Fauquier bankshares, inc. (FBSS)
Balance Sheet / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
Assets
Cash and due from banks

9,834

9,124

8,267

6,294

5,851

6,834

5,383

7,929

7,522

5,868

4,773

5,506

4,600

5,509

4,653

4,922

4,953

5,235

5,615

5,510

5,228

6,831

5,213

5,168

4,668

6,120

5,112

5,390

4,495

4,684

5,255

5,150

4,534

5,545

5,241

5,339

5,252

Interest-bearing deposits in other banks

22,919

37,203

52,283

48,182

32,143

60,259

15,587

16,744

59,700

23,424

27,106

66,335

70,082

62,327

70,808

62,270

50,716

47,971

23,860

37,869

48,016

57,534

46,932

53,697

57,805

64,997

48,539

57,100

58,867

59,740

28,326

26,081

40,143

66,608

59,233

52,467

41,919

Federal funds sold

14

14

14

14

14

17

18

11

14

8

10

10

10

10

7

8

8

9

9

10

10

11

12

12

13

9

9

10

10

11

11

11

7

8

8

9

11

Securities available for sale, at fair value

81,652

79,783

72,557

71,739

69,773

71,884

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities available for sale, at fair value

-

-

-

-

-

-

72,629

73,079

69,683

72,153

67,136

63,993

56,409

49,973

46,177

50,701

53,049

55,224

55,504

57,478

55,752

57,406

55,202

57,742

55,851

53,571

50,100

48,605

45,701

48,092

53,167

57,588

56,511

47,649

49,041

49,634

46,537

Restricted investments

1,838

2,016

2,571

2,571

2,571

2,240

2,495

1,561

2,837

1,546

1,546

1,546

1,803

1,782

1,782

1,782

1,282

1,286

1,286

1,286

1,286

1,294

1,294

1,294

1,294

1,462

1,462

1,462

2,138

2,337

2,193

2,274

2,557

2,543

2,765

2,970

3,388

Mortgage loans held for sale

936

247

1,500

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage loans held for sale

-

-

-

-

260

-

-

344

400

-

440

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans

567,693

550,226

545,227

544,002

544,953

549,364

533,016

510,601

503,091

502,799

489,754

467,588

455,643

463,133

457,291

455,694

449,464

446,862

465,481

452,028

444,704

440,461

437,873

443,305

445,635

451,377

455,005

442,920

449,679

451,366

453,910

459,691

457,214

458,814

454,846

454,424

466,748

Allowance for loan losses

5,594

5,227

5,395

5,409

5,281

5,176

5,214

4,978

5,400

5,094

4,428

4,279

4,477

4,525

4,417

4,601

4,376

4,193

4,776

4,684

5,386

5,391

6,595

6,753

6,631

6,667

6,481

6,836

6,088

6,258

8,606

9,448

6,877

6,728

6,882

6,616

6,307

Loans, net

562,099

544,999

539,832

538,593

539,672

544,188

527,802

505,623

497,691

497,705

485,326

463,309

451,166

458,608

452,874

451,093

445,088

442,669

460,705

447,344

439,318

435,070

431,278

436,552

439,004

444,710

448,524

436,084

443,591

445,108

445,303

450,242

450,337

452,086

447,963

447,808

460,441

Premises and equipment, net

17,197

17,492

17,723

17,920

17,968

18,190

18,302

18,509

18,386

18,606

18,688

18,957

19,084

19,299

19,662

20,014

20,221

20,461

20,627

20,745

20,917

21,068

21,124

20,066

19,673

15,373

14,833

14,974

14,608

14,763

15,057

15,323

15,076

14,789

13,938

14,153

14,158

Accrued interest receivable

1,926

1,984

1,929

2,013

2,054

1,942

1,944

1,867

1,822

1,940

1,873

1,621

1,489

1,550

1,499

1,457

1,455

1,462

1,450

1,442

1,434

1,473

1,440

1,544

1,577

1,568

1,386

1,359

1,404

1,283

1,425

1,377

1,464

1,534

1,484

1,486

1,488

Other real estate owned, net

1,356

1,356

1,356

1,356

1,356

1,356

1,356

1,356

1,356

1,356

1,356

1,356

1,356

1,356

1,356

1,468

1,356

1,356

-

-

-

1,406

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other real estate owned, net of allowance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,524

1,871

1,406

-

1,406

1,406

1,406

4,085

1,406

1,406

1,406

1,406

1,776

1,776

1,776

1,776

3,614

3,469

2,821

Bank-owned life insurance

14,051

13,961

13,870

13,778

13,688

13,595

13,505

13,414

13,323

13,234

13,143

13,052

12,962

12,873

12,782

12,692

12,603

12,511

12,420

12,642

12,549

12,458

12,365

12,624

12,527

12,433

12,335

12,238

12,138

12,038

11,934

11,830

11,725

11,621

11,514

11,408

11,201

Other assets

13,672

13,992

14,437

15,068

15,152

10,300

10,956

11,092

9,386

8,773

10,320

10,580

11,071

11,158

12,277

12,785

13,195

13,216

11,204

11,595

11,468

11,735

11,934

10,669

10,855

11,446

11,743

12,271

12,415

11,925

11,150

10,894

10,077

10,065

9,787

10,426

10,820

Total assets

727,494

722,171

726,339

717,528

700,502

730,805

669,977

651,529

682,120

644,613

631,717

646,265

630,032

624,445

623,877

619,192

603,926

601,400

594,204

597,792

597,384

606,286

588,200

600,774

604,673

615,774

595,449

590,899

596,773

601,387

575,601

582,551

594,212

614,224

604,594

599,173

598,040

Liabilities
Deposits:
Noninterest-bearing checking

124,711

123,492

128,097

119,145

117,048

123,576

114,032

114,065

-

115,682

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Noninterest-bearing

-

-

-

-

-

-

-

-

117,997

-

115,682

123,512

115,090

110,121

113,877

99,646

95,173

97,015

-

-

-

87,971

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Noninterest-bearing

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

100,024

102,637

92,210

-

88,796

89,798

88,380

88,423

91,589

86,566

85,225

89,264

83,616

80,527

83,423

75,311

77,996

75,384

67,624

Interest-bearing:
Checking

253,887

242,531

226,437

232,746

229,639

269,007

231,830

230,999

233,488

245,564

232,323

236,213

229,234

238,698

227,258

234,477

226,614

223,154

208,036

212,710

211,110

222,371

201,807

211,495

205,123

222,507

204,108

191,664

183,705

191,039

169,531

170,116

169,850

184,383

137,710

142,668

143,842

Savings and money market accounts

179,917

182,007

168,966

162,107

158,693

160,843

147,897

150,453

154,529

136,862

138,026

145,656

143,055

131,008

136,819

139,092

140,350

140,173

135,737

132,282

133,754

126,714

124,607

124,766

134,345

120,457

117,065

117,182

113,492

108,794

106,805

104,459

106,853

107,004

138,180

135,872

132,825

Time deposits

71,045

74,125

90,500

93,258

86,978

82,212

72,472

70,318

71,227

71,915

70,178

66,521

63,724

66,330

67,448

67,176

63,992

63,952

67,284

68,619

79,083

88,159

92,609

96,691

99,869

108,817

110,041

123,917

127,182

126,037

132,050

144,996

151,051

163,871

168,390

164,693

175,762

Total interest-bearing

504,849

498,663

485,903

488,111

475,310

512,062

452,199

451,770

459,244

454,341

440,527

448,390

436,013

436,036

431,525

440,745

430,956

427,279

411,057

413,611

423,947

437,244

419,023

432,952

439,337

451,781

431,214

432,763

424,379

425,870

408,387

419,572

427,755

455,258

444,281

443,234

452,431

Total deposits

629,560

622,155

614,000

607,256

592,358

635,638

566,231

565,835

577,241

570,023

556,209

571,902

551,103

546,157

545,402

540,391

526,129

524,294

511,081

516,248

516,157

525,215

507,819

522,750

527,717

540,204

522,803

519,329

509,604

515,134

492,004

500,099

511,179

530,569

522,277

518,618

520,056

Federal funds purchased

-

-

-

-

-

-

5,000

7,820

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank advances

12,673

16,695

29,717

29,738

29,759

23,780

29,800

9,998

37,840

7,860

7,880

7,898

12,917

12,936

12,954

12,972

12,989

13,007

13,025

13,041

13,058

13,075

13,092

13,107

13,123

13,139

13,155

13,170

28,185

28,200

25,000

25,000

25,000

25,000

25,000

25,000

25,000

Junior subordinated debt

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

-

4,124

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Company-obligated mandatorily redeemable capital securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4,124

-

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

4,124

Other liabilities

11,900

12,075

12,522

12,304

12,128

7,256

6,545

6,054

6,249

6,464

6,319

6,082

6,621

6,777

7,139

7,813

7,626

7,342

8,891

8,300

8,357

8,715

8,605

7,289

7,152

7,080

6,482

6,173

6,651

6,181

6,014

5,791

5,853

6,960

6,191

5,275

4,754

Commitments and contingencies

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

0

0

0

0

0

0

0

0

0

0

0

Total liabilities

658,257

655,049

660,363

653,422

638,369

670,798

611,700

593,831

625,454

588,471

574,532

590,006

574,765

569,994

569,619

565,300

550,868

548,767

537,121

541,713

541,696

551,129

533,640

547,270

552,116

564,547

546,564

542,796

548,564

553,639

527,142

535,015

546,156

566,653

557,593

553,018

553,934

Shareholders’ Equity
Common stock, par value $3.13, and additional paid-in capital; authorized: 8,000,000 shares; issued and outstanding: 3,794,725 and 3,783,724 shares including 19,843 and 20,352 unvested restricted shares, respectively

16,083

15,964

15,930

15,890

15,861

15,742

15,707

15,673

15,634

15,526

-

-

-

15,364

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common stock, par value, $3.13; authorized 8,000,000 shares; issued and outstanding: 2017: 3,762,677 shares including 18,062 non-vested shares; 2016: 3,753,919 shares including 18,045 non-vested shares

-

-

-

-

-

-

-

-

-

-

11,720

11,720

11,720

-

11,693

11,683

11,670

11,616

11,616

11,616

11,616

11,568

11,568

11,568

11,568

11,516

11,516

11,516

11,516

11,467

11,467

11,467

11,467

11,384

11,384

11,384

11,277

Retained earnings

50,709

49,787

48,687

47,090

45,980

44,803

43,683

42,820

41,624

40,491

45,287

44,469

43,897

39,824

43,073

42,795

41,688

41,477

45,613

44,675

44,035

43,690

43,128

42,115

41,285

40,652

39,647

38,893

38,498

37,993

38,592

37,788

38,118

37,504

36,992

36,250

34,892

Accumulated other comprehensive income, net

2,445

1,371

1,359

1,126

292

-538

-1,113

-795

-592

125

178

70

-350

-737

-508

-586

-300

-460

-146

-212

37

-101

-136

-179

-296

-941

-2,278

-2,306

-1,805

-1,712

-1,600

-1,720

-1,530

-1,317

-1,375

-1,479

-2,064

Total shareholders’ equity

69,237

67,122

65,976

64,106

62,133

60,007

58,277

57,698

56,666

56,142

57,185

56,259

55,267

54,451

54,258

53,892

53,058

52,633

57,083

56,079

55,688

55,157

54,560

53,504

52,557

51,227

48,885

48,103

48,209

47,748

48,459

47,535

48,055

47,571

47,000

46,155

44,105

Total liabilities and shareholders’ equity

727,494

722,171

726,339

717,528

700,502

730,805

669,977

651,529

682,120

644,613

631,717

646,265

630,032

624,445

623,877

619,192

603,926

601,400

594,204

597,792

597,384

606,286

588,200

600,774

604,673

615,774

595,449

590,899

596,773

601,387

575,601

582,551

594,212

614,224

604,594

599,174

598,040