FARMERS CAPITAL BANK CORP FFKT Income Statement

Farmers capital bank corp (FFKT)

Income statement / TTM

Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
Deposit Account [Member]
Allotment Processing Fees [Member]
Financial Service, Other [Member]
Fiduciary and Trust [Member]
Interest Income
Interest and fees on loans
50,026	49,094	48,347	48,003	47,436	47,166	47,534	47,541	47,746	48,281	47,907	48,168	48,690	48,995	49,921	50,916	51,788	52,603	53,492	54,009	54,579	55,192	55,942	56,925	58,287	59,884	61,783	64,555	67,287	0	0	0
Interest on investment securities:
Taxable
7,951	7,912	7,787	7,613	7,915	8,360	8,969	9,621	9,970	10,182	10,468	10,764	11,113	11,452	11,737	11,893	11,614	11,093	10,575	10,427	10,933	11,868	12,872	13,409	14,071	14,583	14,387	14,972	15,909	0	0	0
Nontaxable
2,007	2,137	2,253	2,317	2,384	2,411	2,450	2,553	2,584	2,643	2,669	2,628	2,611	2,583	2,551	2,532	2,517	2,522	2,512	2,472	2,416	2,335	2,248	2,144	2,032	1,932	1,938	2,135	2,424	0	0	0
Interest on deposits in other banks
994	842	715	577	454	419	372	349	279	227	182	165	165	161	138	132	142	143	150	171	166	155	156	148	152	189	237	232	254	0	0	0
Interest on federal funds sold and money market mutual funds
375	266	184	131	88	64	46	30	19	13	10	10	9	7	5	5	4	4	4	4	4	4	4	4	3	3	4	5	7	0	0	0
Total interest income
61,353	60,251	59,286	58,641	58,277	58,420	59,371	60,094	60,598	61,346	61,236	61,735	62,588	63,198	64,352	65,478	66,065	66,365	66,733	67,083	68,098	69,554	71,222	72,630	74,545	76,591	78,349	81,899	85,881	0	0	0
Interest Expense
Interest on deposits
2,280	2,189	2,136	2,128	2,166	2,242	2,355	2,501	2,648	2,786	2,961	3,199	3,504	3,871	4,253	4,649	5,042	5,462	5,922	6,529	7,247	8,091	9,239	10,536	11,948	13,352	14,488	16,537	18,979	0	0	0
Interest on federal funds purchased
-	-	-	-	-	-	-	-	-	14	0	45	44	45	54	56	65	74	74	82	85	90	96	111	130	154	191	229	267	0	0	0
Interest on securities sold under agreements to repurchase
75	71	77	925	0	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest on Federal Home Loan Bank advances
193	295	427	585	0	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest on securities sold under agreements to repurchase and other long-term borrowings
-	-	-	-	-	-	-	-	-	4,774	-	4,764	4,822	4,914	5,002	5,100	5,133	5,132	5,135	5,400	5,936	6,468	7,044	7,468	7,636	7,810	7,965	8,594	9,214	0	0	0
Interest on subordinated notes payable to unconsolidated trusts
1,018	926	870	827	777	734	723	757	799	843	866	856	849	845	844	845	850	856	864	970	1,271	1,572	1,879	2,070	2,056	2,045	2,026	2,037	2,039	0	0	0
Total interest expense
3,566	3,481	3,510	3,618	4,534	5,628	6,755	7,945	8,294	8,467	8,641	8,864	9,219	9,675	10,153	10,650	11,090	11,524	11,995	12,981	14,539	16,221	18,258	20,185	21,770	23,361	24,670	27,397	30,499	0	0	0
Net interest income
57,787	56,770	55,776	55,023	53,743	52,792	52,616	52,149	52,304	52,879	52,595	52,871	53,369	53,523	54,199	54,828	54,975	54,841	54,738	54,102	53,559	53,333	52,964	52,445	52,775	53,230	53,679	54,502	55,382	0	0	0
Provision for loan losses
-426	-1,052	-211	-123	66	409	-644	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for loan losses
-	-	-	-	-	-	-	-	-	-	-	-4,279	-4,917	-6,041	-4,364	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for loan losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-870	-540	1,163	2,772	5,348	8,836	12,023	13,487	16,445	18,703	0	0	0
Net interest income after provision for loan losses
58,213	57,822	55,987	55,146	53,677	52,383	53,260	53,690	54,553	55,236	56,024	57,150	58,286	59,564	58,563	58,640	57,837	56,677	57,338	54,972	54,099	52,170	50,192	47,097	43,939	41,207	40,192	38,057	36,679	0	0	0
Noninterest Income
Net loss on sales of available for sale investment securities
0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net realized gain on sales of equity investment securities
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service charges and fees on deposits
-	-	-	8,027	-	-	7,856	7,796	7,705	7,685	7,590	7,535	7,573	7,657	7,801	8,002	8,125	8,152	8,196	8,138	8,084	8,081	8,124	8,216	8,405	8,567	8,617	8,859	9,000	0	0	0
Allotment processing fees
-	-	-	2,787	-	-	3,232	3,467	3,723	4,005	4,321	4,577	4,787	4,959	5,014	4,993	4,934	4,901	4,922	5,007	5,094	5,185	5,215	5,251	5,289	5,313	5,346	5,413	5,492	0	0	0
Other service charges, commissions, and fees
-	-	-	5,473	-	-	5,558	5,662	5,645	5,560	5,545	5,354	5,228	5,280	5,248	5,195	5,161	5,026	4,983	4,884	4,706	4,578	4,478	4,434	4,385	4,311	4,248	4,293	4,457	0	0	0
Data processing income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	792	0	0	0	-	-
Data processing income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Trust income
-	-	-	2,684	-	-	2,664	2,586	2,538	2,456	2,373	2,509	2,654	2,594	2,568	2,422	2,107	2,054	1,993	1,956	1,928	1,931	1,909	1,896	1,934	2,120	2,085	2,014	1,908	0	0	0
Net gain on sales of available for sale investment securities
-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net gain on sales of cost method investment securities
-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment securities (losses) gains, net
-	-	-	-	-	-	-	-	220	134	-	167	177	48	-63	-59	-65	-41	-50	187	461	1,206	1,209	1,110	1,220	948	1,355	5,117	8,098	0	0	0
Gains on sale of mortgage loans, net
518	603	662	762	863	896	942	961	908	859	824	705	608	558	490	512	625	794	1,036	1,421	1,788	1,947	1,918	1,726	1,451	1,151	982	1,059	953	0	0	0
Income from company-owned life insurance
1,188	1,196	1,138	1,154	916	926	1,016	1,020	1,025	1,021	937	943	1,220	1,226	1,231	1,236	969	968	962	951	1,008	1,004	1,524	1,522	1,451	1,464	939	959	989	0	0	0
Gain on debt extinguishment
-	-	-	0	-	-	4,050	0	0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on debt extinguishment
-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Legal settlement
-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other
420	407	509	289	318	335	420	518	511	542	450	615	611	1,019	984	791	772	224	74	34	-3	105	277	248	206	124	27	93	295	0	0	0
Total noninterest income
21,986	21,115	21,165	21,331	26,476	26,895	31,186	31,408	26,325	26,312	22,211	22,405	22,858	23,341	23,273	23,092	22,628	22,078	22,116	22,578	23,066	24,037	24,654	24,504	24,598	24,526	24,391	28,817	32,426	0	0	0
Noninterest Expense
Salaries and employee benefits
29,861	29,926	30,296	31,496	31,997	32,177	32,296	31,506	31,470	31,667	32,008	31,486	31,242	30,732	29,763	30,120	29,819	29,708	29,681	28,975	28,765	28,393	28,190	27,704	27,331	27,342	26,986	26,924	27,040	0	0	0
Occupancy expenses, net
4,754	4,712	4,672	4,716	4,722	4,766	4,742	4,694	4,699	4,739	4,776	4,784	4,836	4,826	4,881	4,909	4,927	4,883	4,767	4,729	4,717	4,747	4,757	4,756	4,775	4,790	4,846	4,854	4,788	0	0	0
Equipment expenses
2,506	2,427	2,379	2,335	2,384	2,424	2,403	2,021	2,050	2,020	2,106	2,592	2,538	2,522	2,498	2,462	2,444	2,430	2,398	2,367	2,324	2,356	2,364	2,424	2,507	2,463	2,503	2,495	2,487	0	0	0
Data processing and communication expenses
4,323	4,361	4,571	4,587	4,553	4,672	4,596	4,648	4,677	4,539	4,377	4,321	4,186	4,081	4,031	3,927	3,877	3,853	3,946	4,032	4,162	4,206	4,271	4,358	4,498	0	-	0	0	-	-	-
Data processing and communication expenses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Bank franchise tax
2,184	2,268	2,325	2,374	2,377	2,379	2,421	2,429	2,424	2,420	2,426	2,434	2,411	2,414	2,421	2,358	2,376	2,376	2,354	2,391	2,393	2,403	2,381	2,435	2,467	2,509	2,572	2,551	2,541	0	0	0
Correspondent bank fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Amortization of intangibles
-	-	-	-	-	-	-	-	-	-	449	439	428	416	405	438	472	506	540	658	777	895	1,014	1,046	1,078	1,111	1,143	1,217	1,291	0	0	0
Deposit insurance expense
495	509	520	432	530	680	841	1,140	1,310	1,434	1,536	1,620	1,649	1,706	1,746	1,894	2,027	2,063	2,265	2,349	2,457	2,645	2,690	2,733	2,709	2,746	2,948	3,353	3,805	0	0	0
Other real estate expenses, net
1,084	888	845	1,439	1,577	1,624	2,189	2,141	1,949	2,302	1,708	2,375	4,087	4,299	5,318	6,194	6,624	7,171	6,999	6,816	5,943	5,162	5,232	4,368	6,406	7,637	7,355	8,325	5,748	0	0	0
Legal fees
-	-	-	-	-	-	-	-	711	798	843	834	835	874	856	924	0	0	-	0	-	-	-	0	0	-	-	0	-	-	-	-
Loss on debt extinguishment
-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deposit fraud loss
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-
Other
7,435	7,235	7,129	7,220	7,863	7,717	7,662	7,978	7,743	7,591	7,721	7,154	7,297	7,488	7,359	7,274	7,327	7,530	7,843	7,673	7,773	7,676	7,668	8,631	8,435	8,513	8,682	8,071	8,003	0	0	0
Total noninterest expense
52,728	52,412	52,823	54,804	59,984	60,522	61,400	60,864	57,257	57,847	57,950	58,039	59,509	59,358	59,278	60,862	61,095	61,494	61,573	60,661	60,024	59,703	59,787	59,085	60,697	61,803	62,492	63,675	61,921	0	0	0
Income before income taxes
27,471	26,525	24,329	21,673	20,169	18,756	23,046	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income before income taxes
-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	20,870	19,370	17,261	17,881	16,889	17,141	16,504	15,059	12,516	7,840	3,930	2,091	3,199	7,184	0	0	0
Income tax expense
12,106	12,525	12,641	6,005	5,489	5,002	6,441	6,590	6,469	6,603	5,293	5,950	5,794	6,384	6,099	5,497	5,069	4,237	4,435	3,913	4,109	3,872	2,910	1,717	-140	-1,072	-647	458	1,874	0	0	0
Net income
15,365	14,000	11,688	15,668	14,680	13,754	16,605	17,644	17,152	17,098	14,992	15,566	15,841	17,163	16,459	15,373	14,301	13,024	13,446	12,976	13,032	12,632	12,149	10,799	7,980	5,002	2,738	2,741	5,310	0	0	0
Less preferred stock dividends and discount accretion
-	-	-	-	-	-	-	-	-	-	395	772	1,222	1,615	1,927	2,040	2,079	2,003	1,951	1,944	1,936	1,929	1,922	1,916	1,909	1,902	1,896	1,888	1,880	0	0	0
Net income available to common shareholders
-	-	-	-	-	-	-	-	-	-	14,597	14,794	14,619	15,548	14,532	13,333	12,222	11,021	11,495	11,032	11,096	10,703	10,227	7,906	4,992	0	-	0	0	-	-	-
Per Common Share
Net income basic and diluted (in dollars per share)
0.78	0.75	-0.19	0.71	0.60	0.44	0.34	0.58	0.47	0.82	0.49	0.51	0.44	0.51	0.50	0.49	0.57	0.38	0.35	0.34	0.41	0.44	0.28	0.35	0.36	0.38	-	-0.03	-0.04	-	-	-
Cash dividends declared (in dollars per share)
0.12	0.12	0.12	0.10	0.10	0.10	0.10	0.07	0.07	0.07	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-
Weighted Average Common Shares Outstanding
Basic and diluted (in shares)
7,520	7,518	7,516	7,514	7,512	7,510	7,509	7,505	7,502	7,500	7,499	7,495	7,492	7,490	7,486	7,485	7,482	7,479	7,478	7,475	7,473	7,470	7,466	7,461	7,454	7,447	-	7,427	7,420	-	-	-
Net income available to common shareholders
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Net income, basic and diluted (in Dollars per share)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.08	0.11	0.32
Basic and diluted (in Shares)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7,412	-	-
Weighted average common shares outstanding, basic and diluted (in Shares)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7,393	7,384