First business financial services, inc. (FBIZ)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest income
Loans and leases

93,871

96,229

95,091

93,435

90,774

86,228

81,638

77,058

74,099

71,960

72,957

73,287

73,704

74,627

72,969

72,276

70,255

69,135

67,281

62,926

58,897

54,047

50,927

50,628

50,260

50,238

49,671

50,097

50,852

51,125

51,775

51,727

51,738

51,932

52,047

51,742

0

0

0

Securities

4,730

4,637

4,510

4,318

4,081

3,842

3,618

3,387

3,225

3,148

3,070

2,997

2,902

2,845

2,817

2,841

2,908

2,962

3,045

3,144

3,251

3,342

3,398

3,418

3,372

3,315

3,302

3,351

3,396

3,417

3,470

3,628

3,880

4,166

4,391

4,509

0

0

0

Short-term investments

1,132

1,174

1,347

1,320

1,377

1,205

1,002

884

762

703

600

607

615

645

610

516

435

374

408

400

367

312

276

270

261

257

232

203

204

224

217

194

162

119

101

109

0

0

0

Total interest income

99,733

102,040

100,948

99,073

96,232

91,275

86,258

81,329

78,086

75,811

76,627

76,891

77,221

78,117

76,396

75,633

73,598

72,471

70,734

66,470

62,515

57,701

54,601

54,316

53,893

53,810

53,205

53,651

54,452

54,766

55,462

55,549

55,780

56,217

56,539

56,360

0

0

0

Interest expense
Deposits

21,278

22,958

23,322

21,548

18,499

15,533

13,037

11,513

10,962

10,805

10,794

10,956

11,336

11,716

11,891

11,806

11,361

10,877

10,507

10,127

9,871

9,470

9,199

9,192

9,309

9,739

10,298

11,002

11,880

13,026

14,186

15,191

16,209

17,115

18,118

19,224

0

0

0

Federal Home Loan Bank advances and other borrowings

8,188

8,114

8,017

7,598

7,727

7,288

6,523

5,329

4,089

3,285

2,718

2,408

2,096

1,958

1,904

1,911

1,873

1,842

1,791

1,582

1,273

989

772

730

796

855

1,244

1,770

2,276

2,744

2,806

2,699

2,553

2,529

2,593

2,724

0

0

0

Junior subordinated notes

1,115

1,112

1,112

1,112

1,112

1,112

1,112

1,112

1,112

1,112

1,112

1,112

1,112

1,115

1,114

1,114

1,115

1,112

1,113

1,113

1,112

1,112

1,111

1,111

1,111

1,111

1,111

1,111

1,112

1,115

1,116

1,116

1,115

1,112

1,111

1,108

0

0

0

Total interest expense

30,581

32,184

32,451

30,258

27,338

23,933

20,672

17,954

16,163

15,202

14,624

14,476

14,544

14,789

14,909

14,831

14,349

13,831

13,411

12,822

12,256

11,571

11,082

11,033

11,216

11,705

12,653

13,883

15,268

16,885

18,108

19,006

19,877

20,756

21,822

23,056

0

0

0

Net interest income

69,152

69,856

68,497

68,815

68,894

67,342

65,586

63,375

61,923

60,609

62,003

62,415

62,677

63,328

61,487

60,802

59,249

58,640

57,323

53,648

50,259

46,130

43,519

43,283

42,677

42,105

40,552

39,768

39,184

37,881

37,354

36,543

35,903

35,461

34,717

33,304

0

0

0

Provision for loan and lease losses

5,218

2,085

1,597

-298

3,065

5,492

4,982

6,999

8,076

6,172

6,693

8,759

7,865

7,818

8,719

5,469

3,227

3,386

2,727

2,351

1,740

1,236

-1,202

-1,004

-859

-959

1,087

1,828

3,819

4,243

4,336

3,921

3,350

4,250

5,267

5,901

0

0

0

Net interest income after provision for loan and lease losses

63,934

67,771

66,900

69,113

65,829

61,850

60,604

56,376

53,847

54,437

55,310

53,656

54,812

55,510

52,768

55,333

56,022

55,254

54,596

51,297

48,519

44,894

44,721

44,287

43,536

43,064

39,465

37,940

35,365

33,638

33,018

32,622

32,553

31,211

29,450

27,403

0

0

0

Non-interest income
Private wealth management service fees

8,382

8,197

8,043

7,924

7,773

7,744

0

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Trust and investment service fees

-

-

-

-

-

-

-

-

-

-

-

6,016

5,712

-

5,198

5,085

5,020

4,954

4,856

4,742

4,573

4,434

4,298

4,137

3,997

3,756

3,522

3,282

3,067

2,927

2,792

2,678

2,578

2,532

2,490

2,467

0

0

0

Gain on sale of Small Business Administration loans

1,482

1,459

1,260

1,447

1,424

1,451

1,274

1,239

1,500

1,591

2,047

1,788

3,384

4,400

5,579

6,159

4,870

3,999

2,274

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of residential mortgage loans

-

-

-

-

-

-

-

-

-

-

-

-

-

590

656

702

726

729

614

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges on deposits

3,145

3,104

3,085

3,078

3,055

3,062

0

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan fees

1,838

1,767

1,725

1,745

1,670

1,783

0

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges on deposits

-

-

-

-

-

-

-

-

-

-

-

3,046

3,013

-

2,965

2,898

2,858

2,812

2,776

2,691

2,598

2,469

2,361

2,290

2,234

2,150

2,100

2,083

2,032

2,028

2,001

1,894

1,818

1,712

1,638

1,627

0

0

0

Loan fees

-

-

-

-

-

-

-

-

-

-

-

2,278

2,279

-

2,491

2,471

2,294

2,187

1,908

1,808

1,689

1,577

1,465

1,375

1,327

1,295

1,767

1,973

1,986

2,026

1,647

1,525

1,548

1,481

1,390

1,295

0

0

0

Increase in cash surrender value of bank-owned life insurance

1,201

1,198

1,195

1,191

1,191

1,191

1,199

1,212

1,231

1,250

1,185

1,115

1,042

974

975

974

969

960

947

919

890

862

841

841

844

845

813

776

740

703

697

689

681

678

671

672

0

0

0

Net loss on sale of securities

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Commercial loan swap fees

5,373

4,165

2,559

2,491

1,510

1,670

1,051

1,163

1,343

909

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of loans and leases

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Credit, merchant and debit card fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

222

230

0

-

0

0

-

-

-

Credit, merchant and debit card fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Other non-interest income

3,828

3,579

3,023

2,089

1,519

1,270

1,475

1,241

1,544

1,621

1,339

1,347

1,297

1,162

1,121

1,158

1,013

1,363

1,274

1,129

835

369

364

351

408

396

767

930

885

868

555

382

389

436

407

488

0

0

0

Total non-interest income

25,199

23,423

20,882

19,961

18,138

18,167

17,045

16,513

17,269

16,665

17,071

16,372

17,457

17,988

18,992

19,454

17,757

17,011

15,041

13,398

11,630

10,103

9,329

8,994

8,810

8,442

8,947

9,072

8,802

8,699

7,919

7,398

7,238

7,060

6,815

6,772

0

0

0

Non-interest expense
Compensation

42,908

42,021

40,425

39,920

38,533

37,439

34,959

32,785

32,051

31,663

31,801

31,793

31,858

31,545

31,399

31,082

29,559

28,543

28,084

25,957

23,774

21,477

19,450

18,843

18,609

18,278

18,382

18,020

17,739

17,018

15,940

15,556

15,166

14,898

14,847

14,409

0

0

0

Occupancy

2,275

2,293

2,288

2,268

2,253

2,192

2,200

2,167

2,142

2,088

2,002

2,005

1,986

2,019

2,039

1,995

1,981

1,973

1,900

1,738

1,567

1,391

1,277

1,267

1,264

1,268

1,266

1,246

1,266

1,270

1,284

1,341

1,367

1,376

1,410

1,435

0

0

0

Professional fees

3,312

3,703

3,624

3,900

4,044

3,869

4,007

3,975

4,088

4,063

4,190

4,260

4,180

4,031

4,008

4,211

4,765

4,893

4,976

4,382

3,762

3,405

2,663

2,489

2,028

1,968

1,861

1,761

1,774

1,634

1,635

1,604

1,502

1,497

1,476

1,428

0

0

0

Data processing

2,658

2,562

2,537

2,395

2,332

2,362

2,639

2,719

2,728

2,701

3,138

3,169

3,231

3,298

2,577

2,541

2,499

2,378

2,255

2,057

1,825

1,710

1,574

1,534

1,513

1,500

1,479

1,456

1,404

1,319

1,301

1,286

1,260

1,253

1,239

1,225

0

0

0

Marketing

2,200

2,221

2,229

2,274

2,284

2,135

2,080

2,081

2,072

2,109

2,174

2,108

1,974

2,338

2,259

2,424

2,677

2,585

2,578

2,294

1,957

1,662

1,494

1,429

1,417

1,355

1,360

1,316

1,243

1,224

1,017

1,012

981

994

1,002

889

0

0

0

Equipment

1,132

1,230

1,283

1,409

1,480

1,434

1,432

1,314

1,271

1,211

1,144

1,151

1,192

1,189

1,229

1,245

1,202

1,230

1,164

1,001

828

650

527

509

519

528

516

530

517

490

477

461

444

446

459

449

0

0

0

Computer software

3,504

3,414

3,265

3,220

3,072

3,015

2,921

2,822

2,782

2,723

2,590

2,414

2,349

2,160

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

FDIC insurance

556

641

949

1,405

1,472

1,478

1,432

1,295

1,307

1,388

1,564

1,688

1,561

1,472

1,216

1,032

998

920

909

828

781

758

716

706

726

741

753

1,010

1,350

1,732

2,131

2,276

2,314

2,486

2,692

2,877

0

0

0

Collateral liquidation costs (recovery)

331

119

301

421

554

646

742

883

738

829

598

316

307

262

274

207

217

472

446

456

463

320

305

381

369

196

371

527

533

655

663

554

652

786

861

1,039

0

0

0

Net loss on foreclosed properties

-326

-224

-271

-9

0

-

0

0

-

-

0

-

-

-

0

0

-

171

183

29

26

10

123

162

87

117

-358

-392

-380

-585

-489

-532

-544

-420

-153

-29

0

0

0

Tax credit investment impairment

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Tax credit investment (recovery) impairment

-

-

5,510

5,743

-

-

3,002

3,001

2,784

2,784

508

3,710

3,692

3,691

3,520

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

SBA Recourse (Benefit) Provision

-

-

-

-

-

-

-

-

1,939

2,240

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

SBA recourse provision

-268

188

481

1,007

0

-

0

0

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill impairment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Other non-interest expense

3,972

3,985

3,214

3,191

3,134

3,430

3,415

3,301

3,459

3,215

3,083

2,640

2,768

2,238

1,268

2,154

2,343

2,902

3,688

3,196

2,724

2,412

4,321

4,308

4,687

4,654

2,915

3,107

2,801

2,734

2,527

2,341

2,239

2,241

2,388

2,529

0

0

0

Total non-interest expense

65,099

66,695

68,165

69,195

66,198

62,363

58,979

57,464

57,218

56,871

56,535

58,057

57,294

56,433

53,594

49,825

48,341

47,374

45,817

41,880

37,655

33,775

32,204

31,304

31,045

30,371

29,261

29,365

29,007

28,661

27,464

26,963

26,469

26,397

26,527

28,998

0

0

0

Income before income tax expense (benefit)

24,034

24,499

19,617

19,879

17,769

17,654

18,670

15,425

13,898

14,231

15,846

11,971

14,975

17,065

18,166

24,962

25,438

24,891

23,820

22,815

22,494

21,222

21,846

21,977

21,301

21,135

19,151

17,647

15,160

13,676

13,473

13,057

13,322

11,874

9,738

5,177

0

0

0

Income tax expense (benefit)

3,331

1,175

-2,003

-1,957

-784

1,351

2,393

1,865

1,741

2,326

4,011

55

1,222

2,156

3,142

8,222

8,563

8,377

7,645

7,468

7,500

7,083

7,691

7,766

7,462

7,389

6,636

6,119

5,200

4,750

4,692

4,719

4,036

3,449

2,728

1,871

0

0

0

Net Income (Loss) Attributable to Parent

20,703

23,324

21,620

21,836

18,553

16,303

16,277

13,560

12,157

11,905

11,835

11,916

13,753

14,909

15,024

16,740

16,875

16,514

16,175

15,347

14,994

14,139

14,155

14,211

13,839

13,746

12,515

11,528

9,960

8,926

8,781

8,338

9,286

8,425

7,010

3,306

0

0

0

Earnings Per Share [Abstract]
Earnings Per Share, Basic

0.38

0.67

0.59

0.75

0.67

0.46

0.60

0.38

0.42

0.45

0.30

0.22

0.39

0.45

0.31

0.43

0.52

0.47

0.50

0.45

0.48

-0.43

0.45

0.89

0.85

-0.80

0.92

0.80

0.83

0.87

0.99

0.60

0.84

0.91

0.83

0.97

0.52

0.38

-0.60

Earnings Per Share, Diluted

0.38

0.67

0.59

0.75

0.67

0.46

0.60

0.38

0.42

0.45

0.30

0.22

0.39

0.45

0.31

0.43

0.52

0.47

0.50

0.45

0.48

-0.42

0.45

0.88

0.84

-0.80

0.91

0.80

0.83

0.86

0.99

0.60

0.84

0.91

0.83

0.97

0.52

0.38

-0.60

Common Stock, Dividends, Per Share, Declared

0.17

0.15

0.15

0.15

0.15

0.14

0.14

0.14

0.14

0.13

0.13

0.13

0.13

0.12

0.12

0.12

0.12

0.11

0.11

0.11

0.11

-0.10

0.10

0.21

0.21

-0.14

0.14

0.14

0.14

0.07

0.07

0.07

0.07

0.07

0.07

0.07

0.07

0.07

0.07