First community corp /sc/ (FCCO)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and due from banks

23,739

14,951

20,079

14,725

15,530

14,328

14,231

16,147

13,231

14,803

11,695

12,131

12,022

11,925

13,751

12,285

9,990

10,973

9,238

9,611

11,537

12,480

12,474

15,011

13,073

8,239

10,992

9,727

8,081

11,517

10,485

10,345

9,707

10,599

9,465

8,152

7,114

Interest-bearing bank balances

25,637

32,741

12,861

24,898

22,677

17,883

22,104

28,195

25,081

15,186

14,792

21,756

17,435

9,475

24,345

9,412

15,237

11,375

23,225

15,585

31,796

9,454

43,010

14,228

23,698

5,668

9,332

14,155

23,024

6,779

9,284

17,946

14,080

5,512

8,217

13,201

19,102

Federal funds sold and securities purchased under agreements to resell

-

-

295

-

-

57

605

603

602

602

601

600

600

599

599

598

598

593

548

680

878

598

644

513

357

259

626

405

734

412

610

259

440

381

305

266

245

Investment securities - held-to-maturity

-

-

-

-

-

16,174

16,218

16,261

16,966

17,012

17,057

17,103

17,148

17,193

17,238

17,283

17,327

17,371

16,600

16,641

12,756

10,647

1,352

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment securities - available-for-sale

288,881

286,800

265,068

250,310

246,747

237,893

251,620

255,513

253,715

264,824

229,060

239,412

242,896

253,394

269,255

267,315

266,779

264,687

255,182

252,322

259,369

270,164

260,412

248,363

253,233

224,356

228,443

223,646

218,244

203,445

210,734

196,581

197,017

201,032

208,900

204,485

189,309

Other investments, at cost

2,062

1,992

1,992

1,992

2,162

1,955

2,125

1,956

1,956

2,559

2,555

2,598

2,494

1,809

1,681

2,168

1,913

1,783

1,900

2,240

1,969

2,003

-

-

-

2,674

2,269

2,269

2,360

2,527

4,540

4,800

5,682

5,637

5,984

6,257

6,841

Loans held for sale

11,937

11,155

10,775

8,730

7,299

3,223

5,528

6,969

7,546

5,093

6,018

6,590

4,191

5,707

4,250

7,707

2,545

2,962

-

-

-

4,124

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other investments, at cost

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,160

2,412

2,251

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,568

6,662

5,446

-

3,404

2,990

3,837

3,790

2,529

5,789

4,238

9,658

8,685

4,356

3,863

3,725

5,195

625

-

Loans

749,529

737,028

735,074

726,707

718,420

718,462

696,515

684,333

668,583

646,805

568,488

553,420

555,298

546,709

523,441

511,303

494,021

489,191

483,931

474,016

454,301

443,844

448,556

444,670

443,868

347,597

345,064

341,089

333,720

332,111

323,534

324,913

331,090

324,311

324,233

325,671

329,954

Less, allowance for loan losses

7,694

6,627

6,560

6,362

6,354

6,263

6,212

6,087

5,986

5,797

5,656

5,490

5,368

5,214

5,047

4,877

4,687

4,596

4,468

4,281

4,252

4,132

4,156

4,066

4,161

4,219

4,323

4,439

4,534

4,621

4,695

4,742

4,745

4,699

4,708

4,716

4,911

Net loans

741,835

730,401

728,514

720,345

712,066

712,199

690,303

678,246

662,597

641,008

562,832

547,930

549,930

541,495

518,394

506,426

489,334

484,595

479,463

469,735

450,049

439,712

444,400

440,604

439,707

343,378

340,741

336,650

329,186

327,490

318,839

320,171

326,345

319,612

319,525

320,955

325,043

Property, furniture and equipment - net

34,819

35,008

36,077

35,991

35,471

34,987

34,405

34,613

34,816

36,103

31,343

30,535

30,765

29,833

29,951

30,129

30,184

29,929

30,109

29,716

29,383

28,510

29,532

29,425

27,972

19,444

17,025

17,255

17,197

17,258

17,297

17,451

17,363

17,483

17,593

17,710

18,026

Right-of-use asset

3,170

3,215

3,260

2,805

2,829

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Premises held-for-sale

591

591

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Land held for sale

-

-

-

-

-

-

-

-

-

-

0

0

1,055

1,055

1,055

1,080

1,080

1,080

1,080

1,100

1,200

1,200

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

Bank owned life insurance

28,223

28,041

26,268

26,094

25,923

25,754

25,579

25,403

25,230

25,413

22,855

21,197

21,050

20,905

20,755

20,603

20,454

20,301

14,947

14,848

14,744

14,642

14,538

14,432

14,326

11,072

10,989

11,024

10,944

10,868

10,779

10,689

11,083

10,974

10,877

10,893

10,773

Other real estate owned

1,481

1,410

1,412

1,412

1,460

1,460

1,921

1,824

1,887

1,934

733

838

1,156

1,146

1,198

1,355

1,484

2,458

2,450

2,523

2,748

2,943

3,014

3,302

3,147

3,370

3,607

2,824

3,317

3,987

5,570

4,909

5,383

7,351

8,269

8,970

6,904

Intangible assets

1,378

1,483

1,609

1,742

1,874

2,006

2,142

2,284

2,427

2,569

878

953

1,027

1,102

1,177

1,257

1,337

1,419

1,508

1,606

1,704

1,806

1,918

1,077

1,140

0

32

65

109

160

211

263

313

365

793

571

881

Goodwill

14,637

14,637

14,637

14,637

14,637

14,637

14,637

14,562

14,589

14,589

5,078

5,078

5,078

5,078

5,078

5,078

5,078

5,078

5,078

5,078

5,078

5,078

4,390

4,390

5,078

571

571

571

571

571

571

571

571

571

-

-

-

Other assets

6,917

7,854

7,143

12,287

8,721

9,039

9,724

9,573

9,896

9,036

8,731

8,741

8,066

14,077

6,525

6,141

7,069

8,130

7,433

8,059

7,162

9,002

9,669

9,940

10,054

10,488

8,768

8,805

7,850

8,253

8,734

9,673

9,654

10,645

11,761

13,094

14,785

Total assets

1,185,307

1,170,279

1,129,990

1,115,968

1,097,396

1,091,595

1,091,142

1,092,149

1,070,539

1,050,731

914,228

915,462

914,913

914,793

915,252

888,837

870,409

862,734

852,329

836,406

835,819

812,363

830,917

786,687

797,873

633,309

635,924

633,185

625,855

602,925

606,339

598,014

601,501

593,887

606,884

605,179

599,023

LIABILITIES
Deposits:
Non-interest bearing

291,669

289,829

268,693

263,833

257,764

244,686

254,270

239,744

238,132

226,546

195,348

195,254

192,165

182,915

-

-

-

156,247

157,650

147,046

140,689

133,004

146,826

132,555

136,806

111,198

106,078

105,478

99,029

97,526

92,738

90,557

91,148

83,572

84,857

82,476

72,625

Interest bearing

694,976

698,372

680,134

673,558

662,009

680,837

667,452

693,624

681,766

661,777

574,734

577,872

583,446

583,707

-

-

-

559,904

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Non-interest bearing demand

-

-

-

-

-

-

-

-

-

-

-

-

-

-

177,267

170,976

163,383

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest bearing

-

-

-

-

-

-

-

-

-

-

-

-

-

-

588,656

558,647

558,853

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NOW and money market accounts

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

304,153

294,113

305,851

287,982

288,864

284,738

289,786

174,224

185,767

186,778

175,214

150,874

147,655

146,347

-

136,483

-

-

-

NOW and money market accounts

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

142,111

-

139,462

134,627

123,604

Savings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

59,908

57,369

56,467

53,583

53,176

50,649

50,212

51,134

51,307

47,238

44,631

41,100

41,358

39,321

38,697

34,048

32,670

32,518

29,886

Time deposits less than $100,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

101,455

102,616

105,262

108,048

110,275

99,830

102,431

96,096

98,995

102,311

107,434

111,182

117,149

120,882

124,144

128,616

131,747

135,751

143,946

Time deposits $100,000 and over

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

81,204

82,888

86,304

86,966

87,830

72,285

75,203

64,419

66,445

67,814

70,716

74,295

75,565

76,912

80,773

81,866

84,424

85,545

85,283

Total deposits

986,645

988,201

948,827

937,391

919,773

925,523

921,722

933,368

919,898

888,323

770,082

773,126

775,611

766,622

765,923

729,623

722,236

716,151

704,370

684,032

694,573

669,583

686,971

640,057

654,438

497,071

508,592

509,619

497,024

474,977

474,465

474,019

476,873

464,585

473,160

470,917

455,344

Securities sold under agreements to repurchase

46,041

33,296

34,321

33,889

32,007

28,022

33,226

28,203

21,959

19,270

17,469

17,319

19,388

19,527

22,232

21,112

20,697

21,033

19,908

19,460

16,684

17,383

17,650

16,374

19,492

18,634

17,076

15,650

17,216

15,900

15,651

12,817

13,479

13,616

16,927

15,551

12,686

Federal Home Loan Bank advances

-

211

216

221

2,226

231

4,236

241

245

14,250

17,255

17,997

15,548

24,035

21,022

32,445

24,432

24,788

27,543

35,548

27,552

28,807

32,312

37,916

34,321

43,325

34,330

34,335

36,339

36,344

38,491

38,496

38,857

43,862

48,724

54,228

68,094

Junior subordinated debt

14,964

14,964

14,964

2,823

14,964

14,964

14,964

14,964

14,964

14,964

14,964

14,964

14,964

14,964

14,964

14,964

14,964

14,964

15,464

15,464

15,464

15,464

15,464

15,464

15,464

15,464

15,464

15,464

15,464

15,464

17,917

17,916

17,913

17,913

15,464

15,464

15,464

Lease liability

3,229

3,266

3,291

14,964

2,839

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other borrowed money

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

100

100

120

Other liabilities

9,814

10,147

9,591

9,191

9,153

10,358

8,808

8,376

7,990

8,261

7,863

6,997

6,271

7,784

6,903

6,482

6,469

6,760

6,556

5,491

4,998

6,598

5,957

5,884

5,393

6,144

7,593

5,289

5,042

6,057

5,537

5,470

5,072

6,015

5,809

4,993

5,518

Total liabilities

1,060,693

1,050,085

1,011,210

998,479

980,962

979,098

982,956

985,152

965,056

945,068

827,633

830,403

831,782

832,932

831,044

804,626

788,798

783,696

773,841

759,995

759,271

737,835

758,354

715,695

729,108

580,638

583,055

580,357

571,085

548,742

552,061

548,718

552,194

545,991

560,184

561,253

557,226

Commitments and Contingencies (Note 15)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

0

-

-

0

0

-

0

0

-

-

-

-

SHAREHOLDERS' EQUITY
Preferred stock, par value $1.00 per share; 10,000,000 shares authorized; 0 issued and outstanding

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

750

11,191

11,164

11,137

11,111

11,086

11,035

Common stock, par value $1.00 per share; 20,000,000 shares authorized; issued and outstanding 7,462,247 at March 31, 2020 7,440,026 at December 31, 2019

7,462

7,440

7,409

7,511

7,665

7,639

7,630

7,605

7,600

7,588

6,706

6,702

6,697

6,708

6,703

6,699

6,693

6,690

6,685

6,679

6,684

6,664

6,660

6,656

6,652

5,303

5,296

5,293

5,290

5,227

5,224

3,346

3,311

3,308

3,304

3,277

3,270

Common stock warrants issued

-

-

13

15

17

31

34

46

46

46

46

46

46

46

46

46

46

46

46

46

46

48

48

48

48

48

50

50

50

50

560

560

560

560

509

509

509

Nonvested restricted stock

465

151

195

241

286

149

205

262

318

109

158

207

256

220

313

405

490

297

426

555

694

673

819

966

1,112

444

518

593

668

152

197

242

-

-

39

-

-

Additional paid in capital

90,916

90,488

90,292

92,242

95,150

95,048

94,967

94,867

94,773

94,516

75,960

75,868

75,786

75,991

75,921

75,863

75,786

75,761

75,690

75,641

75,687

75,504

75,467

75,427

75,388

62,214

62,179

62,151

62,130

61,615

61,381

49,443

49,184

49,165

49,146

48,997

48,956

Retained earnings (deficit)

20,830

19,927

18,024

15,957

13,917

12,262

10,336

8,263

6,018

4,066

4,088

2,796

1,732

573

-688

-1,835

-3,051

-3,992

-5,131

-6,352

-7,339

-8,286

-9,402

-10,563

-11,374

-11,923

-12,460

-13,193

-14,136

-14,915

-15,729

-16,477

-17,104

-17,603

-18,374

-19,033

-19,732

Accumulated other comprehensive income (loss)

5,871

2,490

3,237

2,005

-29

-2,334

-4,576

-3,522

-2,636

-444

-47

-146

-874

-1,237

2,539

3,843

2,627

830

1,624

952

2,164

1,271

609

390

-837

-2,527

-1,678

-880

2,104

2,358

2,289

1,475

2,192

1,329

1,043

-910

-2,241

Total shareholders' equity

124,614

120,194

118,780

117,489

116,434

112,497

108,186

106,997

105,483

105,663

86,595

85,059

83,131

81,861

84,208

84,211

81,611

79,038

78,488

76,411

76,548

74,528

72,563

70,992

68,765

52,671

52,869

52,828

54,770

54,183

54,278

49,296

49,307

47,896

46,700

-

41,797

Total shareholders' equity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

43,926

-

Total liabilities and shareholders' equity

1,185,307

1,170,279

1,129,990

1,115,968

1,097,396

1,091,595

1,091,142

1,092,149

1,070,539

1,050,731

914,228

915,462

914,913

914,793

915,252

888,837

870,409

862,734

852,329

836,406

835,819

812,363

830,917

786,687

797,873

633,309

635,924

633,185

625,855

602,925

606,339

598,014

601,501

593,887

606,884

605,179

599,023