First guaranty bancshares, inc. (FGBI)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash Flows From Operating Activities
Net Income

3,825

4,049

3,847

3,213

3,132

2,618

3,397

4,597

3,601

2,506

3,062

2,932

3,251

3,162

3,379

4,401

3,151

3,368

3,881

3,862

3,394

2,798

2,971

2,670

2,785

2,667

2,258

2,132

2,089

3,011

3,033

2,964

3,051

1,079

2,165

2,393

2,396

Adjustments to reconcile net income to net cash provided by operating activities:
Provision

1,245

712

1,727

1,634

787

786

372

-409

605

758

1,051

1,302

711

727

1,242

893

843

986

1,868

400

610

908

397

357

300

509

307

800

904

1,120

910

904

1,200

3,332

3,504

2,887

464

Depreciation and amortization

895

839

674

792

752

990

916

699

684

687

659

544

554

565

542

553

530

480

484

501

530

535

522

546

540

530

530

524

527

535

526

511

524

478

502

367

371

Amortization/Accretion of investments

-582

-474

-284

-273

-316

-334

-349

-387

-375

-443

-470

-428

-447

-574

-547

-589

-529

-446

-491

-572

-527

-579

-602

-490

-493

-547

-567

-516

-511

-543

-555

-431

-433

-406

-313

-229

-161

(Gain) loss on sale/call of securities

500

230

29

-14

-402

-928

-696

-216

10

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale/call of securities

-

-

-

-

-

-

-

-

-

-

-

-

530

-

1,171

2,231

354

128

2,233

623

316

-5

91

56

153

15

12

767

777

1,638

1,747

755

728

429

885

2,176

41

Gain on sale of assets

15

-1

1,307

-13

11

111

42

129

19

163

74

119

5

4

9

3

60

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

13

-11

21

-5

-73

42

-25

-121

-197

12

47

4

112

-48

48

Other than temporary impairment charge on securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

97

Repossessed asset write downs, gains and losses on dispositions

-14

15

1

-73

-33

-20

-29

-1

97

-15

-10

-33

-45

-80

-73

-56

-34

-242

-32

-87

-50

-206

10

-453

-16

-141

-81

-89

-24

-543

-388

-168

-381

-477

-175

-58

-54

FHLB stock dividends

16

19

15

15

14

12

22

0

8

8

7

5

3

3

1

1

1

1

1

1

1

1

1

1

1

2

0

2

0

-

-

-

-

2

1

0

2

Net increase in loans held for sale

476

0

0

-537

193

-226

-69

-1,198

529

-1,306

959

0

0

-

-

-

-

-

-

-

-

0

-80

80

-88

-219

307

0

-557

477

-361

386

55

-156

499

-175

-168

Change in other assets and liabilities, net

1,325

-1,916

-2,562

8

-1,879

-536

-39

-420

-3,189

1,774

-544

3,186

1,783

85

-1,434

552

-2,766

-1,005

2,469

2,165

-1,168

2,992

-719

1,896

-3,029

1,488

56

-2,137

-1,365

1,471

-1,406

1,619

-2,022

2,139

-10,619

9,767

-2,666

Proceeds from maturities and calls of certificates of deposit

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

500

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities and calls of certificates of deposit

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Net Cash Provided By Operating Activities

4,229

7,727

7,742

6,526

7,083

6,315

5,803

6,980

7,791

3,369

4,694

1,525

2,687

-

-

-

-

-

-

-

-

-

-

-

-

-

3,441

5,387

5,225

-

5,511

2,229

6,875

3,080

15,076

-6,136

5,950

Cash Flows From Investing Activities
Net Cash Provided By Operating Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7,438

-

2,057

2,623

5,962

2,044

5,176

2,494

7,076

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities, calls and sales of certificates of deposit

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

751

250

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities, calls and sales of HTM securities

34,022

3,244

13,061

2,562

2,323

2,489

2,940

2,914

2,854

2,813

3,200

2,810

2,880

8,929

14,775

41,743

20,428

61,570

2,100

1,879

6,487

1,504

1,634

1,495

3,646

3,770

1,325

89

11,000

16,000

8,000

59,522

61,118

76,091

131,529

19,945

0

Proceeds from maturities, calls and sales of AFS securities

100,327

35,179

127,237

91,331

25,843

40,566

84,019

99,070

160,894

39,309

124,690

156,384

222,511

108,900

287,515

380,348

224,142

119,727

232,255

79,659

291,608

67,832

28,413

202,083

236,839

47,149

159,350

136,482

283,452

161,366

335,097

155,240

131,003

121,465

311,016

46,109

12,071

Funds invested in HTM securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24,972

0

0

40,901

24,857

69,355

52,006

43,907

Funds Invested in AFS securities

144,904

157,994

70,266

45,799

378

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Funds Invested in AFS securities

-

-

-

-

-

-

-

-

171,964

-

86,176

147,507

250,022

134,302

262,154

377,559

250,617

198,463

68,000

64,989

319,246

47,311

19,432

252,067

219,399

54,725

151,998

72,718

253,879

170,510

298,972

200,514

214,262

226,450

400,651

26,356

15,159

Proceeds from sale/redemption of Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

1,686

836

1,032

1,214

1,707

410

838

2,016

532

0

720

589

2,197

1,244

0

687

768

0

1,028

Funds invested in Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

303

0

368

19

1,132

846

867

905

3,045

0

0

-

-

-

-

718

2,253

532

1,155

0

359

858

223

Net increase in loans

19,314

50,512

-8,495

8,071

73,465

36,469

15,943

35,579

-11,637

38,735

-777

-2,838

45,696

38,082

15,209

42,140

14,036

-13,321

48,161

14,793

6,367

48,155

8,219

28,305

8,018

14,112

4,169

32,602

27,894

24,198

11,026

24,114

4,526

-30,224

2,480

-17,009

-5,346

Purchase of premises and equipment

2,272

3,986

3,157

2,187

2,603

1,338

1,302

563

584

2,059

1,020

1,672

2,063

1,385

1,274

430

1,020

1,655

944

1,328

473

-19

79

1,300

308

262

384

739

372

352

383

487

344

525

610

596

606

Proceeds from sales of premises and equipment

1

7

0

5

0

8

0

1

37

-21

72

0

0

0

33

0

950

0

0

4

0

323

0

20

32

0

0

0

0

-

-

-

-

24

0

0

0

Proceeds from sales of other real estate owned

798

185

365

0

0

0

168

45

271

115

260

143

90

384

272

125

317

965

355

74

0

272

77

1,867

833

410

483

182

231

2,077

2,918

1,048

589

1,785

262

131

52

Net Cash Used In Investing Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-19,954

-

86,728

6,496

-27,326

-24,707

-1,694

-83,047

14,463

-

-

-

-

-

-

-

-

-

-

-

-

Other, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Net Cash Used In Investing Activities

-31,342

-197,202

75,735

37,841

-48,280

-1,242

4,544

342

3,145

-47,243

26,458

10,089

-72,300

-

-

-

-

-

-

-

-

-

-

-

-

-

3,541

-77,892

13,258

-

35,523

-9,117

-68,478

-21,556

-24,888

3,378

-41,398

Cash Flows From Financing Activities
Net increase in deposits

95,596

47,619

-72,532

-38,206

81,527

85,180

14,774

-20,562

944

52,206

-43,571

11,157

76,087

69,210

-23,018

-20,738

4,857

23,731

-75,159

-47,766

23,225

51,446

-7,688

31,312

-6,330

52,476

-12,225

35,058

-24,822

46,442

424

-6,814

5,258

35,209

48,665

-8,112

46,129

Net increase in federal funds purchased and short-term borrowings

36,684

-28

0

0

0

-24,000

13,075

10,925

-15,500

8,000

7,500

-11,700

-4,500

-3,000

500

9,000

-1,800

0

-12,000

12,000

0

-10,500

10,500

-8,389

4,401

-36,669

13,072

14,711

-72

2,972

-7,631

7,023

159

8,021

-1,260

-7,946

819

Repayment of long-term borrowings

1,578

1,548

735

736

735

735

735

736

735

735

736

835

775

1,405

775

775

775

150

150

150

150

150

150

150

150

150

150

150

150

150

150

1,650

150

150

3,650

0

0

Purchase of treasury stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

33

10

11

-

0

0

0

Dividends paid

1,559

1,576

1,409

1,409

1,409

1,409

1,409

1,409

1,409

1,430

1,282

1,281

1,217

1,217

1,218

1,218

1,217

1,315

1,106

1,104

1,106

1,105

1,106

1,104

1,106

1,105

1,136

1,210

1,289

1,500

1,499

1,509

1,499

1,176

1,914

1,172

1,171

Net Cash Provided By Financing Activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,065

-

-88,415

-37,020

21,969

39,691

1,556

23,224

-3,185

-

-

-

-

-

-

-

-

-

-

-

-

Net Decrease In Cash and Cash Equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-11,451

-

370

-27,901

605

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Cash Provided By Financing Activities

129,143

77,932

-74,676

-40,351

79,383

59,036

25,705

-11,782

-16,700

58,041

-38,089

1,091

69,595

-

-

-

-

-

-

-

-

-

-

-

-

-

-439

48,409

-26,333

-

-8,889

-2,960

3,757

41,904

60,148

-13,730

45,777

Net Increase In Cash and Cash Equivalents

102,030

-

8,801

4,016

38,186

-

36,052

-4,460

-5,764

-

-6,937

12,705

-18

-

-

-

-

-

-

-

-

-

-

-

18,354

-

6,543

-24,096

-7,850

9,340

32,145

-9,848

-57,846

23,428

50,336

-16,488

10,329

Noncash Activities:
Acquisition of real estate in settlement of loans

319

85

0

2,689

15

0

133

0

164

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans transferred to foreclosed assets

-

-

-

-

-

-

-

-

-

-

832

427

0

-

0

81

0

446

243

280

215

465

1,193

437

235

219

115

0

2,270

575

890

3,062

266

10,614

-1,547

-2,955

-295

Cash Paid During The Period:
Interest on deposits and borrowed funds

7,621

6,712

6,688

8,112

6,359

5,548

4,779

5,388

4,187

3,997

3,670

3,272

2,897

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transfer of Portfolio Loans and Leases to Held-for-sale

52,553

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest on deposits and borrowed funds

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,013

-

2,165

2,391

2,041

2,371

2,433

2,562

2,203

3,004

2,955

3,070

2,581

3,322

3,444

3,625

3,398

3,913

4,029

10,227

-3,021

Income taxes

-

-

-

-

-

-

-

1,520

0

-

1,500

4,200

4,200

0

0

3,000

0

1,900

2,200

3,900

400

1,600

100

2,300

500

1,000

1,100

750

0

900

1,500

3,400

0

0

1,300

1,550

0

Federal
Income taxes

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

State
Income taxes

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-