Farmers national banc corp /oh/ (FMNB)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
INTEREST AND DIVIDEND INCOME
Loans, including fees

24,099

22,626

22,684

22,324

21,469

21,332

20,531

19,545

18,427

18,263

17,786

17,402

16,483

16,168

16,048

15,623

15,270

14,954

13,385

8,634

7,684

7,878

7,950

7,589

7,484

7,686

7,724

7,739

7,568

7,946

7,945

7,987

7,996

8,068

8,303

8,354

8,466

9,329

9,192

Taxable securities

1,547

1,162

1,196

1,238

1,244

1,241

1,226

1,228

1,233

1,245

1,271

1,265

1,118

1,173

1,160

1,288

1,437

1,482

1,369

1,405

1,647

1,770

1,803

1,838

1,871

1,822

1,598

1,734

1,908

1,964

1,901

2,128

2,106

2,020

2,121

2,048

1,869

2,183

2,261

Tax exempt securities

1,782

1,759

1,695

1,638

1,595

1,535

1,461

1,380

1,331

1,290

1,232

1,170

1,071

969

893

899

889

891

783

662

615

623

605

639

656

736

742

744

727

707

705

706

713

718

725

729

739

584

584

Dividends

140

130

151

171

175

185

167

154

146

163

136

123

115

112

177

113

113

145

48

46

48

48

47

48

47

48

47

48

53

54

50

52

50

48

48

53

46

45

47

Federal funds sold and other interest income

149

170

205

158

196

154

178

167

145

123

126

82

63

47

54

27

38

9

9

6

5

2

8

4

5

6

11

8

10

20

29

30

21

-

21

10

-

19

-

Federal funds sold and other interest income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

9

-

-

Federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15

TOTAL INTEREST AND DIVIDEND INCOME

27,717

25,847

25,931

25,529

24,679

24,447

23,563

22,474

21,282

21,084

20,551

20,042

18,850

18,469

18,332

17,950

17,747

17,481

15,594

10,753

9,999

10,321

10,413

10,118

10,063

10,298

10,122

10,273

10,266

10,691

10,630

10,903

10,886

10,893

11,218

11,194

11,129

12,160

12,099

INTEREST EXPENSE
Deposits

4,639

4,361

4,705

4,359

3,435

2,763

2,242

1,723

1,411

1,277

1,182

1,117

914

863

858

793

707

814

909

879

887

938

987

1,022

1,061

1,110

1,136

1,127

1,187

1,325

1,409

1,460

1,525

1,575

1,660

1,684

1,698

2,068

2,420

Short-term borrowings

320

99

289

631

1,231

1,562

1,353

1,140

881

695

644

501

327

204

166

144

175

91

59

16

11

11

11

13

11

13

13

13

12

14

22

25

42

49

75

104

97

210

234

Long-term borrowings

456

222

180

48

48

48

49

49

44

45

50

51

78

111

115

124

118

118

88

109

109

129

130

131

135

134

125

94

99

96

98

98

98

147

248

249

251

267

269

TOTAL INTEREST EXPENSE

5,415

4,682

5,174

5,038

4,714

4,373

3,644

2,912

2,336

2,017

1,876

1,669

1,319

1,178

1,139

1,061

1,000

1,023

1,056

1,004

1,007

1,078

1,128

1,166

1,207

1,257

1,274

1,234

1,298

1,435

1,529

1,583

1,665

1,771

1,983

2,037

2,046

2,545

2,923

NET INTEREST INCOME

22,302

21,165

20,757

20,491

19,965

20,074

19,919

19,562

18,946

19,067

18,675

18,373

17,531

17,291

17,193

16,889

16,747

16,458

14,538

9,749

8,992

9,243

9,285

8,952

8,856

9,041

8,848

9,039

8,968

9,256

9,101

9,320

9,221

9,122

9,235

9,157

9,083

9,615

9,176

Provision for loan losses

-

-

550

750

-

-

950

750

775

-

950

950

1,050

990

1,110

990

780

990

1,220

850

450

825

425

300

330

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for loan losses

1,100

-

-

-

550

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

340

170

255

0

325

400

0

0

700

1,075

1,875

1,500

1,600

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

21,202

20,565

20,207

19,741

19,415

19,549

18,969

18,812

18,171

18,667

17,725

17,423

16,481

16,301

16,083

15,899

15,967

15,468

13,318

8,899

8,542

8,418

8,860

8,652

8,526

8,516

8,508

8,869

8,713

9,256

8,776

8,920

9,221

9,122

8,535

8,082

7,208

8,115

7,576

NONINTEREST INCOME
Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

951

-

1,057

987

935

1,049

929

672

603

712

711

614

590

722

633

524

491

544

540

485

474

528

562

500

473

556

497

Bank owned life insurance income, including death benefits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

120

107

-

337

-

-

-

-

-

-

-

-

-

-

-

-

Bank owned life insurance income

208

192

204

208

214

221

219

219

222

246

193

191

201

-

194

202

212

-

184

165

139

-

115

-

-

-

-

116

117

-

129

125

135

173

143

119

159

128

131

Security gains, including fair value changes for equity securities

157

28

22

-18

10

260

-34

27

18

-

0

-14

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Trust fees

-

-

-

-

-

-

-

-

-

-

-

-

1,678

-

1,693

1,564

1,496

1,518

1,482

1,509

1,647

1,482

1,561

1,552

1,497

1,478

1,368

1,391

1,346

1,386

1,328

1,365

1,418

1,298

1,354

1,365

1,338

1,254

1,197

Insurance agency commissions

-

-

-

-

-

-

-

-

-

-

-

-

674

-

569

293

139

175

130

118

146

99

85

75

95

104

56

41

42

35

28

25

36

32

28

28

64

32

110

Security gains, including fair value changes for equity securities

-

-

-

-

-

-

-

-

-

-

-

-

13

-

31

41

0

46

3

35

10

372

1

84

0

10

597

242

14

586

473

0

0

-

0

-

-

1,161

-3

Impairment of equity securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

11

-

-

0

-

Retirement plan consulting fees

-

-

-

-

-

-

-

-

-

-

-

-

513

-

561

496

489

425

423

778

504

778

395

272

364

348

280

0

0

-

0

-

-

-

-

-

-

-

-

Investment commissions

-

-

-

-

-

-

-

-

-

-

-

-

222

-

308

356

236

286

332

256

298

211

378

243

194

303

173

251

262

301

210

249

186

194

215

263

191

132

129

Net gains on sale of loans

1,366

1,517

1,143

1,055

671

832

804

606

487

810

758

891

607

838

1,063

540

402

407

415

156

123

108

114

71

65

-

146

-

-

-

-

-

-

-

-

-

-

-

-

Debit card and EFT fees

-

-

-

-

-

-

-

-

-

-

-

-

653

-

653

657

626

-

506

312

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gains on sale of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

188

114

-

204

138

65

113

0

0

0

-

-

Other operating income

495

484

621

432

494

393

387

366

333

223

457

315

375

480

356

601

411

-9

281

408

567

314

520

766

521

496

583

472

489

491

455

434

405

390

405

419

392

434

660

TOTAL NONINTEREST INCOME

7,715

7,647

7,441

6,994

6,520

6,705

6,478

6,306

6,010

6,051

6,058

6,055

5,887

6,076

6,485

5,737

4,946

5,175

4,685

4,409

4,037

4,193

3,880

3,797

3,433

3,641

4,173

3,225

2,875

3,671

3,367

2,821

2,719

4,532

2,696

2,694

2,617

3,697

2,721

NONINTEREST EXPENSES
Salaries and employee benefits

10,231

9,128

9,422

9,266

9,356

9,444

8,966

8,828

8,738

8,697

8,922

8,853

8,287

8,248

8,366

7,740

7,554

8,189

7,244

5,663

5,542

5,430

5,330

5,096

5,022

4,974

6,475

5,400

5,205

5,270

4,808

4,939

4,729

4,649

4,184

4,483

4,188

4,209

4,099

Occupancy and equipment

1,800

1,667

1,615

1,650

1,717

1,566

1,597

1,611

1,704

1,528

1,546

1,631

1,587

1,748

1,587

1,616

1,664

1,772

1,368

1,201

1,111

1,110

1,145

1,097

1,153

1,022

1,053

1,088

1,026

1,090

1,060

1,068

961

819

944

922

916

925

892

State and local taxes

464

416

468

472

470

474

475

479

459

386

436

424

417

363

394

394

393

283

400

243

245

193

222

230

233

-

327

-

-

-

-

-

-

-

-

-

-

-

-

State and local taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

328

329

-

293

304

307

237

233

238

247

224

224

Professional fees

816

787

654

887

794

734

687

737

698

643

726

775

747

803

671

754

529

1,420

738

546

476

637

648

574

592

477

742

509

484

614

490

456

407

466

516

403

406

379

381

Merger related costs

1,319

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Merger related costs

-

-

112

-19

-

-

0

0

25

-

270

104

62

19

31

224

289

1,736

2,499

1,912

245

0

0

0

0

-

9

217

-

-

0

0

-

-

-

-

-

-

-

Advertising

271

607

437

442

250

416

489

379

275

561

405

317

244

371

383

363

345

636

344

282

217

385

250

274

203

273

225

233

180

305

210

210

248

214

265

211

145

199

147

FDIC insurance

225

79

80

85

87

234

218

225

222

165

235

234

235

199

287

286

283

326

256

178

177

178

184

187

184

181

181

180

177

175

166

183

186

68

171

244

348

340

317

Intangible amortization

332

326

326

327

327

355

354

355

354

386

379

364

365

368

421

335

337

345

304

167

167

192

192

191

192

214

214

98

98

102

102

103

102

112

112

112

143

145

145

Core processing charges

861

-

-

-

791

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

389

361

-

353

336

346

396

303

332

388

400

338

310

245

266

237

Core processing charges

-

-

900

803

-

-

778

794

739

-

702

717

655

743

738

580

638

770

643

382

381

-

418

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Telephone and data

203

235

236

217

260

288

298

238

237

241

249

242

241

275

206

233

216

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other operating expenses

2,060

2,126

2,173

2,574

1,925

1,890

2,318

1,812

1,645

1,153

1,921

2,103

1,773

1,863

2,141

2,258

2,196

467

1,725

1,513

1,190

1,339

1,387

1,340

1,201

1,328

1,347

1,433

1,243

1,214

1,464

1,178

1,302

1,485

1,414

1,169

1,176

1,230

1,203

TOTAL NONINTEREST EXPENSES

18,582

16,351

16,423

16,704

15,977

15,983

16,180

15,458

15,096

15,018

15,791

15,764

14,613

15,000

15,225

14,783

14,444

16,620

15,521

12,087

9,751

9,867

9,776

9,378

9,141

9,221

10,926

9,822

9,088

9,465

8,896

8,773

8,630

9,645

8,177

8,092

7,814

7,917

7,645

INCOME BEFORE INCOME TAXES

10,335

11,861

11,225

10,031

9,958

10,271

9,267

9,660

9,085

9,700

7,992

7,714

7,755

7,377

7,343

6,853

6,469

4,023

2,482

1,221

2,828

-

2,964

3,071

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

INCOME BEFORE INCOME TAXES

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,818

-

1,755

2,272

2,500

3,462

3,247

2,968

3,310

4,009

3,054

2,684

2,011

3,895

2,652

INCOME TAXES

1,696

2,186

2,071

1,488

1,570

1,585

1,183

1,587

1,359

4,465

2,009

2,004

1,972

2,014

1,967

1,833

1,671

848

625

409

617

597

688

720

627

641

143

404

495

825

758

682

790

969

683

567

321

1,041

618

NET INCOME

8,639

9,675

9,154

8,543

8,388

8,686

8,084

8,073

7,726

5,235

5,983

5,710

5,783

5,363

5,376

5,020

4,798

3,175

1,857

812

2,211

2,147

2,276

2,351

2,191

2,295

1,612

1,868

2,005

2,637

2,489

2,286

2,520

3,040

2,371

2,117

1,690

2,854

2,034

EARNINGS PER SHARE - basic and diluted

-

-

-

-

-

-

-

-

0.28

-

-

0.21

0.21

-

0.20

0.19

0.18

0.13

0.07

0.04

0.12

0.11

0.12

0.13

0.12

0.11

0.09

0.10

0.11

0.15

0.13

0.12

0.13

-

0.13

0.11

-

-

-

EARNINGS PER SHARE - basic

0.30

0.35

0.33

0.31

0.30

-

0.29

0.29

-

-

0.22

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

EARNINGS PER SHARE - fully diluted

0.30

0.34

0.33

0.31

0.30

-

0.29

0.29

-

-

0.22

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NET INCOME PER SHARE--basic and diluted

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.10

-

-

Change in net unrealized gains on securities, net of reclassifications

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1,537

-2,988

COMPREHENSIVE INCOME

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4,391

5,022

NET INCOME PER SHARE - basic and diluted

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.21

0.15

DIVIDENDS PER SHARE

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.03

0.03

Service Charges on Deposit Accounts
Noninterest income

1,095

1,139

1,208

1,093

1,074

1,115

1,151

985

1,003

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Trust Fees
Noninterest income

1,857

1,891

1,905

1,821

1,858

1,752

1,827

1,740

1,807

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Insurance Agency Commissions
Noninterest income

883

696

681

739

803

642

567

713

699

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Retirement Plan Consulting Fees
Noninterest income

380

343

338

450

358

370

470

465

379

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment Commissions
Noninterest income

423

435

384

327

260

259

273

315

256

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Debit Card and EFT Fees
Noninterest income

851

922

935

887

778

861

814

870

806

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-