FIRST FINANCIAL BANCORP /OH/ FFBC Cash Flow

First financial bancorp /oh/ (FFBC)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10
Operating activities
Net income
180,864	198,075	204,412	204,213	187,928	172,595	142,392	116,561	102,879	96,787	95,270	93,294	93,126	88,526	85,052	80,875	77,256	75,063	73,842	70,513	67,517	65,000	50,186	49,753	49,629	48,349	60,829	62,160	64,133	67,303	68,979	68,355	66,526	66,739	63,098	63,059	64,860	59,251	0	0	0
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses
41,963	30,598	31,279	29,289	26,366	14,586	9,071	8,786	5,518	3,582	6,548	5,282	8,852	10,140	9,243	10,203	9,236	9,641	9,829	8,075	4,621	1,528	-4,530	1,283	-4,207	8,909	22,080	25,609	45,894	50,020	52,929	57,597	72,837	83,291	94,955	107,064	111,993	96,708	0	0	0
Depreciation and amortization
30,113	28,138	26,981	26,994	27,584	24,171	20,467	16,499	12,461	12,645	12,788	12,912	13,010	13,037	13,322	13,357	13,345	13,266	13,017	12,943	12,815	12,785	12,678	12,870	13,573	14,270	15,078	15,794	16,107	15,833	15,060	13,841	12,715	11,951	11,551	11,217	11,147	10,978	0	0	0
Stock-based compensation expense
6,541	8,000	7,682	7,516	7,242	6,200	6,354	5,880	5,867	5,400	5,529	5,970	5,880	5,400	4,945	4,401	4,198	4,049	4,084	4,097	4,018	3,970	3,646	3,583	3,526	3,803	4,148	4,381	4,521	4,186	4,155	4,072	3,979	3,935	3,796	3,567	3,076	3,084	0	0	0
Pension Cost (Reversal of Cost)
1,025	1,000	1,160	1,238	1,431	900	877	219	-437	-600	-1,481	-1,387	-1,294	-1,200	-817	-892	-967	-1,042	-1,184	-1,232	-1,184	-1,137	-666	806	5,228	5,496	5,220	3,989	-323	-481	-729	-934	-1,142	-1,349	-509	361	1,186	2,011	0	0	0
Net amortization (accretion) on investment securities
-12,762	-11,430	-11,300	-11,280	-10,694	-10,846	-11,091	-10,978	-11,423	-10,798	-10,179	-9,469	-8,741	-8,476	-8,238	-8,084	-8,069	-7,899	-7,730	-7,698	-7,390	-7,379	-7,284	-7,733	-11,030	-13,088	-15,037	-16,125	-13,719	-12,171	-10,635	-8,416	-6,632	-5,224	-3,319	-2,174	-1,536	-998	0	0	0
Net (gain) loss on sales of investment securities
-287	-406	-74	-346	-339	-161	-178	265	1,133	1,649	1,630	1,752	726	234	236	247	1,529	1,505	1,523	1,114	20	70	50	50	238	1,724	2,735	5,352	5,164	3,628	0	0	0	-	-	-	-	-	-	-	-
Loss on trading securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-30	0	0	0
Originations of loans held for sale
460,463	390,578	313,900	242,724	176,615	157,771	147,551	136,294	148,094	157,796	182,963	207,632	221,676	232,526	222,174	214,114	230,239	246,845	249,437	226,583	186,621	145,377	119,004	111,038	122,652	152,324	176,841	213,373	222,766	223,075	235,643	201,083	172,412	157,825	168,517	178,413	187,313	166,333	0	0	0
Gain (Loss) on Sales of Loans, Net
15,792	14,851	11,556	8,489	7,373	6,071	5,814	5,530	4,541	5,169	5,709	6,320	6,839	6,804	6,418	6,110	6,188	6,471	6,717	6,619	5,432	4,364	3,397	2,488	2,840	3,150	3,725	4,293	4,336	4,570	4,563	4,487	4,209	4,258	4,327	5,833	5,452	4,632	0	0	0
Proceeds from sales of loans held for sale
457,136	396,121	314,713	245,815	182,105	167,374	152,789	134,533	149,209	163,300	188,981	211,996	236,081	246,829	235,928	229,588	234,594	242,029	246,190	224,369	182,607	144,803	112,851	113,992	141,997	158,853	189,322	217,060	215,981	232,523	228,305	191,340	161,791	166,541	177,660	185,311	187,138	146,029	0	0	0
Deferred income taxes
2,940	12,590	19,242	31,786	20,628	6,267	-8,814	-20,579	-6,299	-4,488	4,052	3,592	421	346	1,509	459	1,879	4,192	686	-13,684	-20,092	-22,405	-39,844	-25,121	-23,214	-25,328	-9,088	-15,869	-14,946	-14,085	-11,577	-10,490	-16,030	-14,463	-42,571	-14,644	-23,847	-11,460	0	0	0
Amortization of operating leases
7,518	7,324	5,494	3,648	1,826	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Lease, Payments
6,800	7,335	5,652	3,759	1,823	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Decrease (increase) cash surrender value of life insurance
2,412	3,748	3,987	7,926	7,774	5,454	7,713	3,278	2,558	3,792	407	4,281	141	186	4,407	445	5,392	5,379	961	4,345	4,317	4,255	5,014	4,719	4,182	4,187	4,204	950	1,499	-1,422	52	-605	-1,995	805	-764	2,368	3,771	3,819	0	0	0
Decrease (increase) in interest receivable
-4,348	-2,117	-657	6,077	5,230	3,808	5,902	4,875	5,659	5,707	4,342	1,242	720	1,456	266	1,509	1,112	995	966	859	1,594	1,903	3,568	2,752	2,184	1,181	91	644	-1,803	-3,267	-2,149	-1,257	1,331	1,438	-148	-5,394	-4,770	-8,584	0	0	0
Decrease (increase) in prepaid expenses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-880	-3,418	-2,104	-495	125	-1,034	-3,202	-5,321	-4,795	-4,048	-6,187	-6,230	-7,338	-6,918	-5,965	-4,832	0	0	0
Decrease in indemnification asset
-	-	-	-	-	-	-	-	-	-	-5,110	-4,905	-5,483	-5,613	-5,644	-5,834	-4,141	-5,036	-5,229	-10,082	-18,606	-22,425	-53,972	-58,546	-73,425	-74,516	-52,344	-57,799	-43,969	-53,402	-47,338	-46,348	-50,962	-49,639	-59,895	-57,502	-65,969	-64,759	0	0	0
(Decrease) increase in accrued expenses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1,038	-3,305	-3,081	-1,536	1,808	2,107	-4,826	3,374	5,562	1,918	-442	-17,422	12,402	-23,996	5,024	7,828	0	0	0
(Decrease) increase in interest payable
-974	1,545	2,770	3,215	6,542	5,207	4,704	2,503	466	55	474	46	-25	46	110	2,311	943	2,296	808	242	160	30	-4	-162	-198	-350	-823	-960	-1,425	-1,686	-1,580	-1,722	-2,342	-1,853	-2,757	-2,966	-3,161	757	0	0	0
Decrease (increase) in other assets
498,928	166,477	199,998	108,531	11,222	-34,360	20,827	-25,563	6,998	21,455	-21,440	-3,042	-15,154	1,108	31,901	34,530	35,240	33,370	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Decrease) increase in other liabilities
261,971	71,964	102,372	16,773	-17,460	-10,043	47,514	37,773	23,069	21,478	4,020	10,163	8,541	7,700	10,201	-14,956	13,990	23,703	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-18,573	-927	-17,866	-26,355	-21,798	-14,457	-12,897	-10,537	-11,744	-10,796	-6,832	-11,482	-39,491	-25,335	-21,311	-25,410	0	0	0
Net cash provided by (used in) operating activities
22,109	186,329	194,921	206,485	247,066	261,398	205,111	196,191	144,064	123,524	157,860	138,058	163,869	142,600	107,973	82,309	86,984	91,567	74,139	93,794	58,632	56,654	82,955	103,276	155,582	164,354	190,032	179,074	166,941	211,834	194,533	188,594	190,007	203,078	193,552	178,424	200,431	185,015	0	0	0
Investing activities
Proceeds from sales of securities available-for-sale
549,058	519,136	431,760	190,188	290,745	290,745	269,963	280,553	167,723	189,962	179,598	233,862	186,533	206,990	208,513	115,435	112,890	70,219	142,398	127,301	73,808	166,356	92,573	92,573	136,571	92,684	275,337	333,000	289,002	240,316	0	0	0	-	-	-	-	-	-	-	-
Proceeds from calls, paydowns and maturities of securities available-for-sale
613,549	557,034	517,340	473,270	430,213	387,351	337,833	283,530	227,524	224,690	225,149	218,183	203,576	186,132	152,054	134,987	126,824	120,953	114,065	109,228	101,276	101,420	102,051	107,214	159,716	186,820	220,297	270,941	247,119	269,236	294,084	271,063	365,210	342,973	314,618	294,513	179,720	168,385	0	0	0
Purchases of securities available-for-sale
926,042	834,743	804,058	819,497	918,384	852,131	726,487	703,274	580,407	723,131	735,039	786,671	579,894	396,984	397,774	398,115	529,747	547,901	380,791	272,250	141,778	147,854	246,889	204,877	220,641	214,398	667,285	801,239	786,114	1,022,772	1,043,617	948,209	1,158,317	1,027,754	813,684	929,428	779,787	618,978	0	0	0
Proceeds from calls, paydowns and maturities of securities held-to-maturity
21,850	18,062	16,780	16,294	19,351	36,671	55,043	76,659	103,124	121,903	136,316	145,219	142,637	127,021	118,089	118,628	135,785	140,059	142,730	134,555	110,194	105,623	97,950	109,006	128,640	157,647	189,877	198,969	197,511	154,071	98,343	50,459	19,527	12,002	12,378	12,386	1,651	1,288	0	0	0
Purchases of securities held-to-maturity
-	-	-	-	-	-	-	-	-	23,402	26,661	25,637	25,637	11,196	0	0	0	-	-	-	-	140,426	360,061	344,527	300,461	233,111	0	0	0	-	-	-	-	-	-	-	-	577	0	0	0
Payments to Acquire Other Investments
30,779	12,120	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net decrease (increase) in interest-bearing deposits with other banks
-20,847	-19,210	-10,680	-63,753	-40,024	-3,764	5,798	-8,076	28,858	48,476	-18,022	-10,928	-23,476	-48,716	7,426	22,116	9,768	-11,104	-1,826	-1,790	-15,669	3,200	-11,951	-36,566	-8,511	-1,489	11,081	6,516	22,931	351,057	347,635	137,921	363,822	-198,446	-88,673	528,783	28,696	85,065	0	0	0
Net decrease (increase) in loans and leases
515,692	409,557	250,114	118,842	-61,387	28,577	81,652	227,716	356,826	266,043	201,017	183,101	257,836	376,848	582,381	621,345	516,950	390,312	214,145	234,269	149,142	226,558	73,220	-25,266	104,897	108,417	123,944	132,238	49,889	-15,792	160,016	131,302	91,431	53,946	77,100	26,941	-5,734	-24,746	0	0	0
Net decrease in covered assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-267,817	-270,195	-271,117	-340,877	-358,761	-380,948	-394,523	-374,532	0	0	0
Proceeds from Sale of Other Real Estate
2,170	1,453	1,866	1,611	1,758	3,797	3,324	7,531	8,043	6,983	9,245	7,476	8,483	9,356	10,487	10,311	13,295	15,817	14,095	21,345	23,045	30,570	32,442	26,227	33,901	27,319	28,930	32,815	34,548	35,357	36,825	44,584	35,354	40,994	44,585	30,273	24,704	14,168	0	0	0
Purchases of premises and equipment
25,471	20,934	17,911	12,371	14,517	18,228	17,283	15,952	8,450	6,537	8,097	8,950	7,892	9,726	7,523	8,526	10,112	7,467	9,389	12,003	11,297	10,609	8,869	4,425	5,005	7,295	12,914	20,163	22,577	25,502	32,440	29,707	27,227	23,541	15,534	15,125	15,015	22,789	0	0	0
Net cash provided by (used in) investing activities
-383,749	-252,424	-209,613	-376,097	-191,172	-205,837	-154,021	-308,383	-421,725	-429,452	-442,767	-409,924	-352,883	-313,348	-482,672	-933,800	-967,358	-918,847	-505,549	-124,413	-48,339	-83,978	-521,748	-330,104	-225,591	-100,240	-110,613	-147,025	-81,708	10,034	461,376	450,797	563,848	218,952	-73,938	274,883	-160,300	25,840	0	0	0
Financing activities
Net (decrease) increase in total deposits
501,661	69,953	331,341	5,795	-140,527	-18,690	-237,494	370,380	480,628	369,258	387,407	349,285	353,099	346,164	257,255	403,809	462,187	523,882	548,411	272,083	325,596	249,630	235,405	104,491	-958	-118,333	-215,604	-331,113	-579,568	-687,000	-819,206	-679,281	-622,955	-310,029	-94,066	-272,926	-6,436	-204,391	0	0	0
Net (decrease) increase in short-term borrowings
350,309	275,490	-80,066	125,018	193,488	30,531	234,925	-95,625	-200,852	6,653	-62,504	-26,751	-110,715	-130,513	162,719	405,035	378,257	277,033	-155,786	-179,155	-318,342	-162,248	220,740	194,383	202,030	124,179	252,482	370,011	554,444	525,139	275,739	144,628	-9,354	39,589	36,704	66,992	49,530	22,412	0	0	0
Payments of long-term debt
224,532	159,653	74,640	25,851	77,647	52,460	0	0	0	-	-	-	-	-	-	-	-	46,238	50,528	33,079	33,142	33,220	29,231	14,236	14,307	14,394	14,404	1,134	1,218	1,313	1,326	27,107	27,203	52,308	52,321	265,216	272,630	255,486	0	0	0
Proceeds from FHLB borrowings
-	-	-	-	-	150,000	150,000	50,000	50,000	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash dividends paid on common stock
90,078	89,097	85,467	82,430	79,022	79,655	71,140	61,620	53,550	41,178	40,515	39,848	39,176	39,125	39,106	39,088	39,085	39,070	38,413	37,215	36,023	34,848	41,163	46,327	53,850	61,429	63,388	66,463	68,322	67,797	66,014	56,135	45,153	35,312	25,472	24,313	23,130	22,490	0	0	0
Cash dividends paid on preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,100	0	0	0
Redemption of preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	80,000	0	0	0
Issuance of common stock, net of issuance costs
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	91,224	0	0	0
Treasury stock purchase
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	697	4,136	4,136	8,644	11,778	15,145	15,145	10,637	6,806	0	0	0	-	-	-	-	-	-	-	-
Proceeds from exercise of stock options
72	90	90	107	237	284	341	325	196	341	432	462	972	801	1,030	1,199	731	744	1,358	1,162	1,116	1,056	138	134	137	73	3	28	140	320	317	295	214	63	129	97	268	272	0	0	0
Excess tax benefit on share-based compensation
-	-	-	-	-	-	-	-	-	-	-	-	-	264	286	196	152	146	89	-19	-2	153	702	934	867	686	154	120	228	438	509	451	456	259	184	193	614	535	0	0	0
Net cash provided by (used in) financing activities
454,528	30,565	63,886	122,639	-3,471	30,010	24,358	211,381	276,328	334,980	284,765	283,170	204,253	177,505	380,383	841,347	872,038	831,999	422,348	23,777	-60,797	19,826	382,455	235,243	125,275	-80,996	-55,902	-43,696	-104,933	-237,019	-609,981	-617,149	-724,615	-378,358	-155,462	-515,761	-251,752	-449,024	0	0	0
Cash and due from banks:
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect
92,888	-35,530	49,194	-46,973	52,423	85,571	75,448	99,189	-1,333	29,052	-142	11,304	15,239	6,757	5,684	-10,144	-8,336	4,719	-9,062	-6,842	-50,504	-7,498	-56,338	8,415	55,266	-16,882	23,517	-11,647	-19,700	-15,151	45,928	22,242	29,240	43,672	-35,848	-62,454	-211,621	-238,169	0	0	0