First capital inc (FCAP)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
CASH FLOWS FROM OPERATING ACTIVITIES
Net income

10,285

10,338

10,431

10,040

9,280

9,266

8,357

7,942

8,032

7,452

7,606

7,255

6,848

6,877

6,242

5,882

5,327

5,211

5,360

5,486

5,776

5,607

5,596

5,498

5,190

5,087

5,092

4,385

4,210

3,935

3,728

4,102

4,008

3,985

0

0

0

Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net

-1,907

-1,764

-1,638

-1,643

-1,649

-1,689

-1,712

-1,732

-1,751

-1,731

-1,725

-1,645

-1,493

-1,268

-1,016

-816

-703

-693

-685

-701

-701

-699

-721

-759

-832

-903

-947

-963

-962

-956

-961

-948

-932

-935

0

0

0

Depreciation and amortization expense

1,111

1,070

1,075

1,121

1,167

1,215

1,238

1,237

1,239

1,226

1,226

1,217

1,197

1,187

1,099

986

874

756

704

699

697

698

701

700

703

707

715

712

726

758

884

907

913

916

0

0

0

Deferred income taxes

720

482

380

-308

-376

-395

42

179

188

348

-116

-100

122

220

580

571

486

672

893

613

666

285

-3

7

60

200

117

-197

-416

-478

-181

98

314

273

0

0

0

Stock compensation expense

325

288

229

204

199

192

176

151

116

88

87

86

82

82

78

72

75

71

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Increase in cash value of life insurance

210

211

213

217

232

227

222

212

199

197

195

194

190

184

177

171

137

135

139

140

146

150

150

153

155

160

165

170

175

181

186

193

197

202

0

0

0

Loss on sale of securities and time deposits

-

-

57

92

-4

94

-95

-95

12,910

18

0

0

0

-

-

-

-

110

110

239

239

129

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

-

-

-

-

29

0

0

0

-

-

-

-

-

-

-

-

Provision for loan losses

1,326

1,425

1,175

1,405

1,421

1,168

1,266

961

901

915

837

887

781

645

425

225

125

50

50

125

165

190

340

365

500

725

975

1,225

1,300

1,525

1,625

1,675

1,800

1,825

0

0

0

Proceeds from sales of loans

86,238

70,619

56,781

50,774

46,584

55,189

61,149

64,169

83,221

66,674

60,726

57,669

40,457

51,343

47,857

37,714

34,079

31,442

31,411

33,744

33,883

29,814

28,078

29,021

31,712

39,572

0

0

0

-

0

0

0

-

0

0

0

Loans originated for sale

86,554

70,755

59,318

51,692

44,802

54,308

61,281

62,856

68,678

63,412

57,855

57,271

52,947

51,590

48,972

36,358

34,770

32,073

29,865

30,713

32,623

29,098

27,751

30,999

26,579

36,732

0

0

0

-

0

0

0

-

0

0

0

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

11

0

0

0

-

-

-

-

Gain on sale of loans

1,392

1,191

1,021

988

1,018

1,100

1,207

1,304

1,368

1,385

1,318

1,272

1,186

1,179

1,115

875

785

843

831

880

914

713

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of tax credit investment

375

361

347

334

329

329

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unrealized (gain) loss on equity securities

0

-

-

-

0

-

-

-

-

54

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net realized and unrealized loss on foreclosed real estate

-

-170

-253

-249

-549

-442

-477

-526

-62

-260

-193

-144

-176

-50

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

-

0

0

0

(Increase) decrease in accrued interest receivable

28

248

161

311

185

134

94

191

213

331

234

143

-36

119

-293

-327

-229

-467

-84

-13

-27

-136

-68

-150

-124

-41

-107

7

-5

-44

-159

-127

-174

-93

0

0

0

Increase in accrued interest payable

42

60

63

59

79

43

36

-1

-24

-26

-28

-31

-30

-34

-360

-356

-379

-367

-64

-61

-43

-65

-71

-89

-93

-98

-95

-102

-159

-123

-134

-160

-130

-236

0

0

0

Net change in other assets/liabilities

1,044

210

1,106

-373

168

499

-276

202

193

-149

947

152

-752

16

-670

-419

1,343

4

330

415

-295

272

337

428

-608

-449

-687

-1,449

-1,232

-1,633

-1,362

-893

-304

-193

0

0

0

Net Cash Provided By Operating Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

4,761

-

7,862

8,932

8,169

6,909

6,343

4,089

12,168

9,823

0

0

0

-

-

-

-

-

-

-

-

Net Cash Provided By Operating Activities

13,678

14,077

11,054

13,143

14,921

13,348

12,172

12,302

11,952

13,419

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7,358

6,615

6,864

7,201

9,292

0

0

0

CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of interest-bearing time deposits

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

-2,170

-

-1,220

-1,220

-1,220

-975

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of interest-bearing time deposits

-

1,207

0

0

0

-

-

-

-

5,477

1,660

1,425

2,175

1,920

-1,770

-2,410

-2,915

-3,405

-6,220

-4,835

-5,810

-4,820

-4,415

-4,220

-2,265

-3,025

0

0

0

-

-

-

-

-

-

-

-

Purchase of interest-bearing time deposits

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of securities available for sale

66,788

69,260

63,122

55,649

48,886

37,350

30,656

27,414

32,401

48,890

69,339

81,084

145,455

184,752

172,991

157,463

88,804

34,028

27,362

27,541

29,108

27,644

23,081

21,431

25,735

25,884

32,968

39,285

53,846

64,341

70,777

66,869

54,164

43,486

0

0

0

Proceeds from maturities of securities available for sale

24,615

30,575

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities of securities available for sale

-

-

-

-

-

-

-

-

5,185

-

6,940

22,441

50,356

85,806

83,838

73,316

48,517

17,430

20,650

20,783

22,064

21,442

19,798

14,263

18,617

22,190

24,718

30,066

28,113

33,496

36,130

38,675

35,132

22,660

0

0

0

Proceeds from maturities of securities held to maturity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14

0

0

0

Proceeds from sales of securities available for sale

-

21,725

20,629

5,437

18,324

14,345

14,345

14,899

3,102

1,644

0

0

0

-

-

-

-

45,444

0

0

0

-

-

-

-

517

1,126

2,778

2,778

3,536

2,927

1,756

2,403

1,399

0

0

0

Principal collected on mortgage-backed obligations

34,076

29,679

24,130

24,431

24,576

25,338

25,648

25,948

25,918

25,559

25,918

24,716

22,928

19,765

17,667

14,843

13,080

13,457

11,677

11,948

11,767

10,824

10,365

10,624

11,603

12,691

13,792

14,240

14,276

14,978

14,284

12,250

10,734

9,776

0

0

0

Net (increase) decrease in loans receivable

-16,791

32

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment in tax credit entity

0

-

-

-

152

1,000

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in loans receivable

-

-

-

-

-

25,906

29,188

26,185

23,466

29,946

36,380

34,354

29,287

23,689

0

0

0

-

-

-

-

12,363

13,835

15,417

12,258

9,346

9,340

10,465

5,723

6,560

-1,711

-12,339

-12,460

-15,793

0

0

0

Investment in tax credit entities

-

-

-

-

-

1,095

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of foreclosed real estate

3,278

3,116

3,011

346

392

483

524

352

916

1,010

1,327

1,299

907

1,222

940

951

738

230

249

202

312

503

463

569

516

351

451

589

672

1,041

1,145

1,067

1,155

815

0

0

0

Purchase of premises and equipment

2,957

2,973

1,607

914

566

402

360

428

948

1,269

1,746

2,046

1,772

1,992

1,928

1,636

1,484

1,105

606

465

550

559

573

581

399

297

584

693

791

762

673

655

602

580

0

0

0

Net Cash Used In Investing Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-5,565

-6,149

-13,850

-10,190

-3,343

0

0

0

-

-

-

-

-

-

-

-

Net Cash Provided By (Used In) Investing Activities

-10,295

-21,107

-31,843

-44,120

-32,687

-22,100

-16,363

-5,270

-17,138

-40,424

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-20,012

-15,253

-1,437

7,492

6,765

0

0

0

CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits

4,087

20,531

17,313

32,791

36,960

37,084

36,567

21,470

-88

-88

6,765

22,909

25,474

27,473

47,077

32,126

35,871

15,457

1,537

29,494

28,142

38,806

24,042

-2,860

-833

-10,513

-7,060

9,545

15,477

19,969

21,942

10,899

-6,189

-13,629

0

0

0

Net increase (decrease) in advances from Federal Home Loan Bank

-

-

-

-

-

-10,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in retail repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-9,310

-10,437

-820

-1,747

-4,782

1,325

2,169

1,484

4,967

2,822

-8

397

456

0

0

0

Repayment of advances from Federal Home Loan Bank

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

15,500

10,500

5,500

10,600

5,100

5,100

5,650

5,825

7,250

0

0

0

-

-

-

0

Dividends paid

3,247

3,209

3,173

3,138

3,102

3,101

3,063

3,025

2,954

2,883

2,851

2,817

2,817

2,817

2,817

2,696

2,574

2,449

2,323

2,320

2,316

2,325

2,307

2,288

2,269

2,241

2,212

2,185

2,157

2,130

2,130

2,130

2,131

2,130

0

0

0

Net Cash Provided By (Used In) Financing Activities

796

17,278

14,096

29,617

33,824

23,949

29,470

18,427

-3,060

7,011

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15,542

16,495

4,118

-12,554

-18,709

0

0

0

Net Cash Provided By Financing Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

33,287

-

-796

11,493

16,086

20,763

5,381

-6,831

-9,968

-17,155

0

0

0

-

-

-

-

-

-

-

-

Net Increase (Decrease) in Cash and Cash Equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Increase in Cash and Cash Equivalents

4,179

10,248

-6,693

-1,360

16,058

15,197

25,279

25,459

-8,246

-19,994

0

0

0

-

-

-

-

-

4,248

24,219

19,682

22,107

5,575

-16,592

-7,990

-10,675

-8,107

8,350

-3,288

2,888

7,857

9,545

2,139

-2,652

0

0

0