FINANCIAL INSTITUTIONS INC FISI Balance Sheet

Financial institutions inc (FISI)

Balance Sheet / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
ASSETS
Cash and due from banks
152	112	136	108	79	102	117	89	122	99	97	84	149	71	110	67	110	60	-	-	-	58	87	64	72	59	99	50	84	60	76	61	76	57	67	45	38
Securities available for sale, at fair value
444	417	395	406	427	445	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities held to maturity, at amortized cost (net of allowance for credit losses of $13 and $0, respectively) (fair value of $354,571 and $363,259, respectively)
346	359	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Federal funds sold and interest-bearing deposits in other banks
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash and cash equivalents
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	51	52	135	-	87	64	72	59	99	50	84	60	77	61	77	57	67	46	39
Securities available for sale, at fair value
-	-	-	-	-	-	458	492	510	524	551	540	540	539	559	619	610	544	577	772	639	622	585	601	674	609	-	-	-	-	-	-	-	-	-	-	-
Securities available for sale, at fair value
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	583	810	853	823	748	765	699	627	679	706	666
Securities held to maturity, at amortized cost (fair value of $363,259 and $439,581, respectively)
-	-	386	398	438	446	459	474	501	516	538	533	545	543	528	478	476	485	490	320	306	294	285	262	253	249	245	17	17	17	19	22	24	23	23	24	28
Loans held for sale
3	4	6	2	2	2	3	2	1	2	2	1	2	1	0	0	-	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	1	0	0	0	1	0	0	3	2	3	2	1	1	1	2	2	2	14	3
Loans (net of allowance for credit losses of $43,356 and $30,482, respectively)
3,193	3,190	3,124	3,117	3,075	3,052	2,954	2,866	2,757	2,700	2,581	2,483	2,371	2,309	2,254	2,183	2,087	2,056	2,009	1,981	1,895	1,884	1,880	1,869	1,821	1,806	1,752	1,717	1,691	1,681	1,634	1,600	1,497	1,461	1,412	1,347	1,325
Company owned life insurance
69	68	68	67	67	67	66	66	65	65	64	64	63	63	62	62	61	63	62	61	61	61	55	50	49	49	48	48	47	47	46	46	45	45	45	26	26
Premises and equipment, net
41	41	41	41	42	42	43	43	44	45	45	46	46	42	40	40	40	39	38	37	36	36	36	35	36	36	36	36	37	36	36	34	32	33	33	32	33
Goodwill and other intangible assets, net
74	74	75	75	75	76	78	79	74	74	74	73	75	75	75	76	76	66	67	68	68	68	68	49	49	50	50	50	50	50	50	43	-	37	-	-	-
Goodwill
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	37	-	37	37	37
Other assets
145	114	97	95	92	75	76	77	73	76	64	63	64	64	53	56	51	63	58	63	52	63	53	58	56	64	47	46	42	44	37	46	44	48	58	46	55
Total assets
4,471	4,384	4,332	4,313	4,302	4,311	4,258	4,191	4,152	4,105	4,021	3,891	3,859	3,710	3,687	3,585	3,516	3,381	3,357	3,359	3,197	3,089	3,055	2,993	3,015	2,928	2,867	2,782	2,827	2,763	2,653	2,622	2,460	2,336	2,358	2,282	2,214
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits:
Noninterest-bearing demand
732	707	755	719	732	755	748	719	702	718	710	677	666	677	657	626	617	641	623	602	559	571	571	551	532	535	542	511	494	501	490	422	404	393	395	358	350
Interest-bearing demand
724	627	707	677	707	622	711	658	717	634	656	631	698	581	629	560	622	523	563	530	611	490	530	507	541	470	519	475	529	449	472	420	435	362	404	376	374
Savings and money market
1,270	1,039	1,011	966	1,016	968	988	1,012	1,052	1,005	1,050	999	1,069	1,034	1,052	960	1,042	928	942	910	922	795	805	766	812	717	757	713	748	655	673	584	530	474	476	438	417
Time deposits
1,059	1,180	1,111	1,108	1,052	1,020	1,037	872	907	852	863	824	734	702	724	711	677	637	-	-	-	593	-	-	-	595	594	623	637	654	695	708	695	700	707	699	739
Certificates of deposit
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	623	613	611	-	630	625	646	-	-	-	-	-	-	-	-	-	-	-	-
Total deposits
3,787	3,555	3,586	3,471	3,508	3,366	3,485	3,262	3,380	3,210	3,281	3,132	3,169	2,995	3,063	2,858	2,960	2,730	2,753	2,656	2,704	2,450	2,538	2,450	2,533	2,320	2,414	2,324	2,409	2,261	2,331	2,135	2,066	1,931	1,983	1,872	1,882
Short-term borrowings
109	275	211	308	287	469	308	472	327	446	310	347	303	331	230	338	179	293	241	350	175	334	215	254	196	337	188	193	139	179	38	200	117	150	103	132	77
Long-term borrowings, net of issuance costs of $709 and $727, respectively
39	39	39	39	39	39	39	39	39	39	39	39	39	39	39	39	39	38	38	38	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	26	26
Other liabilities
96	74	63	71	58	39	33	30	25	28	24	24	22	24	28	28	24	24	28	29	30	24	22	18	22	16	17	19	23	68	31	39	36	16	31	17	15
Total liabilities
4,032	3,945	3,900	3,891	3,894	3,915	3,866	3,804	3,772	3,724	3,655	3,543	3,534	3,390	3,361	3,263	3,202	3,087	3,062	3,075	2,910	2,809	2,777	2,723	2,752	2,673	2,619	2,537	2,572	2,509	2,401	2,375	2,220	2,099	2,117	2,049	2,002
Commitments and contingencies (Note 12)
-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	0	-	-	0
Shareholders’ equity:
Total preferred equity
17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	53
Common stock, $0.01 par value; 50,000,000 shares authorized; 16,099,556 shares issued
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid-in capital
124	124	124	123	122	122	122	122	121	121	112	98	81	81	81	81	81	72	72	72	72	72	72	67	67	67	67	67	67	67	67	67	66	67	67	66	26
Retained earnings
301	313	304	296	289	279	276	270	262	257	249	245	242	237	232	227	223	218	215	210	206	203	198	194	190	186	182	179	175	172	168	166	162	158	154	150	144
Accumulated other comprehensive loss
-2	-14	-11	-13	-18	-21	-21	-20	-18	-11	-10	-11	-13	-13	-1	-0	-4	-11	-6	-11	-5	-9	-5	-3	-6	-10	-13	-13	1	3	5	2	-0	0	8	5	-4
Treasury stock, at cost – 80,172 and 96,657 shares, respectively
1	1	2	2	2	2	2	2	3	2	2	2	3	2	3	3	3	3	3	3	4	5	5	5	5	6	6	6	6	6	6	6	6	6	6	6	7
Total shareholders’ equity
439	438	432	422	408	396	392	386	380	381	366	347	325	320	326	322	313	293	295	284	286	279	277	269	262	254	247	244	254	253	251	246	239	237	240	233	212
Total liabilities and shareholders’ equity
4,471	4,384	4,332	4,313	4,302	4,311	4,258	4,191	4,152	4,105	4,021	3,891	3,859	3,710	3,687	3,585	3,516	3,381	3,357	3,359	3,197	3,089	3,055	2,993	3,015	2,928	2,867	2,782	2,827	2,763	2,653	2,622	2,460	2,336	2,358	2,282	2,214
Series A 3% Preferred Stock [Member]
Total preferred equity
0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total preferred equity
-	-	0	0	0	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Series B-1 8.48% Preferred Stock [Member]
Total preferred equity
17	17	-	-	-	17	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total preferred equity
-	-	17	17	17	-	-	-	-	17	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-