Fauquier bankshares, inc. (FBSS)
Income statement / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
Interest Income
Interest and fees on loans

26,398

24,291

21,147

19,949

20,106

20,245

21,636

23,504

25,711

26,849

26,472

Interest and dividends on securities:
Taxable interest income

1,465

1,487

1,197

958

1,119

1,175

883

986

993

1,133

1,278

Tax-exempt interest

359

375

341

211

219

243

246

246

236

229

238

Dividends

166

135

106

118

111

101

111

104

69

46

65

Interest on federal funds sold

-

-

-

-

-

-

-

-

-

-

0

Interest on deposits in other banks

782

410

529

338

139

171

169

114

140

73

19

Total interest income

29,170

26,698

23,320

21,574

21,694

21,935

23,045

24,954

27,149

28,330

28,074

Interest Expense
Interest on deposits

3,595

2,447

1,599

1,319

1,430

2,038

2,257

-

-

-

-

Interest on deposits

-

-

-

-

-

-

-

2,871

3,885

5,036

5,598

Interest on federal funds purchased

14

46

2

-

8

0

0

-

0

1

41

Interest on Federal Home Loan Bank advances

712

541

249

324

325

327

-

-

-

-

-

Interest on Junior subordinated debt

199

199

199

200

199

199

-

-

-

-

-

Interest on Federal Home Loan Bank advances

-

-

-

-

-

-

606

-

-

-

-

Interest on Federal Home Loan Bank advances

-

-

-

-

-

-

-

958

991

970

1,050

Distribution on capital securities of subsidiary trusts

-

-

-

-

-

-

199

200

199

117

109

Total interest expense

4,520

3,233

2,049

1,843

1,962

2,564

3,062

4,029

5,075

6,124

6,798

Net interest income

24,650

23,465

21,271

19,731

19,732

19,371

19,983

20,925

22,074

22,206

21,275

Provision for loan losses

346

507

520

-508

8,000

0

1,800

5,807

1,933

2,075

1,710

Net interest income after provision for loan losses

24,304

22,958

20,751

20,239

11,732

19,371

18,183

15,118

20,141

20,131

19,565

Noninterest Income
Trust and estate

-

-

-

-

1,939

1,811

1,497

1,408

1,243

1,060

898

Brokerage fees

453

180

170

184

249

310

411

323

392

394

214

Service charges on deposit accounts

-

-

-

-

2,336

2,541

2,817

2,691

3,087

2,799

2,710

ATM fee income, net

-

-

-

-

1,222

1,089

-

-

-

-

-

Bank-owned life insurance

366

361

362

361

796

677

-

-

-

-

-

Other income

437

158

173

-

-

-

-

-

-

-

-

Other service charges, commissions and other income

-

-

-

367

-

-

-

-

-

-

-

Loss on partnerships, net

-

-

-

-267

-

-

-

-

-

-

-

Gain on sale of securities available for sale

79

838

-

1

-

-

-

-

-

-

-

Other service charges, commissions and other income

-

-

-

-

354

371

1,826

1,777

1,639

1,435

1,464

Total other-than-temporary impairment gains on securities

-

-

-

-

-

-

0

60

-

-

-

Total other-than-temporary impairment gains (losses) on securities

-

-

-

-

-

-

-

-

228

1,370

-1,225

Less: Portion of gain recognized in other comprehensive income before taxes

-

-

-

-

-

-

0

60

-39

34

454

Net other-than-temporary impairment losses on securities

-

-

-

-

-

-

0

0

189

1,404

771

Gain on call of securities available for sale

-

-

-

-

4

3

144

166

102

541

0

Loss on housing funds

-

-

-

-

-482

-180

-

-

-

-

-

Gain on sale of mortgage loans held for sale, net

69

37

10

-

0

-

-

-

-

-

-

Total noninterest income

5,974

6,074

5,468

5,297

6,418

6,622

6,695

6,365

6,274

4,825

4,516

Noninterest Expenses
Salaries and benefits

12,084

12,108

11,083

10,760

9,964

10,187

9,475

9,435

10,546

10,541

9,871

Occupancy

2,352

2,331

2,320

2,312

2,314

2,259

1,922

1,894

1,864

1,815

1,444

Furniture and equipment

1,050

1,012

1,154

1,251

1,237

1,143

1,039

1,156

1,152

1,251

1,099

Marketing and business development

648

610

476

534

-

-

-

-

-

-

-

Marketing

-

-

-

-

624

620

599

692

662

675

707

Legal, audit and consulting

1,054

1,015

1,058

1,198

1,174

865

-

-

-

-

-

Legal, audit and consulting expense

-

-

-

-

-

-

1,238

1,013

1,079

1,029

1,287

Data processing

1,381

1,292

1,254

1,264

1,319

1,422

1,362

1,209

1,174

1,040

1,050

Federal Deposit Insurance Corporation assessment

190

369

312

489

386

360

509

470

605

734

865

Prepayment penalty on early debt extinguishment

268

-

-

-

-

-

-

-

-

-

-

Other real estate owned

-

-

-

-19

0

91

-20

-391

-

-

-

Loss on sale or impairment and expense of other real estate owned, net

-

-

-

-

-

-

-

-

-1,110

-198

-156

Other operating expenses

3,427

3,414

3,187

3,098

3,168

3,042

2,942

2,810

2,671

2,913

3,025

Total noninterest expenses

22,454

22,151

20,844

20,925

20,186

19,807

19,106

19,070

20,863

20,196

19,508

Income before income taxes

7,824

6,881

5,375

4,611

-2,036

6,186

5,772

2,413

5,552

4,760

4,573

Income tax expense

1,004

746

2,879

937

-1,424

1,380

1,441

360

1,435

1,093

1,155

Net Income

6,820

6,135

2,496

3,674

-612

4,806

4,331

2,053

4,117

3,667

3,417

Earnings per share, basic

1.80

1.63

0.66

0.98

-0.16

1.29

1.17

0.56

1.12

1.01

0.95

Earnings per share, diluted

1.80

1.62

0.66

0.98

-0.16

1.28

1.16

0.55

1.12

1.01

0.95

Dividends per share

0.48

0.48

0.48

0.48

0.48

0.53

0.48

0.48

0.48

0.72

0.80

Trust and Estate Fees [Member]
Total noninterest income

1,743

1,542

1,528

1,409

-

-

-

-

-

-

-

Service Charges on Deposit Accounts [Member]
Total noninterest income

1,522

1,706

1,926

2,108

-

-

-

-

-

-

-

Intercharge Fee Income, Net [Member]
Total noninterest income

1,305

1,252

1,299

1,134

-

-

-

-

-

-

-