Financial institutions inc (FISI)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash flows from operating activities:
Net income

-

-

-

-

-

-

-

-

-

-

31,161

31,351

32,256

31,931

29,873

29,720

29,154

28,337

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net income

38,468

48,862

43,246

40,990

41,759

39,526

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

25,495

23,596

23,402

23,449

22,879

24,112

23,175

22,799

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization

8,083

8,213

7,843

7,397

6,970

6,477

6,419

6,359

6,310

6,177

6,091

6,021

5,948

5,958

5,844

5,748

5,590

5,429

5,401

5,193

4,896

4,583

4,283

4,143

4,143

4,181

4,212

4,169

4,005

3,828

0

0

0

-

-

-

-

Depreciation and amortization

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Net amortization of premiums on securities

-2,103

-2,069

-1,778

-2,158

-2,313

-2,456

-2,756

-2,994

-3,145

-3,298

-3,340

-3,343

-3,302

-3,192

-3,120

-3,106

-3,121

-3,150

-3,161

-3,206

-3,099

-3,241

-3,311

-3,554

-4,089

-4,532

-4,982

-5,241

-5,312

-5,284

-5,453

-5,500

-5,644

-5,722

0

0

0

Provision for credit losses

20,766

8,044

9,275

9,492

7,178

8,934

8,996

9,737

13,529

13,361

12,772

11,931

10,051

9,638

8,879

7,672

7,008

7,381

6,693

7,954

8,424

7,789

8,286

9,041

8,476

9,079

9,192

8,186

8,452

7,128

6,770

8,486

8,355

7,780

0

0

0

Share-based compensation

1,556

1,406

1,232

1,177

1,181

1,301

1,386

1,328

1,237

1,174

1,133

1,018

955

845

751

736

700

674

608

536

471

471

478

507

408

407

465

413

486

526

615

847

1,016

1,105

0

0

0

Deferred income tax expense (benefit)

-858

369

-6,233

-4,822

-6,838

-10,480

9,951

6,773

9,033

12,403

-1,722

-916

-1,170

-1,718

957

1,446

1,347

1,798

1,670

1,290

2,461

2,154

442

-158

120

1,547

4,566

6,523

7,701

6,343

8,072

7,895

5,978

6,510

0

0

0

Proceeds from sale of loans held for sale

45,421

41,479

37,747

36,213

31,150

30,547

26,022

20,542

18,281

14,555

11,848

7,763

9,174

11,655

15,071

16,545

16,973

16,195

14,264

16,159

15,105

16,543

15,870

14,510

20,700

26,184

35,183

43,918

51,005

55,067

55,222

49,205

37,172

32,839

0

0

0

Originations of loans held for sale

45,843

41,626

39,828

35,229

30,814

29,901

26,145

20,209

17,283

15,847

13,103

9,214

10,452

11,035

14,057

16,009

16,668

16,621

14,560

16,140

14,584

14,457

15,163

15,831

24,016

31,657

39,300

44,661

49,806

52,754

53,028

48,755

36,570

31,231

0

0

0

Income on company owned life insurance

1,813

1,758

1,753

1,734

1,753

1,793

1,747

1,756

1,786

1,781

1,835

1,872

1,885

2,808

2,854

2,856

2,863

1,962

1,952

1,885

1,817

1,753

1,680

1,681

1,694

1,706

1,726

1,737

1,740

1,751

1,757

1,746

1,584

1,424

0

0

0

Net gain on sale of loans held for sale

1,474

1,352

1,294

1,158

882

796

636

483

424

376

308

204

210

240

290

297

258

249

243

266

277

313

214

37

22

117

574

998

1,288

1,421

1,202

1,197

989

880

0

0

0

Net (gain) loss on investment securities

1,951

1,677

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gain on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

2,288

-

3,066

2,926

1,539

1,988

1,612

1,841

2,790

2,041

1,779

1,264

647

1,226

1,711

2,307

3,212

2,651

2,820

4,564

3,331

3,003

0

0

0

Impairment charges on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

91

0

0

0

-

-

-

-

Net gain on other assets

44

29

57

96

96

50

61

45

42

37

53

231

307

313

292

93

27

27

28

100

108

69

-81

-153

-139

-103

0

0

0

-

-

-

-

-

-

-

-

Net loss (gain) on sale and disposal of other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-56

65

28

67

0

0

0

(Increase) decrease in other assets

54,442

21,263

-59

-3,805

-7,260

-13,376

17,082

16,635

14,905

24,505

2,395

-1,722

5,790

-2,027

-173

2,334

2,443

545

4,196

885

-1,205

1,606

8,098

12,914

3,941

6,640

2,116

-4,115

5,747

4,249

3,364

10,762

5,983

7,756

0

0

0

Increase (decrease) in other liabilities

36,702

14,973

2,809

3,440

3,432

3,065

9,295

5,429

3,602

4,016

-2,952

-4,712

-2,553

257

500

1,990

876

376

-1,111

-1,922

-6,729

-2,991

6,705

7,243

10,949

6,981

4,225

-1,757

7,926

7,429

8,692

12,528

4,269

5,057

0

0

0

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

42,112

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by operating activities

46,674

57,710

55,492

64,004

63,390

65,139

61,675

53,978

56,089

46,279

0

0

0

-

-

-

-

-

-

-

-

-

-

-

0

-

35,156

37,078

38,882

38,700

39,344

36,199

31,807

32,018

0

0

0

Cash flows from investing activities:
Purchases of available for sale securities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of available for sale securities

-

-

-

-

-

-

-

-

-

-

107,707

77,358

116,360

213,413

192,140

206,906

313,091

271,899

328,739

352,530

219,082

236,043

231,717

212,153

218,083

246,874

271,531

258,877

347,015

322,191

272,446

257,371

215,084

158,013

0

0

0

Purchases of held to maturity securities

20,392

23,494

12,694

18,976

29,716

28,017

25,788

46,492

57,970

71,479

106,383

144,198

139,039

126,375

101,231

48,526

56,985

64,397

67,144

74,746

69,059

63,770

60,764

43,026

24,257

19,598

13,909

13,803

13,304

15,484

15,973

16,607

18,524

17,188

0

0

0

Proceeds from principal payments, maturities and calls on available for sale securities

70,815

82,358

0

0

0

-

-

-

-

51,978

58,913

58,293

89,984

95,261

102,429

87,044

42,396

54,277

43,120

49,680

91,638

81,600

76,100

61,428

19,845

1,327

1,847

2,480

3,415

2,823

0

0

0

-

-

-

-

Proceeds from principal payments, maturities and calls on available for sale securities

-

-

-

-

-

-

-

0

47,579

-

41,063

79,907

81,476

119,190

116,297

127,177

137,464

127,257

135,091

114,221

161,794

140,338

142,814

132,001

114,603

143,053

162,631

172,512

175,754

175,679

178,980

178,587

179,978

168,976

0

0

0

Proceeds from principal payments, maturities and calls on held to maturity securities

84,493

83,508

84,856

91,498

92,170

96,211

102,616

102,343

98,789

96,376

92,360

88,913

68,668

66,579

60,760

50,915

43,495

36,162

28,420

30,929

31,676

31,026

32,330

25,552

17,699

14,784

15,226

18,121

19,448

20,819

18,161

18,758

18,977

21,986

0

0

0

Proceeds from sales of securities available for sale

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net loan originations

169,902

167,234

200,668

281,593

325,632

361,915

382,127

392,967

400,449

404,905

340,448

312,614

294,487

262,684

254,273

209,823

199,174

180,067

136,159

120,442

82,847

84,812

135,077

156,546

134,534

131,949

124,930

109,351

127,676

151,311

153,987

202,695

186,629

157,110

0

0

0

Purchases of company owned life insurance, net of proceeds received

51

68

52

52

52

35

52

51

52

52

52

53

60

-2,398

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from company owned life insurance, net of purchases

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

5,079

79

80

79

79

79

78

79

79

18,079

18,080

18,079

0

0

0

Proceeds from sales of other assets

-537

-360

-490

-660

-816

-590

-505

-391

-231

-234

-441

-638

-772

-854

-800

-516

-365

-365

0

0

0

-

-

-

-

-555

-654

-749

-641

-734

-745

-992

-927

-705

0

0

0

Purchases of premises and equipment

4,260

3,639

3,210

3,424

3,034

2,842

2,773

2,468

2,833

7,740

10,343

10,571

10,449

7,619

6,778

8,024

8,929

7,493

5,839

5,850

5,283

5,330

4,989

3,524

2,770

3,411

4,156

5,963

6,891

5,840

5,176

4,403

4,134

3,678

0

0

0

Cash consideration paid for acquisition, net of cash acquired

-

-

-

-

-

-

-

-

-

-

-

-

-

868

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-352,948

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash (used in) provided by investing activities

-57,106

-24,733

-22,388

-72,543

-178,359

-225,409

-236,788

-311,031

-341,537

-372,614

0

0

0

-

-

-

-

-

-

-

-

-

-

-

0

-

-234,247

-62,010

-99,928

-99,072

-17,257

-186,924

-184,662

-104,854

0

0

0

Cash flows from financing activities:
Net increase in deposits

278,348

188,768

100,485

209,822

128,828

156,733

204,221

129,681

210,350

214,952

218,151

274,481

209,482

264,691

309,857

201,767

255,482

280,004

214,676

206,160

171,275

130,471

124,639

125,842

123,923

58,262

82,466

31,681

56,109

43,376

61,229

133,497

96,988

48,709

0

0

0

Net decrease in short-term borrowings

-177,800

-194,000

-96,800

-164,300

-40,300

23,300

-2,600

125,300

24,300

114,700

80,600

9,200

124,100

38,400

-11,200

-12,300

3,627

-41,704

25,433

95,917

-21,173

-2,238

27,821

61,270

57,126

157,236

149,864

-7,411

22,273

29,108

-64,793

68,429

75,287

73,588

0

0

0

Repurchase of preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

131

0

0

0

-

-

-

-

37,549

0

0

0

Repayments of long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

26,767

0

0

0

Proceeds from issuance of common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

43,127

0

0

0

Purchases of common stock for treasury

296

293

220

193

193

113

113

113

113

148

0

0

0

-

-

-

-

202

40

40

41

194

195

195

194

229

232

261

261

557

564

535

543

215

0

0

0

Proceeds from stock options exercised

-

-

-

-

-

320

320

343

246

413

563

557

919

964

921

980

575

359

759

700

629

667

542

521

545

448

109

102

56

69

26

26

26

91

0

0

0

Excess tax benefit on share-based compensation

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-118

-118

-118

-10

-27

97

54

54

87

21

0

0

0

Cash dividends paid to preferred shareholders

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,475

1,477

2,118

0

0

0

Cash dividends paid to common shareholders

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,834

6,139

5,446

0

0

0

Cash dividends paid to common and preferred shareholders

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

285,808

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided (used in) by financing activities

82,814

-22,785

-13,620

28,433

71,841

163,830

194,606

261,610

258,663

354,253

0

0

0

-

-

-

-

-

-

-

-

-

-

-

0

-

221,430

14,046

68,812

63,225

-12,643

166,454

135,345

91,361

0

0

0

Net increase (decrease) in cash and cash equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in cash and cash equivalents

-

-

-

-

-

-

-

0

-26,785

-

-12,883

16,913

38,755

11,156

59,387

15,070

-25,028

1,970

-36,248

-12,278

63,571

-1,541

-11,802

13,905

-12,390

-744

22,339

-10,886

7,766

2,853

9,444

15,729

-17,510

18,525

0

0

0

Cash paid for interest

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid for income taxes

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid for interest

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

Cash paid for income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

Real estate and other assets acquired in settlement of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

Increase in net unsettled security purchases

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Loans transferred from held for sale to held for investment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Common stock issued for acquisition

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Fair value of assets acquired

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Fair value of liabilities assumed

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-