Farmers & merchants bancorp inc (FMAO)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
Assets
Cash and due from banks

49,844

50,137

103,188

108,085

48,740

37,492

28,782

31,838

39,349

33,480

48,313

28,613

38,842

27,348

30,896

22,895

25,205

21,333

30,352

21,073

28,525

22,246

12,058

15,455

20,670

18,265

15,928

15,054

12,404

37,561

13,994

15,579

12,060

31,609

13,987

13,357

28,987

Federal funds sold

40,993

1,159

11,404

15,193

33,109

873

939

726

559

987

791

646

1,052

974

602

484

703

685

866

1,014

16,576

2,049

322

544

601

998

506

946

33,802

6,531

5,074

12,063

31,056

11,534

7,749

2,034

14,392

Total cash and cash equivalents

90,837

51,296

114,592

123,278

81,849

38,365

29,721

32,564

39,908

34,467

49,104

29,259

39,894

28,322

31,498

23,379

25,908

22,018

31,218

22,087

45,101

24,295

17,279

19,098

27,584

19,263

21,535

22,463

57,529

44,092

29,629

41,691

59,237

43,143

38,404

22,625

43,379

Interest-bearing time deposits

4,869

4,309

4,554

4,509

4,509

4,019

4,019

4,019

4,019

4,018

2,541

2,541

1,845

1,915

1,915

1,960

1,960

-

-

-

-

-

4,899

3,099

6,313

-

5,101

6,463

11,323

-

10,561

14,049

16,121

-

16,668

7,234

-

Securities - available-for-sale

204,121

222,293

190,465

204,415

174,682

168,447

183,075

187,036

192,859

196,398

192,811

195,582

206,388

218,527

224,473

217,063

226,512

235,115

244,786

253,607

246,070

248,492

253,119

284,628

307,725

324,509

337,298

354,474

360,821

355,905

353,455

357,150

345,029

327,519

316,372

327,666

287,317

Other securities, at cost

5,810

5,810

5,789

5,789

5,789

3,679

3,717

3,717

3,717

3,679

3,717

3,717

3,717

3,717

3,717

3,717

3,717

3,717

3,717

-

-

3,717

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale

2,153

4,248

606

1,909

859

495

1,679

913

2,769

1,221

2,147

1,666

1,067

2,055

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other Securities, at cost

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,717

3,717

-

3,717

3,717

3,717

4,216

4,216

4,216

4,216

4,365

4,365

4,365

4,365

4,365

4,365

4,365

4,406

Loans, net

1,239,108

1,211,771

1,151,937

1,084,448

1,091,829

839,599

831,943

824,226

827,937

816,156

788,335

783,980

764,356

751,310

732,070

725,198

701,375

679,821

629,074

614,664

-

616,021

602,688

592,176

577,547

570,919

518,296

495,777

479,484

496,178

486,170

493,332

488,090

501,124

500,326

500,671

521,883

Loans, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

608,732

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Premises and equipment

26,120

26,283

25,990

26,013

25,205

22,612

22,117

21,957

21,980

21,617

21,473

20,942

21,222

21,457

21,356

21,295

20,872

20,587

20,107

20,261

19,997

20,300

20,293

19,962

18,540

18,709

18,452

18,287

17,722

17,599

16,680

16,882

16,883

16,984

17,035

17,137

17,202

Construction in progress

-

68

-

-

-

3

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Construction in progress

-

-

-

-

-

-

-

-

-

109

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill

47,340

47,340

47,340

47,340

47,340

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

4,074

Mortgage servicing rights

2,672

2,629

2,556

2,465

2,397

2,385

2,373

2,356

2,313

2,299

2,264

2,230

2,209

2,192

2,143

2,143

2,108

2,056

2,045

2,028

2,016

2,023

2,019

2,023

2,025

2,066

2,084

2,047

2,042

2,063

2,087

2,077

2,061

2,071

2,118

2,126

2,178

Other real estate owned

185

214

351

329

510

600

717

649

651

674

615

630

774

774

1,412

1,252

1,061

1,175

1,133

1,098

1,098

1,094

1,264

1,541

1,844

2,091

2,361

1,754

2,226

2,310

3,118

3,314

3,567

3,572

3,855

3,559

4,468

Bank owned life insurance

15,313

15,235

15,151

15,050

14,963

14,884

14,799

14,692

14,604

14,523

14,446

14,334

14,452

14,376

-

-

-

14,033

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

16,597

15,834

15,549

15,002

15,729

17,001

9,778

9,129

8,911

7,774

8,628

7,220

7,553

7,176

21,789

21,194

21,481

6,472

21,368

21,027

20,590

21,197

20,788

21,009

21,611

20,091

19,842

19,241

21,046

20,074

21,401

21,171

21,477

20,141

21,173

21,209

21,456

Total Assets

1,655,125

1,607,330

1,574,880

1,530,547

1,465,661

1,116,163

1,108,012

1,105,332

1,123,742

1,107,009

1,090,155

1,066,175

1,067,551

1,055,895

1,044,447

1,021,275

1,009,068

989,068

957,522

942,563

951,395

941,213

925,241

948,228

964,667

965,938

928,158

922,333

949,160

946,660

920,979

944,056

944,783

922,993

907,722

903,432

906,363

Liabilities and Stockholders' Equity
Liabilities
Deposits
Noninterest-bearing

261,786

265,156

261,719

242,510

236,847

215,422

197,088

200,067

193,665

199,114

189,963

189,770

178,153

186,390

176,180

170,126

163,769

171,112

161,978

160,077

156,994

164,009

120,103

115,371

115,404

110,452

103,535

95,442

99,027

103,966

87,354

85,839

82,827

84,567

75,511

71,285

70,554

Interest-bearing
NOW accounts

463,734

423,655

430,646

430,505

418,773

298,254

314,873

311,185

327,433

298,711

294,911

274,236

292,364

230,446

209,264

204,924

208,928

190,890

188,362

183,376

194,853

179,862

204,919

211,438

227,308

215,185

199,090

201,843

213,376

196,971

186,129

190,166

202,377

193,137

182,496

188,465

176,897

Savings

341,256

322,973

310,667

293,179

272,875

227,701

230,306

238,167

245,895

233,949

224,911

226,505

236,230

226,537

240,615

236,546

240,713

225,052

226,318

225,356

233,378

223,189

214,607

216,443

220,446

214,467

201,568

195,888

198,188

192,808

183,459

182,234

183,066

170,052

165,514

159,082

159,698

Time

281,931

276,563

274,996

276,153

258,929

187,413

186,592

181,347

186,345

187,566

193,581

186,964

187,944

198,830

212,042

191,250

184,722

184,285

191,384

192,839

191,462

195,500

205,277

217,820

227,106

236,360

241,375

254,439

261,855

269,507

277,889

291,912

295,551

291,626

296,064

303,775

317,364

Total deposits

1,348,707

1,288,347

1,278,028

1,242,347

1,187,424

928,790

928,859

930,766

953,338

919,340

903,366

877,475

894,691

842,203

838,101

802,846

798,132

771,339

768,042

761,648

776,687

762,560

744,906

761,072

790,264

776,464

745,568

747,612

772,446

763,252

734,831

750,151

763,821

739,382

719,585

722,607

724,513

Federal funds purchased and securities sold under agreements to repurchase

30,585

48,073

30,056

27,102

25,521

32,181

27,026

23,898

23,307

39,495

35,550

40,095

27,961

70,324

59,487

75,942

69,390

78,815

61,504

57,983

51,741

55,962

-

-

-

69,756

-

-

-

-

-

-

-

-

-

-

-

Federal funds purchased and securities sold under agreement to repurchase

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

62,219

70,066

58,775

-

61,322

54,728

49,087

51,312

54,847

54,474

50,073

52,440

53,207

48,946

51,241

Federal Home Loan Bank (FHLB) advances

24,788

24,806

24,669

24,532

24,682

0

5,000

5,000

5,000

5,000

10,000

10,000

10,000

10,000

10,000

10,000

10,000

10,000

-

-

-

0

0

0

-

4,500

-

-

-

-

-

-

-

-

-

-

-

FHLB Advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

7,100

7,100

7,100

11,600

11,611

16,628

16,645

16,662

21,710

26,765

29,874

Dividend payable

1,768

1,768

1,657

1,654

1,654

1,379

1,287

1,284

1,193

1,193

1,193

1,144

1,053

1,053

1,053

1,051

1,005

1,007

1,009

1,007

963

965

965

963

967

967

928

930

931

931

931

884

890

890

891

890

894

Accrued expenses and other liabilities

12,820

14,078

13,062

10,865

9,446

10,526

6,493

6,808

6,027

7,844

7,157

6,226

6,129

6,738

8,863

6,548

7,858

7,810

7,474

-

-

7,233

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued expenses and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,033

5,473

-

5,129

5,594

6,099

5,634

5,459

4,673

8,963

9,326

8,748

14,076

7,879

8,528

8,577

5,648

5,438

Total liabilities

1,418,668

1,377,072

1,347,472

1,306,500

1,248,727

972,876

968,665

967,756

988,865

972,872

957,266

934,940

939,834

930,318

917,504

896,387

886,385

868,971

838,029

825,671

834,864

826,720

813,219

837,695

856,105

857,321

820,377

815,043

838,527

836,421

810,968

836,213

839,308

817,902

803,970

804,856

811,960

Commitments and Contingencies

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

-

-

0

-

-

-

-

-

-

-

-

-

-

-

Stockholders' Equity
Common stock - No par value 20,000,000 shares authorized; issued and outstanding 12,230,000 shares 3/31/20 and 12/31/19

81,844

81,535

81,264

81,955

81,760

10,823

10,589

11,842

11,690

11,546

11,388

12,150

12,049

11,947

11,841

12,260

12,181

12,086

12,976

13,102

13,039

12,222

12,677

12,677

12,677

12,312

12,677

12,677

12,677

12,677

12,677

12,677

12,677

12,677

-

-

12,677

Common stock, no par value - authorized 6,500,000 shares; issued 5,200,000 shares

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

12,677

12,677

-

Treasury stock - 1,100,579 shares 3/31/20, 1,093,065 shares 12/31/19

12,636

12,456

12,453

12,707

12,680

12,409

12,409

12,186

12,158

12,160

12,126

12,267

12,267

12,267

12,251

12,583

12,583

12,389

13,047

13,165

13,165

11,928

11,916

12,190

11,714

11,611

11,108

10,677

10,674

10,588

10,483

10,590

10,134

9,898

9,809

10,028

9,799

Unearned Stock Awards - 33,900 shares 2014, 31,530 shares 2013

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

772

621

630

-

645

572

575

584

584

552

561

564

564

560

580

Retained earnings

162,416

160,081

157,126

153,993

149,466

147,887

146,072

142,330

139,483

136,577

134,320

131,734

129,655

127,869

125,723

123,587

121,664

120,188

118,422

116,735

115,143

113,755

112,059

110,489

108,898

107,910

106,589

105,434

103,862

102,641

101,048

99,544

97,889

96,495

94,502

93,335

91,567

Accumulated other comprehensive income

4,833

1,098

1,471

806

-1,612

-3,014

-4,905

-4,410

-4,138

-1,826

-693

-382

-1,720

-1,972

1,630

1,624

1,421

212

1,142

220

1,514

444

-26

178

-669

6

268

428

5,343

6,093

7,353

6,764

5,604

6,381

6,946

3,152

538

Total stockholders' equity

236,457

230,258

227,408

224,047

216,934

143,287

139,347

137,576

134,877

134,137

132,889

131,235

127,717

125,577

126,943

124,888

122,683

120,097

119,493

116,892

116,531

114,493

112,022

110,533

108,562

108,617

107,781

107,290

110,633

110,239

110,011

107,843

105,475

105,091

103,752

98,576

94,403

Total Liabilities and Stockholders' Equity

1,655,125

1,607,330

1,574,880

1,530,547

1,465,661

1,116,163

1,108,012

1,105,332

1,123,742

1,107,009

1,090,155

1,066,175

1,067,551

1,055,895

1,044,447

1,021,275

1,009,068

989,068

957,522

942,563

951,395

941,213

925,241

948,228

964,667

965,938

928,158

922,333

949,160

946,660

920,979

944,056

944,783

922,993

907,722

903,432

906,363