First bancorp, inc (FNLC)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10Jun'10Mar'10
Cash flows from operating activities
Net income

25,864

25,525

25,202

24,847

24,186

23,536

22,259

21,308

20,457

19,588

18,822

18,402

18,143

18,009

17,458

17,084

16,534

16,206

15,863

15,783

15,456

14,709

14,785

14,042

13,537

12,965

12,692

12,550

12,631

12,688

12,482

12,264

12,134

12,364

12,418

12,608

12,575

12,116

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities
Depreciation

2,027

1,938

1,843

1,780

1,777

1,792

1,833

1,866

1,871

1,864

1,821

1,794

1,770

1,745

1,746

1,728

1,727

1,720

1,696

1,677

1,643

1,663

1,688

1,726

1,767

1,727

1,604

1,489

1,386

1,314

1,329

1,337

1,347

1,355

1,350

1,349

1,366

1,394

0

0

0

Change in deferred taxes

185

336

338

68

-119

-485

1,394

1,583

1,840

2,083

196

168

52

-139

-239

-136

133

332

809

528

1

18

-689

-294

136

-56

997

567

449

-108

445

416

324

730

-1,198

-171

-35

395

0

0

0

Provision for loan losses

1,275

1,250

1,042

1,125

1,375

1,500

1,583

2,000

2,000

2,000

2,225

1,850

1,725

1,600

1,575

1,400

1,425

1,550

1,400

1,550

1,250

1,150

1,550

2,000

3,100

4,200

5,035

5,635

7,235

7,835

11,250

11,350

10,550

10,550

7,700

8,000

8,100

8,400

0

0

0

Loans originated for resale

44,697

37,721

33,281

20,283

25,273

25,447

15,960

32,449

33,805

39,039

45,889

54,792

59,766

54,257

45,592

33,186

30,377

31,306

30,435

28,257

21,916

21,758

22,371

29,808

42,564

56,377

60,301

62,796

58,200

40,606

96,858

67,341

51,648

34,304

-59,773

-64,675

-71,398

-65,726

0

0

0

Proceeds from sales and transfers of loans

45,330

38,218

34,160

21,253

25,612

26,323

15,744

33,469

35,164

40,172

47,593

56,605

60,260

55,035

45,642

32,393

30,871

31,671

31,308

29,172

22,474

22,337

23,987

31,157

43,509

58,553

60,212

63,541

59,775

40,712

31,653

27,587

21,049

37,756

60,574

67,682

75,100

65,796

0

0

0

Net gain on sales of loans

758

651

597

489

491

490

484

636

664

737

910

1,125

1,249

1,211

1,078

760

718

714

690

643

502

496

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

Net gain on sale or call of securities

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gain on sale or call of securities

-

-

-

-

-

-

-

-

-

-

-

-

140

-

671

535

540

1,399

1,406

2,510

2,514

1,155

1,145

40

824

1,087

1,088

1,088

1,744

1,968

5,023

5,031

3,816

3,293

0

0

0

-

-

-

-

Net (gain) loss on sale or call of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Net amortization of premiums on investments

-1,190

-1,082

-1,016

-1,258

-1,529

-1,820

-2,117

-2,472

-2,860

-3,212

-3,321

-3,207

-2,623

-2,338

-1,817

-1,343

-1,243

-783

-838

-789

-829

-943

-990

-1,198

-1,475

-1,817

-2,117

-2,346

-2,594

-2,676

-8,616

-7,113

-5,194

-3,583

3,626

3,150

1,913

899

0

0

0

Net gain on sale of other real estate owned

-

-

-

-

-

312

322

193

96

84

83

169

171

177

165

37

-41

-5

-62

-38

-25

-32

64

95

110

25

25

22

1

7

-9

-79

-82

7

78

188

168

122

0

0

0

Provision for losses on other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

501

496

531

406

397

775

1,337

1,216

1,284

842

333

264

352

0

0

0

Equity compensation expense

592

565

464

435

409

381

430

416

404

392

330

332

332

298

289

280

271

296

336

374

403

431

370

312

262

214

189

152

115

85

62

51

40

22

26

29

34

37

0

0

0

Tax benefit from vesting of restricted stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-32

-32

-32

-32

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in other assets and accrued interest

13,446

7,690

8,308

10,516

3,695

-1,146

2,429

423

3,839

4,817

3,006

3,314

2,692

2,444

1,084

1,367

1,098

455

-1,037

-1,920

-1,232

-676

3,550

1,118

-1,191

-1,557

-4,499

-2,462

1,152

-756

-2,848

1,025

-1,558

-1,288

2,860

2,124

1,112

177

0

0

0

Net increase (decrease) in other liabilities

10,966

2,802

1,516

2,097

-1,601

3,848

2,287

2,273

4,263

-2,020

885

106

-216

665

281

943

901

1,418

302

-370

581

378

3,574

1,309

824

1,370

-997

288

710

1,631

355

581

-465

-1,596

379

310

534

1,139

0

0

0

Net loss on disposal of premises and equipment

-385

-386

-385

-342

-10

-136

-22

-12

-12

108

-7

-7

-7

0

0

0

0

-

-

-

-

-3

-4

-4

-6

-3

0

0

0

-

-

-

-

-5

0

0

0

-

-

-

-

Net loss on sale of premises and equipment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Amortization of investment in limited partnership

308

307

283

254

220

186

177

175

176

178

182

186

190

194

213

230

249

266

341

418

493

569

557

544

532

520

509

498

487

476

455

433

412

390

367

345

322

300

0

0

0

Net acquisition amortization

43

43

43

43

43

43

43

43

43

43

43

43

43

43

43

44

44

58

128

199

269

326

326

326

326

326

316

343

333

283

283

244

244

244

251

110

213

251

0

0

0

Net cash provided by operating activities

28,175

26,053

23,978

21,977

23,682

33,840

28,557

31,326

30,099

22,273

25,121

23,290

21,043

21,190

20,431

19,746

21,049

20,742

22,084

21,225

20,361

20,463

20,055

20,957

22,902

24,984

24,823

24,892

23,389

25,023

24,210

26,158

27,460

29,725

29,268

31,158

30,273

25,650

0

0

0

Cash flows from investing activities
Increase in interest-bearing deposits in other banks

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in interest-bearing deposits in other banks

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

Proceeds from sales of securities available for sale

76,959

8,339

3,835

0

0

459

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

1,444

-

10,307

8,957

8,871

35,468

35,466

51,022

51,022

15,557

15,557

0

5,598

10,563

11,563

11,863

20,459

26,437

90,672

90,378

151,360

140,417

75,182

75,176

0

202

0

0

0

Decrease in interest-bearing deposits in other banks

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Proceeds from maturities, payments and calls of securities available for sale

89,093

78,825

62,870

48,667

48,795

51,752

55,517

61,959

67,767

156,969

172,096

177,569

174,146

79,217

60,195

46,260

39,449

36,588

32,897

31,687

28,442

30,226

30,986

34,217

43,535

55,399

65,002

71,345

69,759

61,776

52,544

42,057

37,047

42,756

58,193

92,814

114,873

101,223

0

0

0

Proceeds from maturities, payments, calls and sales of securities to be held to maturity

48,558

24,087

21,886

14,128

14,147

14,094

13,248

14,248

14,765

14,770

17,692

52,045

85,427

88,899

92,221

57,150

33,041

45,688

42,197

44,417

33,984

18,085

15,270

14,136

26,069

36,872

45,318

60,905

61,813

53,958

55,110

40,074

28,494

28,644

29,796

33,973

64,764

84,287

0

0

0

Proceeds from sales of other real estate owned

-

-

-

-

-

1,350

1,175

1,086

696

607

782

1,150

1,629

1,786

2,013

2,103

2,152

3,260

3,443

3,491

3,125

2,624

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

Purchases of securities available for sale

120,105

98,257

75,855

57,862

68,956

76,893

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,124

4,004

2,751

4,299

3,722

0

0

0

Purchases of securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

280,688

-

137,626

79,115

109,033

111,616

91,296

81,742

11,653

908

961

43,987

80,385

103,359

116,744

81,545

62,766

93,378

111,839

125,182

166,173

161,386

219,136

323,031

312,285

316,453

0

0

0

Purchases of securities to be held to maturity

130,784

71,857

63,223

56,484

36,625

13,159

27,942

30,169

32,559

44,334

71,403

79,683

89,425

75,573

35,549

24,059

7,085

9,644

5,644

5,644

23,716

34,881

34,880

34,880

58,001

62,727

63,241

102,370

75,042

74,743

79,889

53,183

56,566

44,424

40,128

27,705

10,157

1,363

0

0

0

Redemption of restricted equity securities

0

2,604

2,604

2,604

2,604

0

0

0

0

-

-

-

-

-

-

-

382

0

0

0

0

-

-

-

-

536

536

536

911

995

0

0

0

-

-

-

-

-

-

-

-

Purchase of restricted equity securities

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Redemption of Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Net increase in loans

80,513

59,635

21,306

26,199

77,860

75,751

124,502

106,106

100,890

95,199

93,829

84,200

86,893

84,850

67,746

77,507

68,372

74,375

59,761

75,948

74,716

45,788

51,738

32,645

12,974

15,375

4,391

-2,737

7,260

19,635

17,425

10,471

-6,738

-6,176

-37,444

-31,749

-28,986

-52,395

0

0

0

Capital expenditures

1,801

1,573

2,011

1,487

1,513

1,484

2,048

2,666

2,639

2,529

1,780

2,050

2,145

2,131

1,821

910

859

927

690

1,691

1,914

1,909

1,988

992

2,150

2,363

3,137

3,172

1,797

1,726

861

1,486

1,384

1,222

1,770

966

1,987

2,043

0

0

0

Net cash used by investing activities

-125,003

-116,280

-36,003

-74,218

-117,779

-112,077

-209,539

-128,010

-115,590

-130,060

-155,991

-184,036

-192,431

-148,177

-92,939

-60,643

-117,825

-86,347

-52,903

-58,698

8,413

-16,751

-24,388

-58,231

-69,854

-75,957

-33,577

-9,956

30,865

-19,270

-6,890

-11,919

3,317

16,185

-56,515

-115,339

-111,607

-78,130

0

0

0

Cash flows from financing activities
Net decrease in demand, savings, and money market accounts

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in demand, savings, and money market accounts

-

-

-

-

-

-

0

0

-31,158

-

103,911

125,605

182,705

94,130

80,236

47,956

68,061

94,889

77,512

98,652

77,672

84,038

86,540

61,279

42,288

39,486

49,790

42,792

39,561

37,552

20,322

25,856

15,390

25,828

34,185

17,546

16,809

-241

0

0

0

Net increase in certificates of deposit

-1,538

98,570

42,384

59,607

77,729

32,408

122,565

129,897

107,698

82,381

72,389

47,945

54,337

105,638

35,148

1,430

74,555

-76,519

-74,469

-35,765

-156,817

-83,618

-68,684

-55,525

27,821

26,063

11,271

-52,274

-111,425

-51,893

-80,669

-19,388

-49,780

-58,981

-16,191

31,823

94,331

52,124

0

0

0

Net increase in short-term borrowings

18,087

0

-54,957

-77,138

46,068

61,559

180,911

130,178

37,782

-30,143

-53,735

-20,818

-45,064

-63,556

-64,271

20,082

-6,045

42,541

48,733

-30,507

8,451

30,791

-15,489

45,192

21,720

0

-21,844

8,175

21,027

17,242

49,133

-403

22,624

8,340

62,944

65,392

628

27,552

0

0

0

Advances on long-term borrowings

0

-

-

-

0

-

-

-

-

-

-

-

-

35,000

35,000

10,000

10,000

55,000

55,000

55,000

55,000

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayment on long-term borrowings

-14,536

25,362

28,900

38,459

119,878

80,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayment on long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-30,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayments of long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Repurchase of preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

12,500

12,500

12,500

2,500

0

0

0

0

-

-

-

-

-

-

-

-

Payment to repurchase common stock

241

183

96

96

97

168

169

172

175

154

153

148

146

129

129

129

129

180

180

180

180

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of common stock

648

653

641

638

630

619

622

613

604

632

616

602

595

531

513

498

476

465

458

458

464

457

443

446

427

11,973

11,978

11,960

11,965

499

536

528

519

431

393

401

406

416

0

0

0

Dividends paid

13,090

12,963

13,273

13,152

12,598

12,052

10,836

10,286

10,281

11,460

11,454

11,339

11,222

9,810

9,702

9,583

9,464

9,349

9,233

9,120

9,009

8,893

8,775

8,605

8,547

8,657

8,600

8,598

8,482

8,310

8,301

8,462

8,607

8,751

8,901

8,878

8,871

8,865

0

0

0

Net cash provided by financing activities

102,675

85,526

11,794

48,103

92,808

78,164

180,256

97,551

84,450

109,628

129,789

160,097

174,455

130,054

76,795

45,254

97,454

66,847

32,821

33,538

-28,813

-7,225

1,383

39,007

44,323

52,585

13,967

-10,445

-49,854

-4,910

-18,979

-14,369

-32,354

-45,633

29,930

76,284

83,303

50,986

0

0

0

Net increase in cash and cash equivalents

5,847

-4,701

-231

-4,138

-1,289

-73

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-1,081

-649

3,067

3,067

4,287

4,357

678

1,242

2,002

-3,935

-39

-3,513

-2,950

1,733

-2,629

1,612

5,213

4,491

4,400

843

-1,659

-130

-1,577

277

2,683

-7,897

1,969

-1,494

0

0

0

Interest paid

25,644

26,088

25,613

24,445

22,400

20,104

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest paid

-

-

-

-

-

-

-

-

-

-

-

0

11,255

-

10,273

9,917

9,826

9,960

10,362

10,871

11,260

11,503

11,691

11,955

12,179

12,516

12,729

12,780

12,863

13,052

13,336

13,947

14,430

14,901

15,386

16,105

16,515

16,824

0

0

0

Income taxes paid

3,994

3,994

4,685

4,706

3,049

3,057

3,542

3,701

5,738

5,730

0

0

0

-

-

-

-

4,235

4,510

5,030

4,970

5,150

4,245

3,010

2,180

2,000

1,797

2,628

2,547

2,547

0

0

0

-

-

-

-

-

-

-

-

Non-cash transactions
Net transfer from loans to other real estate owned

37

0

446

381

381

610

1,117

1,192

1,213

1,177

224

311

523

584

951

1,293

1,197

1,323

1,361

1,417

1,752

2,271

3,330

3,826

3,372

3,106

5,102

5,887

7,436

7,234

4,297

3,586

5,458

5,566

0

0

0

-

-

-

-

Transfer from loans to other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0