Fnb corp/pa/ (FNB)
CashFlow / Quarterly
Mar'20Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10Jun'10Mar'10
Operating Activities
Net Income (Loss) Attributable to Parent

47,000

94,000

100,000

101,032

84,968

87,000

23,922

77,693

74,406

22,979

51,400

52,168

41,300

26,132

39,122

40,053

40,131

40,343

39,304

35,391

34,831

34,524

28,439

31,634

29,193

28,538

28,955

30,743

29,130

21,582

23,737

23,773

22,362

17,175

23,533

17,217

17,922

15,980

Adjustments to reconcile net income to net cash flows provided by operating activities:
Depreciation, amortization and accretion

4,000

7,000

27,000

24,612

33,388

24,000

28,651

23,957

19,116

17,276

15,941

19,167

14,133

11,759

12,537

9,541

10,146

11,725

11,112

12,717

7,951

8,339

8,923

6,399

7,265

8,181

9,838

8,319

8,203

5,467

5,519

5,041

4,335

7,532

5,701

6,320

5,978

9,260

Provision for credit losses

48,000

14,000

15,000

15,951

16,049

14,000

16,626

16,768

16,756

10,850

12,953

14,639

16,640

11,768

12,664

10,777

8,864

8,136

10,040

11,197

10,405

7,006

8,366

7,280

7,903

7,541

9,274

8,429

7,027

6,572

8,289

8,573

8,551

8,228

10,807

12,313

12,239

11,964

Deferred tax expense

2,000

2,000

4,000

13,459

13,541

2,000

92,294

15,480

10,002

11,224

4,610

-1,149

11,284

255

-3,324

-1,915

9,006

-3,217

41,580

79

300

2,154

-3,045

-8,310

2,121

-6,057

298

-20,400

1,046

-10,195

-171

-4,709

-606

-1,577

3,187

-1,680

-1,023

-434

Debt and Equity Securities, Gain (Loss)

-

-

-

-

-

-

105

2,777

493

2,625

404

299

226

71

503

314

14

-9

302

1,178

776

9,461

51

5

68

684

3

-66

260

108

3,511

49

38

54

443

80

47

2,390

Other-than-temporary impairment losses on securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

51

0

602

1,686

Tax benefit of stock-based compensation

-

-

-

-

-

-

-

11

4

720

1,708

149

-134

277

23

-187

-489

681

516

693

281

1,224

48

31

0

1,247

1

12

39

334

0

1

4

-66

6

0

0

-205

Loans originated for sale

301,000

217,000

252,000

335,624

320,376

209,000

310,043

267,984

337,202

182,771

228,751

217,652

171,094

95,503

108,782

141,238

124,039

71,499

63,269

46,980

33,516

18,245

28,620

50,810

74,554

65,340

-

-

-

-

-

-

-

-

-

-

-

-

Loans sold

275,000

206,000

277,000

343,177

320,823

269,000

337,677

328,801

245,117

135,405

238,782

215,106

168,347

94,765

109,449

147,387

123,917

74,870

63,364

46,510

36,024

22,635

30,489

63,219

81,833

68,241

-

-

-

-

-

-

-

-

-

-

-

-

Net gain on sale of loans

5,000

4,000

4,000

6,332

6,668

5,000

6,417

5,867

1,372

3,344

3,949

3,254

1,633

2,164

1,872

3,014

1,967

1,813

1,844

1,256

1,272

1,193

903

899

1,022

1,021

-

-

-

-

-

-

-

-

-

-

-

-

Net change in:
Interest receivable

-21,000

11,000

-2,000

9,044

-2,044

1,000

7,896

9,642

-1,065

1,527

3,628

1,157

106

109

231

2,864

-111

1,704

621

1,630

-163

123

107

361

-764

1,971

-1,679

3,596

602

-950

-533

429

-1,976

664

-1,599

591

-666

-200

Interest payable

-2,000

3,000

0

4,342

2,658

0

1,062

880

-386

444

-945

1,076

-1,432

1,301

1,174

78

-314

-178

183

234

-542

-750

663

-676

-693

-1,467

-419

-353

-696

-2,457

-83

-899

142

-762

-400

-762

-16

-907

Securities classified as trading in business combination and sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-38,417

0

-203,178

-

-

-

-

0

0

0

-331,972

0

0

0

-110,490

-

-

-

-

Bank owned life insurance, excluding purchases

2,000

1,000

3,000

1,633

2,367

3,000

2,900

3,037

3,101

1,962

1,897

-252

1,505

1,850

2,131

1,742

1,201

1,323

5,196

1,830

1,862

1,513

1,790

909

-776

1,675

1,655

1,742

1,096

1,637

1,318

-1,114

-31

669

640

665

556

1,068

Residential mortgage loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4,574

5,383

-2,657

-

385

3,668

-6,446

-4,029

9,497

-4,234

-1,288

Other, net

292,000

76,000

72,000

-17,387

4,387

-32,000

19,905

-36,893

128,391

-13,403

-20,708

-11,208

69,781

-47,865

19,477

-22,706

19,749

-5,187

30,581

12,870

-5,609

-3,096

4,330

-240

-36,546

18,176

-22,812

3,865

-24,947

9,046

-8,183

-9,218

-14,465

-3,123

-3,002

-9,410

-6,962

2,227

Net cash flows (used in) provided by operating activities

-205,000

17,000

94,000

167,715

139,285

210,000

153,701

211,154

-104,487

18,632

103,112

89,956

6,061

93,871

38,603

79,642

38,946

66,289

68,320

77,950

56,434

244,115

81,851

63,391

173,874

26,977

64,098

53,934

60,185

365,813

37,582

50,702

48,758

152,488

50,320

31,985

46,961

33,557

Investing Activities
Net change in loans and leases, excluding sales

500,000

467,000

339,000

335,341

435,659

284,000

213,056

304,708

373,278

208,958

149,587

227,965

315,466

122,982

328,413

255,370

234,531

167,685

304,175

350,299

397,206

140,938

169,635

211,344

182,069

80,520

170,612

131,627

75,473

31,878

88,565

97,701

146,742

79,454

107,980

58,723

91,315

54,546

Debt securities available for sale:
Purchases

54,000

175,000

171,000

447,231

223,769

358,000

99,216

450,183

100,374

492,227

312,456

131,000

112,273

510,271

142,265

37,261

152,219

90,156

143,692

159,638

208,138

318,332

124,498

39,193

119,010

92,521

144,562

169,402

136,559

474,224

179,273

111,886

105,226

33,446

97,944

74,853

170,791

90,221

Proceeds from Sale of Available-for-sale Securities

-

-

-

-

-

-

238

30,896

206,406

549,460

-199

0

0

615,199

0

271

0

33,228

0

25,817

64,178

85,877

128

0

0

21,919

0

24,019

47,668

15,414

91,090

0

34

10,849

706

4

189

59,266

Maturities

215,000

142,000

170,000

133,663

135,337

153,000

165,382

156,688

128,063

119,867

106,594

180,684

86,456

170,266

72,343

86,870

58,995

66,275

57,933

73,647

41,654

130,641

76,198

80,548

111,780

77,002

83,039

107,044

117,546

142,435

138,972

130,097

92,260

69,890

93,924

95,958

89,771

73,462

Purchases

59,000

25,000

142,000

20,771

160,229

64,000

343,980

59,739

250,721

531,560

187,403

287,459

370,564

217,574

185,599

75,407

74,085

130,506

39,060

110,530

59,503

266,486

37,603

100,141

122,216

113,176

57,472

41,024

104,077

323,679

-89,409

33,325

109,561

189,984

156,304

82,356

65,441

130,292

Sales

-

-

-

-

-

-

-50

55,476

0

1,574

-

-

-

-

-

-

-

69,394

-

-

-

-

-1

0

0

17,429

0

0

0

2,903

-

-

-

-

-

-

-

-

Maturities

154,000

107,000

94,000

107,667

87,333

81,000

85,925

94,336

95,415

119,324

97,798

100,962

80,871

77,369

-

-

-

-

60,106

58,472

50,993

44,159

45,823

67,356

81,760

90,826

100,342

89,990

77,684

72,385

86,298

58,802

54,852

62,355

77,056

65,385

55,613

60,664

Purchase of bank owned life insurance

-

-

-

-

-

-

-

-

-

-

421

0

16,515

64

0

72,664

16

8

0

-4,432

15

4,433

0

-6

5,022

5,000

5,008

1

23

20,000

-

-

-

-

-

-

-

-

Withdrawal/surrender of bank owned life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,253

18,000

-1

716

-

-

-

-

190

0

0

20,701

-

-

-

-

-

-

-

-

Increase in premises and equipment

8,000

10,000

16,000

8,667

1,333

9,000

10,219

11,949

11,646

23,186

22,926

9,763

13,433

13,878

2,419

-1,347

2,452

6,199

7,658

4,559

1,979

6,042

7,137

5,892

3,636

-1,783

4,840

-164

5,779

2,325

7,467

2,805

4,138

2,705

4,505

1,912

2,047

1,346

Net cash received in business combinations and divestitures

-

-

-

-

-

-

-

-

-718

197,682

238

0

292,616

-46,854

-

-

-

-

55

-32,977

-94

-26,964

-

-

-

-

0

0

-407,076

203,538

0

1

-14

-23,361

-

-

-

-

Net cash flows used in investing activities

-252,000

-428,000

-411,000

-429,648

-598,352

-481,000

-439,838

-508,480

-312,658

-268,024

-468,362

-374,541

-462,016

44,919

-515,605

-65,220

-336,184

-225,657

-373,348

-407,111

-509,923

-447,874

-117,074

-208,660

-196,427

-82,258

-198,923

-120,837

-79,013

-394,730

130,456

-56,819

-218,533

-139,134

-187,411

-56,142

-184,043

-83,013

Financing Activities
Demand (non-interest bearing and interest bearing) and savings accounts

126,000

205,000

133,000

383,447

-87,447

-23,000

21,897

429,152

-118,340

73,291

75,063

503,372

-56,292

411,857

-44,580

304,969

553,691

445,685

-1,336

202,684

197,525

253,935

-78,289

145,575

170,042

220,825

46,312

198,931

14,986

353,871

1,784

8,732

65,358

222,959

105,984

91,383

57,657

86,843

Time deposits

-166,000

224,000

-178,000

578,099

130,901

122,000

450,255

449,899

-154,575

11,421

14,234

-54,384

-108,408

28,558

-87,519

-57,254

-731

-20,779

-67,293

-102,658

-78,032

-44,043

-72,131

-66,957

-82,361

-90,793

-88,058

-57,229

-81,444

-111,091

-79,656

-36,977

-57,695

-22,192

-57,668

-28,214

-17,105

27,041

Short-term borrowings

228,000

-18,000

449,000

-654,809

531,809

124,000

-194,102

-553,667

840,004

286,765

267,192

-24,306

696,523

-687,409

761,594

-220,280

-232,918

-301,158

440,491

85,556

287,886

-24,615

75,060

135,563

71,217

-138,137

63,727

84,901

56,683

13,593

33,951

89,043

-10,220

-40,194

-63,979

82,140

24,711

41,564

Proceeds from issuance of long-term borrowings

307,000

228,000

10,000

9,510

7,490

10,000

58,083

19,694

11,225

65,998

6,112

11,720

-14,203

42,371

113,977

6,322

8,056

6,598

9,238

159,682

108,657

108,079

54,981

16,776

7,495

13,331

13,354

13,370

7,896

5,695

6,258

8,977

29,348

8,244

17,013

44,076

11,752

53,043

Repayment of long-term borrowings

15,000

179,000

10,000

10,657

38,343

18,000

48,580

17,258

50,656

82,506

53,995

81,063

-13,604

51,546

15,164

6,260

6,965

6,579

9,229

28,846

18,865

39,966

174,121

17,388

45,462

11,017

14,429

13,521

7,549

162,069

141,030

7,250

7,421

10,443

28,211

46,654

56,309

127,529

Repurchases of common stock

25,000

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other, net

8,000

1,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Decrease in junior subordinated debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

13

-108

-

-168

-169

-169

Net proceeds from issuance of common stock

-

-

4,000

2,787

3,213

4,000

4,037

3,261

2,745

957

8,642

2,755

5,371

1,232

2,216

2,743

2,997

4,775

5,062

1,419

2,621

3,755

57,483

2,636

2,669

-696

2,309

2,205

3,170

1,211

2,445

2,460

64,962

1,186

1,833

1,576

1,900

1,414

Tax benefit of stock-based compensation

-

-

-

-

-

-

-

-

-

-

1,708

149

-134

277

23

-187

-489

681

516

693

281

1,224

48

31

0

1,247

1

12

39

334

-122

123

4

-66

6

0

0

-205

Dividends [Abstract]
Preferred stock

2,000

2,000

2,000

1,980

2,020

2,000

1,970

2,010

2,010

2,010

1,970

2,010

2,010

2,010

2,011

2,010

2,010

2,010

2,010

2,010

2,010

2,322

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common stock

39,000

39,000

39,000

39,720

39,280

39,000

39,416

39,023

39,013

25,548

25,867

25,425

25,414

25,294

21,181

21,178

21,160

20,992

20,986

20,111

20,107

20,016

19,218

17,560

17,541

16,927

16,941

16,930

16,917

16,858

15,572

15,362

15,349

14,403

13,843

13,828

13,816

13,768

Net cash flows provided by financing activities

422,000

420,000

367,000

266,677

506,323

178,000

250,204

290,048

489,380

328,368

291,119

330,808

509,037

-281,964

707,355

6,865

300,471

106,221

354,453

296,409

477,956

236,031

-34,305

198,676

91,059

-22,167

6,275

211,739

-23,136

84,686

-191,820

49,719

69,000

144,983

-38,359

130,311

8,621

68,234

Net (Decrease) Increase in Cash and Cash Equivalents

-35,000

9,000

50,000

4,744

47,256

-93,000

-35,933

-7,278

72,235

78,976

-74,131

46,223

53,082

-143,174

230,353

21,287

3,233

-53,147

49,425

-32,752

24,467

32,272

-69,528

53,407

68,506

-77,448

-128,550

144,836

-41,964

55,769

-23,782

43,602

-100,775

158,337

-175,450

106,154

-128,461

18,778