FIFTH THIRD BANCORP FITB Cash Flow

Fifth third bancorp (FITB)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09	Sep'09	Jun'09	Mar'09
Operating Activities
Loss on recalculation of the timing of tax benefits on leveraged leases
-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net income
1,783	2,512	2,234	2,118	2,267	2,193	2,232	2,811	2,576	2,180	2,062	1,565	1,522	1,543	1,822	1,686	1,671	1,706	1,435	1,396	1,525	1,483	1,500	1,580	1,733	1,826	1,819	1,761	1,556	1,574	1,493	1,512	1,463	1,298	1,317	1,173	1,028	753	322	-13	677	737	0	0	0
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses
0	-	-	-	0	-	-	-	-	261	247	259	298	343	380	458	446	396	404	317	315	315	269	249	236	229	252	267	274	303	282	304	346	423	534	904	1,116	1,538	2,149	2,644	3,360	3,543	0	0	0
Depreciation, amortization and accretion
501	472	374	332	356	360	361	397	345	341	367	395	432	453	449	448	444	441	440	435	423	414	404	431	468	507	553	553	540	531	517	494	471	455	456	466	472	457	410	365	352	341	0	0	0
Stock-based compensation expense
131	132	130	131	136	127	129	129	118	118	120	117	130	111	108	113	105	100	98	90	87	83	81	80	78	78	75	73	67	69	74	65	61	59	70	73	71	64	44	44	44	45	0	0	0
Benefit from deferred income taxes
-182	-246	-152	-85	-61	30	-170	-242	-217	-252	-265	-150	-161	-141	-31	-77	-59	-71	81	81	39	79	43	122	253	253	333	326	258	271	207	749	398	437	405	-114	253	176	164	-17	174	184	0	0	0
Securities losses (gains), net
5	47	-1	-12	-26	-54	-22	-15	-10	3	-3	0	7	7	12	4	2	5	44	16	18	21	-16	18	11	21	-16	3	23	15	63	72	59	58	137	48	50	60	0	0	0	-	-	-	-
Securities gains, net - non-qualifying hedges on mortgage servicing rights
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain Loss On Securities Net Non Qualifying Hedges On Msrs
3	3	8	7	1	-15	-20	-17	-11	2	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	13	0	0	0	-	-	-	-	24	0	0	0	-	-	-	-	64	0	0	0
MSR Fair Value Adjustment
670	376	-341	-178	139	83	26	68	127	122	104	70	23	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	13	5	12	17	37	0	0	0
Securities losses - non-qualifying hedges on mortgage servicing rights
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7	0	0	0
Provision for mortgage servicing rights
-	-	-	-	-	-	-	-	-	-	-	-	-	-7	83	166	33	-4	96	-2	117	65	-35	-13	-147	-192	-169	-97	65	103	136	264	268	242	75	-43	-8	36	157	111	-38	24	0	0	0
Net gains on sales of loans and fair value adjustments on loans held for sale
207	137	115	91	76	71	78	87	90	108	104	104	120	101	86	85	62	98	103	86	92	67	286	472	507	622	810	714	725	583	200	153	81	145	75	-112	-79	-114	-150	-27	-83	-116	0	0	0
Net losses on disposition and impairment of bank premises and equipment
-6	-23	-30	-23	-55	-43	-34	-39	-7	0	-2	-17	-15	-13	-13	2	-97	-101	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ain On Branch Consolidation And Sales Plan
-	-	-	-	-	-	-	-	-	-	-	-	-	19	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other asset impairment charges
-	-	-	-	-	-	-	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Losses On Disposition And Impairment Of Operating Lease Equipment
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain related to Vantiv Inc.'s acquisition of Worldpay Group plc.
-	-	-	-	-	414	414	414	414	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	272	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of Worldpay, Inc. shares
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ProceedsFromSaleOfEquityMethodInvestments
-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capitalized servicing rights
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	335	321	294	236	272	301	304	297	858	681	523	373	0	0	0
Proceeds from sales of loans held for sale
10,012	8,157	6,639	5,539	5,361	5,199	5,729	5,869	5,881	6,453	7,003	7,262	7,389	6,895	5,919	5,485	5,236	5,102	4,859	4,669	4,802	5,477	6,866	10,849	16,624	22,047	24,704	24,640	22,112	22,044	21,747	19,772	17,766	14,783	16,130	17,994	18,563	18,634	17,184	18,266	21,336	21,504	0	0	0
Operating lease income relating to lease payments
-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans originated or purchased for sale, net of repayments
10,833	8,896	7,188	5,921	5,387	5,378	5,668	5,797	5,864	6,054	6,621	7,039	7,317	7,014	6,198	5,698	5,143	5,142	4,854	4,577	4,634	4,874	5,977	9,034	14,344	19,003	22,961	23,630	21,871	21,439	21,279	20,071	17,806	15,199	15,135	16,535	17,676	18,231	17,251	16,940	20,306	22,252	0	0	0
Dividends representing return on equity investments
66	66	43	23	12	12	26	34	40	46	36	35	35	28	27	29	25	25	37	40	43	42	41	39	51	54	55	56	38	45	30	19	21	13	22	27	33	31	29	30	21	22	0	0	0
Net change in:
Trading debt and equity securities
143	29	-67	5	-266	-132	-119	-136	239	442	411	436	280	23	55	38	22	34	-8	10	44	16	141	136	126	131	37	17	21	28	13	-13	-19	-115	-132	-64	-96	-67	-764	-1,078	-1,094	-1,000	0	0	0
Other assets
446	-20	877	-404	-327	-303	-212	-326	-119	22	-267	-99	-102	-338	-200	-89	-26	-94	538	371	240	221	-19	-131	-293	672	81	385	617	-4	122	256	301	67	46	76	-150	-9	539	57	-258	-826	0	0	0
Accrued taxes, interest and expenses
-193	-49	14	17	222	147	-423	76	-194	-138	469	-53	122	-157	70	88	32	327	69	-10	60	1	-24	9	-57	8	-124	-18	1	1	98	-375	63	79	31	512	-6	-63	-190	-328	-931	-1,200	0	0	0
Other liabilities
-104	-91	-251	-294	-62	45	86	-112	-85	22	28	308	314	24	-49	-111	-150	-191	-104	-8	-48	-555	-528	-811	-580	569	371	483	163	-238	-102	-326	150	164	114	758	471	78	504	-502	108	376	0	0	0
Net Cash Provided by (Used in) Operating Activities
1,723	1,824	1,374	2,371	3,125	2,856	2,179	2,131	1,215	1,480	2,119	2,031	2,226	2,091	2,101	2,170	2,310	2,418	2,038	2,061	2,239	2,076	2,323	2,969	3,710	4,595	3,648	3,075	1,887	2,557	2,442	1,545	2,378	2,366	3,674	4,955	4,278	3,305	3,618	4,413	4,775	3,794	0	0	0
Investing Activities
Proceeds from sales:
Available-for-sale securities and other investments
8,677	10,596	9,987	9,686	7,804	12,430	16,020	18,287	17,791	12,637	11,073	14,027	17,794	18,280	19,827	17,696	18,775	16,828	12,572	9,803	3,895	5,234	6,536	7,901	9,182	9,328	7,385	5,781	4,505	2,521	3,031	3,152	2,638	2,471	2,261	2,425	2,137	2,578	2,165	2,232	3,283	3,750	0	0	0
Loans and leases
253	259	315	288	300	305	270	185	200	164	251	307	374	360	237	191	87	741	750	714	772	147	153	188	141	657	685	715	770	275	317	327	332	371	577	627	585	538	235	148	154	331	0	0	0
Bank premises and equipment
94	90	52	41	41	57	55	50	52	40	35	72	73	82	84	48	41	37	35	38	33	24	20	18	32	33	0	0	0	-	-	-	-	35	34	6	9	10	-2	16	20	20	0	0	0
Proceeds from repayments / maturities:
Available-for-sale securities and other investments
2,392	2,267	2,015	1,803	1,741	1,845	1,982	2,150	2,270	2,331	3,088	3,612	3,849	3,776	3,089	2,620	2,702	2,865	2,864	2,800	2,398	2,265	2,198	2,365	2,842	3,191	3,646	3,975	3,934	4,100	4,032	3,752	3,540	3,502	3,851	4,176	4,692	4,620	29,219	52,446	78,675	117,901	0	0	0
Held-to-maturity securities
-	-	-	-	-	-	-	-	-	-	-	-	-	44	100	96	113	117	33	35	17	20	0	0	0	-	-	-	-	-	-	-	-	29	0	0	0	-	-	-	-	3	0	0	0
Purchases:
Available-for-sale securities and other investments
12,885	13,959	14,089	12,475	11,246	16,207	19,768	21,661	20,925	15,295	15,601	18,844	23,542	24,636	24,044	23,570	25,929	26,733	21,374	17,191	10,758	10,691	13,326	16,400	18,116	16,216	14,302	11,056	7,673	6,813	6,161	6,856	6,832	5,689	6,229	6,189	5,061	5,218	32,425	55,153	82,687	126,942	0	0	0
Bank premises and equipment
260	243	227	213	201	192	190	187	196	200	193	210	197	186	194	173	160	164	178	187	200	216	232	243	274	274	289	307	328	362	372	393	357	319	291	252	239	224	167	169	160	173	0	0	0
MSRs
52	26	26	58	58	82	82	50	104	109	109	109	29	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from settlement of BOLI
27	28	26	17	16	16	17	15	11	14	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales and dividends representing return of equity investments
63	1,057	1,031	1,049	1,591	604	606	1,841	1,305	1,363	1,373	120	124	64	472	463	454	458	78	82	263	279	266	408	629	674	921	805	428	393	162	129	97	63	0	0	0	-	-	-	-	-	-	-	-
Net Cash Paid On Sale Of Certain Retail Branch Operations
-	-	-	-	-	-	-	-	-	-	-	-	-	219	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash Paid On Acquisitions
0	-1,210	-1,187	-1,187	-1,187	43	52	52	64	44	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Restricted cash from the initial consolidation of variable interest entities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-63	0	0	0	-	-	-	-
Net change in:
Payments for (Proceeds from) Loans and Leases
-	-	-	-	-	-	0	0	936	-	-588	-1,641	-1,244	243	139	1,693	3,145	3,238	4,556	3,794	2,960	3,136	4,326	4,414	4,930	4,750	6,130	6,741	5,743	5,930	5,155	5,867	6,273	5,422	5,425	5,331	3,835	2,507	-592	-4,321	-5,450	-5,497	0	0	0
Payments to Acquire Equipment on Lease
-	-	-	-	-	-	0	0	26	-	-4	74	82	126	180	168	120	85	55	108	80	66	91	86	177	206	217	182	148	126	121	59	22	59	33	44	63	21	25	56	62	75	0	0	0
Federal funds sold
0	35	35	35	35	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Dividends representing return of equity method investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	14	10	12	9	0	0	0
Other short-term investments
3,338	647	1,753	1,668	1,756	-928	-1,869	-527	103	-1	303	345	-134	83	1,001	-1,633	-3,141	-5,243	-1,643	1,065	2,717	2,798	1,015	1,277	-84	2,695	1,337	-854	658	640	-742	594	-852	267	-1,243	-2,952	-1,423	-1,861	2,138	3,803	2,311	-209	0	0	0
Loans and leases
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating lease equipment
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash (Used in) Provided by Investing Activities
-13,857	-797	-4,567	-4,793	-5,425	-4,141	-1,387	62	-722	428	257	250	-367	-2,864	-1,968	-3,076	-4,084	-3,931	-8,188	-8,873	-9,337	-8,938	-9,744	-11,461	-10,500	-10,184	-9,582	-6,098	-4,861	-6,533	-3,467	-6,336	-5,968	-5,285	-3,982	-1,608	-337	1,708	-2,469	56	2,984	1,076	0	0	0
Financing Activities
Net change in:
Deposits
11,402	3,742	6,520	6,774	3,713	5,673	2,890	2,251	1,305	-659	181	9	1,983	1,146	908	-622	-712	1,493	146	4,123	4,480	2,437	10,755	9,504	9,420	9,758	4,996	4,824	3,578	3,529	2,771	4,254	4,417	5,264	3,018	1,232	1,181	784	5,471	6,113	8,712	9,550	0	0	0
Certificates - $100,000 and over, including foreign office and other
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	4,442	4,357	2,255	279	-129	-579	-942	-1,202	-2,334	-2,749	-2,441	-3,429	-3,458	-4,811	-5,204	-4,159	0	0	0
Federal funds purchased
1,005	1,665	1,440	418	-2,452	-1,751	-2,198	-480	-23	-42	8	-9	-21	19	6	18	66	-7	16	28	69	140	78	483	118	618	461	5	-67	-555	-259	-238	13	-67	-59	-163	-61	-97	64	194	92	104	0	0	0
Other short-term borrowings
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from (Repayments of) Short-term Debt
-	-	-	-	-	-	0	0	-680	-	2,194	1,410	-1,508	2,028	-1,410	-157	2,110	-49	2,174	990	-1,304	176	-757	1,034	278	-4,900	-2,016	-2,501	-437	3,041	609	1,911	1,579	1,665	3,119	1,147	-61	38	-2,020	-5,368	-9,839	-8,544	0	0	0
Dividends paid on common stock
690	660	606	552	498	467	438	418	436	430	438	435	406	402	406	411	417	422	428	432	427	423	421	413	408	393	374	345	323	309	295	230	211	192	126	126	79	32	0	0	0	-	-	-	-
Dividends paid on preferred stock
110	93	98	78	75	98	97	75	60	75	38	52	75	52	75	75	75	75	75	73	73	67	0	0	0	-	-	-	-	35	26	26	35	50	92	136	178	205	0	0	0	-	-	-	-
Proceeds from issuance of long-term debt
3,336	3,866	3,103	4,636	3,583	2,438	3,484	2,688	3,135	2,490	1,444	1,693	2,241	3,735	0	0	0	-	-	-	4,825	6,570	8,095	8,502	5,489	5,044	2,555	1,311	1,323	523	522	549	740	1,500	0	0	0	-	-	-	0	-	-	-	0
Repayment of long-term debt
2,888	4,212	4,122	4,090	3,702	2,884	2,949	1,735	1,941	1,969	4,136	4,298	3,745	5,119	3,173	3,257	3,337	2,205	2,247	2,293	2,169	1,399	1,869	1,473	2,409	2,225	2,461	3,919	2,717	3,159	2,125	1,247	1,848	1,607	2,650	2,178	1,705	2,473	1,327	1,182	2,737	3,065	0	0	0
Repurchases of treasury stock and related forward contract
850	1,763	1,863	2,013	2,048	1,453	1,326	1,816	1,923	1,605	1,487	738	421	661	721	780	910	850	815	1,238	933	654	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Shares acquired for treasury
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Payment of cash dividends
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Issuance of common shares
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,648	0	0	0	-	-	-	-	-	-	-	-
Redemption of preferred shares, Series F
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,408	0	0	0	-	-	-	-	-	-	-	-
Redemption of stock warrant
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	280	0	0	0	-	-	-	-	-	-	-	-
Exercise of stock based awards
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	0
Other
-64	-58	-47	-52	-60	-69	-85	-93	-83	-57	-47	-35	-42	-31	-25	-30	-26	-28	-27	-22	-21	-22	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Net Cash Used In Financing Activities
12,667	-430	4,354	3,134	3,011	1,452	-897	-2,344	-660	-1,786	-2,335	-2,437	-1,952	625	-424	480	1,152	962	5,480	6,285	6,865	6,775	7,659	9,414	7,757	6,326	6,331	3,020	2,925	3,754	1,167	4,804	3,704	3,423	441	-3,183	-3,953	-5,172	-1,064	-5,152	-8,117	-5,291	0	0	0
Increase in Cash and Due from Banks
533	597	1,161	712	711	167	-105	-151	-167	122	41	-156	-93	-148	-291	-426	-622	-551	-670	-527	-233	-87	238	922	967	737	397	-3	-49	-222	142	13	114	504	133	164	-12	-159	85	-683	-358	-421	0	0	0
Supplemental Cash Flow Information
Interest
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Income taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0