First guaranty bancshares, inc. (FGBI)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest Income:
Loans (including fees)

82,864

78,886

74,851

72,455

68,454

64,836

62,237

59,791

56,698

54,034

51,193

48,414

46,894

45,495

44,604

43,513

42,598

42,536

42,248

41,432

41,018

39,787

38,848

38,489

37,701

37,289

37,260

36,787

36,460

36,136

35,445

35,772

35,150

34,839

35,152

35,106

0

0

0

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8

4

6

10

10

8

9

0

0

0

Deposits with other banks

2,555

2,956

2,799

2,085

1,163

612

310

234

244

178

156

85

58

69

72

75

82

72

73

75

103

115

130

147

149

157

160

147

117

92

70

63

55

50

48

45

0

0

0

Securities (including FHLB stock)

9,686

9,800

10,556

11,680

12,445

12,941

13,073

13,307

13,275

13,325

12,972

12,653

12,782

12,968

13,230

13,544

13,715

13,471

13,616

13,714

13,399

13,395

13,446

13,459

13,412

13,439

13,866

14,615

16,687

18,949

20,297

20,832

20,559

19,691

18,283

17,101

0

0

0

Federal funds sold

1

1

1

1

0

1

2

8

10

9

8

2

0

-

0

0

-

-

-

-

-

-

-

-

-

-

0

0

-

10

15

18

18

19

17

15

0

0

0

Total Interest Income

95,106

91,643

88,207

86,221

82,062

78,390

75,622

73,340

70,227

67,546

64,329

61,154

59,734

58,532

57,906

57,132

56,395

56,079

55,937

55,221

54,520

53,297

52,425

52,096

51,263

50,886

51,293

51,558

53,277

55,195

55,831

56,691

55,792

54,609

53,508

52,276

0

0

0

Interest Expense:
Demand deposits

9,746

10,447

10,404

10,055

9,366

8,531

7,897

7,202

6,420

5,526

4,632

3,834

3,101

2,633

2,270

1,956

1,675

1,419

1,360

1,333

1,319

1,312

1,294

1,264

1,251

1,262

1,306

1,364

1,402

1,383

1,324

1,214

1,036

920

854

844

0

0

0

Savings deposits

505

527

533

513

463

407

335

289

247

201

173

131

98

80

65

55

47

38

36

35

34

33

32

32

35

41

48

54

56

55

53

54

52

50

48

44

0

0

0

Time deposits

17,694

17,141

16,120

14,678

12,612

10,690

9,324

8,452

7,753

7,112

6,492

5,918

5,834

5,954

6,158

6,415

6,706

6,985

7,236

7,432

7,592

7,716

8,089

8,616

9,143

9,682

10,096

10,428

10,893

11,560

12,230

13,055

13,629

13,962

13,868

13,072

0

0

0

Borrowings

2,153

1,851

1,648

1,695

1,759

1,738

1,727

1,691

1,593

1,554

1,490

1,456

1,447

1,473

1,188

854

524

166

143

152

145

141

136

131

141

149

139

125

121

122

235

246

219

186

76

69

0

0

0

Total Interest Expense

30,098

29,966

28,705

26,941

24,200

21,366

19,283

17,634

16,013

14,393

12,787

11,339

10,480

10,140

9,681

9,280

8,952

8,608

8,775

8,952

9,090

9,202

9,551

10,043

10,570

11,134

11,589

11,971

12,472

13,120

13,842

14,569

14,936

15,118

14,846

14,029

0

0

0

Net Interest Income

65,008

61,677

59,502

59,280

57,862

57,024

56,339

55,706

54,214

53,153

51,542

49,815

49,254

48,392

48,225

47,852

47,443

47,471

47,162

46,269

45,430

44,095

42,874

42,053

40,693

39,752

39,704

39,587

40,805

42,075

41,989

42,122

40,856

39,491

38,662

38,247

0

0

0

Less: Provision for loan losses

5,318

4,860

4,934

3,579

1,536

1,354

1,326

2,005

3,716

3,822

3,791

3,982

3,573

3,705

3,964

4,590

4,097

3,864

3,786

2,315

2,272

1,962

1,563

1,473

1,916

2,520

3,132

3,734

3,838

4,134

6,345

8,940

10,923

10,187

8,059

5,178

0

0

0

Net Interest Income after Provision for Loan Losses

59,690

56,817

54,568

55,701

56,326

55,670

55,013

53,701

50,498

49,331

47,751

45,833

45,681

44,687

44,261

43,262

43,346

43,607

43,376

43,954

43,158

42,133

41,311

40,580

38,777

37,232

36,572

35,853

36,967

37,941

35,644

33,182

29,933

29,304

30,603

33,069

0

0

0

Noninterest Income:
Service charges, commissions and fees

2,929

2,808

2,654

2,715

2,879

2,988

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

ATM and debit card fees

2,335

2,254

2,236

2,197

2,149

2,122

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges, commissions and fees

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

ATM and debit card fees

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges, commissions and fees

-

-

-

-

-

-

-

-

-

-

-

-

2,293

-

2,530

2,674

2,747

2,736

2,756

2,764

2,733

2,767

1,559

2,015

2,535

3,006

3,140

3,139

3,164

3,201

4,808

4,863

4,774

4,596

4,424

4,204

0

0

0

ATM and debit card fees

-

-

-

-

-

-

-

-

-

-

-

-

1,889

-

1,817

1,807

1,797

1,779

1,753

1,737

1,705

1,671

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gains (losses) on securities

745

-157

-1,315

-2,040

-2,242

-1,830

-501

257

877

1,397

1,039

2,148

3,975

3,799

3,884

4,946

3,338

3,300

3,167

1,025

458

295

315

236

947

1,571

3,194

4,929

4,917

4,868

3,659

2,797

4,218

3,531

0

0

0

-

-

Net gains on securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Loss on securities impairment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

97

97

97

0

0

0

Net gains on sale of loans

1,381

1,376

1,473

211

287

278

360

318

308

311

132

135

19

14

9

7

0

-

0

0

-

-12

39

-29

-26

-70

-114

-67

-63

-68

-41

-11

36

114

128

210

0

0

0

Gain on sale of assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

Gain on acquisition

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Gain on acquisition

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

Other

2,033

2,018

1,813

1,798

1,930

1,722

1,976

2,157

2,020

2,057

1,857

1,484

1,401

1,395

1,170

1,140

1,162

1,137

1,381

1,426

1,432

1,456

1,419

1,397

1,388

1,337

1,461

1,542

1,633

1,679

1,617

1,636

1,549

1,463

1,545

1,469

0

0

0

Total Noninterest Income

9,423

8,299

6,861

4,881

5,003

5,280

6,929

7,733

7,962

8,340

7,385

7,933

9,577

9,455

9,410

10,570

9,048

8,956

9,026

6,922

6,288

6,177

6,221

6,083

6,879

7,478

9,141

11,003

11,111

11,140

10,318

10,951

12,243

11,273

11,494

10,109

0

0

0

Noninterest Expense:
Salaries and employee benefits

26,456

25,019

24,029

23,781

23,268

22,888

22,403

21,909

20,869

20,113

18,855

17,755

17,306

16,577

16,161

15,832

15,547

15,496

15,851

15,962

16,056

15,840

15,367

15,009

14,672

14,368

14,278

14,078

13,823

13,668

13,292

13,278

12,865

12,529

12,308

11,874

0

0

0

Occupancy and equipment expense

6,440

6,096

5,931

5,878

5,745

5,601

5,339

5,135

4,815

4,505

4,420

4,379

4,301

4,242

4,021

3,847

3,834

3,845

3,853

3,895

3,918

3,928

3,977

3,965

3,961

3,949

3,862

3,844

3,774

3,713

3,739

3,718

3,580

3,473

3,367

3,181

0

0

0

Other

17,450

16,104

15,415

15,562

15,223

14,786

14,659

14,346

14,050

13,903

13,056

12,350

12,173

12,066

12,245

12,218

11,920

11,754

11,904

11,626

11,889

11,826

11,638

12,204

12,274

12,670

13,456

13,646

14,018

13,780

13,551

13,630

12,992

12,819

11,957

11,168

0

0

0

Total Noninterest Expense

50,346

47,219

45,375

45,221

44,236

43,275

42,401

41,390

39,734

38,521

36,331

34,484

33,780

32,885

32,427

31,897

31,301

31,095

31,608

31,483

31,863

31,594

30,982

31,178

30,907

30,987

31,596

31,568

31,615

31,161

30,582

30,626

29,437

28,821

27,632

26,223

0

0

0

Income Before Income Taxes

18,767

17,897

16,054

15,361

17,093

17,675

19,541

20,044

18,726

19,150

18,805

19,282

21,478

21,257

21,244

21,935

21,093

21,468

20,794

19,393

17,583

16,716

16,550

15,485

14,749

13,723

14,117

15,288

16,463

17,920

15,380

13,507

12,739

11,756

14,465

16,955

0

0

0

Less: Provision for income taxes

3,833

3,656

3,244

3,001

3,349

3,462

5,440

6,278

6,625

7,399

6,398

6,558

7,285

7,164

6,946

7,134

6,831

6,963

6,858

6,368

5,750

5,492

5,457

5,105

4,907

4,577

4,626

5,022

5,366

5,861

5,255

4,250

4,051

3,723

4,643

5,919

0

0

0

Net Income

14,934

14,241

12,810

12,360

13,744

14,213

14,101

13,766

12,101

11,751

12,407

12,724

14,193

14,093

14,298

14,801

14,262

14,505

13,936

13,025

11,833

11,224

11,093

10,380

9,842

9,146

9,491

10,266

11,097

12,059

10,125

9,257

8,688

8,033

9,822

11,036

0

0

0

Preferred stock dividends

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

384

394

394

394

394

395

425

529

713

1,108

1,472

1,771

1,972

2,021

2,296

2,127

1,976

1,768

1,333

0

0

0

Income Available to Common Shareholders

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14,121

13,542

12,631

11,439

10,830

10,698

9,955

9,313

8,433

8,383

8,794

9,326

10,087

8,104

6,961

6,561

6,057

8,054

9,703

0

0

0

Per Common Share:
Earnings (in dollars per share)

0.39

0.35

0.44

0.36

0.32

0.15

0.39

0.52

0.41

0.12

0.35

0.35

0.39

0.25

0.44

0.58

0.41

0.26

0.55

0.54

0.48

0.28

0.45

0.41

0.43

0.28

0.34

0.31

0.29

0.40

0.40

0.39

0.41

0.08

0.22

0.34

0.34

0.46

0.55

Cash dividends paid (in dollars per share)

0.16

0.13

0.16

0.16

0.15

0.10

0.16

0.16

0.16

0.09

0.15

0.15

0.15

0.10

0.16

0.16

0.16

0.09

0.15

0.15

0.15

0.10

0.16

0.16

0.16

0.10

0.16

0.16

0.16

0.16

0.16

0.16

0.16

0.13

0.15

0.15

0.15

0.16

0.16

Weighted Average Common Shares Outstanding (in shares)

9,741

11,479

8,807

8,807

9,687

12,326

8,807

8,807

8,807

13,130

8,807

8,441

8,369

10,650

7,609

7,609

7,609

10,098

6,920

6,920

6,920

8,806

6,291

6,291

6,291

8,806

6,291

6,291

6,291

6,291

6,292

6,293

6,294

6,297

6,294

6,115

6,115

5,559

5,559