest Expense | ||||||||||
Deposits | ||||||||||
138,000 | 94,000 | 52,000 | 46,000 | 42,000 | 30,000 | 42,000 | 70,143 | 95,546 | 154,692 | 241,507 |
Short-term Federal Home Loan Bank advances and other | ||||||||||
59,000 | 68,000 | 36,000 | 5,000 | 1,000 | 0 | - | - | - | - | - |
Long-term Federal Home Loan Bank advances | ||||||||||
7,000 | -4,000 | 24,000 | 27,000 | 18,000 | 2,000 | 95,000 | 106,625 | 117,963 | 154,964 | 218,231 |
Security repurchase agreements | ||||||||||
- | - | - | - | - | - | - | - | - | 2,750 | 4,676 |
Other long-term debt | ||||||||||
28,000 | 28,000 | 25,000 | 16,000 | 7,000 | 7,000 | 7,000 | 6,971 | 6,527 | 9,712 | 13,384 |
Total interest expense | ||||||||||
232,000 | 186,000 | 137,000 | 94,000 | 68,000 | 39,000 | 144,000 | 183,739 | 220,036 | 322,118 | 477,798 |
Interest Income (Expense), Net | ||||||||||
562,000 | 497,000 | 390,000 | 323,000 | 287,000 | 247,000 | 186,000 | 297,231 | 245,373 | 210,663 | 219,067 |
Provision for credit losses | ||||||||||
18,000 | -8,000 | 6,000 | -8,000 | -19,000 | 132,000 | 70,000 | 276,047 | 176,931 | 426,353 | 504,370 |
Net interest income after provision for credit losses | ||||||||||
544,000 | 505,000 | 384,000 | 331,000 | 306,000 | 115,000 | 116,000 | 21,184 | 68,442 | -215,690 | -285,303 |
Noninterest Income | ||||||||||
Gain (loss) on trading securities | ||||||||||
- | - | - | - | - | - | - | - | 21,088 | 76,529 | 5,861 |
Loss on transferors' interest | ||||||||||
- | - | - | - | - | - | - | - | - | 7,847 | 82,867 |
Gain (Loss) on Sales of Loans, Net | ||||||||||
335,000 | 200,000 | 268,000 | 316,000 | 288,000 | 206,000 | 402,000 | 990,898 | 300,789 | 296,965 | 501,250 |
Loan fees and charges | ||||||||||
100,000 | 87,000 | 82,000 | 76,000 | 67,000 | 73,000 | 104,000 | 142,908 | 77,843 | 89,535 | 125,168 |
Net return on mortgage servicing rights | ||||||||||
6,000 | 36,000 | 22,000 | -26,000 | 28,000 | 24,000 | -91,000 | -88,485 | 7,903 | -6,977 | -3,886 |
Loan Administration Income | ||||||||||
30,000 | 23,000 | 21,000 | 18,000 | 26,000 | 24,000 | 6,000 | -797 | 94,604 | 12,679 | 7,167 |
Deposit fees and charges | ||||||||||
38,000 | 21,000 | 18,000 | 22,000 | 25,000 | 22,000 | 21,000 | 20,370 | 29,629 | 32,181 | 32,429 |
Net gain on investment securities available-for-sale | ||||||||||
- | - | - | - | - | - | - | - | 0 | 6,689 | 8,556 |
Net (loss) gain on sale of assets | ||||||||||
- | - | - | - | - | 12,000 | 2,000 | 0 | 22,676 | 0 | - |
Total other-than-temporary impairment (loss) gain | ||||||||||
- | - | - | - | - | - | - | - | 30,456 | 43,600 | - |
(Loss) gain recognized in other comprehensive income before taxes | ||||||||||
- | - | - | - | - | - | - | - | -6,417 | 48,591 | - |
Net impairment losses | ||||||||||
- | - | - | - | - | - | 9,000 | 2,192 | 24,039 | 4,991 | - |
Representation and warranty benefit | ||||||||||
- | - | - | - | -19,000 | 10,000 | 36,000 | - | - | - | - |
Other noninterest income | ||||||||||
101,000 | 72,000 | 59,000 | 81,000 | 17,000 | 21,000 | 72,000 | 37,859 | 20,884 | 20,440 | 25,982 |
Total other-than-temporary impairment gain | ||||||||||
- | - | - | - | - | - | - | - | - | - | 67,799 |
Net impairment losses recognized in earnings | ||||||||||
- | - | - | - | - | - | - | - | - | - | -47,052 |
Net impairment losses recognized in earnings | ||||||||||
- | - | - | - | - | - | - | - | - | - | 20,747 |
Representation and warranty provision | ||||||||||
- | - | - | - | -19,000 | - | - | -256,289 | -150,055 | 61,523 | 75,627 |
Total noninterest income | ||||||||||
610,000 | 439,000 | 470,000 | 487,000 | 470,000 | 372,000 | 653,000 | 1,021,242 | 385,516 | 453,680 | 523,286 |
Noninterest Expense | ||||||||||
Compensation and benefits | ||||||||||
377,000 | 318,000 | 299,000 | 269,000 | 237,000 | 233,000 | 279,000 | 270,859 | 224,708 | 199,410 | 296,500 |
Occupancy and equipment | ||||||||||
161,000 | 127,000 | 103,000 | 85,000 | 81,000 | 80,000 | 80,000 | 73,674 | 70,117 | 65,284 | 70,005 |
Noninterest Expense Commission Expense | ||||||||||
111,000 | 80,000 | 72,000 | 55,000 | 39,000 | 35,000 | 54,000 | 75,345 | 39,348 | 38,545 | - |
Loss on extinguishment of debt | ||||||||||
- | - | - | - | - | - | -178,000 | -15,246 | 0 | -20,826 | -16,446 |
Other taxes | ||||||||||
- | - | - | - | - | - | - | - | - | 3,178 | 16,025 |
Warrant (income) expense | ||||||||||
- | - | - | - | - | - | - | - | - | -4,189 | -23,339 |
Loan processing expense | ||||||||||
80,000 | 59,000 | 57,000 | 55,000 | 52,000 | 37,000 | 52,000 | 56,070 | 30,293 | 22,041 | - |
Legal and professional expense | ||||||||||
27,000 | 28,000 | 30,000 | 29,000 | 36,000 | 51,000 | 78,000 | 70,612 | 65,534 | 14,685 | - |
Asset resolution | ||||||||||
- | - | - | - | - | 57,000 | 52,000 | 91,349 | 128,313 | 161,326 | 104,118 |
Federal insurance premiums | ||||||||||
20,000 | 22,000 | 16,000 | 11,000 | - | 23,000 | 35,000 | 49,273 | 41,581 | 37,389 | 36,613 |
Intangible asset amortization | ||||||||||
15,000 | 5,000 | 0 | 0 | - | - | - | - | - | - | - |
Other noninterest expense | ||||||||||
97,000 | 73,000 | 66,000 | 56,000 | 91,000 | 74,000 | 110,000 | 287,267 | 34,786 | 43,826 | 116,607 |
Total noninterest expense | ||||||||||
888,000 | 712,000 | 643,000 | 560,000 | 536,000 | 590,000 | 918,000 | 989,695 | 634,680 | 610,699 | 679,653 |
Income before income taxes | ||||||||||
266,000 | 232,000 | 211,000 | 258,000 | 240,000 | -103,000 | -149,000 | 52,731 | -180,722 | -372,709 | -441,670 |
Provision for income taxes | ||||||||||
48,000 | 45,000 | 148,000 | 87,000 | 82,000 | -34,000 | -416,000 | -15,645 | 1,056 | 2,104 | 55,008 |
Net Income (Loss) Attributable to Parent | ||||||||||
218,000 | 187,000 | 63,000 | 171,000 | 158,000 | -69,000 | 267,000 | 68,376 | -181,778 | -374,813 | -496,678 |
Preferred stock dividend/accretion | ||||||||||
- | - | - | - | - | 1,000 | 6,000 | 5,658 | 17,165 | 18,748 | 17,124 |
Net income (loss) from continuing operations | ||||||||||
- | - | - | - | - | -70,000 | 261,000 | 62,718 | -198,943 | -393,561 | -513,802 |
Earnings Per Share [Abstract] | ||||||||||
Earnings Per Share, Basic | ||||||||||
3.85 | 3.26 | 1.11 | 2.71 | 2.27 | -1.72 | 4.40 | 0.88 | -3.62 | -24.36 | -16.17 |
Earnings Per Share, Diluted | ||||||||||
3.80 | 3.21 | 1.09 | 2.66 | 2.24 | -1.72 | 4.37 | 0.87 | -3.62 | -24.36 | -16.17 |
Weighted Average Number of Shares Outstanding, Basic [Abstract] | ||||||||||
Weighted Average Number of Shares Outstanding, Basic | ||||||||||
56,584 | 57,520 | 57,093 | 56,569 | 56,426 | 56,246 | 56,063 | 55,762 | 55,434 | - | - |
Weighted Average Number of Shares Outstanding, Diluted | ||||||||||
57,238 | 58,322 | 58,178 | 57,597 | 57,164 | 56,246 | 56,518 | 56,193 | 55,434 | - | - |