Fidelity d & d bancorp inc (FDBC)
Income statement / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
Interest income:
Loans and leases: Taxable

32,364

29,155

26,035

23,609

22,710

21,799

21,344

21,237

22,420

23,997

-25

Loans and leases: Nontaxable

1,077

958

860

753

654

538

474

462

486

612

-0

Interest-bearing deposits with financial institutions

47

104

48

67

26

26

22

65

101

65

0

Restricted regulatory securities

417

194

135

54

123

-

-

-

-

-

-

Investment securities:
U.S. government agency and corporations

3,633

3,314

2,515

1,709

1,180

1,088

732

944

1,328

-

-

U.S. government agency and corporations

-

-

-

-

-

-

-

-

-

1,642

2

States and political subdivisions (nontaxable)

1,731

1,594

1,449

1,282

1,301

1,280

1,197

1,212

1,203

1,039

1

Other securities

-

11

22

21

20

112

83

73

64

211

0

Federal funds sold

-

-

-

-

-

1

1

1

1

14

0

Total interest income

39,269

35,330

31,064

27,495

26,014

24,844

23,853

23,994

25,603

27,580

29

Interest expense:
Deposits

6,176

3,811

2,750

2,309

2,236

2,036

2,081

2,439

3,672

5,078

7

Securities sold under repurchase agreements

-

16

21

20

18

21

22

32

52

89

0

Other short-term borrowings and other

878

667

205

29

20

8

12

1

1

2

0

FHLB advances

500

379

247

-

255

852

853

882

1,036

1,658

2

Total interest expense

7,554

4,873

3,223

2,358

2,529

2,917

2,968

3,354

4,761

6,827

10

Net interest income

31,715

30,457

27,841

25,137

23,485

21,927

20,885

20,640

20,842

20,753

19

Provision for loan losses

1,085

1,450

1,450

1,025

1,075

1,060

2,550

3,250

1,800

2,085

5

Net interest income after provision for loan losses

30,630

29,007

26,391

24,112

22,410

20,867

18,335

17,390

19,042

18,668

14

Other income:
Service charges on deposit accounts

-

-

-

-

1,756

1,837

1,863

1,787

1,777

1,886

1

Interchange fees

-

-

-

-

1,375

1,324

1,222

1,090

972

-

-

Interchange fees

-

-

-

-

-

-

-

-

-

815

0

Fees from trust fiduciary activities

-

-

-

-

739

674

630

611

420

348

0

Fees from financial services

-

-

-

-

504

545

558

519

556

-

-

Fees from financial services

-

-

-

-

-

-

-

-

-

343

0

Service charges on loans

-

-

-

-

809

750

899

1,022

721

710

0

Fees and other revenue

-

-

-

-

764

682

472

357

325

309

0

Earnings on bank-owned life insurance

647

598

581

353

342

339

337

325

315

308

0

Gain (loss) on write-down, sale or disposal of:
Loans

856

645

878

1,009

1,191

645

1,402

1,766

799

798

1

Available-for-sale debt securities

14

10

-147

9

80

-

-

-

-

-

-

Equity securities

-

44

-

-

-

-

-

-

-

-

-

Investment securities

-

-

-

-

-

599

3,168

328

63

2

-

Premises and equipment

-13

-18

-164

-5

-27

-41

-10

-17

-2

-

-

Investment securities

-

-

-

-

-

-

-

-

-

-

0

Premises and equipment

-

-

-

-

-

-

-

-

-

-24

-0

Foreclosed assets held-for-sale

-

-

-

-

-

-

-

-

-

58

-

Foreclosed assets held-for-sale

-

-

-

-

-

-

-

-

-

-

0

Write-down of foreclosed assets held-for-sale

-

-

-

-

-

-

-

-

-

129

0

Other-than-temporary impairment on investment securities

-

-

-

-

-

-

-

259

519

15,375

8

Non-credit-related losses on investment securities not expected to be sold (recognized in other comprehensive income)

-

-

-

-

-

-

-

-123

-273

-3,539

-4

Net impairment losses on investment securities

-

-

-

-

-

-

-

136

246

11,836

3

Total other income

10,193

9,200

8,367

8,005

7,533

7,354

10,541

7,652

5,700

-6,412

2

Other expenses:
Salaries and employee benefits

14,761

13,678

13,072

11,594

10,476

9,877

9,363

9,104

8,786

9,001

9

Premises and equipment

4,124

3,775

3,838

3,543

3,590

3,501

3,352

3,448

3,633

3,427

3

Data processing and communication

1,765

1,470

1,233

981

582

402

378

-

-

-

-

Advertising and marketing

1,610

1,656

1,859

1,223

1,482

1,279

1,223

1,179

1,003

1,124

0

Professional services

1,362

1,606

1,863

1,561

1,631

1,368

1,303

1,305

1,289

1,168

1

Merger-related expenses

440

-

-

-

-

-

-

-

-

-

-

Automated transaction processing

877

784

735

607

615

627

590

404

338

-

-

Other real estate owned

-

-

-

-

-

344

603

313

115

147

-

Loan collection and other real estate owned

-

-

-

-

-

-

-

-

-

-

0

Office supplies and postage

413

399

460

472

434

461

461

429

426

433

0

PA shares tax

303

242

262

320

148

212

-

-

-

-

-

Loan collection

264

132

224

194

160

224

514

609

610

498

-

Other real estate owned

121

177

200

207

205

-

-

-

-

-

-

FDIC assessment

133

267

267

351

397

358

464

505

617

859

1

FHLB prepayment fee

-

-

-

-

570

457

-

236

-

-

-

Other

748

886

823

602

732

593

868

1,049

1,235

1,360

1

Total other expenses

26,921

25,072

24,836

21,655

21,022

19,703

19,119

18,581

18,052

18,017

19

Income before income taxes

13,902

13,135

9,922

10,462

8,921

8,518

9,757

6,461

6,690

-5,761

-3

Provision for income taxes

2,326

2,129

1,206

2,769

1,818

2,166

2,635

1,559

1,645

-2,557

-1

Net income

11,576

11,006

8,716

7,693

7,103

6,352

7,122

4,902

5,045

-3,204

-1

Per share data:
Net income - basic

3.06

2.93

2.35

2.09

1.94

2.63

3.03

2.14

2.28

-1.50

-0.67

Net income - diluted

3.03

2.90

2.33

2.09

1.94

2.62

3.02

2.14

2.28

-1.50

-0.67

Dividends

1.06

0.98

0.88

0.83

0.77

1.10

1.10

1.00

1.00

1.00

1.00

Deposit Accounts [Member]
Other income: revenues from contracts with customers

2,286

2,244

2,227

-

-

-

-

-

-

-

-

Interchange [Member]
Other income: revenues from contracts with customers

2,208

2,051

1,756

-

-

-

-

-

-

-

-

Loans [Member]
Other income: revenues from contracts with customers

1,054

579

728

-

-

-

-

-

-

-

-

Other income: revenues from contracts with customers

-

-

-

859

-

-

-

-

-

-

-

Trust Fiduciary [Member]
Other income: revenues from contracts with customers

1,350

1,319

1,040

-

-

-

-

-

-

-

-

Investment Advisory, Management and Administrative Service [Member]
Other income: revenues from contracts with customers

946

759

596

-

-

-

-

-

-

-

-

Financial Service, Other [Member]
Other income: revenues from contracts with customers

845

969

872

-

-

-

-

-

-

-

-

Other income: revenues from contracts with customers

-

-

-

783

-

-

-

-

-

-

-

Deposit Account [Member]
Other income: revenues from contracts with customers

-

-

-

2,139

-

-

-

-

-

-

-

Credit and Debit Card [Member]
Other income: revenues from contracts with customers

-

-

-

1,551

-

-

-

-

-

-

-

Fiduciary and Trust [Member]
Other income: revenues from contracts with customers

-

-

-

721

-

-

-

-

-

-

-

Asset Management [Member]
Other income: revenues from contracts with customers

-

-

-

586

-

-

-

-

-

-

-