First california financial group, inc. (FCAL)
Income statement / Quarterly
Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest and fees on loans

15,280

17,844

17,555

17,801

16,990

16,681

16,896

17,236

15,132

13,075

12,819

Interest on securities

521

1,096

1,704

1,826

1,771

1,592

1,720

1,680

1,311

1,529

1,508

Interest on federal funds sold and interest bearing deposits

59

77

51

67

36

80

90

111

69

70

59

Total interest income

15,860

19,017

19,310

19,694

18,797

18,353

18,706

19,027

16,512

14,674

14,386

Interest on deposits

1,053

1,146

1,258

1,399

1,371

1,518

1,836

2,316

2,342

1,897

1,884

Interest on borrowings

612

794

887

908

944

897

916

877

1,060

1,231

1,257

Interest on junior subordinated debentures

149

159

159

155

313

341

336

334

331

439

439

Total interest expense

1,814

2,099

2,304

2,462

2,628

2,756

3,088

3,527

3,733

3,567

3,580

Net interest income before provision for loan losses

14,046

16,918

17,006

17,232

16,169

15,597

15,618

15,500

12,779

11,107

10,806

Provision for loan losses

0

0

500

500

500

796

1,550

500

2,500

3,618

1,766

Net interest income after provision for loan losses

14,046

16,918

16,506

16,732

15,669

14,801

14,068

15,000

10,279

7,489

9,040

Service charges on deposit accounts

800

773

735

769

831

814

878

858

897

776

814

Loan sales and commissions

34

-

29

-

50

-

0

-

-

-

-

Net gain on sale of securities

450

4,568

510

593

1

323

209

490

0

1,204

130

Impairment losses on securities

0

251

449

0

28

321

0

0

1,066

23

0

Earnings on cash surrender value of life insurance

-

-

-

195

-

-

-

0

110

-

-

Loss on non-hedged derivatives

-3

-30

-99

-296

-111

-60

-24

0

0

-

-

(Amortization) accretion of FDIC shared-loss asset

-1,707

-

-135

-

191

-

48

-

-

-

-

Market gain on foreclosed assets

-

-

-

-

-

-

-

-

-

0

-691

Gain on acquisitions

-

-

0

0

-

1,720

0

466

34,736

0

-

Gain on acquisition

-

-

-

-

-

-

-

-

-

-

0

Other income

334

2,201

1,519

2,107

301

838

1,189

1,376

232

340

319

Total noninterest income

-92

4,623

2,110

3,368

1,235

4,210

2,300

3,190

34,909

2,297

1,954

Salaries and employee benefits

6,786

7,461

6,592

6,786

7,486

7,195

6,675

6,572

6,068

4,420

4,889

Premises and equipment

1,388

1,579

1,629

1,681

1,504

1,589

1,567

1,603

1,539

1,576

1,517

Data processing

937

929

910

820

790

815

810

814

1,061

607

597

Legal, audit and other professional services

1,946

3,353

1,905

1,639

915

1,271

1,071

1,568

1,660

445

590

Printing, stationary, and supplies

33

82

63

83

77

79

79

112

96

69

113

Telephone

202

236

193

217

210

208

218

208

166

193

213

Directors' expense

116

245

122

123

129

119

135

100

106

101

113

Advertising, marketing and business development

268

388

340

358

459

568

272

428

369

194

286

Postage

45

47

57

57

56

51

50

65

56

55

47

Insurance and regulatory assessments

583

609

553

599

452

422

364

750

663

797

780

Net gain on and expense of foreclosed property

334

254

701

-838

245

-112

672

-486

-5,252

-185

-

Net loss on and expense of foreclosed property

-

-

-

-

-

-

-

-

-

-

468

Amortization and impairment of intangible assets

376

5,476

539

549

431

625

624

624

416

416

417

Other expenses

934

931

664

1,043

721

1,047

840

687

861

626

721

Total noninterest expense

13,280

21,082

12,866

14,793

12,985

14,101

12,033

14,017

18,313

9,684

10,751

Income before provision for income taxes

674

459

5,750

5,307

3,919

4,910

4,335

4,173

26,875

102

243

Provision for income taxes

283

185

2,286

2,122

1,568

2,048

1,819

1,756

11,287

38

96

Net income from continuing operations

391

-

-

-

2,351

-

-

-

-

-

-

Income from discontinued operations before income taxes

0

-

-

-

393

-

-

-

-

-

-

Provision for income taxes

0

-

-

-

159

-

-

-

-

-

-

Net income from discontinued operations

0

-

-

-

234

-

-

-

-

-

-

Net income

391

40

3,464

3,185

2,585

2,862

2,516

2,417

15,588

64

147

Preferred stock dividends

313

-

-

-

313

-

-

-

-

313

313

Preferred stock dividends

-

-

313

313

-

-

1,616

313

313

-

-

Net income available to common stockholders

78

-271

3,151

2,872

2,272

2,549

900

2,104

15,275

-249

-166

Basic

0.00

-0.02

0.11

0.10

0.08

0.09

0.03

0.07

0.54

-0.01

-0.01

Diluted

0.00

-0.02

0.11

0.10

0.08

0.07

0.03

0.07

0.54

-0.01

-0.01