First bancshares inc /ms/ (FBMS)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
INTEREST INCOME:
Interest and fees on loans

36,005

35,110

32,480

32,464

28,804

26,716

22,407

21,714

15,985

14,744

14,412

14,170

13,500

10,350

9,798

9,313

9,035

8,933

8,629

8,532

8,148

8,122

8,059

7,091

7,004

6,971

7,216

6,318

5,231

5,401

5,204

5,353

5,454

5,675

5,165

5,117

5,014

5,105

5,119

Interest and dividends on securities:
Taxable interest and dividends

4,034

2,488

3,924

4,241

3,591

2,242

2,369

2,423

1,986

1,600

1,600

1,605

1,536

940

982

1,058

1,072

926

1,001

1,010

1,011

931

1,094

956

903

795

841

740

903

590

731

729

694

602

452

468

370

426

518

Tax exempt interest

1,360

1,190

828

790

758

749

757

758

675

586

579

592

593

473

464

473

460

452

437

464

501

516

529

497

529

552

555

529

504

513

513

507

507

438

366

333

330

312

296

Interest on federal funds sold and interest bearing deposits in other banks

199

-198

9

76

120

-143

95

142

112

52

117

97

124

45

25

27

30

11

13

16

23

5

6

30

11

-7

36

22

12

8

11

20

11

14

16

23

19

6

11

TOTAL INTEREST INCOME

41,598

40,444

37,241

37,571

33,273

30,555

25,628

25,037

18,758

17,144

16,708

16,464

15,753

11,867

11,269

10,871

10,597

10,416

10,080

10,022

9,683

9,661

9,688

8,574

8,447

8,411

8,648

7,609

6,650

6,596

6,459

6,609

6,666

6,801

5,999

5,941

5,733

5,849

5,944

INTEREST EXPENSE:
Interest on deposits

5,414

5,017

5,061

5,322

4,363

3,616

2,782

2,547

1,840

1,425

1,375

1,303

1,158

967

962

813

701

626

646

658

632

-956

689

584

466

-1,125

540

666

618

-

714

834

-

-1,827

963

1,127

1,181

1,289

1,496

Interest on other deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

892

-

-

-

-

-

-

Interest on borrowed funds

2,119

1,983

1,721

1,477

1,779

1,670

1,177

921

538

497

398

326

427

208

240

203

221

178

147

148

172

160

144

142

157

169

150

157

141

199

314

267

289

286

304

303

301

334

369

TOTAL INTEREST EXPENSE

7,533

7,000

6,782

6,799

6,142

5,286

3,959

3,468

2,378

1,922

1,773

1,629

1,585

1,175

1,202

1,016

922

804

793

806

804

790

833

726

623

645

690

823

759

826

1,028

1,101

1,181

1,216

1,267

1,430

1,482

1,623

1,865

NET INTEREST INCOME

34,065

33,444

30,459

30,772

27,131

25,269

21,669

21,569

16,380

15,222

14,935

14,835

14,168

10,692

10,067

9,855

9,675

9,612

9,287

9,216

8,879

8,870

8,855

7,848

7,824

7,765

7,958

6,786

5,891

5,770

5,431

5,508

5,485

5,585

4,732

4,511

4,251

4,226

4,079

PROVISION FOR LOAN LOSSES

7,102

850

974

791

1,123

574

412

857

277

122

90

248

46

88

143

204

190

10

250

0

150

152

631

277

358

55

360

349

311

484

371

221

152

585

230

305

348

372

217

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

26,963

32,594

29,485

29,981

26,008

24,695

21,257

20,712

16,103

15,100

14,845

14,587

14,122

10,604

9,924

9,651

9,485

9,602

9,037

9,216

8,729

8,718

8,224

7,571

7,466

7,709

7,598

6,437

5,580

5,286

5,060

5,287

5,333

4,999

4,502

4,206

3,903

3,854

3,862

NON-INTEREST INCOME:
Gain on sale of securities

174

-

-

-

38

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities gains (losses)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

51

Total other-than-temporary impairment loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,359

52

-469

-1,802

282

242

Less: Portion of loss recognized in other comprehensive income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,244

-52

473

-1,802

-82

-200

Net impairment loss recognized in earnings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

4

0

200

42

TOTAL NON-INTEREST INCOME

6,474

7,574

7,103

6,716

5,554

6,396

5,074

5,632

3,459

3,557

3,658

3,757

3,391

2,704

3,099

2,961

2,483

1,902

1,982

1,854

1,850

2,055

2,021

2,055

1,672

1,671

1,592

1,890

1,930

1,820

1,518

1,510

1,475

1,570

1,088

1,024

915

1,054

986

NON-INTEREST EXPENSE
Salaries and employee benefits

13,228

7,141

11,612

11,615

10,697

7,083

9,266

9,502

7,789

3,116

7,328

7,762

7,622

1,687

5,645

5,400

5,149

1,222

4,628

4,613

4,626

1,296

4,554

4,260

4,097

1,294

4,010

3,729

3,183

1,050

3,075

2,996

2,938

1,302

2,391

2,217

2,256

2,235

2,169

Occupancy and equipment

2,918

1,164

2,632

2,532

2,447

1,328

2,163

2,034

1,293

720

1,390

1,348

1,370

67

1,209

1,110

1,073

39

1,137

1,137

1,109

-703

1,382

1,242

1,220

-510

802

1,104

956

-604

493

949

960

-245

534

530

537

392

549

Acquisition and integration charges

740

-

705

91

3,179

-

4,059

3,838

1,758

-

48

2,682

3,598

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other

6,553

-2,121

5,876

6,653

5,570

-3,048

4,298

4,306

3,757

-3,638

3,122

3,278

3,505

-2,919

2,562

2,411

2,173

-2,272

2,212

2,342

2,083

-2,140

2,135

1,882

1,910

-1,784

2,818

2,412

1,840

-214

1,869

1,469

1,624

-1,514

1,554

1,546

1,731

1,398

1,177

TOTAL NON-INTEREST EXPENSES

23,439

24,960

20,825

20,891

21,893

22,248

19,786

19,680

14,597

12,393

11,888

15,070

16,095

10,130

9,416

8,921

8,395

8,274

7,977

8,092

7,818

8,051

8,071

7,384

7,227

7,311

7,630

7,245

5,979

5,790

5,437

5,414

5,522

5,574

4,479

4,293

4,524

4,025

3,895

INCOME BEFORE INCOME TAXES

9,998

15,208

15,763

15,806

9,669

8,843

6,545

6,664

4,965

6,264

6,615

3,274

1,418

3,178

3,607

3,691

3,573

3,230

3,042

2,978

2,761

2,722

2,174

2,242

1,911

2,070

1,560

1,082

1,531

1,316

1,141

1,383

1,286

996

1,111

937

294

883

953

INCOME TAXES

1,687

3,353

3,491

3,823

2,034

1,982

1,383

1,419

1,008

3,850

1,901

908

296

870

1,049

1,042

969

873

815

793

732

681

641

629

484

571

456

270

306

147

269

346

315

41

365

267

-207

261

304

Net income

-

-

-

-

-

-

-

-

-

-

-

-

-

2,308

2,558

2,649

2,604

2,357

2,227

2,185

2,029

2,040

1,533

1,613

1,427

1,498

1,104

812

1,225

1,168

872

1,037

971

954

746

670

501

622

649

Preferred dividends and stock accretion

-

-

-

-

-

-

-

-

-

-

-

-

-

196

86

86

85

85

86

86

85

85

85

86

106

106

106

106

106

106

106

106

106

427

-86

-85

86

-

-

PREFERRED DIVIDENDS

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

61

63

PREFERRED STOCK ACCRETION

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14

14

NET INCOME

8,311

11,855

12,272

11,983

7,635

6,861

5,162

5,245

3,957

2,414

4,714

2,366

1,122

2,112

2,472

2,563

2,519

2,272

2,141

2,099

1,944

1,954

1,448

1,527

1,321

1,392

998

706

1,119

1,062

766

931

865

868

660

585

415

547

572

Earnings per share:
Basic

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.22

0.19

-

0.18

0.19

Diluted

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.21

0.19

-

0.18

0.19

BASIC EARNINGS PER SHARE

0.44

0.66

0.72

0.70

0.49

0.50

0.39

0.40

0.34

0.22

0.52

0.26

0.12

0.38

0.46

0.47

0.47

0.42

0.40

0.39

0.36

0.37

0.27

0.30

0.26

0.24

0.20

0.18

0.36

0.34

0.25

0.30

0.28

-

-

-

0.14

-

-

DILUTED EARNINGS PER SHARE

0.44

0.67

0.71

0.69

0.48

0.49

0.39

0.40

0.34

0.22

0.51

0.26

0.12

0.19

0.45

0.47

0.46

0.41

0.39

0.39

0.36

0.38

0.27

0.29

0.25

0.24

0.19

0.18

0.35

0.34

0.24

0.30

0.28

-

-

-

0.14

-

-

DIVIDENDS PER SHARE - COMMON

-

-

-

-

-

-

-

-

0.05

-

0.03

0.03

0.03

-

0.03

0.03

0.03

-

0.03

0.03

0.03

-

0.03

0.03

0.03

-

0.03

0.03

0.03

-

0.03

0.03

0.03

-

0.03

0.03

0.03

0.05

0.02

Service charges on deposit accounts
TOTAL NON-INTEREST INCOME

1,914

2,110

1,979

1,918

1,831

846

1,538

1,341

2,067

6

902

922

1,771

-39

606

604

1,281

1,517

1,348

1,097

1,051

944

1,280

1,053

984

1,048

1,077

1,010

844

851

853

857

870

946

632

567

559

600

609

Other service charges and fees
TOTAL NON-INTEREST INCOME

4,386

-12,560

5,124

4,798

3,685

-8,223

3,536

4,291

1,392

-6,587

2,756

2,835

1,620

-5,521

2,493

2,357

1,202

-1,719

634

757

799

-1,945

741

1,002

688

-293

515

880

1,086

503

665

653

605

380

456

461

356

654

368