First savings financial group, inc. (FSFG)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Sep'10
ASSETS
Cash and due from banks

11,790

14,051

13,008

10,760

11,617

11,524

14,191

13,725

12,457

10,018

11,017

10,926

11,148

9,367

11,449

9,602

8,961

8,540

9,884

7,963

9,875

7,844

8,853

9,477

8,746

9,171

9,607

7,903

14,145

10,574

27,569

7,694

12,440

10,562

18,099

6,647

10,184

Interest-bearing deposits with banks

10,813

27,276

28,424

54,345

28,825

24,820

28,083

24,277

26,573

29,013

23,242

30,164

22,412

17,804

17,893

15,474

14,991

19,895

15,110

13,428

10,322

13,128

11,477

9,908

11,125

10,786

11,208

13,212

13,359

11,121

11,222

7,588

5,891

5,764

9,104

2,289

1,094

Total cash and cash equivalents

22,603

41,327

41,432

65,105

40,442

36,344

42,274

38,002

39,030

39,031

34,259

41,090

33,560

27,171

29,342

25,076

23,952

28,435

24,994

21,391

20,197

20,972

20,330

19,385

19,871

19,957

20,815

21,115

27,504

21,695

38,791

15,282

18,331

16,326

27,203

8,936

11,278

Interest-bearing time deposits

2,510

2,510

2,265

2,620

-

-

2,501

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Trading account securities

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities available for sale, at fair value

184,684

177,691

177,302

179,991

-

-

184,373

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest-bearing time deposits

-

-

-

-

2,963

2,991

-

2,756

2,756

2,680

2,435

2,555

2,355

2,855

3,100

3,100

2,855

2,855

3,100

2,235

2,235

2,235

1,500

1,500

1,500

1,500

1,500

-

-

-

0

-

-

-

-

-

-

Trading account securities, at fair value

-

-

-

-

-

-

-

0

5,749

6,639

7,175

5,819

6,388

9,138

9,255

8,802

9,131

7,510

9,044

8,770

5,229

4,680

5,319

5,254

5,099

4,154

3,210

2,277

3,851

3,431

3,562

2,130

-

-

0

-

-

Securities available for sale, at fair value

-

-

-

-

191,082

186,260

-

208,071

189,732

176,494

178,099

178,019

174,958

173,359

174,493

175,849

177,444

174,109

178,328

180,087

183,375

183,278

184,697

185,764

182,930

174,719

164,167

165,051

170,555

174,536

152,543

153,729

125,189

119,674

108,577

121,751

109,976

Securities held to maturity

2,189

2,300

2,336

2,430

2,465

2,570

2,607

2,687

2,725

2,844

2,878

2,955

2,987

3,081

3,166

3,406

3,445

4,543

4,620

4,941

5,012

5,350

5,419

5,744

5,824

6,184

6,417

6,772

7,284

7,714

7,848

8,406

8,742

9,154

9,506

2,667

3,929

Loans held for sale, residential mortgage, at fair value

139,084

93,564

80,457

81,191

-

-

10,466

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale, Small Business Administration

24,843

16,959

15,613

15,056

-

-

21,659

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale, residential mortgage ($81,083 at fair value in 2019; $9,952 at fair value in 2018)

-

-

-

-

25,017

15,920

-

3,002

330

123

727

755

506

875

384

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale, Small Business Administration

-

-

-

-

23,786

22,032

-

22,274

21,779

29,186

24,908

24,215

16,034

16,178

5,087

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans, net of allowance for loan losses of $9,616 and $9,323

-

-

-

-

762,661

734,061

-

693,858

682,441

616,993

586,456

564,771

549,173

534,646

518,611

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale ($5,835 at fair value in 2015)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,922

5,361

1,451

6,803

306

-

-

281

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

320

0

-

122

59

99

399

233

618

348

643

92

121

252

0

-

1,884

Loans, net of allowance for loan losses of $11,691 at March 31, 2020 and $10,040 at September 30, 2019

877,276

851,700

810,658

796,994

-

-

704,271

-

-

-

-

-

-

-

-

494,079

478,518

460,356

457,112

447,665

445,024

441,206

433,876

423,793

428,553

419,021

408,375

404,482

394,691

392,866

389,067

365,157

353,690

355,414

354,432

352,710

343,615

Federal Reserve Bank and Federal Home Loan Bank stock, at cost

16,618

14,149

13,040

12,980

10,196

10,196

9,621

9,621

9,621

9,499

6,936

6,936

6,936

6,936

6,936

6,936

6,936

6,720

6,720

6,647

7,462

7,462

6,517

5,675

5,675

5,675

5,500

5,400

5,400

5,400

5,400

5,400

4,900

4,900

4,400

4,400

4,170

Real estate development and construction

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,966

6,978

7,030

7,079

7,129

7,105

7,153

7,202

7,253

7,300

7,195

7,178

7,228

6,728

5,572

4,538

4,112

-

-

0

-

-

Real estate development and construction

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,251

-

-

-

-

Premises and equipment

23,437

22,880

19,238

18,732

18,488

20,159

13,013

12,608

12,597

11,155

11,270

11,439

11,456

11,587

11,674

13,364

13,573

13,637

13,838

13,948

14,027

14,063

14,275

14,456

14,720

14,918

14,842

11,324

11,139

11,111

10,907

10,246

10,342

13,645

10,444

10,180

9,492

Other real estate owned, held for sale

1,838

1,893

1,893

1,896

1,917

232

103

64

0

211

852

346

303

553

519

604

594

695

618

558

552

549

953

714

762

979

799

-

-

-

2,081

-

-

-

-

-

-

Accrued interest receivable:
Foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

671

674

1,549

-

1,415

1,024

1,502

1,028

948

1,331

Loans

3,320

3,508

3,329

3,150

2,882

2,794

2,687

2,405

2,217

2,166

1,907

1,827

1,679

1,708

1,451

1,468

1,414

1,335

1,259

1,263

1,227

1,246

1,276

1,274

1,249

1,238

1,208

1,276

1,327

1,261

1,358

1,354

1,303

1,447

1,382

1,506

1,646

Securities

1,837

2,066

1,712

2,234

1,720

2,014

1,600

2,107

1,657

1,827

1,491

1,681

1,448

1,638

1,355

1,587

1,368

1,598

1,396

1,561

1,283

1,460

1,235

1,470

1,257

1,484

1,183

1,432

1,143

1,381

1,054

1,280

909

1,101

816

1,070

746

Cash surrender value of life insurance

31,383

31,189

26,546

26,381

26,224

20,077

19,966

19,861

19,750

18,404

18,297

18,182

18,077

17,973

18,214

18,105

17,993

17,881

17,766

17,652

18,266

18,149

18,021

18,297

18,164

18,030

12,933

12,834

12,736

12,624

8,548

8,483

8,697

8,625

8,548

8,464

8,234

Goodwill

9,848

9,848

9,848

9,848

9,848

9,848

9,848

9,511

9,514

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

7,936

5,940

5,940

5,940

5,940

5,940

5,940

Core deposit intangibles

1,309

1,362

1,416

1,469

1,523

1,601

1,727

2,463

2,583

607

693

779

865

951

1,037

1,123

1,209

1,295

1,381

1,467

1,553

1,639

1,725

1,811

1,897

1,983

2,069

2,155

2,241

2,327

2,413

1,933

2,007

2,080

2,154

2,227

2,447

Other assets

25,473

19,627

15,494

8,876

8,508

6,890

7,690

6,056

6,073

4,357

4,814

4,777

5,941

5,974

3,956

4,835

6,412

8,013

7,952

7,369

6,044

5,766

4,200

1,363

1,374

1,871

1,924

2,834

2,328

2,883

2,224

2,079

1,803

2,179

2,656

2,795

3,754

Total Assets

1,368,252

1,292,573

1,222,579

1,228,953

1,129,722

1,073,989

1,034,406

1,035,346

1,008,554

930,152

891,133

874,082

840,602

822,559

796,516

779,158

765,119

745,399

749,946

730,925

726,847

723,144

713,129

701,811

704,170

686,943

660,455

653,020

656,155

652,634

638,913

587,038

546,249

542,239

537,086

523,594

508,442

LIABILITIES
Deposits:
Noninterest-bearing

178,894

180,321

173,072

172,915

162,901

169,062

167,705

156,827

162,704

101,213

96,283

95,558

98,790

92,748

79,859

78,468

75,885

72,370

71,184

67,479

62,553

54,448

56,092

57,580

53,495

47,359

50,093

51,908

53,165

47,485

50,502

39,095

38,794

31,709

33,426

30,725

28,853

Interest-bearing

758,412

705,277

661,312

715,230

661,869

663,011

643,407

677,927

596,083

574,236

573,099

578,342

532,455

532,198

499,608

495,634

491,537

461,540

462,113

461,476

474,384

461,299

477,102

467,615

470,395

444,163

427,633

432,475

442,090

444,388

443,732

363,904

370,912

337,912

354,200

346,584

337,308

Total deposits

937,306

885,598

834,384

888,145

824,770

832,073

811,112

834,754

758,787

675,449

669,382

673,900

631,245

624,946

579,467

574,102

567,422

533,910

533,297

528,955

536,937

515,747

533,194

525,195

523,890

491,522

477,726

484,383

495,255

491,873

494,234

402,999

409,706

369,621

387,626

377,309

366,161

Federal funds purchased

0

0

4,000

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Repurchase agreements

-

-

-

1,354

1,353

1,352

1,352

1,351

1,350

1,349

1,348

1,347

1,347

1,346

1,345

1,344

1,343

1,342

1,342

1,341

1,340

1,339

1,338

1,337

1,336

1,336

1,335

1,334

1,332

1,330

1,329

1,327

1,325

1,323

16,403

16,507

16,821

Borrowings from Federal Home Loan Bank

270,000

239,566

222,544

189,255

160,938

107,019

90,000

90,000

144,223

150,000

118,065

100,000

113,050

104,996

121,633

105,265

100,000

99,135

104,867

94,626

81,554

101,863

79,548

79,749

85,744

102,565

89,348

76,365

65,098

68,044

53,062

98,044

53,100

91,806

53,137

69,411

67,159

Other borrowings

19,763

19,746

19,729

19,712

19,695

19,678

19,661

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other long-term debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4,491

4,537

4,585

4,632

4,678

4,724

4,769

4,812

4,855

4,896

4,939

4,973

4,962

4,432

3,246

2,132

-

-

-

0

-

-

Accrued interest payable

787

772

935

1,383

1,325

996

743

428

316

329

283

265

215

201

195

187

200

186

186

179

179

174

175

163

182

177

184

186

208

220

236

248

276

313

399

413

427

Advance payments by borrowers for taxes and insurance

1,985

1,269

1,906

1,359

1,274

855

1,218

808

980

783

1,212

992

1,018

671

1,014

741

869

655

883

641

747

599

748

535

654

522

707

464

550

449

622

406

315

203

330

201

252

Accrued expenses and other liabilities

22,166

21,444

17,824

12,598

10,438

7,455

10,075

9,136

7,071

6,835

7,728

6,259

6,073

5,282

6,282

8,854

9,503

9,250

10,382

8,551

9,667

9,144

6,234

4,314

4,150

3,435

3,929

3,299

5,041

3,970

4,372

2,997

-

-

2,590

-

-

Accrued expenses and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,579

1,749

-

1,763

2,471

Total Liabilities

1,252,007

1,168,395

1,101,322

1,113,806

1,019,793

969,428

934,161

936,477

912,727

834,745

798,018

782,763

752,948

737,442

709,936

694,984

683,874

649,063

655,589

638,971

635,148

633,635

626,049

616,148

620,852

604,496

578,202

570,993

571,916

569,132

555,987

506,021

467,301

465,015

460,485

465,604

453,291

STOCKHOLDERS' EQUITY
Preferred stock of $.01 par value per share; authorized 1,000,000 shares; none issued

0

0

0

-

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

-

-

-

0

0

0

30,000,000

0

-

-

-

-

-

-

-

-

0

-

Common stock of $.01 par value per share; authorized 20,000,000 shares; issued 2,567,842 shares (2,565,606 at September 30, 2019); outstanding 2,375,324 shares (2,350,229 shares at September 30, 2019)

26

26

26

26

26

26

26

26

26

26

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

25

Additional paid-in capital

27,436

27,582

27,494

27,476

27,500

27,746

27,630

27,612

27,677

27,872

27,798

27,782

27,767

27,872

27,182

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24,513

-

Additional paid-in capital

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

41,953

41,854

41,790

41,729

-

24,310

Retained earnings - substantially restricted

93,425

94,455

91,228

86,283

82,266

79,109

76,523

74,123

71,361

70,674

67,583

65,558

63,429

61,548

59,499

56,980

55,040

53,709

52,760

51,235

49,345

48,123

47,175

46,087

44,913

43,668

42,870

41,775

40,908

40,013

39,917

38,819

37,590

36,668

35,801

35,080

31,889

Accumulated other comprehensive income

472

6,712

7,296

6,221

4,089

1,772

382

1,665

2,178

3,142

4,158

4,438

2,951

2,381

5,944

6,057

5,068

4,370

4,210

3,460

5,251

4,495

3,853

3,459

2,190

1,131

1,468

2,220

5,454

5,798

5,609

4,397

3,677

3,040

3,354

2,814

2,959

Unearned stock compensation

-

-

-

-

-

-

-

-

-

-

-

-

640

675

-

0

0

0

197

239

281

323

537

577

618

658

865

903

942

-980

1,198

1,235

1,271

1,307

1,343

1,380

1,501

Unearned stock compensation

446

495

446

490

534

580

479

517

554

619

571

606

-

-

0

-

-

0

-

0

31

94

162

227

292

357

422

488

552

-617

682

747

812

877

942

1,007

1,202

Less treasury stock, at cost - 192,518 shares (215,377 shares at September 30, 2019)

4,254

4,470

4,545

4,545

4,659

5,105

5,269

5,269

5,524

5,775

5,878

5,878

5,878

6,034

6,070

6,070

6,070

6,070

6,357

6,357

6,225

6,225

6,473

6,251

5,870

4,241

3,407

3,097

2,994

-2,994

2,766

2,195

2,115

2,115

2,023

2,055

1,329

Total First Savings Financial Group, Inc. Stockholders' Equity

116,659

123,810

121,053

114,971

108,688

102,968

98,813

97,640

95,164

95,320

93,115

91,319

87,654

85,117

86,580

84,174

81,245

96,336

94,357

91,954

91,699

89,509

87,080

85,663

83,318

82,447

82,253

82,027

84,239

83,502

82,926

81,017

78,948

77,224

76,601

57,990

55,151

Noncontrolling interests in subsidiary

-414

368

204

176

1,241

1,593

1,432

1,229

663

87

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total Equity

116,245

124,178

121,257

115,147

109,929

104,561

100,245

98,869

95,827

95,407

93,115

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total Liabilities and Equity

1,368,252

1,292,573

1,222,579

1,228,953

1,129,722

1,073,989

1,034,406

1,035,346

1,008,554

930,152

891,133

874,082

840,602

822,559

796,516

779,158

765,119

745,399

749,946

730,925

726,847

723,144

713,129

701,811

704,170

686,943

660,455

653,020

656,155

652,634

638,913

587,038

546,249

542,239

537,086

523,594

508,442