| Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | |
|---|---|---|---|---|---|---|
Interest income | ||||||
Loans and lease financing | ||||||
574,013 | 529,877 | 462,675 | 428,419 | 405,702 | 399,209 | |
Available-for-sale securities | ||||||
92,505 | 107,123 | 102,272 | 83,019 | 73,615 | 64,069 | |
Other | ||||||
12,174 | 9,051 | 5,821 | 7,082 | 4,529 | 4,005 | |
Total interest income | ||||||
678,692 | 646,051 | 570,768 | 518,520 | 483,846 | 467,283 | |
Interest expense | ||||||
Deposits | ||||||
87,865 | 72,976 | 41,944 | 26,650 | 22,314 | 23,262 | |
Short-term and long-term borrowings | ||||||
17,425 | 6,757 | 20 | 198 | 207 | 223 | |
Total interest expense | ||||||
105,290 | 79,733 | 41,964 | 26,848 | 22,521 | 23,485 | |
Net interest income | ||||||
573,402 | 566,318 | 528,804 | 491,672 | 461,325 | 443,798 | |
Provision for credit losses | ||||||
13,800 | 22,180 | 18,500 | 8,600 | 9,900 | 11,100 | |
Net interest income after provision for loan and lease losses | ||||||
559,602 | 544,138 | 510,304 | 483,072 | 451,425 | 432,698 | |
Noninterest income | ||||||
Service charges on deposit accounts | ||||||
33,778 | 32,036 | 35,807 | 37,392 | 40,058 | 42,889 | |
Credit and debit card fees | ||||||
66,749 | 65,716 | 64,049 | 65,262 | 64,916 | 56,569 | |
Other service charges and fees | ||||||
36,253 | 38,316 | 34,063 | 35,355 | 38,641 | 37,213 | |
Trust and investment services income | ||||||
35,102 | 31,324 | 30,485 | 29,440 | 29,671 | 27,736 | |
Bank-owned life insurance | ||||||
15,479 | 9,217 | 13,283 | 15,021 | 9,976 | 13,769 | |
Investment securities gains (losses), net | ||||||
-2,715 | - | - | 27,277 | 12,321 | 20,822 | |
Other-than-temporary impairment (OTTI) losses on available-for-sale debt securities | ||||||
- | 24,100 | - | - | - | - | |
Other | ||||||
7,887 | 26,469 | 27,918 | 16,290 | 23,528 | 10,239 | |
Total noninterest income | ||||||
192,533 | 178,993 | 205,605 | 226,037 | 219,111 | 209,237 | |
Noninterest expense | ||||||
Salaries and employee benefits | ||||||
173,098 | 167,162 | 163,086 | 157,144 | 170,233 | 157,096 | |
Contracted services and professional fees | ||||||
56,321 | 49,775 | 45,011 | 45,345 | 42,663 | 37,919 | |
Occupancy | ||||||
28,753 | 27,330 | 23,485 | 21,606 | 18,401 | 22,172 | |
Equipment | ||||||
17,343 | 17,714 | 17,247 | 16,912 | 15,836 | 13,262 | |
Regulatory assessment and fees | ||||||
7,390 | 14,217 | 14,907 | 12,972 | 9,490 | 8,320 | |
Advertising and marketing | ||||||
6,900 | 4,800 | 6,200 | 6,127 | 5,472 | 5,509 | |
Card rewards program | ||||||
29,961 | 24,860 | 23,363 | 22,459 | 23,969 | 18,301 | |
Other | ||||||
50,661 | 59,082 | 54,264 | 54,715 | 41,245 | 35,112 | |
Total noninterest expense | ||||||
370,437 | 364,953 | 347,554 | 337,280 | 327,309 | 297,691 | |
Income before provision for income taxes | ||||||
381,698 | 358,178 | 368,355 | 371,829 | 343,227 | 344,244 | |
Provision for income taxes | ||||||
97,306 | 93,784 | 184,673 | 141,651 | 129,447 | 127,572 | |
Net income (loss) | ||||||
284,392 | 264,394 | 183,682 | 230,178 | 213,780 | 216,672 | |
Basic earnings per share (in dollars per share) | ||||||
2.14 | 1.93 | 1.32 | 1.65 | 1.53 | 1.55 | |
Diluted earnings per share (in dollars per share) | ||||||
2.13 | 1.93 | 1.32 | 1.65 | 1.53 | 1.55 | |
Dividends declared per share (in dollars per share) | ||||||
- | - | - | 0.62 | - | - | |
Basic weighted-average outstanding shares (in shares) | ||||||
133,076 | 136,945 | 139,560 | 139,487 | 139,459 | 139,459 | |
Diluted weighted-average outstanding shares (in shares) | ||||||
133,387 | 137,111 | 139,656 | 139,492 | 139,459 | 139,459 | |