FIRST FINANCIAL BANCORP /OH/ FFBC Income Statement

First financial bancorp /oh/ (FFBC)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10
Interest income
Loans, including fees
491,728	499,009	502,787	499,398	495,323	447,187	394,954	342,705	288,163	280,111	273,647	269,496	266,172	262,703	257,322	249,019	239,181	230,246	224,831	219,862	214,153	208,836	204,100	203,283	209,428	216,306	224,344	230,972	239,340	249,751	259,020	269,570	278,109	285,689	291,867	297,738	300,753	306,075	0	0	0
Investment securities
Taxable
84,938	90,168	92,792	92,413	89,641	79,076	69,527	60,876	52,630	50,568	48,054	45,230	43,338	43,103	43,107	42,767	41,342	39,577	38,780	39,021	40,095	40,924	40,228	38,268	36,208	34,147	33,348	33,439	35,523	37,664	36,199	35,252	31,953	28,239	26,816	24,791	23,155	21,748	0	0	0
Tax-exempt
17,920	17,596	16,947	16,297	16,029	13,428	11,103	8,833	6,222	5,918	5,481	5,027	4,726	4,535	4,593	4,673	4,656	4,611	4,479	4,210	3,867	3,560	3,219	2,866	2,630	2,400	2,051	1,621	1,182	736	567	632	703	767	780	844	897	934	0	0	0
Total interest on investment securities
102,858	107,764	109,739	108,710	105,670	92,504	80,630	69,709	58,852	56,486	53,535	50,257	48,064	47,638	47,700	47,440	45,998	44,188	43,259	43,231	43,962	44,484	43,447	41,134	38,838	36,547	35,399	35,060	36,705	38,400	36,766	35,884	32,656	29,006	27,596	25,635	24,052	22,682	0	0	0
Other earning assets
737	805	830	823	794	691	-93	-1,225	-2,416	-3,524	-4,000	-4,164	-4,253	-4,391	-4,487	-4,574	-4,633	-4,675	-4,810	-5,097	-5,236	-5,461	-6,594	-7,324	-7,579	-7,645	-6,777	-6,292	-6,703	-7,221	-7,476	-7,497	-6,914	-5,878	-3,310	1,512	8,201	14,745	0	0	0
Total interest income
595,323	607,578	613,356	608,931	601,787	540,382	475,491	411,189	344,599	333,073	323,182	315,589	309,983	305,950	300,535	291,885	280,546	269,759	263,280	257,996	252,879	247,859	240,953	237,093	240,687	245,208	252,966	259,740	269,342	280,930	288,310	297,957	303,851	308,817	316,153	324,885	333,006	343,502	0	0	0
Interest expense
Deposits
76,154	79,032	77,204	71,725	65,907	56,962	49,007	44,670	38,555	35,182	31,965	27,230	24,008	22,613	21,759	21,020	20,184	19,474	19,315	18,672	17,657	16,153	14,387	13,025	12,703	13,247	14,798	17,672	20,769	24,625	28,618	32,711	37,097	40,781	44,913	49,547	54,088	58,336	0	0	0
Short-term borrowings
24,362	25,235	24,991	23,844	21,330	18,033	14,991	11,505	9,424	8,193	6,964	5,766	4,768	4,506	4,025	3,031	2,231	1,364	1,223	1,203	1,242	1,268	1,232	1,164	1,177	1,177	1,079	847	579	262	128	118	130	163	171	152	120	94	0	0	0
Long-term borrowings
17,786	19,057	19,850	20,101	19,612	16,152	12,603	9,130	6,195	6,153	6,156	6,157	6,159	6,160	6,163	4,905	3,660	2,419	1,184	1,359	1,588	1,813	2,044	2,205	2,334	2,464	2,597	2,655	2,676	2,702	2,723	2,915	3,177	3,586	4,087	5,254	6,873	8,341	0	0	0
Subordinated debentures and capital securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	391	656	978	1,100	1,221	0	0	0
Total interest expense
118,302	123,324	122,045	115,670	106,849	91,147	76,601	65,305	54,174	49,528	45,085	39,153	34,935	33,279	31,947	28,956	26,075	23,257	21,722	21,234	20,487	19,234	17,663	16,394	16,214	16,888	18,474	21,174	24,024	27,589	31,469	35,744	40,601	44,921	49,827	55,931	62,181	67,992	0	0	0
Net interest income
477,021	484,254	491,311	493,261	494,938	449,235	398,890	345,884	290,425	283,545	278,097	276,436	275,048	272,671	268,588	262,929	254,471	246,502	241,558	236,762	232,392	228,625	223,290	220,699	224,473	228,320	234,492	238,566	245,318	253,341	256,841	262,213	263,250	263,896	266,326	268,954	270,825	275,510	0	0	0
Provision for loan and lease losses
40,395	30,598	31,279	29,289	26,366	14,586	9,071	8,786	5,518	3,582	6,548	5,282	8,852	10,140	9,243	10,203	9,236	9,641	9,829	8,075	4,621	1,528	1,522	2,042	4,835	8,909	41,648	43,848	49,803	50,020	20,399	24,429	21,821	19,210	23,787	22,431	22,833	33,564	0	0	0
Provision for credit losses
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for loan and lease losses covered
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	32,530	33,168	51,016	64,081	71,168	84,633	79,700	63,144	0	0	0
Net interest income after provision for loan and lease losses
435,064	453,656	460,026	463,966	468,566	434,649	389,819	337,098	284,907	279,963	271,549	271,154	266,196	262,531	259,345	252,726	245,235	236,861	231,729	228,687	227,771	227,097	227,820	219,416	228,680	219,411	212,412	212,957	199,424	203,321	203,912	204,616	190,413	180,605	171,371	161,890	168,292	178,802	0	0	0
Noninterest income
Service Charges on Deposit Accounts
37,471	37,939	38,781	39,223	38,972	35,108	30,113	24,966	20,170	19,775	19,626	19,513	19,196	18,933	18,647	18,525	18,873	19,015	19,362	19,691	20,025	20,274	20,398	20,582	20,650	20,595	20,800	20,852	21,023	21,215	20,704	19,998	19,505	19,206	19,376	20,215	21,187	22,188	0	0	0
Trust and wealth management fees
16,043	15,644	15,434	15,444	15,198	15,082	14,976	14,572	14,280	14,073	13,717	13,629	13,507	13,200	13,045	12,943	12,934	13,128	13,418	13,491	13,522	13,634	13,764	13,923	14,115	14,319	14,222	14,230	14,110	13,951	14,073	14,076	14,206	14,340	14,092	14,081	14,242	13,862	0	0	0
Bankcard income
15,916	18,804	21,646	23,591	22,437	20,245	17,388	15,399	13,557	13,298	13,044	12,756	12,385	12,132	12,073	11,998	11,840	11,578	11,140	11,090	10,927	10,740	10,800	10,578	10,914	10,914	10,741	10,491	9,925	10,028	9,992	9,923	9,672	9,291	9,056	8,931	8,705	8,518	0	0	0
Client derivative fees
17,063	15,662	12,901	11,071	7,629	7,682	8,296	7,046	7,072	6,418	4,837	4,268	4,578	4,570	5,049	5,443	4,522	4,389	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Foreign exchange income
0	-	0	-	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net gain from sales of loans
15,792	14,851	11,556	8,489	7,373	6,071	5,814	5,530	4,541	5,169	5,709	6,320	6,839	6,804	6,418	6,110	6,188	6,471	6,717	6,619	5,432	4,364	3,397	2,488	2,840	3,150	3,725	4,293	4,336	4,570	4,563	4,487	4,209	4,258	4,327	5,833	5,452	4,632	0	0	0
Net gain (loss) on sales/transfers of investment securities
-287	-406	-74	-346	-339	-161	-178	265	1,133	1,649	1,630	1,752	726	234	236	247	1,529	1,505	1,523	1,114	20	70	50	50	238	1,724	2,735	5,352	5,164	3,628	0	0	0	-	-	-	-	-	-	-	-
FDIC loss sharing income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-2,366	-1,585	-173	365	-2,977	2,770	-5,722	3,720	12,859	15,800	31,464	35,346	37,025	36,906	50,269	60,888	64,761	74,184	67,711	51,844	0	0	0
Accelerated discount on covered/formerly covered loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11,765	8,734	5,261	4,184	3,997	4,919	6,233	7,153	8,036	10,123	11,952	13,662	15,982	17,391	18,383	20,521	21,859	26,100	28,752	29,067	0	0	0
Loss on preferred securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-30	0	0	0
Gain on sale of investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-
Other
20,227	21,140	22,157	22,181	22,001	19,355	15,851	18,740	14,963	15,760	16,143	10,475	14,222	13,728	20,689	21,450	18,261	19,116	9,803	9,968	9,908	8,815	8,600	8,499	9,819	10,035	13,607	14,123	19,220	20,021	18,443	17,903	12,013	11,486	13,954	14,861	17,505	16,750	0	0	0
Total noninterest income
139,930	131,373	124,109	119,653	113,271	103,382	92,260	86,518	75,716	76,142	74,706	68,713	71,453	69,601	68,474	71,880	73,101	75,202	76,325	72,481	67,403	63,965	60,066	65,846	61,124	73,647	86,725	95,264	117,194	122,421	125,940	123,225	130,798	142,531	147,425	164,205	163,554	146,831	0	0	0
Noninterest expenses
Salaries and employee benefits
215,971	209,061	206,614	204,254	205,800	188,990	177,604	160,579	136,592	137,240	134,436	132,702	130,684	128,549	120,866	116,541	114,466	111,792	110,300	111,218	109,382	107,702	103,585	98,733	99,334	101,402	105,412	108,790	111,622	113,154	111,568	112,130	108,205	106,914	109,286	110,302	114,692	117,363	0	0	0
Pension settlement charges
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	0	0	-	-	-	-	-	-	-	-	-
Net occupancy
23,543	24,069	24,057	25,313	26,348	24,215	22,145	19,708	17,379	17,397	17,483	17,698	17,887	18,329	18,328	18,295	18,184	18,232	18,701	18,768	18,893	19,187	18,938	19,462	20,341	21,207	21,772	21,824	21,465	20,682	21,453	20,464	19,932	21,410	19,947	20,446	21,293	22,555	0	0	0
Furniture and equipment
16,540	15,903	15,256	15,208	16,284	14,908	13,379	11,468	8,306	8,443	8,655	8,633	8,627	8,663	8,667	8,693	8,782	8,722	8,766	8,866	8,630	8,554	8,461	8,409	8,676	8,970	9,125	9,244	9,317	9,190	9,324	9,378	9,636	9,945	10,542	10,646	10,579	10,299	0	0	0
Data processing
23,143	21,881	21,484	20,212	29,532	28,077	26,246	25,199	14,396	14,022	13,349	12,722	11,986	11,406	11,154	10,917	10,809	10,863	10,962	12,764	12,877	12,963	12,638	10,829	10,618	10,229	10,138	9,888	9,405	8,837	7,870	7,002	6,379	5,716	5,750	5,475	5,158	5,152	0	0	0
Marketing
6,522	6,908	6,579	7,735	8,403	7,598	7,007	5,154	3,492	3,201	3,599	3,591	3,410	3,965	3,559	3,728	3,900	3,723	3,719	3,848	3,705	3,603	3,554	3,807	4,159	4,270	4,837	5,237	5,293	5,550	5,551	5,543	5,707	5,794	5,680	5,326	5,524	5,357	0	0	0
Communication
3,429	3,267	3,190	3,065	3,436	3,167	2,836	2,481	1,831	1,819	1,749	1,846	1,855	1,889	1,987	1,991	2,072	2,161	2,210	2,220	2,224	2,277	2,454	2,778	2,997	3,207	3,293	3,216	3,348	3,409	3,459	3,443	3,283	3,203	3,231	3,445	3,514	3,908	0	0	0
Professional services
11,277	11,254	10,856	8,706	12,326	12,272	20,244	19,653	15,463	15,023	6,988	6,418	6,248	6,303	6,405	9,037	9,465	9,622	9,218	6,694	6,416	6,170	6,522	6,482	6,797	6,876	6,762	6,538	6,925	7,269	7,854	8,612	9,556	9,636	10,247	10,302	9,653	9,169	0	0	0
Debt extinguishment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-
State intangible tax
6,035	5,829	5,148	4,926	4,697	4,152	3,558	3,056	2,699	2,655	2,280	2,198	2,116	2,034	2,515	2,455	2,393	2,331	1,908	1,977	2,044	2,111	2,837	3,199	3,559	3,929	3,970	3,921	3,887	3,899	3,393	2,978	3,244	3,583	4,509	4,687	4,877	4,843	0	0	0
FDIC assessments
2,428	1,973	1,936	3,767	4,025	3,969	3,894	4,211	3,906	3,944	4,002	3,999	4,093	4,293	4,431	4,486	4,488	4,446	4,435	4,458	4,418	4,462	4,455	4,436	4,510	4,501	4,465	4,522	4,644	4,682	4,789	4,836	4,718	5,676	6,756	7,668	8,423	8,312	0	0	0
Intangible assets amortization
10,455	9,700	8,721	8,789	9,145	7,400	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gains (Losses) on Sales of Other Real Estate
-	-	-	-	-	-	-	-	-	-	530	879	998	1,212	-513	-821	-1,197	-1,861	-1,378	-593	-885	-862	298	-475	20	-31	-3,917	-5,105	-5,202	-5,696	-3,454	-1,795	-1,645	-3,971	-3,046	-3,471	0	-	0	0	-
Loss (gain) - covered other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-3,284	-6,016	-7,404	-9,224	-9,136	-6,499	0	-	0	0	-
Loss sharing expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,101	2,529	3,418	4,686	5,531	6,253	6,366	7,083	7,893	9,753	11,260	10,725	9,468	6,639	0	-	0	0	-	-	-	-	-
Other
34,034	32,351	28,579	29,648	30,040	29,103	40,438	37,119	35,567	34,900	15,196	14,941	15,818	17,182	25,548	28,322	28,327	27,377	25,810	24,000	23,368	23,457	22,936	22,532	24,126	25,179	26,033	27,689	28,406	28,904	30,975	31,169	31,025	29,425	28,388	29,102	30,339	35,999	0	0	0
Total noninterest expenses
353,340	342,167	332,449	331,638	350,015	323,810	323,356	292,384	241,185	239,942	207,207	203,869	201,726	201,401	202,522	204,409	203,782	201,130	199,508	197,935	196,260	196,034	216,657	214,039	220,211	225,475	208,664	215,149	219,325	221,997	223,191	221,047	216,085	218,097	219,719	227,887	231,209	233,680	0	0	0
Income before income taxes
221,654	242,862	251,686	251,981	231,822	214,221	158,723	131,232	119,438	116,163	139,048	135,998	135,923	130,731	125,297	120,197	114,554	110,933	108,546	103,233	98,914	95,028	71,229	71,223	69,593	67,583	90,473	93,072	97,293	103,745	106,661	106,794	105,126	105,039	99,077	98,208	100,637	91,953	0	0	0
Income tax expense
40,787	44,787	47,226	47,726	43,826	41,626	16,392	14,691	16,606	19,376	43,778	42,704	42,797	42,205	40,245	39,322	37,298	35,870	34,704	32,720	31,397	30,028	21,043	21,470	19,964	19,234	29,644	30,912	33,160	36,442	37,682	38,439	38,600	38,300	35,979	35,149	35,777	32,702	0	0	0
Net Income (Loss) Attributable to Parent
180,864	198,075	204,412	204,213	187,928	172,595	142,392	116,561	102,879	96,787	95,270	93,294	93,126	88,526	85,052	80,875	77,256	75,063	73,842	70,513	67,517	65,000	50,186	49,753	49,629	48,349	60,829	62,160	64,133	67,303	68,979	68,355	66,526	66,739	63,098	63,059	64,860	59,251	0	0	0
Earnings Per Share [Abstract]
Dividends on preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,865	0	0	0
Income available to common shareholders
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	57,386	0	0	0
Basic
0.29	0.48	0.52	0.54	0.47	0.57	0.52	0.37	0.49	0.40	0.40	0.37	0.40	0.39	0.37	0.37	0.32	0.32	0.31	0.31	0.29	0.31	0.26	0.28	0.26	0.06	0.26	0.28	0.24	0.28	0.28	0.31	0.29	0.31	0.27	0.28	0.30	0.25	0.27	0.31	0.18
Diluted
0.29	0.49	0.51	0.53	0.47	0.56	0.51	0.37	0.49	0.40	0.40	0.37	0.39	0.38	0.37	0.36	0.32	0.31	0.30	0.31	0.29	0.29	0.26	0.28	0.26	0.06	0.26	0.27	0.24	0.27	0.28	0.30	0.29	0.31	0.27	0.27	0.29	0.25	0.27	0.30	0.17
Cash dividends declared per share
0.23	-	0.23	0.22	0.22	-	0.20	0.19	0.19	-	0.17	0.17	0.17	-	0.16	0.16	0.16	-	0.16	0.16	0.16	-	0.15	0.15	0.15	-	0.27	0.24	0.28	-	0.30	0.29	0.31	-	0.27	0.12	0.12	-	0.10	0.10	0.10
Weighted Average Number of Shares Outstanding, Basic
97,736	98,695	98,517	98,083	97,926	97,914	97,411	97,347	61,654	61,598	61,577	61,543	61,398	61,313	61,280	61,194	61,036	60,985	61,135	61,115	61,013	60,955	59,403	57,201	57,091	57,148	57,201	57,291	57,439	57,801	57,976	57,933	57,795	57,745	57,735	57,694	57,591	57,605	57,570	57,539	55,161
Weighted Average Number of Shares Outstanding, Diluted
98,356	99,243	99,077	98,648	98,436	99,359	98,484	98,432	62,180	62,122	62,189	62,234	62,140	61,988	62,086	62,027	61,840	61,755	61,987	61,915	61,731	61,677	60,112	57,951	57,828	57,867	58,012	58,128	58,283	58,695	58,940	58,958	58,881	58,675	58,654	58,734	58,709	58,722	58,531	58,604	56,114