FIRST BANCSHARES INC /MS/ FBMS Balance Sheet

First bancshares inc /ms/ (FBMS)

Balance Sheet / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
ASSETS
Cash and due from banks
107,252	89,736	91,810	77,032	91,538	71,356	74,639	97,554	93,624	42,980	63,668	58,155	85,102	31,719	47,945	33,402	31,957	23,634	28,547	33,843	26,013	30,332	33,111	25,677	28,514	24,079	26,110	27,811	24,994	20,225	20,070	11,871	11,773	10,152	14,004	7,705	12,450
Interest-bearing deposits with banks
179,507	79,128	68,180	88,952	157,038	87,751	47,732	20,792	51,592	48,467	29,649	31,791	56,082	29,974	19,774	21,065	37,316	17,303	28,852	22,333	25,844	13,899	16,038	27,289	31,203	14,205	24,326	49,089	59,237	9,587	15,652	10,495	34,330	12,787	119,799	21,533	12,443
Federal funds sold
-	-	0	0	0	-	0	2,079	17,305	475	0	2,650	7,327	425	2,395	310	26,692	321	7,834	5,845	42,617	386	1,298	2,477	22,261	967	1,328	4,941	7,221	1,064	990	764	806	241	485	125	9,083
Total cash and cash equivalents
286,759	168,864	159,990	165,984	248,576	159,107	122,371	120,425	162,521	91,922	93,317	92,596	148,511	62,118	70,114	54,777	95,965	41,258	65,233	62,021	94,474	44,617	50,447	55,443	81,978	39,251	51,764	81,841	91,452	30,876	36,712	23,130	46,909	23,180	134,288	29,363	33,976
Held-to-maturity securities (fair value of $0 in 2019 and $7,028 in 2018)
-	-	6,328	6,396	6,397	6,000	6,000	6,000	6,000	6,000	6,000	6,000	6,000	6,000	6,000	6,025	6,851	7,092	7,233	7,651	7,829	8,192	8,411	8,421	8,429	8,438	8,446	8,455	8,462	8,470	8,478	8,484	8,492	6,002	3	3	2
Securities available-for-sale, at fair value
762,977	765,087	612,002	598,607	598,796	492,224	424,940	437,011	424,620	356,893	353,035	366,490	352,851	243,205	236,168	242,855	253,126	239,732	239,631	236,476	246,842	254,746	262,651	263,653	236,460	244,050	251,813	248,030	212,263	214,392	233,621	229,703	230,395	212,528	133,459	131,228	104,534
Other securities
25,911	26,690	22,517	17,819	15,298	16,704	13,104	10,320	11,308	9,969	9,556	9,544	7,647	6,592	9,516	9,578	9,570	8,134	6,249	5,787	7,235	7,234	5,592	4,025	6,148	5,533	4,624	4,101	3,056	3,437	2,638	3,090	2,803	2,645	2,602	2,601	2,598
Total securities
788,888	791,777	640,847	622,822	620,491	514,928	444,044	453,331	441,928	372,862	368,591	382,034	366,498	255,798	251,684	258,458	269,547	254,959	253,113	249,914	261,906	270,173	276,654	276,099	251,037	258,022	264,883	260,586	223,781	226,300	244,737	241,277	241,690	221,175	136,064	133,832	107,135
Loans held for sale
13,288	10,810	11,104	8,597	6,238	4,838	4,269	5,914	2,538	4,790	4,588	5,907	5,473	5,879	9,437	8,937	6,095	3,973	1,058	1,864	1,657	2,103	3,769	3,220	2,586	3,679	1,399	2,933	3,677	5,585	4,898	3,210	2,300	2,906	3,958	2,650	2,937
Loans
2,602,288	2,600,358	2,349,986	2,351,998	2,335,348	-	1,748,483	1,710,271	1,516,579	-	1,198,193	1,187,936	1,139,987	-	854,366	824,083	797,764	-	746,588	731,037	716,359	-	667,533	606,812	590,947	-	571,114	554,838	421,691	-	388,062	382,341	380,445	380,511	385,428	343,979	325,017
Allowance for loan losses
20,804	13,908	13,043	12,091	11,235	-	9,765	9,512	8,659	-	8,175	8,070	7,813	-	7,481	7,259	6,982	-	6,734	6,419	5,928	-	6,084	5,999	5,811	-	5,672	5,393	4,918	-	4,400	4,468	4,372	-	4,278	4,143	-
Loans, net
2,594,772	2,597,260	2,348,047	2,348,504	2,330,351	2,050,357	1,742,987	1,706,673	1,510,458	1,217,018	1,190,018	1,179,866	1,132,174	859,543	856,322	825,761	796,877	765,768	740,912	726,482	712,088	698,436	665,218	604,033	587,722	573,894	566,841	552,378	420,450	403,384	388,560	381,083	378,373	-	385,108	342,486	-
Interest receivable
14,943	14,802	12,415	12,828	12,420	10,778	9,046	8,493	8,027	6,705	5,787	5,771	5,699	4,358	4,014	4,103	4,266	3,953	3,809	3,628	3,950	3,659	3,866	3,374	3,431	3,291	3,377	3,263	2,936	2,887	3,054	3,010	3,086	2,771	2,320	2,148	2,022
Premises and equipment
108,013	104,980	96,726	97,115	94,624	74,783	62,342	62,289	57,430	46,426	46,203	44,766	45,438	34,624	33,427	33,502	33,353	33,623	33,610	33,571	33,769	34,809	35,079	31,339	31,416	32,071	32,551	32,696	22,253	22,242	22,522	22,592	22,924	22,990	23,129	15,493	14,993
Cash surrender value of bank-owned life insurance
65,713	59,572	59,254	58,971	58,405	50,796	36,880	36,634	33,137	27,054	26,367	26,189	26,015	21,250	21,106	20,963	14,971	14,871	14,771	14,670	14,569	14,463	14,359	14,251	9,182	6,593	6,548	6,513	6,482	6,441	6,400	6,358	6,314	6,270	6,224	6,177	6,083
Goodwill
158,572	158,572	118,636	119,202	119,907	89,750	54,426	54,944	47,657	19,960	20,443	20,241	20,206	13,776	13,776	13,776	13,776	13,776	12,276	12,276	12,276	12,276	12,029	10,621	10,621	10,620	10,621	10,713	9,362	9,362	9,362	9,362	9,362	9,362	9,431	702	702
Other real estate owned
6,974	7,299	9,974	11,205	11,588	10,869	8,453	7,890	7,357	7,158	7,855	8,072	7,579	6,007	4,670	4,716	4,363	3,082	4,104	4,116	4,598	4,654	4,986	4,875	5,221	-	5,292	5,687	6,696	-	8,008	-	-	-	-	-	-
Other assets
37,167	38,737	36,042	35,953	36,617	37,780	28,393	31,010	30,898	19,343	24,807	24,180	25,611	14,009	11,525	8,844	8,833	9,863	10,021	10,970	8,518	8,573	9,343	9,254	7,959	13,462	10,018	11,760	5,471	14,304	6,313	13,804	13,431	12,243	13,356	10,979	10,174
TOTAL ASSETS
4,061,801	3,941,863	3,481,931	3,472,584	3,532,979	3,003,986	2,508,942	2,481,689	2,299,413	1,813,238	1,787,976	1,789,622	1,783,204	1,277,367	1,266,638	1,224,900	1,241,951	1,145,130	1,137,849	1,117,648	1,146,148	1,093,767	1,071,981	1,009,289	988,567	940,890	951,895	965,437	788,883	721,385	725,668	700,616	722,089	681,413	709,920	541,180	503,044
LIABILITIES AND STOCKHOLDERS' EQUITY
LIABILITIES:
Deposits:
Noninterest-bearing
340,606	723,208	642,054	645,838	655,900	570,148	430,430	459,402	414,142	301,989	308,050	319,494	323,442	202,478	196,786	194,950	194,433	189,444	187,542	193,810	203,766	201,362	195,957	183,226	179,334	173,793	169,001	182,324	111,492	109,624	110,051	104,482	110,198	107,129	106,790	50,072	48,312
Interest-bearing
2,937,188	2,353,325	2,119,291	2,185,362	2,258,418	1,887,311	1,616,016	1,637,833	1,577,502	1,168,576	1,199,941	1,231,305	1,245,055	836,712	875,003	837,413	846,672	727,250	776,298	768,289	780,877	691,413	711,558	700,646	684,247	606,177	644,964	661,015	551,787	487,001	511,882	483,547	501,116	466,264	495,152	383,709	348,167
TOTAL DEPOSITS
3,277,794	3,076,533	2,761,345	2,831,200	2,914,318	2,457,459	2,046,446	2,097,235	1,991,644	1,470,565	1,507,991	1,550,799	1,568,497	1,039,191	1,071,789	1,032,363	1,041,105	916,695	963,840	962,099	984,643	892,775	907,515	883,872	863,581	779,971	813,965	843,339	663,279	596,626	621,933	588,029	611,314	573,394	601,942	433,781	396,479
Interest payable
2,885	2,508	2,236	1,785	2,028	1,519	635	1,186	490	353	274	255	290	306	275	244	236	245	232	255	275	315	297	297	351	399	413	470	198	212	227	259	286	307	340	364	410
Borrowed funds
116,180	214,319	136,250	71,250	61,750	85,500	85,508	10,516	29,034	104,072	94,321	59,367	39,411	69,000	68,000	68,000	78,976	110,321	58,986	43,991	49,446	89,450	49,456	13,500	15,000	52,000	30,000	16,500	16,760	36,770	16,781	28,291	26,801	27,031	27,051	30,070	30,106
Subordinated debentures
80,717	80,678	80,639	80,600	80,561	80,521	75,117	75,192	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310	10,310
Other liabilities
28,299	24,167	23,373	21,468	19,975	15,733	12,438	11,734	9,396	5,470	8,100	6,012	5,691	4,033	3,606	3,685	4,127	4,122	2,859	2,559	2,708	4,700	10,811	11,533	11,829	13,100	13,447	12,201	11,268	11,580	11,045	10,427	11,790	9,944	10,707	7,611	8,639
TOTAL LIABILITIES
3,505,875	3,398,205	3,003,843	3,006,303	3,078,632	2,640,732	2,220,144	2,195,863	2,040,874	1,590,770	1,620,996	1,626,743	1,624,199	1,122,840	1,153,980	1,114,602	1,134,754	1,041,694	1,036,227	1,019,214	1,047,382	997,552	978,389	919,512	901,071	855,781	868,135	882,820	701,815	655,499	660,296	637,316	660,501	620,987	650,350	482,136	445,946
STOCKHOLDERS' EQUITY:
Preferred stock, no par value, $1,000 per share liquidation, 10,000,000 shares authorized; 0 shares issued and outstanding in 2016 and 17,123 shares issued and outstanding in 2015, respectively.
-	-	-	-	-	-	-	-	-	-	-	-	-	-	17,123	17,123	17,123	17,123	17,123	17,123	17,123	17,123	17,123	17,123	17,123	17,102	17,082	17,062	17,041	17,020	17,000	16,980	16,959	16,938	16,939	16,939	16,938
Common stock, par value $1 per share, 40,000,000 shares authorized; 19,046,637 shares issued at March 31, 2020, and 18,996,948 shares issued at December 31, 2019, respectively
19,047	18,997	17,308	17,300	17,299	14,857	13,101	13,092	12,366	11,193	9,180	9,179	9,171	9,017	5,455	5,459	5,459	5,403	5,403	5,401	5,401	5,342	5,338	5,180	5,176	5,122	5,134	5,120	3,169	3,133	3,135	3,135	3,135	3,092	3,093	3,093	3,058
Additional paid-in capital
409,855	409,805	355,641	355,217	354,792	278,659	216,604	216,310	193,302	158,456	104,965	104,734	104,566	102,574	44,996	44,865	44,668	44,650	44,469	44,294	44,419	44,420	44,262	42,239	42,107	42,086	41,994	41,902	23,753	23,710	23,636	23,570	23,505	23,504	23,473	23,441	23,418
Retained earnings
116,886	110,460	100,107	89,231	78,594	71,998	65,878	61,369	57,124	53,721	51,649	47,279	45,255	44,476	42,543	40,299	37,939	35,624	33,554	31,613	29,717	27,975	26,219	24,972	23,637	22,508	21,305	20,538	20,954	19,951	19,000	18,356	17,542	16,791	16,037	15,491	14,722
Accumulated other comprehensive gain
15,831	10,089	10,373	9,439	4,126	-1,796	-6,321	-4,481	-3,789	-438	1,650	2,151	477	-1,078	3,005	3,016	2,472	1,098	1,537	467	2,570	1,818	1,114	727	-83	-1,248	-1,291	-1,541	2,615	2,533	3,060	1,723	911	561	492	544	-576
Treasury stock, at cost, 194,682 shares at March 31, 2020 and 194,682 shares at December 31, 2019
5,693	5,693	5,341	4,906	464	464	464	464	464	464	464	464	464	463	464	464	464	463	464	464	464	463	464	464	464	463	464	464	464	463	464	464	464	463	464	464	463
TOTAL STOCKHOLDERS' EQUITY
555,926	543,658	478,088	466,281	454,347	363,254	288,798	285,826	258,539	222,468	166,980	162,879	159,005	154,526	112,658	110,298	107,197	103,436	101,622	98,434	98,766	96,215	93,592	89,777	87,496	85,108	83,760	82,617	87,068	65,885	65,372	63,300	61,588	60,425	59,570	59,044	57,098
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY
4,061,801	3,941,863	3,481,931	3,472,584	3,532,979	3,003,986	2,508,942	2,481,689	2,299,413	1,813,238	1,787,976	1,789,622	1,783,204	1,277,367	1,266,638	1,224,900	1,241,951	1,145,130	1,137,849	1,117,648	1,146,148	1,093,767	1,071,981	1,009,289	988,567	940,890	951,895	965,437	788,883	721,385	725,668	700,616	722,089	681,413	709,920	541,180	503,044