Fauquier Bankshares, Inc. FBSS Income Statement

Fauquier bankshares, inc. (FBSS)

Income statement / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
Interest Income
Interest and fees on loans
6,467	6,603	6,651	6,573	6,571	6,478	6,110	5,950	5,753	5,613	5,455	5,133	4,946	5,136	5,020	4,926	4,867	5,035	5,075	5,034	4,962	4,991	5,114	5,026	5,114	5,337	5,490	5,409	5,400	5,457	5,942	5,984	6,121	6,330	6,469	6,405	6,505	6,758	6,722
Interest and dividends on securities:
Taxable interest income
379	376	355	365	369	394	388	356	349	341	308	294	254	237	225	245	251	264	275	285	295	300	275	333	267	246	221	221	195	214	230	276	266	233	252	266	240	290	302
Tax-exempt interest
99	96	89	85	89	93	93	95	94	93	95	92	61	53	53	52	53	53	53	56	57	59	61	62	61	61	62	62	61	61	62	62	61	59	58	60	57	56	56
Dividends
28	39	57	32	38	32	50	33	20	34	21	27	24	40	30	23	25	44	31	15	21	27	31	15	28	44	30	16	21	36	28	18	22	19	15	24	10	8	6
Interest on federal funds sold
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0
Interest on deposits in other banks
84	236	210	224	112	97	53	106	154	110	122	167	130	103	95	79	61	40	26	35	38	45	45	43	38	47	38	40	44	26	26	25	37	42	41	31	25	13	15
Total interest income
7,057	7,350	7,362	7,279	7,179	7,094	6,694	6,540	6,370	6,191	6,001	5,713	5,415	5,569	5,423	5,325	5,257	5,436	5,460	5,425	5,373	5,422	5,526	5,479	5,508	5,735	5,841	5,748	5,721	5,794	6,288	6,365	6,507	6,684	6,837	6,787	6,838	7,127	7,104
Interest Expense
Interest on deposits
747	869	930	957	839	815	635	553	444	454	413	392	340	358	326	326	309	305	309	385	431	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest on deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	502	526	521	-	556	579	584	611	693	752	815	922	987	968	1,007	1,279	1,337
Interest on federal funds purchased
-	0	0	0	14	6	16	5	19	-	-	-	-	-	-	-	-	-	7	-	0	-	0	-	-	-	-	-	-	-	-	-	-	-0	0	0	0	1	0
Interest on Federal Home Loan Bank advances
71	190	190	188	144	170	152	79	140	50	52	67	80	81	81	81	81	-	82	81	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest on Junior subordinated debt
50	49	51	50	49	51	50	49	49	50	50	50	49	50	51	49	50	-	50	50	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest on Federal Home Loan Bank advances
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	80	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest on Federal Home Loan Bank advances
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	83	81	81	-	83	195	245	237	234	240	247	250	249	246	244	254	192
Distribution on capital securities of subsidiary trusts
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	49	-	50	50	49	50	50	50	49	50	50	50	50	50	50	49	49	27	20
Total interest expense
868	1,108	1,171	1,195	1,046	1,042	853	686	652	556	515	509	469	489	458	456	440	438	448	516	560	621	635	657	651	671	689	824	878	898	977	1,042	1,112	1,222	1,286	1,264	1,300	1,561	1,549
Net interest income
6,189	6,242	6,191	6,084	6,133	6,052	5,841	5,854	5,718	5,635	5,486	5,204	4,946	5,080	4,965	4,869	4,817	4,998	5,012	4,909	4,813	4,801	4,891	4,822	4,857	5,064	5,152	4,924	4,843	4,896	5,311	5,323	5,395	5,462	5,550	5,523	5,538	5,565	5,555
Provision for loan losses
350	91	0	205	50	0	195	12	300	125	110	235	50	0	425	-1,133	200	7,800	100	100	0	0	0	0	0	500	333	800	167	1,957	550	2,800	500	462	700	308	462	700	375
Net interest income after provision for loan losses
5,839	6,151	6,191	5,879	6,083	6,052	5,646	5,842	5,418	5,510	5,376	4,969	4,896	5,080	4,540	6,002	4,617	-2,802	4,912	4,809	4,813	4,801	4,891	4,822	4,857	4,564	4,819	4,124	4,676	2,939	4,761	2,523	4,895	5,000	4,850	5,214	5,075	4,865	5,180
Noninterest Income
Trust and estate
-	-	-	-	-	-	-	-	-	-	-	-	361	-	352	353	347	503	482	496	458	462	473	452	424	410	364	385	338	329	336	401	342	298	296	345	301	255	283
Brokerage fees
146	120	115	128	90	47	45	47	41	41	38	34	57	43	30	40	71	63	42	64	80	67	83	83	77	85	83	110	133	85	75	81	82	82	116	81	111	110	71
Service charges on deposit accounts
-	-	-	-	-	-	-	-	-	-	-	-	485	-	533	523	527	608	598	600	530	613	662	660	606	725	765	743	584	682	664	653	692	849	825	738	672	752	645
Interchange fee income, net
-	-	-	-	-	-	-	-	-	-	-	-	286	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Bank-owned life insurance
90	91	92	90	93	90	91	91	89	91	91	91	89	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other income
11	-	188	-	148	-	44	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other service charges, commissions and other income
-	-	-	58	-	-	-	31	91	-	11	22	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of securities available for sale
-	0	0	0	79	0	0	303	535	-	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other service charges, commissions and other income
-	-	-	-	-	-	-	-	-	-	-	-	133	-	376	421	441	-1,148	759	535	208	-1,159	712	503	315	463	477	501	385	477	467	467	366	437	441	409	349	421	392
Total other-than-temporary impairment gains (losses) on securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0	0	0	228	-303	0
Less: Portion of gain recognized in other comprehensive income before taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-39	198	0
Net other-than-temporary impairment losses on securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0	0	0	189	501	0
Gain on call of securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3	-	0	-	0	-	-	144	0	0	0	0	2	163	1	73	24	3	1	465	-1
Gain on sale of mortgage loans held for sale, net
12	-	-3	6	-	-20	33	18	6	-	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total noninterest income
1,342	1,484	1,610	1,400	1,480	1,263	1,324	1,624	1,863	1,374	1,290	1,393	1,411	1,283	1,291	1,337	1,386	1,563	1,884	1,695	1,276	1,572	1,930	1,698	1,422	1,827	1,689	1,739	1,440	1,573	1,544	1,765	1,483	1,743	1,704	1,579	1,247	1,501	1,392
Noninterest Expenses
Salaries and benefits
2,952	3,114	3,035	2,923	3,012	3,171	2,999	2,970	2,968	2,811	2,683	2,770	2,819	2,881	2,622	2,624	2,633	1,954	2,750	2,637	2,623	2,383	2,677	2,532	2,595	2,361	2,302	2,417	2,395	2,314	2,360	2,058	2,703	2,504	2,680	2,651	2,709	2,644	2,802
Occupancy
664	572	561	604	615	560	599	567	605	571	568	584	597	560	560	589	603	570	567	576	601	594	560	532	573	470	492	475	485	464	484	474	472	434	490	463	476	453	443
Furniture and equipment
191	223	269	275	283	252	243	245	272	256	252	248	398	278	274	291	408	317	280	294	346	343	264	236	300	262	249	261	267	287	283	310	276	288	262	282	318	322	291
Marketing and business development
109	162	129	171	186	142	190	170	108	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Marketing
-	-	-	-	-	-	-	-	-	-	142	95	140	-	119	157	132	168	172	168	116	186	151	142	141	147	162	150	140	171	202	154	165	191	168	164	137	175	164
Legal, audit and consulting
270	253	270	282	249	252	263	272	228	250	263	266	279	300	299	317	282	-	290	291	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Legal, audit and consulting expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	272	-	235	138	259	286	314	333	305	220	261	275	257	238	261	310	269	246	294
Data processing
375	349	353	325	354	330	360	346	256	312	298	316	328	336	301	314	313	375	293	321	330	350	367	345	360	366	349	326	321	297	294	306	312	304	279	294	295	239	255
Federal Deposit Insurance Corporation assessment
84	3	0	93	94	90	86	93	100	87	84	61	80	65	129	129	166	92	101	99	94	81	94	82	103	121	120	132	136	125	121	107	117	129	83	194	197	173	170
Other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-3	-5	-10	-1	-	26	-14	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Gain) on sale or impairment and expense of other real estate owned, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	-11	114	-	-	-8	-	-	-	-	-	-	-	-	-	-	-
Loss on sale or impairment and expense of other real estate owned, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1	-	-8	0	-5	-759	-100	-250	0	-58	-45
Other operating expenses
960	864	802	836	925	815	744	911	944	896	708	810	773	808	708	784	798	800	785	750	833	770	673	833	766	489	938	724	791	715	628	663	804	635	657	651	726	732	738
Total noninterest expenses
5,605	5,808	5,419	5,509	5,718	5,612	5,484	5,574	5,481	5,282	4,998	5,150	5,414	5,357	5,017	5,215	5,336	4,609	5,212	5,150	5,215	4,952	5,021	4,851	4,983	4,513	4,926	4,826	4,841	4,971	4,641	4,347	5,111	5,485	4,983	5,263	5,130	5,047	5,206
Income before income taxes
1,576	1,827	2,382	1,770	1,845	1,703	1,486	1,892	1,800	1,602	1,668	1,212	893	1,006	814	2,124	667	-5,848	1,584	1,354	874	1,421	1,800	1,669	1,296	1,878	1,582	1,037	1,275	-459	1,664	-59	1,267	1,257	1,571	1,530	1,192	1,320	1,366
Income tax expense
180	255	330	206	213	130	169	233	214	2,145	387	222	125	198	116	562	61	-2,098	238	305	131	269	378	430	303	477	418	233	313	-267	452	-138	313	347	423	392	271	338	355
Net Income
1,396	1,572	2,052	1,564	1,632	1,573	1,317	1,659	1,586	-543	1,281	990	768	808	698	1,562	606	-3,750	1,346	1,049	743	1,152	1,422	1,239	993	1,401	1,164	804	962	-192	1,212	79	954	910	1,147	1,138	920	982	1,010
Earnings per share, basic
0.37	0.42	0.54	0.41	0.43	0.42	0.35	0.44	0.42	-0.14	0.34	0.26	0.20	0.21	0.19	0.42	0.16	-1.00	0.36	0.28	0.20	0.31	0.38	0.33	0.27	0.38	0.31	0.22	0.26	-0.05	0.33	0.02	0.26	0.25	0.31	0.31	0.25	0.27	0.28
Earnings per share, diluted
0.37	0.42	0.54	0.41	0.43	0.41	0.35	0.44	0.42	-0.14	0.34	0.26	0.20	0.21	0.19	0.42	0.16	-1.00	0.36	0.28	0.20	0.30	0.38	0.33	0.27	0.37	0.31	0.22	0.26	-0.06	0.33	0.02	0.26	0.25	0.31	0.31	0.25	0.27	0.28
Dividends per share
0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.17	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.20	0.20
Trust and Estate Fees [Member]
Total noninterest income
461	458	442	427	416	388	379	403	372	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service Charges on Deposit Accounts [Member]
Total noninterest income
352	379	382	378	383	445	413	404	444	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Intercharge Fee Income, Net [Member]
Total noninterest income
270	327	394	313	271	321	319	327	285	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-