FIRST FINANCIAL BANCORP /OH/ FFBC Balance Sheet

First financial bancorp /oh/ (FFBC)

Balance Sheet / Yearly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10
Loans and Leases Receivable, Net of Deferred Income
9,307	9,201	9,063	8,980	8,809	8,824	8,847	8,884	6,102	6,013	5,977	5,873	5,754	5,757	5,789	5,701	5,504	5,388	5,216	4,852	4,763	4,777	4,449	3,662	3,614	3,963	3,430	3,382	3,248	3,179	3,066	3,012	2,963	2,968	2,937	2,789	2,781	2,816
ASSETS
Cash and due from banks
261	200	242	169	169	236	193	216	116	150	117	117	117	121	117	106	102	114	112	116	111	110	121	123	161	117	177	114	106	134	154	126	125	149	108	104	96	105
Interest-bearing deposits with other banks
71	56	39	101	50	37	28	37	10	33	34	29	39	82	16	18	15	33	24	41	25	22	22	39	9	25	10	2	1	24	21	9	24	375	369	147	387	176
Debt Securities, Available-for-sale
2,908	2,852	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Available-for-sale Securities
-	-	2,850	3,152	3,113	2,779	2,626	2,654	1,359	1,349	1,286	1,298	1,220	1,039	1,120	1,114	1,164	1,190	1,069	955	892	840	929	897	862	913	854	884	952	1,032	689	724	736	1,441	1,120	1,134	1,024	919
Debt Securities, Held-to-maturity
136	142	148	154	158	429	434	443	633	654	669	696	730	763	628	670	702	726	756	791	839	867	900	899	890	837	669	670	716	770	822	873	917	2	2	3	16	17
Other investments
143	125	124	127	115	115	115	95	53	53	53	53	50	51	51	51	53	53	53	53	53	52	49	47	47	47	75	75	75	71	71	71	71	71	71	71	78	78
Loans held for sale
27	13	23	20	8	4	13	15	8	11	16	11	7	13	17	10	15	20	26	21	14	11	16	13	6	8	10	18	28	16	23	20	21	24	14	8	6	29
Loans
Loans and Leases Receivable, Allowance
143	57	56	61	56	56	57	54	54	54	54	54	56	57	57	56	53	53	53	52	53	52	42	42	43	62	45	47	48	47	49	50	49	52	54	53	53	57
Net loans and leases
9,163	9,144	9,007	8,919	8,752	8,767	8,789	8,830	6,047	5,959	5,922	5,818	5,697	5,699	5,731	5,644	5,450	5,335	5,162	4,799	4,710	4,724	4,407	3,620	3,571	3,900	3,385	3,924	3,842	3,834	3,793	3,817	3,854	3,926	3,986	3,927	4,031	4,223
Net loans - excluding covered loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,335	3,200	3,131	3,016	2,961	2,914	2,915	2,883	2,735	2,727	2,758
Covered loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	332	365	409	-	518	622	687	748	825	903	986	1,053	1,151	1,242	1,336	1,481
Less: Allowance for loan and lease losses - covered
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11	12	10	-	23	32	45	45	48	48	46	42	48	51	31	16
Net loans - covered
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	320	353	398	-	495	589	642	702	776	855	940	1,010	1,102	1,191	1,304	1,465
Net loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4,728	3,973	3,970	-	3,880	-	-	-	-	-	-	-	-	-	-	-
Premises and equipment
212	214	213	211	210	215	219	223	127	125	126	128	131	131	132	133	138	136	139	139	140	141	141	133	135	137	139	142	146	146	146	142	141	138	120	114	115	118
Goodwill and other intangibles
-	-	-	-	-	-	934	934	209	-	209	210	210	210	210	211	211	211	211	-	-	145	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Goodwill
937	937	937	879	879	880	-	-	-	204	-	-	-	-	-	-	-	-	-	137	137	-	137	95	95	95	95	95	95	95	95	95	95	95	68	51	51	51
Other Finite-Lived Intangible Assets, Gross
73	76	79	36	38	40	-	-	-	3	-	-	-	-	-	-	-	-	-	7	7	-	8	5	5	5	6	6	7	7	8	9	10	10	8	4	5	5
FDIC indemnification asset
-	-	-	-	-	-	-	-	-	-	-	-	10	-	13	14	16	17	18	20	20	22	24	30	39	45	78	88	112	119	130	146	156	173	177	193	207	222
Accrued interest and other assets
1,120	747	812	664	577	479	486	466	333	352	323	344	324	324	328	334	323	323	306	298	292	278	272	287	275	283	255	250	265	244	278	245	262	262	290	281	290	300
Total assets
15,057	14,511	14,480	14,437	14,074	13,986	13,842	13,920	8,898	8,896	8,761	8,710	8,531	8,437	8,368	8,310	8,193	8,147	7,880	7,383	7,245	7,217	7,353	6,545	6,499	6,417	6,253	6,274	6,349	6,497	6,235	6,282	6,416	6,671	6,337	6,041	6,314	6,250
LIABILITIES
Deposits
Interest-bearing
2,498	2,364	2,316	2,332	2,235	2,307	2,284	2,440	1,442	1,453	1,518	1,496	1,494	1,513	1,494	1,436	1,430	1,414	1,330	1,175	1,214	1,225	1,214	1,105	1,102	1,125	1,068	1,131	1,113	1,160	1,112	1,154	1,289	1,317	1,288	1,021	1,136	1,111
Savings
2,978	2,960	2,924	2,953	3,100	3,167	3,134	3,087	2,450	2,462	2,434	2,398	2,284	2,142	2,005	1,974	1,922	1,945	1,979	1,947	1,922	1,889	1,827	1,656	1,639	1,612	1,593	1,601	1,620	1,623	1,568	1,543	1,613	1,724	1,537	1,643	1,628	1,534
Time
2,435	2,240	2,308	2,321	2,309	2,173	1,957	2,104	1,545	1,317	1,188	1,097	1,202	1,321	1,346	1,279	1,414	1,406	1,440	1,262	1,277	1,255	1,247	973	956	952	926	978	1,030	1,068	1,199	1,331	1,491	1,654	1,658	1,581	1,702	1,794
Total interest-bearing deposits
7,912	7,566	7,549	7,607	7,645	7,647	7,376	7,631	5,437	5,232	5,140	4,992	4,982	4,977	4,846	4,690	4,768	4,766	4,750	4,385	4,414	4,370	4,289	3,734	3,697	3,690	3,587	3,711	3,764	3,853	3,880	4,030	4,393	4,696	4,484	4,246	4,467	4,440
Noninterest-bearing
2,723	2,643	2,534	2,501	2,488	2,492	2,375	2,471	1,572	1,662	1,585	1,476	1,547	1,547	1,492	1,429	1,408	1,413	1,330	1,330	1,299	1,285	1,243	1,140	1,122	1,147	1,141	1,059	1,056	1,102	1,063	1,071	1,007	946	814	728	749	705
Total deposits
10,635	10,210	10,083	10,109	10,133	10,140	9,752	10,103	7,010	6,895	6,726	6,468	6,529	6,525	6,338	6,119	6,176	6,179	6,081	5,715	5,714	5,655	5,533	4,875	4,820	4,837	4,729	4,770	4,821	4,955	4,944	5,101	5,400	5,642	5,299	4,974	5,217	5,146
Federal funds purchased and securities sold under agreements to repurchase
215	165	85	260	95	183	123	88	56	72	45	130	52	120	77	80	75	89	62	68	68	103	113	128	112	94	105	114	130	122	88	73	78	99	95	105	87	59
FHLB short-term borrowings
1,200	1,151	1,100	1,100	952	857	1,170	1,100	601	742	818	957	806	687	848	1,035	894	849	701	641	523	558	806	686	722	654	518	505	502	502	283	176	-	0	-	-	-	-
Total short-term borrowings
1,397	1,316	1,214	1,313	1,047	1,040	1,294	1,188	658	814	863	1,088	859	807	926	1,115	969	938	763	710	591	661	919	814	835	748	623	619	633	624	371	249	-	99	-	-	-	-
Long-term Debt
325	414	498	547	546	570	570	469	169	119	119	119	119	119	119	119	119	119	119	47	47	48	52	59	60	60	61	73	74	75	75	75	75	76	76	102	102	128
Total borrowed funds
1,723	1,730	1,712	1,860	1,593	1,611	1,864	1,657	828	934	983	1,208	978	927	1,045	1,234	1,089	1,057	883	757	639	709	971	874	895	809	684	693	707	699	446	325	154	175	172	207	211	209
Other long-term debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	20	20
Accrued interest and other liabilities
519	323	422	280	216	156	190	145	119	136	137	135	142	119	122	109	100	100	103	108	96	68	74	90	92	88	147	114	118	131	127	139	146	140	139	137	177	197
Total liabilities
12,878	12,263	12,219	12,249	11,943	11,908	11,807	11,907	7,958	7,966	7,846	7,811	7,651	7,572	7,507	7,463	7,366	7,338	7,067	6,580	6,450	6,433	6,579	5,839	5,807	5,735	5,561	5,579	5,647	5,786	5,519	5,565	5,701	5,959	5,610	5,319	5,606	5,552
SHAREHOLDERS' EQUITY
Common stock - no par value Authorized - 160,000,000 shares Issued - 104,281,794 shares in 2018 and 68,730,731 shares in 2017
1,633	1,640	1,639	1,623	1,622	1,633	1,633	1,632	571	573	571	569	567	570	569	567	567	571	570	571	570	574	574	574	573	577	577	576	575	579	578	576	575	579	578	577	576	580
Retained earnings
660	711	685	657	626	600	564	533	515	491	477	463	451	437	423	410	398	388	378	369	360	352	344	337	330	324	328	329	327	330	330	331	330	331	329	329	320	310
Accumulated Other Comprehensive Income (Loss), Net of Tax
11	13	15	5	-19	-44	-52	-43	-34	-20	-20	-22	-26	-28	-17	-17	-23	-30	-17	-20	-17	-21	-20	-21	-27	-31	-29	-25	-21	-18	-18	-18	-18	-21	-3	-7	-12	-12
Treasury stock, at cost, 6,312,836 shares in 2020 and 5,790,796 shares in 2019
127	117	78	98	98	110	109	109	112	113	114	112	112	113	114	114	115	119	118	117	118	122	123	184	184	187	185	185	180	180	173	173	172	177	177	177	177	180
Total shareholders' equity
2,179	2,247	2,261	2,188	2,130	2,078	2,035	2,012	939	930	914	898	880	865	861	846	826	809	813	802	795	784	773	705	691	682	692	695	701	710	715	716	714	712	727	721	707	697
Total liabilities and shareholders' equity
15,057	14,511	14,480	14,437	14,074	13,986	13,842	13,920	8,898	8,896	8,761	8,710	8,531	8,437	8,368	8,310	8,193	8,147	7,880	7,383	7,245	7,217	7,353	6,545	6,499	6,417	6,253	6,274	6,349	6,497	6,235	6,282	6,416	6,671	6,337	6,041	6,314	6,250
Commercial real estate
Loans and Leases Receivable, Net of Deferred Income
4,278	4,194	4,015	3,903	3,802	3,754	3,868	3,888	2,544	2,490	2,523	2,471	2,398	2,427	2,468	2,363	2,261	2,258	2,169	2,171	2,120	2,140	1,952	1,491	1,513	1,765	1,493	1,477	1,433	1,417	1,338	1,321	1,262	1,233	1,202	1,144	1,131	1,139
Loans and Leases Receivable, Allowance
53	23	21	20	-	21	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Construction real estate
Loans and Leases Receivable, Net of Deferred Income
500	493	515	497	458	548	565	555	494	467	420	443	446	399	380	374	341	311	276	229	227	197	193	113	87	89	90	97	87	73	91	86	104	114	136	142	145	163
Loans and Leases Receivable, Allowance
13	2	2	2	-	3	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income
2,477	2,465	2,470	2,547	2,543	2,514	2,426	2,440	1,943	1,912	1,886	1,824	1,779	1,781	1,782	1,794	1,744	1,663	1,637	1,315	1,298	1,315	1,304	1,143	1,118	1,077	960	940	892	861	834	823	831	856	822	798	794	800
Lease financing
Loans and Leases Receivable, Net of Deferred Income
82	88	92	90	95	93	95	96	81	89	86	88	88	93	96	100	101	93	82	84	81	77	73	81	79	80	76	70	53	50	41	30	21	17	12	9	7	2
Loans and Leases Receivable, Allowance
1	0	1	1	-	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Residential real estate
Loans and Leases Receivable, Net of Deferred Income
1,061	1,055	1,055	1,015	975	955	932	918	468	471	477	490	486	500	507	512	508	512	506	506	496	501	426	372	360	433	352	343	330	318	299	292	288	287	300	256	268	269
Loans and Leases Receivable, Allowance
11	5	5	5	-	4	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Home equity
Loans and Leases Receivable, Net of Deferred Income
781	771	776	787	797	817	816	835	483	493	494	464	458	460	463	467	466	466	463	463	456	458	416	380	374	426	373	370	365	367	368	365	359	358	362	344	339	341
Loans and Leases Receivable, Allowance
14	4	5	-	-	5	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income
80	82	88	89	90	93	97	100	39	41	43	47	52	50	47	46	41	41	39	43	43	47	47	43	44	52	49	50	53	56	59	61	63	67	70	63	66	69
Loans and Leases Receivable, Allowance
1	0	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Credit card
Loans and Leases Receivable, Net of Deferred Income
45	49	49	48	46	46	45	48	46	46	44	44	43	43	43	40	39	41	39	39	37	38	35	35	34	37	34	33	32	34	31	31	31	31	30	28	28	29
Loans and Leases Receivable, Allowance
2	1	1	1	-	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-