Fs bancorp, inc. (FSBW)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Loans receivable, including fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

INTEREST INCOME
Loans receivable, including fees

84,337

84,706

82,278

75,436

67,469

58,616

51,984

49,075

46,341

43,457

0

0

0

-

-

32,877

31,919

30,418

28,645

27,254

25,253

23,615

22,268

21,294

21,034

20,791

20,471

19,753

18,861

18,057

17,182

16,516

16,180

16,191

0

0

0

Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions

4,926

4,919

4,842

4,556

4,180

3,710

3,268

2,946

2,795

2,724

2,530

2,431

2,331

2,248

2,167

1,958

1,603

1,289

1,151

1,086

1,161

1,227

1,220

1,188

1,035

942

881

842

802

730

632

502

402

287

0

0

0

Total interest and dividend income

89,263

89,625

87,120

79,992

71,649

62,326

55,252

52,021

49,136

46,181

43,777

41,204

39,155

38,020

36,555

34,835

33,522

31,707

29,796

28,340

26,414

24,842

23,488

22,482

22,069

21,733

21,352

20,595

19,663

18,787

17,814

17,018

16,582

16,478

0

0

0

INTEREST EXPENSE
Deposits

16,259

16,162

14,784

12,411

9,787

7,321

5,653

4,848

4,312

3,920

3,635

3,398

3,287

3,254

3,215

3,273

3,300

3,229

3,041

2,850

2,632

2,434

2,359

2,186

2,056

1,978

1,931

1,972

2,077

2,208

2,347

2,459

2,638

2,826

0

0

0

Borrowings

2,229

2,476

2,636

2,550

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Borrowings

-

-

-

-

-

-

-

-

375

334

308

244

180

226

267

273

303

285

266

286

277

268

255

235

220

200

179

151

147

155

165

182

182

180

0

0

0

Subordinated note

683

679

680

680

680

679

679

679

679

679

679

679

679

683

655

484

315

144

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total interest expense

19,171

19,317

18,344

16,093

13,359

10,228

7,687

6,292

5,366

4,933

4,622

4,321

4,146

4,163

4,137

4,030

3,918

3,658

3,307

3,136

2,909

2,702

2,614

2,421

2,276

2,178

2,110

2,123

2,224

2,363

2,512

2,641

2,820

3,006

0

0

0

Total interest expense

19,171

19,317

18,344

16,093

13,359

10,228

7,687

6,292

5,366

4,933

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NET INTEREST INCOME

70,092

70,308

68,776

63,899

58,290

52,098

47,565

45,729

43,770

41,248

39,155

36,883

35,009

33,857

32,418

30,805

29,604

28,049

26,489

25,204

23,505

22,140

20,874

20,061

19,793

19,555

19,242

18,472

17,439

16,424

15,302

14,377

13,762

13,472

0

0

0

PROVISION FOR LOAN LOSSES

5,816

2,880

2,523

2,400

1,940

1,540

1,550

1,550

1,100

750

1,050

1,200

1,800

2,400

2,250

2,250

2,250

2,250

2,250

2,100

1,950

1,800

1,800

1,870

2,020

2,170

2,938

3,048

2,998

2,913

2,412

2,404

2,419

2,369

0

0

0

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

64,276

67,428

66,253

61,499

56,350

50,558

46,015

44,179

42,670

40,498

38,105

35,683

33,209

31,457

30,168

28,555

27,354

25,799

24,239

23,104

21,555

20,340

19,074

18,191

17,773

17,385

0

0

0

-

-

-

-

-

-

-

-

NONINTEREST INCOME
Service charges and fee income

5,820

6,554

6,319

5,416

4,232

3,233

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

12,890

11,973

11,343

11,103

0

0

0

Service charges and fee income

-

-

-

-

-

-

-

-

-

-

-

-

3,555

3,391

3,013

2,642

2,249

1,977

1,913

1,843

1,789

1,762

1,689

1,704

1,752

1,807

1,919

1,945

1,956

1,993

2,015

2,025

1,995

1,971

0

0

0

Gain on sale of loans

17,750

14,248

12,950

12,185

13,280

14,861

16,612

17,819

17,608

17,985

18,175

19,072

20,049

19,058

17,831

15,541

14,710

14,672

14,050

12,207

9,395

7,577

6,145

5,893

6,327

6,371

7,535

6,913

5,130

3,684

0

0

0

-

-

-

-

Gain on sale of investment securities

-

-

90

90

-

171

113

256

493

380

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

0

0

0

-

0

0

0

-

0

-

-

-

-

-

-

-

-

-

-

Gain on sale of mortgage servicing rights (MSR)

-

-

-

-

-

-

-

-

-

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(Loss) gain on sale of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

323

321

165

88

0

0

-

0

-

-

Earnings on cash surrender value of BOLI

873

872

806

675

546

413

324

304

287

274

280

283

282

282

280

260

238

216

195

191

189

187

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Other noninterest income

2,922

1,355

1,284

1,141

922

829

745

839

882

825

772

708

636

692

723

678

646

652

653

629

665

557

507

519

472

473

420

332

297

322

353

366

370

332

0

0

0

Total noninterest income

27,371

23,035

28,792

26,850

26,381

26,850

20,710

22,335

23,678

24,074

24,248

25,069

24,668

23,569

21,993

19,121

17,843

17,593

16,878

14,886

12,064

10,033

8,438

8,217

8,692

8,915

10,197

9,513

7,704

6,164

4,094

3,220

2,655

2,475

0

0

0

NONINTEREST EXPENSE
Salaries and benefits

35,120

33,816

31,537

30,711

29,733

28,538

28,179

28,280

27,525

26,595

25,645

24,792

23,234

21,982

20,783

18,791

17,649

16,732

16,605

15,867

14,891

14,064

12,615

11,636

11,531

10,886

10,962

10,546

9,275

8,495

7,194

6,497

5,969

5,616

0

0

0

Operations

10,081

9,722

9,563

8,511

7,394

6,709

5,907

6,176

6,078

6,205

6,286

6,159

6,112

6,000

5,387

5,055

4,787

4,376

4,284

4,098

3,896

3,479

3,161

2,981

2,814

3,026

3,038

2,916

2,781

2,530

0

0

0

-

-

-

-

Operations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Occupancy

4,637

4,640

4,392

4,032

3,506

3,042

2,830

2,736

2,677

2,672

2,568

2,515

2,480

2,404

2,254

2,154

2,000

1,867

1,821

1,744

1,691

1,655

1,696

1,648

1,630

1,549

1,417

1,331

1,260

1,232

1,176

1,207

1,149

1,103

0

0

0

Data processing

4,666

4,972

4,695

4,172

3,515

2,870

2,654

2,680

2,594

2,521

2,371

2,257

2,221

2,134

2,016

1,859

1,695

1,573

1,529

1,480

1,387

1,315

1,206

1,160

1,126

1,105

1,110

1,079

1,088

1,055

1,001

981

916

890

0

0

0

Gain on sale of other real estate owned (OREO)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

42

214

354

472

518

465

396

495

847

0

0

0

-

-

-

-

Loss (gain) on sale of OREO

51

138

0

0

0

-

0

0

0

-

-

-

-

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

OREO expenses

-

13

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

OREO expenses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

9

55

86

131

132

108

124

172

184

0

0

0

-

-

-

-

Loan costs

3,065

3,238

2,901

2,848

2,845

2,801

2,857

2,733

2,572

2,652

2,693

2,682

2,777

2,505

2,208

1,872

1,651

1,547

1,463

1,400

1,374

1,346

1,341

1,387

1,341

1,336

1,324

1,175

1,028

867

0

0

0

-

-

-

-

OREO fair value write-downs, net of loss on sales

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

OREO fair value write-downs, net of (gain) loss on sales

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

OREO expenses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Loan costs

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Professional and board fees

2,557

2,426

2,371

2,131

1,978

1,872

1,758

1,722

1,661

1,697

1,712

1,836

1,958

1,943

1,880

1,857

1,756

1,658

1,586

1,424

1,299

1,236

1,218

1,232

1,267

1,193

1,031

878

711

618

724

665

635

631

0

0

0

Federal Deposit Insurance Corporation ("FDIC") insurance

236

358

607

773

724

517

375

413

442

535

609

532

519

487

381

352

328

305

297

290

270

254

252

252

257

251

258

262

251

257

246

230

314

391

0

0

0

Federal Deposit Insurance Corporation ("FDIC") insurance refund

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Marketing and advertising

689

678

686

709

733

747

769

760

727

716

669

679

704

710

804

785

723

709

608

563

543

520

494

463

496

474

430

403

312

280

255

259

248

236

0

0

0

Acquisition costs

-

1,756

2,298

0

0

-

0

-

0

-

0

-

-

389

833

1,265

1,261

876

432

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of core deposit intangible

746

760

690

577

464

351

331

354

377

400

440

480

520

522

382

242

102

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Impairment of servicing rights

583

92

0

0

0

-

0

0

0

-

1

-215

-1

-3

-2

214

0

0

1

-17

-19

-18

-26

-10

13

-109

-95

15

-9

112

0

0

0

-

-

-

-

Total noninterest expense

63,720

62,333

60,410

57,526

52,599

48,838

46,101

45,852

44,652

43,993

42,994

41,717

40,378

38,923

36,776

34,296

31,952

29,643

28,633

26,877

25,330

23,902

22,226

21,189

21,078

20,361

20,048

19,125

17,364

16,477

14,771

13,757

12,740

12,033

0

0

0

INCOME BEFORE PROVISION FOR INCOME TAXES

27,927

28,130

34,635

30,823

30,132

28,570

20,624

20,662

21,696

20,579

19,359

19,035

17,499

16,103

15,385

13,380

13,245

13,749

12,484

11,113

8,289

6,471

5,286

5,219

5,387

5,939

6,453

5,812

4,781

3,198

0

0

0

-

-

-

-

INCOME BEFORE BENEFIT FOR INCOME TAX

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

PROVISION FOR INCOME TAXES

5,235

5,413

6,120

5,400

4,915

4,223

4,314

4,950

5,882

6,494

6,407

6,080

6,068

5,604

5,415

4,872

4,778

4,873

4,092

3,570

2,554

1,931

1,742

1,759

1,827

2,019

1,998

-906

-1,472

-2,097

0

0

0

-

-

-

-

INCOME BEFORE PROVISION FOR INCOME TAX

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

NET INCOME

22,692

22,717

28,515

25,423

25,217

24,347

16,310

15,712

15,814

14,085

12,952

12,955

11,431

10,499

9,970

8,508

8,467

8,876

8,392

7,543

5,735

4,540

3,544

3,460

3,560

3,920

4,455

6,718

6,253

5,295

4,536

1,436

1,258

1,545

0

0

0

Basic earnings per share (in dollars per share)

1.16

1.32

1.62

1.00

1.19

3.05

1.12

1.19

1.22

1.02

1.13

1.50

0.90

0.88

1.21

0.98

0.56

0.66

0.67

0.94

0.71

0.51

0.39

0.33

0.29

0.17

0.35

0.36

0.41

0.73

1.03

0.00

0.00

-

-

-

-

Diluted earnings per share (in dollars per share)

1.14

1.30

1.58

0.98

1.15

2.94

1.07

1.13

1.15

0.95

1.07

1.41

0.85

0.82

1.18

0.96

0.55

0.64

0.66

0.93

0.70

0.51

0.39

0.33

0.29

0.17

0.35

0.36

0.41

0.73

1.03

0.00

0.00

-

-

-

-