FFBW, Inc. FFBW Income Statement

Ffbw, inc. (FFBW)

Income statement / Quarterly

Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Sep'16	Jun'16
Interest and dividend income:
Loans, including fees
2,513	2,499	2,497	2,448	2,501	2,397	2,326	1,968	2,081	1,980	1,903	1,853	1,920	1,952
Securities
Taxable
302	285	282	275	296	315	339	340	270	220	212	241	211	220
Tax-exempt
11	5	4	2	1	11	14	23	27	36	44	35	58	72
Other
39	23	21	25	30	17	15	16	64	17	8	4	7	10
Total interest and dividend income
2,865	2,812	2,804	2,750	2,828	2,740	2,694	2,347	2,442	2,253	2,167	2,133	2,196	2,254
Interest Expense:
Interest-bearing deposits
582	631	633	599	538	451	342	346	316	350	329	319	352	342
Borrowed funds
76	88	91	88	107	156	116	53	57	65	60	58	70	69
Total interest expense
658	719	724	687	645	607	458	399	373	415	389	377	422	411
Net interest income
2,207	2,093	2,080	2,063	2,183	2,133	2,236	1,948	2,069	1,838	1,778	1,756	1,774	1,843
Provision for loan losses
1	45	85	70	98	111	189	115	253	63	52	51	324	22
Net interest income after provision for loan losses
2,206	2,048	1,995	1,993	2,085	2,022	2,047	1,833	1,816	1,775	1,726	1,705	1,450	1,821
Noninterest income:
Service charges and other fees
188	63	64	35	216	44	51	60	75	80	65	59	60	60
Net gain on sale of loans
139	82	127	41	102	67	36	39	52	81	47	86	84	43
Net loss on sale of securities
-1	0	5	-8	-224	11	1	8	-	-2	22	-	-	-
Net gain on sale of securities
-	-	-	-	-	-	-	-	-	-	-	-	123	-
Increase in cash surrender value of insurance
70	50	51	47	50	49	49	46	47	49	50	50	45	50
Other noninterest income
23	23	24	25	23	25	24	23	90	24	12	4	3	-
Total noninterest income
419	218	271	140	167	196	161	176	264	232	196	199	315	153
Noninterest expense:
Salaries and employee benefits
1,058	1,082	1,031	1,097	999	1,053	1,139	1,057	976	945	1,027	1,012	1,048	957
Occupancy and equipment
336	223	242	242	311	232	226	233	294	269	260	286	252	243
Data processing
82	172	169	175	69	167	158	152	159	145	145	156	185	175
Technology
83	74	79	78	84	55	49	55	-	-	-	-	-	-
Foreclosed assets, net
0	3	1	1	0	-1	-9	46	-	-5	19	-	-	-
Foreclosed assets, net
-	-	-	-	-	-	-	-	-	-	-	8	12	9
Professional fees
59	110	104	112	162	101	57	118	165	111	120	110	75	99
Other noninterest expense
279	111	126	103	324	151	151	172	632	528	219	249	263	227
Total noninterest expense
1,897	1,775	1,752	1,808	1,949	1,758	1,771	1,833	2,231	1,993	1,790	1,821	1,835	1,710
Income before income taxes
728	491	514	325	303	460	437	176	-151	14	132	83	-70	264
Provision for income taxes
179	121	126	76	70	111	84	53	266	-25	21	2	-52	67
Net income
549	370	388	249	233	349	353	123	-417	39	111	81	-18	197
Basic earnings per share (in dollars per share)
0.08	0.06	0.06	0.04	0.04	0.05	0.06	0.02	-	-	-	0.00	-	-
Diluted earnings per share (in dollars per share)
0.08	0.06	0.06	0.04	0.04	0.05	0.06	0.02	-	-	-	0.00	-	-