First commonwealth financial corp /pa/ (FCF)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10Sep'10Jun'10Dec'09
Assets
Cash and due from banks

118

102

112

95

100

95

93

101

65

98

98

103

75

91

76

68

62

66

69

64

62

72

78

92

82

74

88

77

53

98

85

82

74

74

84

78

69

94

86

89

Interest-bearing bank deposits

15

19

16

1

23

3

3

2

9

8

29

12

47

24

5

30

11

2

3

3

3

2

5

5

9

3

5

4

1

4

3

3

6

3

5

52

0

40

1

0

Securities available for sale, at fair value

972

902

812

865

893

909

889

851

812

731

778

786

832

778

813

855

890

886

1,050

1,089

1,269

1,309

1,332

1,347

1,351

1,318

1,291

1,306

1,297

1,171

1,130

1,159

1,206

1,142

1,035

1,009

967

927

996

1,133

Securities held to maturity, at amortized cost (Fair value of $327,592 and $338,718 at March 31, 2020 and December 31,2019, respectively)

318

337

357

373

384

393

389

403

410

422

436

450

386

372

389

405

396

384

154

131

30

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

36

Other investments

19

16

11

29

25

32

25

25

24

29

32

34

38

36

54

58

60

62

53

53

47

44

50

44

34

35

33

33

28

28

32

35

37

39

41

44

48

51

51

51

Loans held for sale

25

15

20

16

9

11

8

7

9

14

17

9

9

7

7

11

5

5

4

9

5

2

1

-

-

0

-

-

-

-

0

0

8

13

-

0

0

-

-

-

Loans:
Portfolio loans

6,313

6,189

6,099

6,003

5,871

5,774

5,662

5,640

5,381

5,407

5,375

5,374

4,907

4,879

4,860

4,843

4,798

4,683

4,575

4,490

4,437

4,457

4,411

4,334

4,252

4,283

4,240

4,229

4,218

4,204

4,214

4,159

4,128

4,043

3,973

3,992

4,218

4,299

4,434

4,636

Allowance for credit losses

79

51

50

51

49

47

50

51

53

48

48

48

48

50

54

59

55

50

48

45

46

52

50

50

54

54

54

57

62

67

64

61

60

61

72

75

71

85

88

81

Net loans

6,234

6,137

6,049

5,951

5,821

5,726

5,612

5,588

5,327

5,359

5,327

5,326

4,859

4,829

4,805

4,783

4,743

4,632

4,527

4,445

4,390

4,405

4,360

4,283

4,197

4,229

4,185

4,172

4,156

4,137

4,150

4,097

4,067

3,982

3,901

3,916

4,146

4,213

4,346

4,554

Premises and equipment, net

136

137

138

131

129

80

80

81

80

81

81

79

66

67

63

63

63

63

62

63

64

64

66

66

66

67

67

67

69

68

67

66

67

66

67

66

66

68

69

70

Other real estate owned

2

2

1

1

3

3

3

3

2

2

5

5

6

6

7

8

8

9

10

6

7

7

7

7

10

11

9

15

10

11

16

19

21

30

33

36

24

24

21

24

Goodwill

303

303

303

274

274

274

274

274

255

255

255

255

186

186

164

164

164

164

161

161

161

161

159

159

159

159

159

159

159

159

159

159

159

159

159

159

159

159

159

159

Amortizing intangibles, net

15

16

16

12

12

13

13

14

14

15

15

16

11

12

0

0

1

1

1

1

1

1

0

0

1

1

1

1

2

2

2

3

3

3

4

4

5

5

6

7

Bank owned life insurance

222

220

219

218

217

215

214

212

211

212

210

210

188

187

186

184

183

182

181

180

178

177

176

175

174

174

173

172

172

170

-

-

-

167

-

-

-

-

-

-

Other assets

129

97

91

99

76

68

79

81

95

77

95

91

99

84

91

113

107

103

103

106

109

110

115

117

123

138

136

140

147

141

315

318

314

156

325

321

322

325

318

317

Total assets

8,515

8,308

8,152

8,070

7,972

7,828

7,686

7,648

7,320

7,308

7,384

7,383

6,808

6,684

6,666

6,749

6,699

6,566

6,384

6,316

6,331

6,360

6,356

6,300

6,209

6,214

6,150

6,153

6,099

5,995

5,963

5,946

5,968

5,841

5,658

5,691

5,812

5,911

6,058

6,446

Liabilities
Deposits (all domestic):
Noninterest-bearing

1,751

1,690

1,657

1,528

1,510

1,466

1,451

1,489

1,443

1,416

1,416

1,404

1,270

1,268

1,241

1,136

1,155

1,116

1,077

1,068

1,039

989

995

1,008

966

912

908

900

883

883

858

823

818

780

769

730

706

730

651

641

Interest-bearing

5,171

4,987

5,020

4,627

4,620

4,431

4,443

4,424

4,259

4,163

4,138

4,129

3,699

3,678

3,217

3,257

3,145

3,079

3,084

3,141

3,253

3,326

3,377

3,452

3,680

3,691

3,709

3,832

3,828

3,674

3,636

3,638

3,814

3,724

3,715

3,806

3,910

3,996

4,087

3,894

Total deposits

6,923

6,677

6,677

6,155

6,130

5,897

5,895

5,913

5,703

5,580

5,555

5,533

4,969

4,947

4,458

4,394

4,301

4,195

4,161

4,210

4,293

4,315

4,372

4,460

4,647

4,603

4,617

4,733

4,711

4,557

4,494

4,461

4,633

4,504

4,484

4,536

4,617

4,727

4,738

4,535

Short-term borrowings

146

201

83

555

565

721

587

545

588

707

805

846

961

867

1,330

1,464

1,518

1,510

1,329

1,231

1,125

1,105

1,034

845

572

626

551

441

308

356

461

474

309

312

173

161

187

162

355

958

Subordinated debentures

170

170

170

170

170

170

170

170

72

72

72

72

72

72

72

72

72

72

72

72

72

72

72

72

72

72

72

72

105

105

105

105

105

105

105

105

105

105

105

105

Other long-term debt

56

56

57

57

7

7

7

7

8

8

8

8

8

8

8

9

9

9

39

39

64

89

116

136

144

144

144

144

174

174

74

75

101

101

72

73

98

119

155

168

Capital Lease Obligations

6

6

6

7

7

7

7

7

7

7

7

7

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total long-term debt

233

234

234

234

184

185

185

185

87

87

88

88

80

80

81

81

81

81

111

111

136

161

188

208

216

216

216

216

280

280

180

181

206

207

178

179

204

225

261

274

Other liabilities

153

139

116

103

93

47

45

43

42

44

41

36

35

37

44

67

64

59

59

52

63

61

50

60

55

56

53

50

51

55

53

56

51

57

51

52

52

54

48

38

Total liabilities

7,457

7,253

7,112

7,049

6,974

6,852

6,713

6,687

6,421

6,420

6,490

6,503

6,047

5,934

5,914

6,008

5,965

5,847

5,661

5,605

5,618

5,644

5,646

5,575

5,492

5,503

5,439

5,442

5,351

5,249

5,189

5,174

5,201

5,082

4,889

4,929

5,063

5,169

5,403

5,807

Shareholders’ Equity
Preferred stock, $1 par value per share, 3,000,000 shares authorized, none issued

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Common stock, $1 par value per share, 200,000,000 shares authorized; 113,914,902 shares issued at March 31, 2020 and December 31, 2019, and 98,015,396 and 98,311,840 shares outstanding at March 31, 2020 and December 31, 2019, respectively

113

113

113

113

113

113

113

113

113

113

113

113

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

105

86

86

Additional paid-in capital

494

493

493

493

493

492

492

492

471

470

470

470

367

366

366

366

366

365

365

365

365

365

365

365

365

365

365

365

365

365

365

365

365

365

366

366

366

366

303

301

Retained earnings

571

577

560

543

526

511

493

477

454

437

441

427

421

412

401

390

384

378

374

368

360

353

351

345

340

334

331

321

321

315

312

307

301

294

302

297

291

280

271

278

Accumulated other comprehensive income, net

17

5

6

3

-4

-11

-20

-16

-13

-7

-3

-4

-6

-7

6

7

5

-2

4

-0

2

-4

-9

-6

-12

-20

-19

-16

-0

1

4

2

3

2

3

2

-2

1

5

-6

Other Comprehensive Income (Loss), Net of Tax

-

-

-

-

-

-

-

-

-

-6

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Treasury stock (15,899,506 and 15,603,062 shares at March 31, 2020 and December 31, 2019, respectively)

138

134

135

133

131

130

105

106

127

127

126

127

127

127

127

128

127

127

127

128

122

103

103

86

82

73

71

64

44

41

13

8

7

7

7

7

7

7

8

16

Unearned ESOP shares

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

1

1

2

2

3

4

4

5

Total shareholders’ equity

1,057

1,055

1,039

1,021

998

975

972

960

899

888

894

879

760

749

751

741

733

719

722

711

712

716

709

724

716

711

711

710

747

746

773

772

767

758

768

762

749

741

654

638

Total liabilities and shareholders’ equity

8,515

8,308

8,152

8,070

7,972

7,828

7,686

7,648

7,320

7,308

7,384

7,383

6,808

6,684

6,666

6,749

6,699

6,566

6,384

6,316

6,331

6,360

6,356

6,300

6,209

6,214

6,150

6,153

6,099

5,995

5,963

5,946

5,968

5,841

5,658

5,691

5,812

5,911

6,058

6,446