First capital inc (FCAP)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and due from banks

19,470

18,922

19,839

21,825

13,551

17,394

22,322

16,822

15,298

19,478

13,912

16,826

13,947

18,837

16,255

20,375

20,235

14,756

10,121

8,788

10,225

13,653

9,918

11,236

8,313

10,058

8,414

9,889

7,923

11,277

8,290

7,746

7,014

10,794

9,579

12,902

10,463

Interest bearing deposits with banks

1,388

3,412

4,696

3,730

3,305

1,717

2,660

3,295

2,644

730

526

2,145

1,892

1,939

1,382

1,490

2,214

3,635

855

859

894

865

3,822

1,110

1,007

467

2,712

2,227

2,703

575

2,316

1,449

933

525

1,570

1,105

2,496

Federal funds sold

38,864

29,026

18,923

34,971

38,687

22,001

25,169

41,769

21,543

5,707

10,360

17,382

31,818

25,133

52,744

48,663

86,342

90,783

13,435

30,000

27,451

18,725

6,423

3,082

9,568

611

5,682

21,584

18,412

9,959

12,089

14,475

22,219

7,604

3,689

118

8,616

Total cash and cash equivalents

59,722

51,360

43,458

60,526

55,543

41,112

50,151

61,886

39,485

25,915

24,798

36,353

47,657

45,909

70,381

70,528

108,791

109,174

24,411

39,647

38,570

33,243

20,163

15,428

18,888

11,136

16,808

33,700

29,038

21,811

22,695

23,670

30,166

18,923

14,838

14,125

21,575

Interest-bearing time deposits

6,490

6,490

7,380

6,245

6,735

7,710

8,935

7,770

8,019

9,258

10,295

13,300

13,535

14,735

15,540

16,035

16,410

16,655

11,635

9,515

9,015

8,270

6,635

5,900

4,425

4,425

-

-

-

1,400

-

-

-

-

-

-

-

Securities available for sale, at fair value

253,182

254,562

255,028

259,445

255,035

261,841

253,213

251,438

264,843

271,172

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest-bearing time deposits

6,490

6,490

7,380

6,245

6,735

7,710

8,935

7,770

8,019

9,258

10,295

13,300

-

14,735

-

-

-

-

11,635

9,515

9,015

-

6,635

5,900

4,425

4,425

-

-

-

1,400

-

-

-

-

-

-

-

Securities available for sale, at fair value

-

-

-

-

-

-

-

-

-

-

276,937

277,162

272,185

255,770

247,250

249,604

210,664

186,751

95,210

98,361

99,441

100,226

100,491

107,254

108,593

108,762

112,289

113,664

116,586

122,973

123,375

125,029

108,633

111,440

106,851

111,227

100,851

Securities-held to maturity

-

-

-

-

-

-

0

0

0

1

1

2

2

2

3

3

4

4

5

5

6

6

7

8

8

9

10

11

11

12

14

14

15

16

16

17

32

Loans, net

465,292

466,494

467,694

459,928

449,781

434,260

428,423

419,360

407,279

409,618

400,762

394,452

385,084

381,154

366,367

362,129

357,438

359,166

305,082

298,865

297,039

300,603

302,275

297,997

287,224

288,506

288,937

283,160

275,674

280,407

280,967

274,324

271,939

276,047

285,460

289,437

294,550

Loans held for sale

3,085

4,176

5,897

3,962

1,377

2,849

2,339

2,056

2,141

2,630

1,000

2,065

2,425

4,507

2,553

1,191

1,640

3,081

324

1,673

-

1,608

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

165

-

1,039

3,824

511

1,611

700

1,166

4,918

3,609

2,306

1,861

1,693

2,909

696

284

4,375

Federal Home Loan Bank and other stock, at cost

1,988

1,988

1,988

1,988

1,988

1,988

1,988

1,988

1,979

1,979

1,979

1,979

1,650

1,650

1,650

1,650

1,650

1,650

1,550

1,550

2,241

2,241

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

3,194

Foreclosed real estate

-

170

-

2,909

2,999

3,142

3,142

3,391

3,809

3,971

3,882

3,953

4,417

4,674

4,254

4,252

4,640

4,890

516

567

541

78

58

49

249

466

364

403

557

295

420

588

541

661

408

556

591

Premises and equipment

16,343

16,414

15,121

14,546

14,351

14,364

14,443

14,608

14,806

15,031

15,174

15,269

14,950

14,841

14,554

14,341

14,275

13,936

10,236

10,238

10,249

10,208

10,334

10,472

10,396

10,347

10,462

10,591

10,700

10,757

10,593

10,609

10,618

10,721

10,758

10,800

10,992

Accrued interest receivable

2,863

3,076

2,850

2,987

2,835

2,828

2,689

2,676

2,650

2,694

2,595

2,485

2,437

2,363

2,361

2,342

2,473

2,244

1,523

1,538

1,571

1,580

1,607

1,551

1,598

1,716

1,675

1,701

1,722

1,757

1,782

1,694

1,727

1,801

1,941

1,821

1,894

Cash value of life insurance

8,316

8,269

8,224

8,177

8,107

8,059

8,011

7,959

8,322

7,279

7,237

7,196

7,124

7,082

7,041

7,001

6,934

6,899

6,036

6,002

5,968

6,161

6,123

6,409

6,370

6,332

6,294

6,256

6,214

6,172

6,129

6,086

6,039

5,991

5,943

5,892

5,789

Goodwill

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

6,472

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

5,386

Core deposit intangible

782

819

856

892

929

966

1,002

1,039

1,076

1,112

1,149

1,186

1,222

1,259

1,296

1,332

1,369

1,406

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit intangibles

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

2

17

32

48

63

98

Other assets

6,640

7,206

8,376

6,841

7,709

8,571

9,733

7,434

6,443

1,824

1,954

1,300

2,777

3,240

2,355

2,464

2,973

3,499

3,305

3,577

2,737

3,151

3,354

2,439

2,419

2,868

1,958

1,719

1,991

1,733

1,865

1,703

1,779

2,139

2,125

2,551

3,051

Total Assets

831,175

827,496

823,344

834,918

813,861

794,162

790,541

788,077

767,324

758,956

754,235

763,174

761,937

743,658

742,077

739,344

735,733

715,827

465,219

476,924

472,929

472,761

460,292

459,537

448,887

444,384

447,703

460,577

455,617

459,132

458,352

453,786

441,373

438,886

437,290

444,979

452,378

LIABILITIES
Noninterest-bearing

146,552

146,097

155,670

158,591

152,725

143,249

146,171

142,700

139,111

129,828

133,047

137,502

138,183

121,304

124,205

118,985

129,940

125,059

73,502

74,213

70,810

73,042

71,998

62,884

59,684

56,436

60,769

56,312

57,693

56,715

61,548

52,997

54,731

47,313

47,703

46,208

40,774

Interest-bearing

576,066

576,080

563,722

576,036

565,806

558,397

555,908

559,136

542,460

534,734

532,465

542,864

543,476

543,346

534,542

538,472

526,245

512,118

329,084

342,034

340,420

339,594

329,051

323,869

323,404

317,394

316,238

333,301

326,228

327,628

322,519

327,071

313,713

317,061

314,422

322,961

337,229

Total deposits

722,618

722,177

719,392

734,627

718,531

701,646

702,079

701,836

681,571

664,562

665,512

680,366

681,659

664,650

658,747

657,457

656,185

637,177

402,586

416,247

411,230

412,636

401,049

386,753

383,088

373,830

377,007

389,613

383,921

384,343

384,067

380,068

368,444

364,374

362,125

369,169

378,003

Retail repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

10,617

8,832

9,310

10,437

11,437

10,579

14,092

9,112

9,268

9,095

9,125

9,165

9,276

8,669

Advances from Federal Home Loan Bank

-

-

-

-

-

-

0

0

0

10,000

4,000

-

-

0

-

-

-

-

-

-

-

-

0

5,000

0

5,500

5,000

5,000

5,100

5,100

10,100

10,650

10,925

12,350

13,350

15,279

15,729

Accrued interest payable

219

210

208

172

177

150

145

113

98

107

109

114

122

133

137

145

152

167

90

94

124

127

154

155

167

192

225

244

260

290

320

346

419

413

454

506

649

Accrued expenses and other liabilities

5,430

6,161

6,744

5,689

5,925

6,410

6,974

5,712

6,209

3,237

3,236

2,444

2,973

3,033

4,487

3,727

3,326

3,975

2,943

2,169

3,165

2,765

2,799

1,765

2,157

2,213

2,147

1,782

2,489

2,371

2,525

1,479

-

1,571

-

-

-

Accrued expenses and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,385

-

1,578

1,121

1,324

Total liabilities

728,267

728,548

726,344

740,488

724,633

708,206

709,198

707,661

687,878

677,906

672,857

682,924

684,754

667,816

663,371

661,329

659,663

641,319

405,619

418,510

414,519

415,528

404,002

404,290

394,244

391,045

394,816

408,076

402,349

406,196

406,124

401,811

390,268

387,833

386,672

395,351

404,374

Commitments and Contingencies

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

0

-

-

0

EQUITY
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,805,533 shares (3,791,283 in 2019); outstanding 3,377,882 shares (3,363,632 in 2019)

38

38

38

38

38

38

38

38

38

38

38

38

38

38

38

38

38

38

32

32

32

32

32

32

32

32

32

32

32

32

32

32

32

32

32

32

32

Additional paid-in capital

41,684

40,723

40,723

40,723

40,723

40,215

40,263

40,263

40,263

39,515

39,515

39,515

39,515

39,515

39,515

39,515

39,515

39,515

24,766

24,766

24,791

24,313

24,313

24,313

24,313

24,313

24,313

24,313

24,313

24,313

24,313

24,313

24,313

24,313

24,313

24,313

24,313

Retained earnings-substantially restricted

66,549

65,266

63,671

61,563

59,511

58,137

56,413

54,661

53,333

51,972

50,767

49,392

47,903

47,051

46,012

44,954

43,872

42,991

42,587

41,768

41,119

40,229

39,550

38,602

37,659

36,947

36,261

35,392

34,738

34,101

33,381

33,192

32,686

32,297

31,784

31,220

30,442

Unearned stock compensation

1,808

940

1,038

1,110

1,172

720

807

854

911

212

235

257

279

300

322

343

362

382

400

415

461

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accumulated other comprehensive income

4,723

2,142

1,891

1,462

-1,638

-3,477

-6,323

-5,482

-5,077

-2,060

-500

-246

-1,812

-2,277

1,652

2,041

1,155

497

770

411

1,067

800

540

384

-131

-720

-491

-15

1,396

1,704

1,720

1,659

1,272

1,612

1,693

1,270

391

Less treasury stock, at cost - 427,651 shares

8,393

8,393

8,393

8,351

8,349

8,349

8,349

8,315

8,315

8,315

8,315

8,297

8,297

8,297

8,297

8,295

8,263

8,263

8,263

8,253

8,253

8,253

8,253

8,189

7,345

7,345

7,336

7,326

7,326

7,326

7,326

7,326

7,312

7,312

7,312

7,312

7,285

Total First Capital, Inc. stockholders' equity

102,793

98,836

96,892

94,325

89,113

85,844

81,235

80,311

79,331

80,938

81,270

80,145

77,068

75,730

78,598

77,910

75,955

74,396

59,492

58,309

58,295

57,121

56,182

55,142

54,528

53,227

52,779

52,396

53,153

52,824

52,120

51,870

50,991

50,942

50,510

49,523

47,893

Noncontrolling interest in subsidiary

115

112

108

105

115

112

108

105

115

112

108

105

115

112

108

105

115

112

108

105

115

112

108

105

115

112

108

105

115

112

108

105

114

111

108

105

111

Total equity

102,908

98,948

97,000

94,430

89,228

85,956

81,343

80,416

79,446

81,050

81,378

80,250

77,183

75,842

78,706

78,015

76,070

74,508

59,600

58,414

58,410

57,233

56,290

55,247

54,643

53,339

52,887

52,501

53,268

52,936

52,228

51,975

51,105

51,053

50,618

49,628

48,004

Total Liabilities and Equity

831,175

827,496

823,344

834,918

813,861

794,162

790,541

788,077

767,324

758,956

754,235

763,174

761,937

743,658

742,077

739,344

735,733

715,827

465,219

476,924

472,929

472,761

460,292

459,537

448,887

444,384

447,703

460,577

455,617

459,132

458,352

453,786

441,373

438,886

437,290

444,979

452,378