First capital inc (FCAP)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
CASH FLOWS FROM OPERATING ACTIVITIES
Net income

2,097

2,406

2,918

2,864

2,150

2,499

2,527

2,104

2,136

1,590

2,112

2,194

1,556

1,744

1,761

1,787

1,585

1,109

1,401

1,232

1,469

1,258

1,527

1,522

1,300

1,247

1,429

1,214

1,197

1,252

722

1,039

922

1,045

1,096

945

899

Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net

-534

-538

-422

-413

-391

-412

-427

-419

-431

-435

-447

-438

-411

-429

-367

-286

-186

-177

-167

-173

-176

-169

-183

-173

-174

-191

-221

-246

-245

-235

-237

-245

-239

-240

-224

-229

-242

Depreciation and amortization expense

305

283

261

262

264

288

307

308

312

311

306

310

299

311

297

290

289

223

184

178

171

171

179

176

172

174

178

179

176

182

175

193

208

308

198

199

211

Deferred income taxes

164

-51

773

-166

-74

-153

85

-234

-93

284

222

-225

67

-180

238

-3

165

180

229

-88

351

401

-51

-35

-30

113

-41

18

110

30

-355

-201

48

327

-76

15

7

Stock compensation expense

93

98

72

62

56

39

47

57

49

23

22

22

21

22

21

18

21

18

15

21

17

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Increase in cash value of life insurance

47

46

47

70

48

48

51

85

43

43

41

72

41

41

40

68

35

34

34

34

33

38

35

40

37

38

38

42

42

43

43

47

48

48

50

51

53

Loss on sale of securities and time deposits

-

-

-35

0

-97

189

0

-96

1

0

0

12,909

-12,891

-

-

-

-

0

0

0

110

0

129

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

3,101

-3,101

-

-

-

-

0

8

0

21

-

-

-

-

-

-

-

-

Provision for loan losses

351

450

225

300

450

200

455

316

197

298

150

256

211

220

200

150

75

0

0

50

0

0

75

90

25

150

100

225

250

400

350

300

475

500

400

425

500

Proceeds from sales of loans

23,561

26,561

21,794

14,322

7,942

12,723

15,787

10,132

16,547

18,683

18,807

29,184

0

12,735

15,750

11,972

10,886

9,249

5,607

8,337

8,249

9,218

7,940

8,476

4,180

7,482

8,883

11,167

12,040

-

9,209

9,810

10,125

-

6,019

5,397

6,927

Loans originated for sale

22,111

24,420

23,376

16,647

6,312

12,983

15,750

9,757

15,818

19,956

17,325

15,579

10,552

14,399

16,741

11,255

9,195

11,781

4,127

9,667

6,498

9,573

4,975

11,577

2,973

8,226

8,223

7,157

13,126

-

9,447

9,731

8,651

-

6,262

4,849

3,159

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-18

29

0

0

-

-

-

-

Gain on sale of loans

359

420

353

260

158

250

320

290

240

357

417

354

257

290

371

268

250

226

131

178

308

214

180

212

107

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of tax credit investment

96

96

96

87

82

82

83

82

82

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unrealized (gain) loss on equity securities

-394

-

-

-

131

-

-

-

-

0

-7

61

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net realized and unrealized loss on foreclosed real estate

-

83

20

-137

-136

0

24

-437

-29

-35

-25

27

-227

32

24

-5

-101

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

223

-

207

247

258

-

169

100

125

(Increase) decrease in accrued interest receivable

-213

226

-137

152

7

139

13

26

-44

99

110

48

74

2

19

-131

229

-410

-15

-33

-9

-27

56

-47

-118

41

-26

-21

-35

-25

88

-33

-74

-140

120

-80

7

Increase in accrued interest payable

9

2

36

-5

27

5

32

15

-9

-2

-5

-8

-11

-4

-8

-7

-15

-330

-4

-30

-3

-27

-1

-12

-25

-33

-19

-16

-30

-30

-26

-73

6

-41

-52

-43

-100

Net change in other assets/liabilities

768

-649

932

-7

-66

247

-547

534

265

-528

-69

525

-77

568

-864

-379

691

-118

-613

1,383

-648

208

-528

673

-81

273

-437

-363

78

35

-1,199

-146

-323

306

-730

443

-212

Net Cash Provided By Operating Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,241

2,893

-

3,935

-1,356

4,138

1,145

5,005

-2,119

2,878

579

2,751

5,960

533

-

-

-

-

-

-

-

-

Net Cash Provided By Operating Activities

4,532

5,928

2,050

1,168

4,931

2,905

4,139

2,946

3,358

1,729

4,269

2,596

4,825

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

731

1,697

1,467

3,463

-12

1,946

1,804

5,554

CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of interest-bearing time deposits

-245

-

0

-690

-490

-

-935

-249

-1,239

-

-4,250

-980

-1,445

-

-1,975

-370

-745

-

0

0

-245

-975

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of interest-bearing time deposits

-

-498

245

0

1,460

-

-

-

-

7,712

-1,245

-745

-245

3,895

-1,480

5

-500

205

-2,120

-500

-990

-2,610

-735

-1,475

0

-2,205

-540

480

-760

-

-

-

-

-

-

-

-

Purchase of interest-bearing time deposits

245

-

1,380

200

985

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of securities available for sale

15,390

17,797

19,507

14,094

17,862

11,659

12,034

7,331

6,326

4,965

8,792

12,318

22,815

25,414

20,537

76,689

62,112

13,653

5,009

8,030

7,336

6,987

5,188

9,597

5,872

2,424

3,538

13,901

6,021

9,508

9,855

28,462

16,516

15,944

5,947

15,757

5,838

Proceeds from maturities of securities available for sale

9,685

5,480

2,450

7,000

15,645

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities of securities available for sale

-

-

-

-

-

-

-

-

520

-

620

1,935

850

3,535

16,121

29,850

36,300

1,567

5,599

5,051

5,213

4,787

5,732

6,332

4,591

3,143

197

10,686

8,164

5,671

5,545

8,733

13,547

8,305

8,090

5,190

1,075

Proceeds from maturities of securities held to maturity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

14

Proceeds from sales of securities available for sale

-

1,096

15,192

0

5,437

0

0

12,887

1,458

0

554

1,090

0

-

-

-

-

45,444

0

-3,171

3,171

-

-

-

-

0

271

0

246

609

1,923

0

1,004

0

752

647

0

Principal collected on mortgage-backed obligations

9,930

11,462

6,382

6,302

5,533

5,913

6,683

6,447

6,295

6,223

6,983

6,417

5,936

6,582

5,781

4,629

2,773

4,484

2,957

2,866

3,150

2,704

3,228

2,685

2,207

2,245

3,487

3,664

3,295

3,346

3,935

3,700

3,997

2,652

1,901

2,184

3,039

Net (increase) decrease in loans receivable

-851

-76

-9

-15,855

15,972

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment in tax credit entity

848

-

-

-

152

0

0

0

1,000

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in loans receivable

-

-

-

-

-

6,034

9,517

12,531

-2,176

9,316

6,514

9,812

4,304

15,750

4,488

4,745

-1,294

-

-

-

-

-1,599

4,398

10,847

-1,283

-127

5,980

7,688

-4,195

-133

7,105

2,946

-3,358

-8,404

-3,523

2,825

-6,691

Investment in tax credit entities

-

-

-

-

-

404

0

255

436

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of foreclosed real estate

170

102

2,937

69

8

-3

272

115

99

38

100

679

193

355

72

287

508

73

83

74

0

92

36

184

191

52

142

131

26

152

280

214

395

256

202

302

55

Purchase of premises and equipment

198

1,539

799

421

214

173

106

73

50

131

174

593

371

608

474

319

591

544

182

167

212

45

41

252

221

59

49

70

119

346

158

168

90

257

140

115

68

Net Cash Used In Investing Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-42,029

-21,583

-

-

-

-

923

1,691

-10,358

2,179

339

-6,010

-6,698

9,026

-

-

-

-

-

-

-

-

Net Cash Provided By (Used In) Investing Activities

4,200

-4

-3,034

-11,457

-6,612

-10,740

-15,311

-24

3,975

-5,003

-4,218

-11,892

-19,311

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1,343

-5,435

-18,929

5,695

3,416

8,381

-10,000

4,968

CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits

441

2,785

-15,235

16,096

16,885

-433

243

20,265

17,009

-950

-14,854

-1,293

17,009

5,903

1,290

1,272

19,008

25,507

-13,661

5,017

-1,406

11,587

14,296

3,665

9,258

-3,177

-12,606

5,692

-422

276

3,999

11,624

4,070

2,249

-7,044

-5,464

-3,370

Net increase (decrease) in advances from Federal Home Loan Bank

-

-

-

-

-

0

0

0

-10,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in retail repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-10,617

1,785

-478

-1,127

-1,000

858

-3,513

4,980

-156

173

-30

2,835

-2,986

578

29

Repayment of advances from Federal Home Loan Bank

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

10,000

5,000

-5,000

5,500

5,000

0

100

0

5,000

550

275

1,425

-

-

-

200

Dividends paid

811

807

807

822

773

771

772

786

772

733

734

715

701

701

700

715

701

701

579

593

576

575

576

589

585

557

557

570

557

528

530

542

530

528

530

543

529

Net Cash Provided By (Used In) Financing Activities

-370

1,978

-16,084

15,272

16,112

-1,204

-563

19,479

6,237

4,317

-11,606

-2,008

16,308

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-272

2,763

10,966

2,085

681

-9,614

-5,706

-4,070

Net Cash Provided By Financing Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

525

18,307

-

-14,250

4,424

-1,982

11,012

-1,961

9,017

2,695

-4,370

-14,173

5,880

-4,492

-

-

-

-

-

-

-

-

Net Increase (Decrease) in Cash and Cash Equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-147

-38,263

-383

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Increase in Cash and Cash Equivalents

8,362

7,902

-17,068

4,983

14,431

-9,039

-11,735

22,401

13,570

1,043

-11,555

-11,304

1,822

-

-

-

-

-

-15,236

1,077

5,327

13,080

4,735

-3,460

7,752

-3,452

-17,432

5,142

5,067

-884

-975

-6,496

11,243

4,085

713

-13,902

6,452